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智通ADR统计 | 9月30日
智通财经网· 2025-09-29 22:56
| 序号 | 名称 | 港股代码 | 最新价 | 涨跌额 | 涨跌幅 | ADRIETS | ADR换算价(HKD) | 较 较港股升跌 | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 1 | 腾讯控股 | O 00700 | 660.000 | +16.000 | 2.48% | TCEHY | 661.446 | +1.446 | | 2 | 阿里巴巴-W | 09988 | 173.400 | +6.900 | 4.14% | BABA | 175.032 | +1.632 | | 3 | 汇丰控股 | 00005 | 108.800 | +2.100 | 1.97% | HSBC | 109.701 | +0.901 | | 4 | 建设银行 | 00939 | 7.480 | +0.100 | 1.36% | CICHY | 7.464 | -0.016 | | 5 | 小米集团-W | 01810 | 53.550 | -1.100 | -2.01% | XIACY | 53.738 | +0.188 | | 6 | 友邦保险 ...
优质服务铸辉煌 百年大观谱新篇
Qi Lu Wan Bao· 2025-09-29 17:17
] 一、破冰之举:微笑服务开启行业文明新篇 上世纪90年代的中国,正处在计划经济向社会主义市场经济转型加速深化的关键期。"门难进、脸难看、 事难办"是当时很多窗口单位的写照,老百姓对银行的敬畏远多于信任。 1994年的一天,一位家住西郊的老大爷拿着一张残破的两角钱走了好几家银行都遭到了冷落和拒绝,最后, 老大爷拖着疲惫的身子,抱着再试试的想法来到工商银行大观园储蓄所,该所副主任热情地接待了老大爷, 用二张崭新的一角钱,兑换了老大爷手中的残破币,老大爷非常高兴,连声说:"工行的服务就是好,有钱我就 存在大观园!"第二天,老大爷专程拿来1万元钱办理了5年期定期存款业务。从此,老大爷成为工商银行的 忠诚客户。这个带有传奇色彩的"换两毛存一万"的故事在业内外传为佳话,像一粒投入湖面的石子,悄然 掀起了一场金融业的服务革命。 大观园储蓄所随即在全国金融业率先推行"微笑服务"和"优质文明用语"规范,要求柜员接待客户时必须 起身微笑,使用"您好""请稍等""请问还有什么可以帮您"等礼貌用语;设立"委屈奖",鼓励员工耐心化解 客户不满;建立"首问负责制",确保客户问题有人管、有人办。这些现在看来习以为常的做法,在当时却 需要 ...
银行“花式营销”抢抓“双节”消费红利
Zheng Quan Ri Bao· 2025-09-29 16:22
国庆、中秋"双节"临近,为响应扩内需、促消费政策,各家商业银行纷纷打出"权益优惠+低息信贷"组 合拳:一方面密集升级信用卡场景化权益;另一方面聚焦"贴息补贴"举措,叠加政策贴息,部分消费贷 产品年化利率(单利)低至2%,助力"双节"消费市场升温。 加大消费贷贴息力度 在低息信贷方面,"双节"期间银行个人消费贷利率迎来"大促"。自9月1日个人消费贷款贴息政策全面落 地以来,消费贷市场热度持续攀升,多家银行加大贴息力度,推动利率进一步下探——当前部分银行消 费贷最低利率已降至3%,叠加政策贴息后,实际利率进入2%至3%区间,显著降低居民消费融资成本。 具体来看,建设银行四川省分行于9月25日通过官方微信公众号推出"国庆中秋畅快购,消费贷款享贴 息"活动,按年化1个百分点给予贴息,累计贴息上限3000元,贴息后年化利率(单利)低至2%;工商 银行安徽分行推出"双节"消费贴息活动,累计贴息上限同为3000元(单笔5万元以下贴息上限1000 元),核心产品"融e借"年化利率3%起,期限最长7年,支持全程线上"一键即贷、实时到账"。 苏商银行特约研究员薛洪言对《证券日报》记者表示,与往年相比,今年银行对消费的支持力度呈 ...
TD’s US Investment-Banking Ambitions Risk Leaving Canada Behind
MINT· 2025-09-29 11:20
As hundreds of TD Securities managing directors gathered at the Encore hotel overlooking Boston Harbor in June, there was a celebratory atmosphere in the air. Less publicly, there was grousing as well. The buoyant mood at the multiday meeting was partly because Toronto-Dominion Bank’s takeover of New York investment bank Cowen Inc. — completed in 2023 — had cleared its last legal hurdle just months earlier, allowing the firms’ traders to finally work together in person. The event also marked the first ti ...
港股29日涨1.89% 收报26622.88点
Xin Hua Wang· 2025-09-29 10:43
Core Points - The Hang Seng Index rose by 494.68 points, an increase of 1.89%, closing at 26,622.88 points [1] - The total turnover for the day on the main board was 309.096 billion HKD [1] - The Hang Seng China Enterprises Index increased by 151.02 points, closing at 9,454.12 points, a rise of 1.62% [1] - The Hang Seng Tech Index gained 129.14 points, closing at 6,324.25 points, reflecting a growth of 2.08% [1] Blue Chip Stocks - Tencent Holdings rose by 2.48%, closing at 660 HKD [1] - Hong Kong Exchanges and Clearing increased by 2.79%, closing at 442.2 HKD [1] - China Mobile decreased by 0.12%, closing at 84.9 HKD [1] - HSBC Holdings rose by 1.97%, closing at 108.8 HKD [1] Local Hong Kong Stocks - Cheung Kong Holdings increased by 3.58%, closing at 37.58 HKD [1] - Sun Hung Kai Properties rose by 1.69%, closing at 93.15 HKD [1] - Henderson Land Development increased by 2.06%, closing at 27.7 HKD [1] Chinese Financial Stocks - Bank of China rose by 0.71%, closing at 4.23 HKD [1] - China Construction Bank increased by 1.36%, closing at 7.48 HKD [1] - Industrial and Commercial Bank of China rose by 0.53%, closing at 5.73 HKD [1] - Ping An Insurance increased by 2.1%, closing at 53.5 HKD [1] - China Life Insurance rose by 4.61%, closing at 22.22 HKD [1] Oil and Petrochemical Stocks - China Petroleum & Chemical Corporation rose by 0.74%, closing at 4.1 HKD [1] - China National Petroleum Corporation increased by 2.39%, closing at 7.28 HKD [1] - CNOOC Limited rose by 0.84%, closing at 19.28 HKD [1]
山东农担泰安管理中心联合工商银行泰安分行为种粮大户解“燃眉之急”
Qi Lu Wan Bao Wang· 2025-09-29 06:57
基于付老板良好的信用记录和稳定的经营基础,工商银行泰安分行精准推荐了"线上普惠贷"系列产品。 该产品依托数字化风控模型,具有审批快、利率优、放款迅速、随借随还等特点,真正实现"数据多跑 路、客户少跑腿"。 2025年9月,秋意渐浓,齐鲁大地的田野间一派繁忙景象。在泰安市岱岳区,种植大户付老板正忙着为 即将到来的粮食收购季做准备。作为当地为数不多的粮食种植专业大户,他从事粮食种植与购销已有十 余年,凭借丰富的种植经验和科学管理,在周边享有良好口碑。然而,随着新一批粮食收购任务临近, 资金周转问题一度让他犯了难。 "粮食收购季节性强,必须提前备足资金,否则很容易错失优质粮源。"付老板坦言,尽管自己经营稳 定、信誉良好,但传统融资方式流程长、手续多,难以满足快速放款和灵活用款的需求。 就在他一筹莫展之际,山东农担公司泰安管理中心工作人员主动对接,在了解其资金需求后,第一时间 联系工商银行泰安分行客户经理,迅速组成联合服务小组,上门开展实地调查。工作人员深入田间地 头,详细了解付老板的种植规模、收成情况、销售渠道及融资诉求,现场评估其经营状况与发展潜力。 从申请到审批,再到资金到账,整个流程仅用数个工作日,40万元贷 ...
金融活水润天山 工商银行以金融之笔绘就美丽新疆新画卷
Jin Rong Shi Bao· 2025-09-29 02:10
Group 1: Financial Support and Agricultural Development - The Industrial and Commercial Bank of China (ICBC) has provided over 20 million yuan in inclusive loans over three years, transforming saline-alkali land in Kashgar into productive rice fields [1] - ICBC Xinjiang Branch has launched a "Huangqi Crop Loan" specifically for traditional Chinese medicine cultivation, facilitating a 100,000 yuan loan for a farmer in Yili within one day [4] - The bank has introduced an online cotton financing service, providing over 3.5 billion yuan in loans to cotton farmers, significantly improving the efficiency of financial services [5] Group 2: Renewable Energy and Infrastructure Projects - ICBC Xinjiang Branch has successfully funded a 1 billion yuan project loan for a green hydrogen demonstration project, breaking traditional collateral models [2] - The bank has facilitated nearly 25 billion USD in cross-border settlements and foreign exchange transactions during the 14th Five-Year Plan period, supporting the development of Xinjiang as a key logistics hub [3] Group 3: Social Welfare and Community Services - ICBC Xinjiang Branch has issued 3.4 million social security cards, enhancing accessibility to social services across the region [6] - The bank has established 106 rural inclusive financial service points, improving financial service availability in remote areas [6] Group 4: Support for Small and Micro Enterprises - The bank has increased its inclusive loan balance by 5.6 times since the beginning of the 14th Five-Year Plan, significantly boosting support for small and micro enterprises [7] - ICBC Xinjiang Branch has developed over 30 regional financing solutions tailored for small businesses, enhancing their growth potential [7]
银行渠道本周在售“固收+”理财产品榜单(9/29-10/5)
编者按:当前银行理财货架产品琳琅满目,诸如"增强""稳健""均衡"等名称相近、特征模糊的产品层出不穷,投资者应如何甄别 与选择?为降低投资者的选择成本,南财理财通课题组从代销机构角度入手,每周聚焦各渠道当周在售的理财产品,搜罗其中 业绩表现优异者,并发布代销产品业绩榜单。 该榜单的筛选主要依据两大标准:一是产品类型,前期重点关注纯固收、"固收+"和混合类这三类主力产品;二是业绩稳定性, 要求产品成立至少满3个月,以保证有足够的业绩积累。理财产品样本选取人民币公募理财产品。 | 1 | 中国银行 | 汇和多策略十八个 | 汇华理财 | 18月 | 6.29% | 12.2 | 5.68% | | --- | --- | --- | --- | --- | --- | --- | --- | | | | 月時有 | | | | 0% | | | 2 | 中国银行 | 聚富1年接有期国收 增益 | 中银理财 | રૂરિટ 天 | | 7.02% 7.71% 5.14% | | | 3 | 中国银行 | 稳富固收增强双债 | 中银理财 | 180 | 5.64% | 7.67% | | | | | 策略180天持有 ...
银行治理改革迎新进展:五大国有银行监事会正式退出,邮储银行监事长到龄辞任
Xin Lang Cai Jing· 2025-09-29 00:33
9月25日,工商银行、农业银行、中国银行、建设银行、交通银行集体发布公告,宣布公司 章程修订获监管核准,自核准之日起不再设立监事会,由董事会审计委员会依法承接监事会 职权。 交通银行同样发布相关公告,自2025年9月25日起不再设立监事会,由董事会审计委员会行 使监事会相关职权。现任监事王学庆、苏治、林至红、丰冰、颇颖不再担任监事及监事会相 关职务。 邮储银行也于近日发布公告表示,监事长、股东代表监事陈跃军到龄辞任。该行2025年第二 次临时股东大会会议资料显示,拟不再设立监事会及下设专门委员会,自公司章程获国家金 融监督管理总局核准之日起生效。 据不完全统计,目前已有20逾家银行披露公司治理架构改革计划,有银行已宣布监事团队人 员调整。业内人士认为,银行裁撤监事会有助于提升银行治理效率、精简公司治理结构、权 责更加清晰,同时也要防范监督独立性风险。 五家国有银行集体官宣取消监事会 邮储银行监事长日前已辞任 9月25日,国有五大行集体发布公告,宣布公司章程修订获核准以及不再设立监事会,由董 事会审计委员会依法承接监事会职权。 工商银行公告称,近日收到《国家金融监督管理总局关于工商银行修改公司章程的批复》。 自 ...
工行、农行、中行、建行、交行、邮储银行同日公告
Jing Ji Wang· 2025-09-28 09:19
Core Viewpoint - Major banks in China have decided to abolish their supervisory boards, transferring their functions to the audit committee of the board of directors, which is seen as a move to optimize corporate governance and reduce costs [7][8][9] Group 1: Decision and Implementation - The five major banks have announced that they will no longer establish supervisory boards, a decision approved at the 2024 annual general meeting held on June 27, 2025, and recently sanctioned by the National Financial Regulatory Administration [7] - Postal Savings Bank has also proposed to abolish its supervisory board and related committees, with the audit committee of the board taking over these responsibilities, pending shareholder approval [8] Group 2: Rationale and Expert Opinions - Industry experts suggest that the functions of supervisory boards overlap with those of the audit committee, particularly the independent directors, making the abolition a strategic choice to enhance governance flexibility and efficiency [8] - The decision to eliminate supervisory boards is viewed as a way to maintain effective corporate governance while lowering governance costs, according to a leading expert from the Shanghai Financial and Development Laboratory [8] Group 3: Regulatory Framework - The revised Company Law allows companies to establish audit committees within the board of directors to perform the functions of supervisory boards, a change that has been recognized by the National Financial Regulatory Administration [9] - Besides the six major banks, several other national joint-stock banks and local commercial banks have also announced the abolition of their supervisory boards [9]