Group 1 - The 2025 China International Service Trade Fair's financial services section will be held from September 10 to September 14 in Beijing, focusing on the theme "Digital Intelligence Drives Open Win-Win" [1] - The financial services section aims to create four major platforms: global financial innovation product and service display, important policy and industry rule release, partner negotiation, and cutting-edge financial experience [1] - A total of 92 companies will participate in the exhibition, including 68 from the Fortune Global 500, with a 45.7% internationalization rate [1] Group 2 - Major financial institutions such as Industrial and Commercial Bank of China, Bank of China, and Beijing Bank will showcase innovative products in the field of fintech [2] - Industrial and Commercial Bank will display a trillion-level financial model, while Beijing Bank will present an interactive digital robot to demonstrate various financial services [2] - A digital RMB immersive experience area of nearly 1,000 square meters will be created, featuring a collaborative exhibition matrix from multiple banks to showcase "Digital RMB+" innovations [2] Group 3 - The financial services section will emphasize experiential activities, with interactive events designed to engage the public [3] - China Minsheng Bank will introduce fun activities such as stamp collection and interactive games to enhance the audience's experience of financial innovation [3] - Traffic Bank will feature creative displays and promotional activities to allow visitors to experience the vitality of a century-old financial brand [3]

转自：新华财经 工行北海分行坚决贯彻工行总行"服务高水平对外开放"要求，深入落实"春融行动2025"专项部署，全面 推广"工银e贸"外贸新业态服务体系，持续提升外贸金融服务质效。截至2025年7月末，该行累计投放贸 易融资折合人民币超4亿元，精准赋能区域外贸高质量发展，助力外贸企业扬帆出海、行稳致远。 聚焦需求，数字赋能破解融资瓶颈。针对轻资产进出口企业融资难题，工行北海分行以"跨境贷"等数字 普惠产品为抓手，提供高效便捷的融资服务。如，基于RCEP原产地证书及报关数据，为北海某服饰公 司3个工作日内发放70万元贷款，助力其拓展日本市场；通过电子单证替代纸质材料，为北海某生物科 技公司全线上办理300万元融资，实现72小时放款，及时保障其生产原料的进口采购。 强化风控，合规护航高质量发展。工行北海分行严守风险底线，以合规经营护航高质量发展。该行聚焦 存续期管理，建立健全贸易背景真实性动态核验、回款进度动态跟踪、行业风险前瞻预判三项机制。针 对大宗商品价格波动特点，预先制定包括动态追加担保、调整授信额度等在内的风险缓释预案，有效保 障贸易融资资产质量稳定，为服务高水平对外开放筑牢金融防线。（孙洁文 戴好） 编辑 ...

Core Viewpoint - The recent implementation of the personal consumption loan interest subsidy policy by the Ministry of Finance, the People's Bank of China, and the financial regulatory authority aims to stimulate consumer spending through subsidized loans, with a focus on major banks and specific financial institutions [4]. Group 1: Policy Overview - The personal consumption loan subsidy policy will be effective from September 1, 2025, to August 31, 2026, allowing residents to receive a subsidy of 1% per year on loans used for consumption, capped at 50% of the loan contract interest rate [4]. - A total of 23 lending institutions are included in the policy, comprising 6 large state-owned commercial banks, 12 national joint-stock commercial banks, and 5 other personal consumption loan providers [4]. Group 2: Loan Balances - In 2024, 16 banks reported personal consumption loan balances exceeding 100 billion yuan, with the top ten banks surpassing 300 billion yuan, indicating a significant concentration of loan balances among leading banks [4]. - Postal Savings Bank leads with a loan balance of 613.9 billion yuan, followed by China Construction Bank at 544.9 billion yuan and Agricultural Bank of China at 491.4 billion yuan [3][4]. Group 3: Bank Rankings - Among the top ten banks, five are large state-owned commercial banks, while three national joint-stock commercial banks also made the list: Ping An Bank (4th), China Merchants Bank (6th), and CITIC Bank (10th) [5]. - Notable performances include Ping An Bank with a balance of 474.7 billion yuan, surpassing Industrial and Commercial Bank of China at 421.2 billion yuan, and Ningbo Bank at 357.5 billion yuan, slightly ahead of Bank of Communications at 330.3 billion yuan [5].

Core Viewpoint - The 2025 China International Service Trade Fair's financial services section will take place from September 10 to September 14 at Shougang Park in Beijing, focusing on "Digital Intelligence Driven, Open and Win-Win" as its theme [1] Group 1: Event Overview - The financial services section will feature two main exhibition halls: Hall 5 for "Open Integration" showcasing banks, insurance, securities, funds, and payment institutions, and Hall 6 for "Intelligent Sharing" focusing on collaboration between financial institutions and leading tech companies [1] - A total of 92 companies will participate, including 68 from the Fortune Global 500 and industry leaders, highlighting the scale and international nature of the event [1] - The event will include over 30 parallel forums and a dedicated meeting area for high-level discussions, aiming to foster collaboration among domestic and international financial institutions [1][4] Group 2: Technological Innovations - Major banks such as ICBC, Bank of China, and Agricultural Bank of China will showcase innovative financial products utilizing AI technology to enhance interactive experiences [2] - ICBC will display a trillion-level financial model, while Agricultural Bank will introduce a VR-enabled service for online property viewing, enhancing transaction efficiency in the local tourism and homestay economy [2] - Other banks will present various technological advancements, including interactive digital robots and smart financial terminals, emphasizing the integration of technology in financial services [3] Group 3: Forums and Discussions - The event will host over 30 forums covering global financial hotspots and industry concerns, featuring high-level dialogues, policy interpretations, and project presentations [4][5] - Agricultural Bank will organize a meeting to support agricultural enterprises in expanding internationally, while Bank of China will focus on exchange rate risk management for outbound enterprises [5] - The event will also highlight innovative practices from financial institutions, including a unique service card for foreign visitors and advancements in commercial space insurance [5]

Group 1: Event Overview - The 2025 China International Service Trade Fair Financial Services Special Event will be held from September 10 to 14 in Beijing Shougang Park [1] - The theme for this year's financial services special event is "Digital Intelligence Driven, Open and Win-Win" [1] - The event aims to create four platforms: global financial innovation product and service display, important policy and industry rule release, partner negotiation, and cutting-edge financial experience [1] Group 2: Participation and Scale - A total of 92 domestic and foreign financial institutions will participate in the event, with 68 being Fortune 500 companies and industry leaders [4] - The exhibition area will cover 11,000 square meters, featuring two main halls with themes of "Open Integration" and "Intelligent Sharing" [4] - The internationalization rate of participating institutions is 45.7%, with 50 domestic institutions and 42 foreign institutions [1][4] Group 3: Innovative Financial Products and Services - Notable exhibits include the "Mifang Card," a three-in-one service product for foreign visitors, developed by Bank of China in collaboration with China Unicom and Beijing Yikatong [5] - China Insurance will showcase the first commercial aerospace insurance consortium in China and innovative technology insurance products [5] - Mastercard and UnionPay will present new products and services aimed at enhancing the payment experience for foreign visitors [5] Group 4: Technology Integration - The event will leverage AI technology to create an immersive exhibition experience, showcasing the deep integration of AI and the financial industry [6] - Agricultural Bank of China will feature VR technology for real estate viewing, enhancing customer engagement [6] - Beijing Bank will present an interactive digital robot to demonstrate various financial services [6] Group 5: Digital Currency and Interactive Activities - A 1,000 square meter immersive digital RMB experience area will be featured, enhancing visitor engagement through AI interactions [7] - Newcomer CCB Fund will utilize a "Wutong Bus" design for its booth, incorporating interactive elements to educate investors [7] - Various interactive activities will be organized to engage both professional and general audiences, including a financial empowerment event for professionals and fun activities for the general public [9]

本行将持续根据相关法律法规、本行章程及境外美元优先股发行文件的要 求，遵循其他必要申请手续来完成境外美元优先股的赎回事宜。 在赎回日赎回及注销现存续的上述境外美元优先股后，本行在境外将不会有 任何已发行的美元优先股。据此，本行将向香港联合交易所有限公司申请将相关 境外美元优先股除牌。 本次赎回的预计时间表如下（如有修改，本行将另行公告）： 证券代码：601398 证券简称：工商银行 公告编号：临 2025-023 号 中国工商银行股份有限公司 关于赎回境外美元优先股的公告 中国工商银行股份有限公司董事会及全体董事保证本公告内容不存在任何虚 假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承担法 律责任。 中国工商银行股份有限公司（简称本行）于 2025 年 7 月 23 日发布了《中国 工商银行股份有限公司关于拟赎回境外美元优先股的公告》，本行于 2020 年 9 月 23 日在境外发行的 29 亿美元优先股（简称境外美元优先股）赎回事宜已获本 行董事会审议通过，且本行已收到国家金融监督管理总局（简称金融监管总局） 的复函，金融监管总局对本行赎回前述境外美元优先股无异议。根据境外美元优 先股 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告之內容概不負責，對其準確性或完整性亦不發表 任何聲明，並明確表示，概不就因本公告全部或任何部份內容而產生或因倚賴該等內容而引致之任何損失承擔任 何責任。 中國工商銀行股份有限公司 INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED （於中華人民共和國註冊成立的股份有限公司） （股份代號：1398) （美元優先股股份代號：4620) 關於贖回境外美元優先股的公告 茲提述中國工商銀行股份有限公司（「本行」）日期為2025年7月23日的《中國工商銀行股 份有限公司關於擬贖回境外美元優先股的公告》（「該公告」），除另有界定者外，本公告 所用詞彙與該公告所界定者具有相同涵義。 1 本行於2020年9月23日在境外發行的29億美元優先股贖回事宜已獲本行董事會審議通 過，且本行已收到金融監管總局的覆函，金融監管總局對本行贖回前述境外美元優先 股無異議。根據境外美元優先股條款和條件（「條款和條件」），本行擬於2025年9月23 日（「贖回日」）以境外美元優先股每股贖回價格（即每股境外美元優先股的清算優先金額 （定義見條款和條件 ...

8月15日早盘， 银行板块逆势下挫。 截至10:51， 中信银行、齐鲁银行跌超3%，工商银行、农业银 行、中国银行、建设银行盘中均跌逾2%。 ...

为确保换卡工作顺利开展，厂人事部门提前谋划，今年4月完成了全厂员工社保卡升级材料的收集整 理，与银行共同制定了详细的服务方案。活动当天，工商银行"移动金融服务队"在厂区设立临时服务 点，科学划分信息核验、业务办理和咨询答疑等功能区域，配备专业设备为员工提供"一站式"服务。 办理过程中，银行工作人员严格执行双人核验制度，耐心指导员工完成密码设置、人脸识别等操作流 程。针对部分员工对社保卡功能不了解的情况，工作人员现场讲解社保卡的各项功能以及就医结算、金 融支付等实用知识。在前期充分准备的基础上，平均每位员工办理时间不超过5分钟。 "我们特别制定了错峰服务方案，利用员工的工间休息时间开展服务，确保生产、办卡两不误。"工商银 行相关负责人表示。据悉，此次上门服务将持续三天，将为全厂1431名员工完成社保卡的升级激活。 "银行上门服务"的暖心举措既解决了员工的实际困难，又保障了企业正常生产秩序，是采油四厂践 行"我为员工群众办实事"的生动体现，赢得了广大干部员工的一致好评。 本网消息（通讯员龚星伟）"真没想到银行能来厂里集中办理社保卡激活，不用请假跑银行，几分钟就 办好了，太贴心了！"8月13日上午，在华北油田采油四 ...

Group 1 - The banking sector is experiencing a decline, with major banks like CITIC Securities and Industrial and Commercial Bank of China seeing significant drops in stock prices [1][3] - CITIC Securities anticipates that the banks' net interest margins will exceed expectations, and asset quality data will remain stable, contributing to a recovery in profit growth [3] - The bank ETF (512800) has surpassed 14.1 billion yuan in scale, with a year-to-date increase of over 100%, indicating strong liquidity and investor interest [3] Group 2 - The banking sector is favored by investors not only for its high dividends but also for the stability of those dividends, which is crucial during economic cycles [3] - The bank ETF (512800) is designed to passively track the CSI Bank Index, which includes 42 listed banks in A-shares, making it an efficient investment tool for tracking the overall banking sector [3]