Financial Performance - Operating income for Q3 2023 was RMB 194,614 million, a decrease of 6.61% compared to RMB 208,392 million in Q3 2022[3] - Net profit attributable to shareholders for Q3 2023 was RMB 94,929 million, a slight increase of 0.03% from RMB 94,896 million in Q3 2022[3] - In the first three quarters of 2023, the net profit reached RMB 269.93 billion, a year-on-year increase of 0.81%[16] - Total operating income was RMB 623.52 billion, a year-on-year decrease of 4.45%[16] - For the period from July to September 2023, the net profit attributable to shareholders was RMB 95,209 million, compared to RMB 94,930 million in the same period of 2022, reflecting a slight increase of 0.3%[23] - The bank reported a total comprehensive income of RMB 87,636 million for the third quarter of 2023, compared to RMB 103,932 million in the same quarter of 2022, reflecting a decline of approximately 15.7%[25] - For the nine months ended September 30, 2023, the pre-tax profit was RMB 314,245 million, a decrease of 3.8% compared to RMB 324,476 million in the same period of 2022[28] Assets and Liabilities - Total assets as of September 30, 2023, reached RMB 44,482,823 million, representing a year-on-year increase of 12.30%[3] - Total liabilities rose to RMB 40,806.95 billion, reflecting a growth of 13.06%[16] - The total liabilities as of September 30, 2023, were RMB 40,806,945 million, compared to RMB 36,094,727 million at the end of 2022, reflecting an increase of about 13.5%[27] - Customer loans and advances totaled RMB 25,782.25 billion, an increase of 11.08%[16] - Customer loans and advances amounted to RMB 25,091,461 million as of September 30, 2023, up from RMB 22,591,676 million at the end of 2022, indicating a growth of about 11.1%[26] - Total assets increased to RMB 44,482.83 billion, up 12.30% from the end of the previous year[16] Shareholder Information - The number of ordinary shareholders as of the reporting period was 668,420, with 108,684 H-share shareholders and 559,736 A-share shareholders[5] - The top shareholder, Central Huijin Investment Ltd., held 34.71% of A-shares, totaling 123,717,852,951 shares[6] - As of September 30, 2023, the National Social Security Fund Council holds a total of 19,293,357,366 shares, accounting for 5.41% of the company's total ordinary shares[6] - On October 11, 2023, Central Huijin Investment Limited increased its holdings by 27,611,989 A-shares, representing approximately 0.01% of the total share capital[8] - The company has a three-year lock-up period for shares transferred to the National Social Security Fund Council, starting from the date of transfer[6] - The report indicates that there are no known relationships or concerted actions between the preferred shareholders and the top 10 ordinary shareholders[11] - The company remains committed to maintaining transparency regarding its shareholder structure and any potential conflicts of interest[11] Earnings and Dividends - Basic and diluted earnings per share for Q3 2023 remained at RMB 0.24, unchanged from Q3 2022[3] - The cash dividend distributed for the year 2022 amounted to approximately RMB 108.17 billion, with a dividend per share of RMB 3.035[19] - The basic earnings per share for the first nine months of 2023 was RMB 0.72, unchanged from the same period in 2022[23] Capital and Ratios - The core Tier 1 capital ratio as of September 30, 2023, was 13.39%, slightly up from 13.23% at the end of 2022[32] - The total capital adequacy ratio as of September 30, 2023, was 18.79%, down from 19.26% at the end of 2022[32] - The leverage ratio as of September 30, 2023, was 7.70%, a decrease from 8.32% at the end of 2022[33] Cash Flow - Cash flow from operating activities for the first nine months of 2023 was RMB 1,909,119 million, an increase of 3.61% compared to RMB 1,842,551 million in the same period of 2022[3] - The net cash flow from operating activities for the nine months ended September 30, 2023, was RMB 1,909,119 million, an increase from RMB 1,842,551 million in the same period of 2022[29] - The net cash flow from investment activities for the nine months ended September 30, 2023, was RMB (695,857) million, compared to RMB (678,488) million in the same period of 2022[30] - The net increase in cash and cash equivalents for the nine months ended September 30, 2023, was RMB 1,347,325 million, with a closing balance of RMB 3,311,553 million[30] Financial Investments - The bank's financial investments measured at fair value increased to RMB 11,518,172 million as of September 30, 2023, from RMB 10,533,702 million at the end of 2022, marking a growth of approximately 9.4%[26] - The bank's financial investments net income for the nine months ended September 30, 2023, was RMB (18,507) million, compared to RMB (19,651) million in the same period of 2022[28] Non-Performing Loans - The non-performing loan balance was RMB 349.99 billion, with a non-performing loan ratio of 1.36%, a decrease of 0.02 percentage points[16]

Customer Base and Market Position - ICBC serves over 1.1 million corporate clients and 729 million individual customers, showcasing its extensive customer base[2] - The bank has maintained its position as the top global bank in the Banker’s Top 1000 World Banks list for eleven consecutive years[2] - The number of personal customers increased to 729 million, and corporate customers surpassed 11 million, contributing to a total RMB deposit balance exceeding CNY 30 trillion[19] - As of June, the company had 11.437 million customers, an increase of 744,000 compared to the end of the previous year[78] Financial Performance - Net interest income for the first half of 2023 was RMB 336.987 billion, a decrease from RMB 351.425 billion in the same period of 2022[12] - Total operating income for the first half of 2023 was RMB 428.906 billion, down from RMB 443.788 billion in the first half of 2022[12] - Profit before tax for the first half of 2023 was RMB 203.655 billion, down from RMB 209.145 billion in the same period of 2022[12] - Net profit for the first half of 2023 increased to RMB 174.720 billion, compared to RMB 172.570 billion in the first half of 2022[12] - Operating income for the same period was CNY 428.91 billion, a decrease of 3.4% compared to the previous year[26] Risk Management and Governance - ICBC emphasizes risk management and has strengthened its ability to control and mitigate risks[5] - The bank's governance structure is designed to improve decision-making and governance effectiveness[4] - The company’s risk management framework emphasizes proactive risk awareness and comprehensive risk management across various business lines[143] - Credit risk management has been enhanced with the implementation of Basel III reforms and improved asset classification systems[144] Digital Transformation and Innovation - The bank is focused on digital transformation and financial technology to enhance operational management and create value[5] - The company is focusing on digital transformation in corporate finance, enhancing support for the real economy, and expanding its customer base to over 1.6 million[77] - The company intercepted over 100,000 fraudulent transactions, preventing customer losses of nearly 1 billion yuan[118] - The company has developed a blockchain-based data element transaction infrastructure, enabling the on-chain certification of 30 data products[112] Asset and Loan Management - Total assets as of June 30, 2023, reached RMB 43,669.61 million, an increase of 10.4% from RMB 39,609.66 million at the end of 2022[8] - Customer loans and advances totaled RMB 25,291.92 million, up 8.8% from RMB 23,212.31 million at the end of 2022[8] - The non-performing loan ratio improved to 1.36% as of June 30, 2023, compared to 1.38% at the end of 2022[15] - The total loan amount as of June 30 is CNY 25,291.92 billion, with a total of 343.61 billion in non-performing loans[148] Commitment to Sustainable Development - ICBC aims to become a world-class modern financial enterprise with Chinese characteristics, emphasizing sustainable development and social responsibility[6] - The company issued green bonds totaling CNY 40.471 billion in the first half of the year, leading the industry in both total and incremental amounts[78] - The company actively promoted green credit support by integrating personal credit loans into the sales process of new energy vehicles[90] Customer Service and Wealth Management - ICBC is committed to enhancing its service quality for small and micro enterprises, reflecting its dedication to supporting the real economy[8] - The company established a comprehensive wealth management system, with a focus on enhancing asset allocation services for urban and rural residents[92] - The wealth management business served over 60 million individual clients, earning the title of "Best Wealth Management Bank in Asia-Pacific" from The Asian Banker[92] International Expansion - The bank has successfully opened a branch in Jeddah, Saudi Arabia, and has been approved to act as a RMB clearing bank in Brazil, expanding its global financial service network[19] - The cross-border RMB business volume exceeded RMB 6 trillion in the first half of 2023, reflecting strong internationalization efforts[126] - The bank has established 415 overseas institutions in 49 countries and regions, enhancing its global network[127] Financial Stability and Capital Adequacy - The group's capital adequacy ratio stands at 18.45%, with a provision coverage ratio of 218.62%, enhancing risk resistance capabilities[17] - The core Tier 1 capital ratio stood at 13.20% as of June 30, 2023, down from 14.04% at the end of 2022[15] - The total net capital as of June 30, 2023, is RMB 4,473,996 million, an increase from RMB 4,281,079 million at the end of 2022[185] Employee and Operational Efficiency - The bank's employee count stood at 415,719, with 392,611 in domestic branches and 15,876 in overseas institutions[124] - The company has implemented over 690 emergency drill plans to ensure business continuity and operational stability[121] - The company achieved a continuous high availability of over 99.99% for its information systems, supporting its digital transformation efforts[111]

Financial Performance - Net interest income for the first half of 2023 was RMB 336,987 million, a decrease of 4.1% compared to RMB 351,425 million in the same period of 2022[4]. - Total operating income for the first half of 2023 was RMB 428,906 million, down 3.4% from RMB 443,788 million in the first half of 2022[4]. - Net profit attributable to shareholders for the first half of 2023 was RMB 173,744 million, an increase of 1.4% from RMB 171,506 million in the same period of 2022[4]. - Basic earnings per share for the first half of 2023 was RMB 0.48, compared to RMB 0.47 in the same period of 2022[4]. - The bank's operating expenses for the first half of 2023 were RMB 105,379 million, an increase of 2.1% from RMB 103,173 million in the first half of 2022[4]. - Non-interest income for the first half of 2023 was CNY 91.919 billion, a decrease of CNY 1.631 billion or 1.7% year-on-year, accounting for 21.4% of total operating income[22]. - The company reported a net profit of CNY 174.72 billion, a year-on-year increase of 1.1%, with an annualized return on total assets of 0.84% and a return on equity of 10.51%[10]. - The company reported a total operating income of 428,906 million, with a net profit of 174,720 million for the six months ending June 30, 2023[160]. Asset and Liability Management - Total assets as of June 30, 2023, reached RMB 39,609,657 million, slightly down from RMB 39,610,146 million as of December 31, 2022[5]. - Total assets reached CNY 43,669,606 million by the end of June 2023, an increase of CNY 4.05946 trillion or 10.2% from the end of the previous year[32]. - Total liabilities reached CNY 40,073.19 billion as of June 30, 2023, an increase of CNY 39,784.59 billion or 11.0% from the end of the previous year[55]. - The bank maintained a balanced and sustainable asset-liability structure, focusing on low-cost funding sources to support high-quality asset development[31]. - The total amount of credit commitments was RMB 3,135.446 billion as of June 30, 2023, compared to RMB 2,971.045 billion at the end of 2022, indicating a 5.5% increase[156]. Customer Loans and Deposits - Customer loans and advances totaled RMB 43,669,606 million as of June 30, 2023, compared to RMB 39,610,146 million at the end of 2022[5]. - Customer deposits increased to RMB 33,373,772 million as of June 30, 2023, up from RMB 29,870,491 million at the end of 2022[5]. - The total amount of personal financial assets (AUM) has exceeded CNY 20 trillion, showcasing strong growth in personal finance[9]. - The total loans reached RMB 14,430,046 million as of June 2023, with a non-performing loan (NPL) ratio of 1.88%[39]. - The total amount of customer loans and advances stood at 24,602,095 million as of June 30, 2023, up from 22,591,676 million at the end of 2022, representing a growth of approximately 8.9%[170]. Capital Adequacy and Risk Management - The capital adequacy ratio stands at 18.45%, with a provision coverage ratio of 218.62%, indicating enhanced risk resilience[8]. - The bank's core tier 1 capital net amount was RMB 3,201,381 million as of June 30, 2023, an increase from RMB 3,121,080 million at the end of 2022[5]. - The bank's loan impairment provision balance was RMB 750,354 million as of June 2023, with a coverage ratio of 218.62%[42]. - The non-performing loan ratio is stable at 1.36%, reflecting solid asset quality[8]. - The company has implemented a comprehensive risk management framework covering various business lines and geographical areas, enhancing overall risk management capabilities[79]. Investment and Growth Strategies - The company plans to continue focusing on market expansion and enhancing its product offerings to drive future growth[10]. - The company aims to enhance its financial services to support China's modernization and maintain a focus on high-quality development[67]. - The bank's green loan balance exceeded CNY 5.0 trillion, with both balance and incremental growth leading the market[72]. - The company is actively researching and applying cutting-edge technologies such as AI models and quantum computing to drive business transformation[77]. - The company has successfully opened a branch in Jeddah, Saudi Arabia, and has been approved to serve as a RMB clearing bank in Brazil, expanding its global financial service network[9]. Shareholder and Equity Information - The company declared a cash dividend of RMB 3.035 per 10 shares for the fiscal year 2022, totaling approximately RMB 10.82 billion[104]. - The company plans to distribute dividends for the "工行優2" preferred shares at a rate of 4.2%, amounting to a total of RMB 2.94 billion, on September 25, 2023[101]. - The total equity reached CNY 35,964.20 billion, reflecting an increase of CNY 810.01 billion or 2.3% from the end of the previous year[60]. - The total equity attributable to shareholders reached 3,575,999 million as of June 30, 2023, compared to 3,496,109 million at the end of 2022, reflecting a growth of approximately 2.3%[171]. - The company has maintained compliance with the corporate governance code as per the Hong Kong Listing Rules[103]. Taxation and Regulatory Compliance - Income tax expense was CNY 28.935 billion, down CNY 8.249 billion or 22.2% year-on-year, with an effective tax rate of 14.21%[27]. - The company continues to assess the impact of international tax reforms under Pillar Two legislation[118]. - The adoption of new and revised international financial reporting standards did not have a significant impact on the company's financial position and operating results[118]. Technology and Innovation - The bank's digital ecosystem (D-ICBC) focuses on enhancing customer service and empowering employees, with nearly 30,000 digital operation strategies deployed[76]. - The bank's core personal finance system has migrated over 700 million customer records and 1 billion accounts to a distributed architecture, marking a significant upgrade[75]. - The company has achieved a high information system availability rate of over 99.99%[77]. Legal and Compliance Matters - The company reported pending litigation and arbitration cases amounting to RMB 68.60 billion as of June 30, 2023, up from RMB 47.38 billion at the end of 2022[151].

Financial Performance - Operating income for Q1 2023 was RMB 218,461 million, a decrease of 3.52% compared to RMB 226,858 million in Q1 2022[3] - Net profit attributable to shareholders was RMB 90,164 million, showing a slight increase of 0.02% from RMB 90,633 million in the previous year[3] - In Q1 2023, the company achieved a net profit of RMB 90.77 billion, a year-on-year increase of 0.50%[15] - Total operating income for Q1 2023 was RMB 218.46 billion, a decrease of 3.52% compared to the same period last year[15] - The bank's pre-tax profit for the first quarter of 2023 was RMB 106,586 million, down from RMB 110,805 million in the same quarter of 2022, a decrease of approximately 3.0%[25] Cash Flow and Liquidity - Net cash flow from operating activities decreased by 8.42% to RMB 1,105,614 million from RMB 1,207,219 million in Q1 2022[3] - The net cash flow from operating activities for the first quarter of 2023 was RMB 1,105,614 million, compared to RMB 1,207,219 million in the same period of 2022, reflecting a decrease of approximately 8.4%[27] - The net cash flow from investing activities for the first quarter of 2023 was RMB (318,788) million, compared to RMB (117,119) million in the same period of 2022, indicating a significant increase in cash outflow[27] - The liquidity coverage ratio was reported at 112.59% for the first quarter of 2023, indicating a strong liquidity position[31] - The bank's qualified liquid assets totaled RMB 6,605,598 million as of March 31, 2023[31] Assets and Liabilities - Total assets as of March 31, 2023, reached RMB 42,033,895 million, reflecting a growth of 6.12% from RMB 39,609,657 million at the end of 2022[3] - The total liabilities as of March 31, 2023, were RMB 38,432,323 million, compared to RMB 36,094,727 million at the end of 2022, marking an increase of approximately 6.5%[24] - The total adjusted on-balance and off-balance sheet assets reached RMB 44,231,978 million as of March 31, 2023, up from RMB 41,780,554 million at the end of 2022[30] Shareholder Information - The number of ordinary shareholders as of the report date was 713,934, with 109,959 H-share shareholders and 603,975 A-share shareholders[5] - The top shareholder, Central Huijin Investment Ltd., held 34.71% of A-shares, totaling 123,717,852,951 shares[6] - The total number of shares held by the top 10 ordinary shareholders accounted for a significant portion of the company's equity, with the largest shareholder holding over 34%[6] Capital Adequacy - The core Tier 1 capital adequacy ratio stood at 13.70%, meeting regulatory requirements[16] - The tier 1 capital ratio was reported at 15.22% for March 31, 2023, down from 15.64% as of December 31, 2022[29] - The total capital ratio decreased to 18.79% as of March 31, 2023, compared to 19.26% at the end of 2022[29] - The leverage ratio stood at 8.05% as of March 31, 2023, slightly down from 8.32% on December 31, 2022[30] - The bank continues to focus on enhancing its capital adequacy and liquidity positions to support future growth and market expansion strategies[32] Deposits and Loans - Customer deposits rose by 7.08% to RMB 31,983.87 billion, with time deposits at RMB 17,806.43 billion[15] - Customer deposits amounted to RMB 31,983,874 million, up from RMB 29,870,491 million, indicating a growth of about 7.1%[24] - Total assets increased by 6.12% to RMB 42,033.90 billion, with customer loans totaling RMB 24,525.20 billion, up 5.66%[15] Non-Performing Loans - The non-performing loan (NPL) balance was RMB 33.76 billion, maintaining a non-performing loan ratio of 1.38%[16] Operating Expenses - The cost-to-income ratio for Q1 2023 was 20.80%, with operating expenses increasing by 5.39% to RMB 45.43 billion[15] Financial Investments - The bank's financial investments recorded a net income of RMB 879,856 million for the first quarter of 2023, an increase from RMB 747,474 million year-over-year, representing a growth of about 17.6%[23] Debt Issuance - The company issued RMB 55 billion in subordinated debt in April 2023 to supplement its Tier 2 capital[17]

Customer Base and Market Position - In 2022, the bank served over 1,000 million corporate clients and 720 million individual clients, showcasing its extensive customer base[2]. - The bank ranked first in the Global Banking 1000 list by The Banker for ten consecutive years and in the Fortune Global 500 list for commercial banks[2]. - The company has been ranked among the "Top 1000 Global Banks" by The Banker magazine for ten consecutive years[9]. - The company has been listed in the "Top 500 Global Companies" by Fortune magazine for ten consecutive years[9]. - The number of personal customers increased by 16.72 million to 720 million, while corporate customers and merchants exceeded 10 million each[32]. Financial Performance - Net interest income for 2022 was RMB 693.687 billion, a slight increase from RMB 690.680 billion in 2021[17]. - The net profit for 2022 was RMB 361.038 billion, an increase from RMB 350.216 billion in 2021, representing a growth of approximately 3.5%[17]. - Total operating income for 2022 was CNY 841.44 billion, a decrease of 2.3% compared to the previous year, with net interest income contributing CNY 693.69 billion, up 0.4%[40]. - Non-interest income fell to CNY 147.75 billion, down 13.2% year-over-year, indicating a significant decline in this revenue stream[41]. - The company's total operating income for 2022 was CNY 841.441 billion, a slight decrease from CNY 860.880 billion in 2021[85]. Risk Management - The bank emphasizes risk management and has strengthened its ability to control and mitigate risks[5]. - The company faces various risks including credit risk, market risk, liquidity risk, and operational risk, and actively implements measures to manage these risks[11]. - The provision coverage ratio was 205.84% in 2022, slightly down from 209.47% in 2021, reflecting changes in risk management practices[14]. - The bank is enhancing credit risk management by implementing a unified investment and financing risk limit management system[160]. - The bank's operational risk management framework includes three lines of defense, ensuring effective oversight and management of operational risks[193]. Digital Transformation and Technology - The bank is committed to digital transformation and has been actively developing financial technology solutions[5]. - The bank's digital transformation included the launch of the mobile banking version 8.0 and significant progress in digital RMB pilot projects[26]. - The company launched its mobile banking version 8.0 and ICBC e-life version 5.0, enhancing digital services and customer engagement[33]. - The digital business accounted for 98.9% of total operations in 2022, receiving multiple awards for excellence in digital banking services[123]. - The company aims to strengthen its digital marketing capabilities by integrating AI and big data to create a comprehensive marketing service system[120]. Governance and Compliance - The bank's governance structure aims to improve decision-making and governance effectiveness[4]. - The company is committed to maintaining accurate and complete financial reporting, ensuring no false statements or significant omissions[10]. - The company enhanced its legal risk management, improving its overall operational stability and compliance with new laws and regulations[195]. - The company implemented a comprehensive legal risk management system, integrating risk prevention into business negotiations, product design, and contract signing[195]. - The company closely monitored changes in country risk exposure and adjusted risk ratings and limits accordingly[199]. Capital Management - The company implemented a group-based capital management mechanism focusing on planning, measurement, allocation, application, and operation of capital[200]. - The capital adequacy ratio remained at a stable and reasonable level throughout the year, indicating strong capital indicators[200]. - The company aims to continuously meet capital regulatory requirements and support business growth and strategic planning[200]. - Continuous improvement of long-term capital replenishment mechanisms was emphasized to optimize capital structure[200]. - The company is committed to enhancing capital allocation efficiency through precise measurement and regular optimization management[200]. Sustainable Development and Social Responsibility - The company has been recognized as a leader in sustainable finance and best bond underwriter in China by various financial publications[9]. - The company is committed to sustainable development and improving ESG management effectiveness as part of its strategic initiatives[33]. - The bank's strong focus on serving the real economy and meeting the new expectations of the public for financial services[5]. - The company aims to enhance its role in supporting the new development pattern and high-quality development in 2023, coinciding with its 40th anniversary[27]. - The company actively supports the development of public REITs and provided financing for infrastructure, technology innovation, and green environmental protection sectors[96]. Loan and Deposit Growth - Total assets reached RMB 39.610 trillion in 2022, up from RMB 35.171 trillion in 2021, representing a growth of approximately 6.9%[19]. - Customer deposits amounted to RMB 29.870 trillion in 2022, an increase from RMB 26.442 trillion in 2021, reflecting a growth of about 9.2%[19]. - Total loans and advances reached RMB 23.212 trillion in 2022, up from RMB 20.667 trillion in 2021, marking a growth of about 12.4%[19]. - The amount of loans secured by mortgages was CNY 997.72 billion, accounting for 43.0% of total loans[168]. - The amount of pledged loans increased to CNY 246.95 billion, representing 10.6% of total loans[168]. Employee and Operational Efficiency - The total number of employees at the end of 2022 was 427,587, with 404,090 in domestic branches and 15,878 in overseas institutions[134]. - The company's operating expenses increased by 2.0% to CNY 240.88 billion, resulting in a cost-to-income ratio of 27.43%[40]. - The bank's operational risk control system has been stable, with overall operational risks being manageable[193]. - The company focused on high-quality development by enhancing human resource capabilities, particularly in strategic areas such as risk control and technology[132]. - The company processed an average of over 17 million business documents monthly using OCR technology, significantly enhancing operational efficiency[120].

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告之內容概不負責，對其準確性或完整性亦不發表 任何聲明，並明確表示，概不就因本公告全部或任何部份內容而產生或因倚賴該等內容而引致之任何損失承擔任 何責任。 中 國 工 商 銀 行 股 份 有 限 公 司 INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED （於中華人民共和國註冊成立的股份有限公司） 股份代號：1398 美元優先股股份代號：4620 2 0 2 2 年 度 業 績 公 告 中國工商銀行股份有限公司（以下簡稱「本行」）董事會宣佈本行及其子公司截至2022年12月 31日止經審計的年度業績。本行董事會及董事會審計委員會已審閱並確認經審計的年度業 績。本公告中亦載列根據《商業銀行資本管理辦法（試行）》披露的資本充足率報告摘要信息。 1. 公司基本情況簡介 1.1 基本情況簡介 證券簡稱 證券代碼 上市交易所 A股 工商銀行 601398 上海證券交易所 H股 工商銀行 1398 香港聯合交易所有限公司 ...

ICBC (图) | --- | --- | --- | --- | |-------|-------------------------------------|-------|-------| | | | | | | | 中 國 工 商 銀 行 股 份 有 限 公 司 | | | 中國工商銀行成立於1984年1月1日。2005年 10月28日，本行整體改制為股份有限公司。2006 年10月27日，本行成功在上交所和香港聯交所同 日掛牌上市。 銀行品牌價值500強榜單榜首。 公司簡介 經過持續努力和穩健發展，本行已經邁入世 界領先大銀行之列，擁有優質的客戶基礎、多元 的業務結構、強勁的創新能力和市場競爭力。本 行將服務作為立行之本，堅持以服務創造價值， 向全球1,028.7萬公司客戶和7.12億個人客戶提供 全面的金融產品和服務。本行自覺將社會責任融 入發展戰略和經營管理活動，在支持防疫抗疫、 發展普惠金融、支持鄉村振興、發展綠色金融、 支持公益事業等方面受到廣泛讚譽。 本行始終聚焦主業，堅持服務實體經濟的 本源，與實體經濟共榮共存、共擔風雨、共同成 長；始終堅持風險為本，牢牢守住底線，不斷提 高控制和化解 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告之內容概不負責，對其準確性或完整性亦不發表 任何聲明，並明確表示，概不就因本公告全部或任何部份內容而產生或因倚賴該等內容而引致之任何損失承擔任 何責任。 股份代號：1398 美元優先股股份代號：4620 中國工商銀行股份有限公司 二〇二二年第一季度報告 中國工商銀行股份有限公司（「本行」）董事會宣佈本行及其子公司（「本集團」）截至2022年 3月31日止第一季度的業績。本公告乃根據《證券及期貨條例》（香港法例第571章）第XIVA 部及《香港聯合交易所有限公司證券上市規則》第13.09條的要求而作出。 重要內容提示： 本行董事會、監事會及董事、監事、高級管理人員保證季度報告內容的真實、準確、完 整，不存在虛假記載、誤導性陳述或重大遺漏，並承擔個別和連帶的法律責任。 本行法定代表人陳四清、主管財會工作負責人廖林及財會機構負責人劉亞干保證本季 度報告中財務信息的真實、準確、完整。 本季度財務報表未經審計。 1 一、主要財務數據 （一）主要會計數據和財務指標 （本季度報告所載財務數據及指標按照國際財務報告準則編製，除特別說明外，為 本行及本行所屬子公司合併數據 ...

ICBC (图) 中 國 工 商 銀 行 股 份 有 限 公 司 ( 於 中 華 人 民 共 和 國 註 冊 成 立 的 股 份 有 限 公 司 ) 股份代號：1398 202| | 年度 報 告 公司簡介 中國工商銀行成立於1984年1月1日。 2005年10月28日，本行整體改制為股份有限公 司。2006年10月27日，本行成功在上交所和香 港聯交所同日掛牌上市。 經過持續努力和穩健發展，本行已經邁入 世界領先大銀行之列，擁有優質的客戶基礎、 多元的業務結構、強勁的創新能力和市場競爭 力。本行將服務作為立行之本，堅持以服務創 造價值，向全球969.1萬公司客戶和7.04億個人 客戶提供全面的金融產品和服務。本行自覺將 社會責任融入發展戰略和經營管理活動，在支 持防疫抗疫、發展普惠金融、支持鄉村振興、 發展綠色金融、支持公益事業等方面受到廣泛 讚譽。 本行始終聚焦主業，堅持服務實體經濟的 本源，與實體經濟共榮共存、共擔風雨、共同 成長；始終堅持風險為本，牢牢守住底線，不 斷提高控制和化解風險的能力；始終堅持對 商業銀行經營規律的把握與遵循，致力於打造 「百年老店」；始終堅持穩中求進、創新求進， 持續深化重點 ...