8月28日晚间，浙商银行（601916）披露2025年半年度业绩报告。数据显示，2025年上半年，该行在复 杂多变的金融市场环境下，业绩出现一定波动，营业收入与净利润双双下降，但资产规模稳步增长，资 产质量保持相对稳定。零售业务表现亮眼，零售AUM迈上7000亿元新台阶，零售客群增量创历史新 高。同时"深耕浙江"战略与服务实体经济重点领域的成效逐步显现，为长期发展奠定基础。 对于下半年经营规划，浙商银行表示，将继续坚持稳健经营理念，持续深化金融服务实体经济质效，通 过优化业务结构、强化风险管理、提升精细化管理水平，努力应对市场挑战。 从核心盈利指标来看，2025年上半年，浙商银行实现营业收入332.48亿元，同比减少20.31亿元，降幅 5.76%；归属于本行股东的净利润76.67亿元，同比减少3.32亿元，降幅4.15%。 2025年，浙商银行全面启动新一轮"深耕浙江"三年行动（2025-2027年），成效逐步释放。数据显示， 2025年上半年，该行浙江省内融资服务总量达1.12万亿元，较年初新增985亿元，对浙江"千项万亿"重 大项目投放已超去年全年水平。此外，在服务实体经济方面，绿色金融、涉农等重点领域 ...

Group 1 - The event "Suport to Hong Kong: Zhejiang Merchants Bank Assists Suzhou Enterprises in Listing" was held to connect enterprises planning to list in Hong Kong with financial experts and international intermediaries [1] - Since the implementation of five capital market cooperation measures by the China Securities Regulatory Commission in April 2024, Suzhou has actively promoted the use of capital markets to enhance new productivity [1] - By the end of July 2025, Suzhou is expected to have a total of 274 listed companies, including 38 on the Hong Kong Stock Exchange, with 5 new additions, accounting for 9.62% of all IPOs in Hong Kong in the first seven months [1] Group 2 - Zhejiang Merchants Bank aims to provide comprehensive financial services with a focus on "serving the real economy" and has established a "cross-border financial service advantage" [1] - The bank has signed service cooperation agreements with four companies, including Linlong Cloud Technology and Suzhou San Pharmaceutical, to provide multi-level financial services such as policy consulting and strategic placement [2]

于2025年8月28日，董事会决议选举马红女士为董事会提名与薪酬委员会成员。 浙商银行(02016)发布公告，董事会近日收到倪德锋先生及金国蕊女士因工作安排辞去该行第七届董事 会非执行董事职务的辞呈，辞任自2025年8月28日起生效。 董事会建议委任杨朝晖先生、郑新刚先生为该行第七届董事会非执行董事，委任须经股东于该行股东大 会上以普通决议案审议批准及金融监管总局核准其任职资格后，方可作实。 ...

Core Insights - Zhejiang Zheshang Bank (601916.SH) reported a revenue of 33.248 billion yuan for the first half of 2025, representing a year-on-year decline of 5.76% [1] - The net profit attributable to shareholders was 7.667 billion yuan, down 4.15% year-on-year [1] - The basic earnings per share stood at 0.28 yuan [1] Financial Performance - The bank's non-performing loan ratio was 1.36% at the end of the reporting period, a decrease of 0.02 percentage points from the end of the previous year [1] - The provision coverage ratio was 169.78%, down 8.89 percentage points compared to the end of the previous year [1] - The loan provision ratio was 2.31%, a decrease of 0.15 percentage points from the end of the previous year [1] Capital Adequacy - The capital adequacy ratio was 12.31%, down 0.30 percentage points from the end of the previous year [1] - The Tier 1 capital adequacy ratio was 9.62%, which increased by 0.01 percentage points from the end of the previous year [1] - The core Tier 1 capital adequacy ratio was 8.39%, also up by 0.01 percentage points from the end of the previous year [1]

Core Viewpoint - Zhejiang Zheshang Bank (601916.SH) reported a decline in revenue and net profit for the first half of 2025, indicating challenges in financial performance [1] Financial Performance - The bank achieved a revenue of 33.248 billion yuan, a year-on-year decrease of 5.76% [1] - The net profit attributable to shareholders was 7.667 billion yuan, down 4.15% year-on-year [1] - The net profit after deducting non-recurring items was 7.752 billion yuan, reflecting a decrease of 3.33% year-on-year [1] - Basic earnings per share stood at 0.28 yuan [1] Asset Quality - The non-performing loan ratio was 1.36%, a decrease of 0.02 percentage points compared to the end of the previous year [1] - The provision coverage ratio was 169.78%, down 8.89 percentage points from the end of the previous year [1] - The loan provision ratio was 2.31%, a decrease of 0.15 percentage points compared to the end of the previous year [1] Capital Adequacy - The capital adequacy ratio was 12.31%, down 0.30 percentage points from the end of the previous year [1] - The Tier 1 capital adequacy ratio was 9.62%, an increase of 0.01 percentage points compared to the end of the previous year [1] - The core Tier 1 capital adequacy ratio was 8.39%, also up by 0.01 percentage points from the end of the previous year [1]

每经AI快讯，浙商银行（SH 601916，收盘价：3.27元）8月28日晚间发布公告称，公司第七届第五次董 事会会议于2025年8月28日在杭州以现场结合通讯方式召开。会议审议了《浙商银行股份有限公司2025 年半年度报告及摘要》等文件。 2025年1至6月份，浙商银行的营业收入构成为：利息收入占比82.7%，非利息收入占比4.87%。 截至发稿，浙商银行市值为898亿元。 每经头条（nbdtoutiao）——申请超2万份，已开出41家，加盟海底捞，你要准备多少钱？1000万元不算 多，真实"账单"公布 （记者 王晓波） ...

浙商银行（601916）(02016)发布公告，为推动该行高品质发展，夯实资本基础，降低资本成本，董事 会决议根据实际经营需要，适时发行资本债券。该事项尚需提交股东大会审议及批准，并取得相关监管 机构的核准。 该行在取得股东大会审议及批准，并取得相关监管机构核准的情况下，按照下列条款及条件发行资本债 券：(1)发行规模：资本债券不超过人民币450亿元。(2)工具类型：资本债券，包括无固定期限资本债 券，以及二级资本债券。(3)期限：(a)无固定期限资本债券：与该行持续经营存续期一致;(b)二级资本债 券：不少于5年。(4)赎回选择权：自发行之日起满5年后，该行有权在获得监管机构认可的前提下，全 部或部分赎回无固定期限资本债券及二级资本债券。(5)利率：参考市场利率确定。(6)损失吸收方式： 当发行档约定的触发事件发生时，采用减记方式吸收损失。(7)募集资金用途：(a)无固定期限资本债 券：依据适用法律法规和监管机构的批准，补充该行其他一级资本;(b)二级资本债券：依据适用法律法 规和监管机构的批准，补充该行二级资本。(8)决议有效期：自股东大会批准发行本次资本债券之日起 至金融监管总局批准后24个月为止。 ...

Core Viewpoint - Zhejiang Commercial Bank plans to issue capital bonds to enhance its capital base and reduce capital costs, pending approval from shareholders and regulatory authorities [1] Summary by Relevant Sections Issuance Details - The bank intends to issue capital bonds with a maximum scale of RMB 45 billion [1] - The types of instruments include perpetual capital bonds and subordinated capital bonds [1] - The duration for perpetual capital bonds aligns with the bank's ongoing operations, while subordinated capital bonds will have a minimum term of 5 years [1] Redemption and Interest Rate - The bank has the right to redeem the perpetual capital bonds and subordinated capital bonds in whole or in part after 5 years, subject to regulatory approval [1] - Interest rates will be determined based on market rates [1] Loss Absorption and Fund Utilization - Loss absorption will be executed through write-downs upon the occurrence of specified trigger events [1] - Proceeds from the perpetual capital bonds will be used to supplement the bank's other Tier 1 capital, while the subordinated capital bonds will be used to supplement Tier 2 capital, both subject to legal and regulatory approvals [1] Approval Timeline - The resolution for issuing the capital bonds is valid for 24 months following shareholder approval until regulatory approval is obtained [1]

Core Points - Zheshang Bank announced the resignation of non-executive directors Ni Defeng and Jin Guorui, effective from August 28, 2025 [1] - The board proposed the appointment of Yang Zhaohui and Zheng Xingan as non-executive directors, pending approval from shareholders and regulatory authorities [1] - Ma Hong is elected as a member of the board's nomination and remuneration committee effective from August 28, 2025 [1]

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示概不就因本公告全部或任何部分內容而產生或因倚賴 該等內容而引致的任何損失承擔任何責任。 CHINA ZHESHANG BANK CO., LTD. 浙商銀行股份有限公司 （於中華人民共和國註冊成立的股份有限公司） （股份代號：2016） 海外監管公告 本公告乃根據香港聯合交易所有限公司證券上市規則第13.10(B)條作出。 如下公告已於上海證券交易所網站刊登，僅供參閱。 特此公告。 中國，杭州 2025年8月28日 截至本公告日期，本行的執行董事為陳海強先生及馬紅女士；非執行董事為侯興 釧先生、任志祥先生、胡天高先生及應宇翔先生；獨立非執行董事為汪煒先生、 許永斌先生、傅廷美先生、施浩先生及樓偉中先生。 证券代码：601916 证券简称：浙商银行 公告编号：2025-042 浙商银行股份有限公司 第七届监事会第十三次会议决议公告 本公司监事会及全体监事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 浙商银行股份有限公司（以下简称" ...