FF305 翌日披露報表 (股份發行人 ── 已發行股份或庫存股份變動、股份購回及/或在場内出售庫存股份) 表格類別： 股票 狀態： 新提交 公司名稱： Prudential plc 保誠有限公司* (* 僅供識別) 呈交日期： 2025年6月18日 如上市發行人的已發行股份或庫存股份出現變動而須根據《香港聯合交易所有限公司（「香港聯交所」）證券上市規則》(「《主板上市規則》」)第13.25A條 / 《香港聯合交易所有限公司GEM證券 上市規則》(「《GEM上市規則》」)第17.27A條作出披露，必須填妥第一章節 。 | 第一章節 | | | | | | | | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 1. 股份分類 | 普通股 | 股份類別 | 不適用 | | 於香港聯交所上市 | 是 | | | | 證券代號 (如上市) | 02378 | 說明 | 普通股每股0.05英鎊 | | | | | | | A. 已發行股份或庫存股份變動 | | | | | | | | | | | | | 已發行股份（不包括庫存股份）變動 | | ...

FF305 翌日披露報表 (股份發行人 ── 已發行股份或庫存股份變動、股份購回及/或在場内出售庫存股份) 表格類別： 股票 狀態： 新提交 公司名稱： Prudential plc 保誠有限公司* (* 僅供識別) 呈交日期： 2025年6月17日 如上市發行人的已發行股份或庫存股份出現變動而須根據《香港聯合交易所有限公司（「香港聯交所」）證券上市規則》(「《主板上市規則》」)第13.25A條 / 《香港聯合交易所有限公司GEM證券 上市規則》(「《GEM上市規則》」)第17.27A條作出披露，必須填妥第一章節 。 | 第一章節 | | | | | | | | | --- | --- | --- | --- | --- | --- | --- | --- | | 1. 股份分類 | 普通股 | 股份類別 | 不適用 | 於香港聯交所上市 | 是 | | | | 證券代號 (如上市) | 02378 | 說明 | 普通股每股0.05英鎊 | | | | | | A. 已發行股份或庫存股份變動 | | | | | | | | | | | | 已發行股份（不包括庫存股份）變動 | 庫存股份變動 | | | | | ...

FF305 翌日披露報表 (股份發行人 ── 已發行股份或庫存股份變動、股份購回及/或在場内出售庫存股份) 表格類別： 股票 狀態： 新提交 公司名稱： Prudential plc 保誠有限公司* (* 僅供識別) 第 2 頁 共 7 頁 v 1.3.0 FF305 FF305 確認 不適用 呈交日期： 2025年6月16日 如上市發行人的已發行股份或庫存股份出現變動而須根據《香港聯合交易所有限公司（「香港聯交所」）證券上市規則》(「《主板上市規則》」)第13.25A條 / 《香港聯合交易所有限公司GEM證券 上市規則》(「《GEM上市規則》」)第17.27A條作出披露，必須填妥第一章節 。 | 第一章節 | | | | | | | | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 1. 股份分類 | 普通股 | 股份類別 | 不適用 | | 於香港聯交所上市 | | 是 | | | 證券代號 (如上市) | 02378 | 說明 | 普通股每股0.05英鎊 | | | | | | | A. 已發行股份或庫存股份變動 | | | | ...

Core Insights - The health insurance industry is undergoing a transformation from "basic coverage" to "comprehensive management" due to reforms in payment systems like DRG and DIP, which have improved the efficiency of medical resource allocation [1][2] - The gap between basic medical insurance and the public's demand for quality healthcare is widening, with commercial health insurance compensation accounting for only 4.2% in 2024, while personal payments for innovative drugs reach 49% [1] Group 1: Industry Transformation - The health insurance sector is at a critical juncture, shifting from "scale-driven" to "value-driven" models, necessitating a move beyond traditional "risk pricing" to "lifecycle health management" [2][12] - The traditional competition based on policy terms is becoming homogenized, prompting the need for innovative approaches to break through the existing paradigms [2][12] Group 2: New Service Models - CITIC Prudential Life Insurance is pioneering a dual-loop model of "insurance as service" by integrating comprehensive medical management and health management [2][5] - The company has announced deep collaborations with reinsurance and specialized healthcare institutions, indicating a further exploration of the "insurance + healthcare" ecosystem [5] Group 3: Health Management Innovations - CITIC Prudential Life is addressing the mismatch in healthcare resources by creating a four-dimensional service matrix that covers early screening, disease diagnosis, post-hospital care, and health intervention [6][8] - The company has launched services focused on early disease screening and severe disease prevention, establishing a professional testing network across over 40 cities [7][8] Group 4: User-Centric Approach - The company emphasizes a "temperature revolution" in insurance, focusing on holistic care for individuals rather than merely risk compensation, thus transforming the relationship between insurance and users [9][11] - By offering preemptive services such as health check-ups and chronic disease screenings, the company aims to help clients establish healthier lifestyles and alleviate caregiving pressures [9][10] Group 5: Financial Performance - In 2024, CITIC Prudential Life achieved a net profit of 1.676 billion yuan, with a significant increase in total assets and net assets, reflecting robust operational resilience [12] - The company's insurance business revenue surpassed 10.39 billion yuan, marking a 9% year-on-year growth, which is above the industry average [12]

Group 1: Core Perspectives - Health management is evolving from a consumer choice to a strategic investment for families and futures, with insurance companies becoming comprehensive health guardians for clients [1] - The company emphasizes the value proposition of "Integrity Partner, Achieving Future," aiming to support clients in achieving a better future through integrated health insurance products and services [1] Group 2: Product Innovations - The new dividend leverage whole life insurance product, "Cheng Tuo Future," targets clients aged 18-60, offering doubled coverage to meet the high protection needs during critical life stages [2] - The product features a dividend increase mechanism for wealth accumulation and includes innovative annuity conversion rights, expanding its appeal beyond traditional customer segments [2] - The product can be flexibly paired with additional coverage options, ensuring comprehensive life cycle protection for clients [2] Group 3: High-End Medical Insurance - The upcoming "Youyue Anyi" high-end medical insurance product aims to provide comprehensive medical coverage for high-net-worth clients, with global access to advanced medical resources [3] - The product offers seven plans and 35 rate options, ensuring flexibility to meet diverse family medical needs, while maintaining competitive advantages in coverage, rules, and pricing [3] Group 4: Integrated Health Services - The company is developing a four-dimensional service matrix combining "Insurance + Health Medical," addressing the fragmented health management services that fail to meet growing client demands [4] - This service system includes comprehensive medical management and personalized health management, covering various health checks and providing access to top-tier medical resources [4] - The company offers customized intervention plans, enhancing the precision of health management and emphasizing the strategic investment value of health management [4] Group 5: Comprehensive Health Management - The company is integrating online and offline health services to enhance accessibility and precision, addressing client service pain points through data-driven and ecosystem collaboration [6] - A new "Health Running Weight Loss Program" has been launched, focusing on personalized weight management, with participants achieving an average weight loss of 3.4 pounds [6] Group 6: Commitment to Service Excellence - The company is committed to continuous innovation in product and service integration, aiming to provide high-quality, personalized insurance and health services to help clients achieve their life goals [7]

Core Insights - The event "Good News from the Future - Health Edition" was held by CITIC Prudential Life Insurance, focusing on health management and the launch of their health medical product service system [1][3] - The theme of the conference was "Future Health," featuring expert discussions on the integration of AI in healthcare and its potential to revolutionize medical practices [2][3] - CITIC Prudential Life Insurance is shifting its focus from risk compensation to health management, emphasizing that insurance policies are now seen as a companion in health journeys rather than just risk plans [3][4] Group 1: Health Management System - CITIC Prudential Life Insurance launched an "Insurance + Health Medical" product service system, integrating health management with insurance [3][4] - The system includes a comprehensive service matrix covering "examination, diagnosis, treatment, and rehabilitation," supported by top-tier hospital diagnostic systems [3][4] - The health management platform aims to create a full-cycle service loop, extending health services from professional institutions to daily life [4] Group 2: Strategic Collaborations - CITIC Prudential Life Insurance signed a strategic cooperation agreement with China Life Reinsurance Company to enhance product innovation and health management service integration [4][5] - The collaboration focuses on six key areas, including product innovation, resource integration, and risk management [4][5] - The company is also partnering with specialized health institutions to provide exclusive services for high-net-worth clients, covering comprehensive health service needs from prevention to recovery [5]

FF305 翌日披露報表 (股份發行人 ── 已發行股份或庫存股份變動、股份購回及/或在場内出售庫存股份) 表格類別： 股票 狀態： 新提交 第 2 頁 共 7 頁 v 1.3.0 FF305 公司名稱： Prudential plc 保誠有限公司* (* 僅供識別) 呈交日期： 2025年6月13日 如上市發行人的已發行股份或庫存股份出現變動而須根據《香港聯合交易所有限公司（「香港聯交所」）證券上市規則》(「《主板上市規則》」)第13.25A條 / 《香港聯合交易所有限公司GEM證券 上市規則》(「《GEM上市規則》」)第17.27A條作出披露，必須填妥第一章節 。 | 第一章節 | | | | | | | | | --- | --- | --- | --- | --- | --- | --- | --- | | 1. 股份分類 | 普通股 | 股份類別 | 不適用 | 於香港聯交所上市 | 是 | | | | 證券代號 (如上市) | 02378 | 說明 | 普通股每股0.05英鎊 | | | | | | A. 已發行股份或庫存股份變動 | | | | | | | | | | | | 已發行股份（不包括 ...

Core Insights - Prudential (NYSE: PUK) has shown strong share price performance year-to-date but is still trading below its embedded value, indicating that the market is assigning a negative value to its new business profits [1] Group 1 - The company's share price performance has been strong in the current year [1] - Despite this performance, Prudential's trading value is below its embedded value [1] - The market's negative valuation of Prudential's new business profits suggests potential undervaluation [1]

FF305 翌日披露報表 (股份發行人 ── 已發行股份或庫存股份變動、股份購回及/或在場内出售庫存股份) 表格類別： 股票 狀態： 新提交 公司名稱： Prudential plc 保誠有限公司* (* 僅供識別) FF305 FF305 確認 不適用 如上市發行人的已發行股份或庫存股份出現變動而須根據《香港聯合交易所有限公司（「香港聯交所」）證券上市規則》(「《主板上市規則》」)第13.25A條 / 《香港聯合交易所有限公司GEM證券 上市規則》(「《GEM上市規則》」)第17.27A條作出披露，必須填妥第一章節 。 | 第一章節 | | | | | | | | | --- | --- | --- | --- | --- | --- | --- | --- | | 1. 股份分類 | 普通股 | 股份類別 | 不適用 | 於香港聯交所上市 | 是 | | | | 證券代號 (如上市) | 02378 | 說明 | 普通股每股0.05英鎊 | | | | | | A. 已發行股份或庫存股份變動 | | | | | | | | | | | | 已發行股份（不包括庫存股份）變動 | 庫存股份變動 | | | | ...

呈交日期： 2025年6月11日 FF305 翌日披露報表 (股份發行人 ── 已發行股份或庫存股份變動、股份購回及/或在場内出售庫存股份) 表格類別： 股票 狀態： 新提交 公司名稱： Prudential plc 保誠有限公司* (* 僅供識別) 如上市發行人的已發行股份或庫存股份出現變動而須根據《香港聯合交易所有限公司（「香港聯交所」）證券上市規則》(「《主板上市規則》」)第13.25A條 / 《香港聯合交易所有限公司GEM證券 上市規則》(「《GEM上市規則》」)第17.27A條作出披露，必須填妥第一章節 。 | 第一章節 | | | | | | | | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 1. 股份分類 | 普通股 | 股份類別 | 不適用 | | 於香港聯交所上市 | 是 | | | | 證券代號 (如上市) | 02378 | 說明 | 普通股每股0.05英鎊 | | | | | | | A. 已發行股份或庫存股份變動 | | | | | | | | | | | | 已發行股份（不包括庫存股份）變動 | | | ...