Core Viewpoint - Zhengzhou Bank has demonstrated robust growth in assets and profitability in its third-quarter performance report, emphasizing its commitment to serving the local economy and enhancing financial vitality in the region [1][2]. Group 1: Scale and Profitability - As of September 30, 2025, Zhengzhou Bank's total assets reached 743.55 billion yuan, a year-on-year increase of 9.93%, marking the highest growth rate for the same period in history [2] - The bank's total liabilities also grew to 685.94 billion yuan, up 10.62% from the end of the previous year [2] - The bank achieved an operating income of 9.395 billion yuan, a year-on-year increase of 3.91%, and a net profit attributable to shareholders of 2.279 billion yuan, up 1.56% [2] Group 2: Credit Investment and Support for the Real Economy - Zhengzhou Bank issued loans and advances totaling 406.72 billion yuan, a 4.91% increase from the end of the previous year, focusing on key sectors for economic development [3] - The bank has intensified financing support for advanced manufacturing and urban renewal, implementing tailored solutions for enterprises to alleviate financial pressures [3] Group 3: Retail Transformation and Deposit Growth - The bank's retail business transformation has led to a significant increase in personal deposits, which reached 267.14 billion yuan, a substantial growth of 22.44% [4] - Personal loan balances grew by 5.88% to 96.31 billion yuan, reflecting a steady acceleration in retail banking [4] - Total deposits reached 459.52 billion yuan, up 13.59%, enhancing the bank's funding strength [4] Group 4: Income Structure Optimization - Net interest income remained solid at 7.816 billion yuan, a 5.83% increase, while non-interest income rose to 1.579 billion yuan [5] - The bank reduced its business and management expenses to 2.243 billion yuan, a decrease of 2.45%, improving its cost-to-income ratio to 23.99% [5] Group 5: Risk Management and Asset Quality - The bank maintained a high provision coverage ratio of 186.17%, an increase of 19.94 percentage points year-on-year, and a non-performing loan ratio of 1.76%, down 0.1 percentage points [6] - The bank emphasizes internal capital accumulation while considering external capital supplementation to strengthen its risk resilience [6]

Core Insights - Zhengzhou Bank reported a strong performance in Q3 2025, with total assets reaching 743.55 billion yuan, a 9.93% increase from the end of the previous year, marking the highest growth rate for the same period in history [1][2] - The bank achieved an operating income of 9.395 billion yuan, a year-on-year increase of 3.91%, and a net profit attributable to shareholders of 2.279 billion yuan, up 1.56% from the same period last year [1] Asset Growth - The asset growth rate for Zhengzhou Bank in the first three quarters reached a historical high, with an increase of 67.187 billion yuan, equivalent to 1.87 times the growth of the same period last year [2] - The total amount of loans and advances issued by the bank was 406.717 billion yuan, reflecting a 4.91% increase from the end of the previous year [2] - The bank focused on supporting key industries and projects, enhancing financial services for small and micro enterprises, and implementing targeted relief measures for businesses [2] Revenue and Profitability - Zhengzhou Bank's net interest income for the first three quarters was 7.816 billion yuan, representing a year-on-year growth of 5.83% [3] - Non-interest income significantly increased, contributing to the bank's resilience and growth potential in a complex market environment [3] - The bank's retail transformation showed notable results, with personal deposits reaching 267.143 billion yuan, a 22.44% increase, and personal loans amounting to 96.306 billion yuan, up 5.88% [3]

香 港 交 易 及 結 算 所 有 限 公 司 及 香 港 聯 合 交 易 所 有 限 公 司 對 本 公 告 的 內 容 概 不 負 責， 對 其 準 確 性 或 完 整 性 亦 不 發 表 任 何 聲 明，並 明 確 表 示 概 不 會 就 本 公 告 全 部 或 任 何 部 分 內 容 而 產 生 或 因 倚 賴 該 等 內 容 而 引 致 的 任 何 損 失 承 擔 任 何 責 任。 Bank of Zhengzhou Co., Ltd.* 鄭州銀行股份有限公司 * （於中華人民共和國註冊成立的股份有限公司） （H股股份代號：6196） 本 公 告 由 鄭 州 銀 行 股 份 有 限 公 司（「本 行」）根 據 香 港 聯 合 交 易 所 有 限 公 司證券上市規則第13.10B條 作 出。 以 下 為 本 行 於 深 圳 證 券 交 易 所 網 站 發 佈 之《鄭 州 銀 行 股 份 有 限 公 司 第 八 屆 董 事 會 第 四 次 會 議 決 議 公 告》《鄭 州 銀 行 股 份 有 限 公 司 第 八 屆 監 事 會 第 四 次 會 議 決 議 公 告》，僅 供 參 閱。 承董事會命 鄭州銀行 ...

郑州银行股份有限公司（以下简称"本行"）及董事会全体成员保证公告内容的真实、准确、完整，没有 虚假记载、误导性陈述或重大遗漏。 重要内容提示： 1. 本行董事会、监事会及董事、监事、高级管理人员保证本行《2025年第三季度报告》（以下简称"本 报告"）内容的真实、准确、完整，不存在虚假记载、误导性陈述或者重大遗漏，并承担个别和连带的 法律责任。 登录新浪财经APP 搜索【信披】查看更多考评等级 证券代码：002936证券简称：郑州银行公告编号：2025-042 2. 本报告所载财务资料按照中国企业会计准则编制，除特别注明外，为本行及所属子公司河南九鼎金融 租赁股份有限公司、扶沟郑银村镇银行股份有限公司、新密郑银村镇银行股份有限公司、浚县郑银村镇 银行股份有限公司、确山郑银村镇银行股份有限公司及新郑郑银村镇银行股份有限公司（以下统称"本 集团"或"本行"）的合并报表数据。 3. 本行法定代表人、董事长赵飞先生，行长李红女士，主管会计工作负责人张厚林先生及会计机构负责 人付强先生声明并保证本报告中财务信息的真实、准确、完整。 4. 本行本季度财务报告未经审计。 一、主要财务数据 （一）主要会计数据和财务指标 报告 ...

Core Viewpoint - Zhengzhou Bank, established in 1996 and listed in 2018, is a significant player in the city commercial bank sector, primarily offering various banking-related financial services [1] Financial Performance - As of Q3 2025, Zhengzhou Bank reported revenue of 9.395 billion, ranking 14th out of 17 in the industry, significantly lower than the top performer, Jiangsu Bank, at 67.183 billion, and the second, Ningbo Bank, at 54.976 billion [2] - The bank's net profit for the same period was 2.3 billion, also ranking 14th, with a notable gap compared to Jiangsu Bank's 31.895 billion and Ningbo Bank's 22.578 billion [2] Profitability and Debt Ratios - Zhengzhou Bank's debt-to-asset ratio stood at 92.25% in Q3 2025, slightly below the industry average of 92.63%, indicating a comparable debt repayment capability [3] - The bank's gross profit margin was 28.10%, lower than the previous year's 28.33% and significantly below the industry average of 45.51%, highlighting a considerable disparity in profitability [3] Executive Compensation - The chairman, Zhao Fei, received a salary of 701,000, a decrease of 331,000 from the previous year, reflecting a reduction in executive compensation [4] Shareholder Information - As of September 30, 2025, the number of A-share shareholders increased by 0.04% to 108,300, while the average number of circulating A-shares held per shareholder decreased by 0.04% to 61,900 [5]

Core Insights - Zhengzhou Bank reported a total asset increase to 743.55 billion yuan as of the end of September, marking a year-on-year growth of 9.93%, the highest growth rate for the same period in history [1] - The bank achieved operating revenue of 9.395 billion yuan in the first three quarters, reflecting a year-on-year increase of 3.91% [1] - Net profit attributable to shareholders reached 2.279 billion yuan, with a year-on-year growth of 1.56% [1] Financial Performance - Total deposits amounted to 459.518 billion yuan, an increase of 13.59% compared to the end of the previous year [1] - Total loans and advances reached 406.717 billion yuan, growing by 4.91% from the end of last year [1]

智通财经APP讯，郑州银行(06196)发布2025年前三季度业绩，实现营业收入94.06亿元，同比增长 3.81%;归属于本行股东的净利润为22.79亿元，同比增长1.56%。基本每股收益0.25元。 ...

人民财讯10月30日电，郑州银行（002936）10月30日发布2025年第三季度报告，该行前三季度实现营业 收入93.94亿元，同比增长3.91%；归属于该行股东的净利润22.79亿元，同比增长1.56%。截至9月末， 该行资产总额7435.52亿元，比上年末增长9.93%。 ...

10月30日晚间，郑州银行发布2025年三季度业绩报告。据业绩报告显示，前三季度郑州银行在规模增 长、盈利增长、服务实体、风险防控等关键领域实现多点突破。 资产规模增速创同期新高。据业绩报告显示，截至2025年三季度末，郑州银行资产总额7435.52亿元， 较上年末增长9.93%，资产规模增速创下历史同期新高。前三季度郑州银行资产规模增量671.87亿元， 相当于去年同期的1.87倍。资产规模的高效增长，有助于增强该行的综合实力与市场影响力，为后续业 务拓展、客户服务及盈利增长开辟空间。 实体经济金融支撑更加有力。截至三季度末，全行发放贷款及垫款总额4067.17亿元，较上年末增长 4.91%。郑州银行坚持以服务实体经济为根本宗旨，聚焦"7+28+N"重点产业链群及下游企业、"三个一 批"重点项目，加大对先进制造业、城市更新等重点领域的融资支持；深入落实小微企业融资协调机 制，持续开展"千企万户大走访"活动，持续提升金融服务质效。聚焦地方重点项目建设和企业发展需 求，深入实施"一企一策"精准纾困方案，综合运用多种方式，全力帮助企业纾困解难，缓解企业资金压 力；积极参与城市更新、民生工程等重点任务，切实发挥本土 ...

智通财经APP讯，郑州银行(06196)发布2025年前三季度业绩，实现营业收入94.06亿元，同比增长 3.81%;归属于本行股东的净利润为22.79亿元，同比增长1.56%。基本每股收益0.25元。 ...