香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不 負 責，對 其 準 確 性 或 完 整 性 亦 不 發 表 任 何 聲 明，並 明 確 表 示，概 不 對 因 本 公 告 全部或任何部份內容而產生或因倚賴該等內容而引致的任何損失承擔任何責 任。 於 本 公 告 日 期，本 行 董 事 會 包 括 執 行 董 事 孟 東 曉 先 生、張 文 斌 先 生、盧 繼 梁 先 生 及 姜 毅 先 生；非 執 行 董 事 陳 曉 軍 先 生、趙 冰 先 生、焦 衛 鋒 先 生、康 建 先 生 及 李 傑 女 士；獨 立 非 執 行 董 事 范 智 超 先 生、王 勇 先 生、孫 祖 英 女 士、楊 雲 紅 先 生 及 彭 鋒 先 生。 * 威海銀行股份有限公司並非香港法例第155章《銀 行 業 條 例》所 指 認 可 機 構，不 受 限 於 香 港 金 融 管 理 局 的 監 督，亦 不 獲 授 權 在 香 港 經 營 銀 行 及╱或 接 受 存 款 業 務。 WEIHAI BANK CO., LTD.* 威海銀行股份有限公司* （於 中 華 人 民 共 和 國 註 冊 成 立 的 股 份 有 限 公 ...

服务升级：暖心举措彰显责任担当。金融服务有速度，更要有温度。"这笔贷款来得太及时了！从申请 到放款不到24小时，不仅解决了我们的资金周转问题，还帮我们成功拿下了一个订单。"青岛某农业机 械设备制造企业负责人刘先生激动地说。凌晨5点，整座城市还在睡梦中，威海银行的客户经理小毕已 经驱车赶往客户家中。得知从事农业机械设备制造的刘先生当天要赶早班机去外地签合同，急需资金支 持，小毕主动提供上门服务，在客户登机前完成了所有核查工作。当飞机落地时，刘先生就收到了贷款 审批通过的短信通知。而这样的温暖故事在威海银行不断上演：有的客户经理驱车百余公里深入田间地 头，为农产品加工厂办理贷款；有的放弃休息时间，深入市场，只为用最优的服务最快满足客户需求； 还有的主动为企业设计最优还款方案，切实减轻融资负担。 展望未来：持续创新服务实体经济。威海银行"优企贷"推出半年来，已为近300家小微企业提供授信支 持超2亿元。随着业务的深入开展，"优企贷"的品牌效应日益凸显。近三成的新客户来自老客户推荐， 形成了"贷动一家、带动一片"的良性循环。未来，威海银行将持续优化"优企贷"服务：一方面深化与税 务、工商等部门的数据共享，进一步提升审 ...

牡蛎作为"海洋过滤器"，在生长过程中通过吸收海水中的二氧化碳形成碳酸钙贝壳，具有显著的碳汇功 能。"乳山市双壳贝类养殖碳汇项目"为全省范围内首个牡蛎碳汇交易项目，也是威海市创建国家绿色金 融改革创新试验区、抢占海洋碳汇发展制高点的重要举措。 近年来，威海银行积极响应国家"双碳"战略，以"生态、和谐、共赢"为核心发展理念，多措并举打造独 具特色的可持续发展模式。在内部运营层面，系统性推动低碳转型，不仅制定了《威海银行"碳达峰"工 作方案》明确减排路径，还通过零碳网点示范工程、海洋碳汇交易及线上化服务升级等举措，构建了高 效低碳的运营体系。在业务创新方面，推出的"绿色工厂+CBAM挂钩贷款""碳足迹挂钩贷款"等产品， 精准对接清洁能源、节能减排等重点领域，形成了"减排增效—融资降本"的良性循环模式，持续助 力"碳"价值释放。 近日，在威海市绿色金融创新成果集中推介活动上，威海银行与乳山市国有资本运营有限公司就"乳山 市双壳贝类养殖碳汇项目"签署合作协议，成为此次全省首单牡蛎碳汇交易中的参与方之一，购买了300 吨二氧化碳当量（tCO₂-e）牡蛎碳汇，专项用于打造"零碳"网点。 此次购买牡蛎碳汇，不仅有助于实现网点 ...

威海银行将继续秉持绿色发展理念，立足区域产业特色，加大绿色金融创新力度，不断丰富绿色金融产 品体系，通过提升服务质效，助推实体企业增强可持续发展能力，为实现"双碳"目标和区域经济社会高 质量发展贡献金融力量。 （文章来源：经济日报） 近日，威海银行率先在深圳证券交易所成功发行山东省绿色贸融ABS，得到了市场上专业投资者的积极 认购，募集资金1.72亿元将用于支持省内企业的防洪排涝、节能降碳智能化提升等项目，为推动区域绿 色低碳发展注入金融动力。 围绕打造"绿色成金"特色品牌，威海银行持续拓宽绿色金融创新路径。在了解到企业绿色项目面临资金 缺口时，威海银行快速响应，充分发挥总分联动优势，建立"总行业务指导+分行定制方案+第三方专业 评估"三方联动机制，通过创新设计贸融ABS业务方案，有效盘活企业应收账款，显著降低融资成本， 为绿色项目成长提供了精准金融支持。 本次发行的绿色贸融ABS严格遵循《绿色金融支持项目目录（2025年版）》相关标准，支持的项目在节 能降碳、防洪排涝等领域可产生良好的综合效益。经测算，项目投产后，预计可实现年节约标准煤1.57 万吨、减排二氧化碳3.40万吨，兼具良好的环境效益和社会效益。 ...

Group 1 - The nature of Weihai Bank is determined by its regulatory attributes and shareholder structure [1][8] - The bank is a local joint-stock commercial bank, non-state-owned, established in 1997, and listed in Hong Kong in 2020 [4] - Major shareholders include Shandong Highway Group with 38.12% and Weihai Finance Bureau with 12.67%, indicating a state-owned enterprise nature [4][8] Group 2 - Regulatory oversight is provided by the National Financial Supervision Administration, with local supervision by the People's Bank of China Jinan Branch [3] - The bank holds a full commercial banking license and has the qualification to conduct QFLP cross-border RMB business, being one of the first green finance pilot banks in Shandong Province [3] Group 3 - The bank's market positioning focuses on serving small and micro enterprises, with a secondary emphasis on rural revitalization [6] - Unique products include Blue Carbon Loans for offshore wind power and aquaculture enterprises, and a talent credit card with no annual fee for recipients of Weihai's talent program [6] Group 4 - The bank's non-performing loan ratio is 1.23%, lower than the average of 1.45% for city commercial banks [6] - Total assets amount to 538.7 billion, ranking above average among city commercial banks [6] - The capital adequacy ratio stands at 13.87%, meeting Basel III requirements [6] - The bank has 4.5 million mobile banking users, leading among city commercial banks in Shandong Province [6]

股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2025年7月31日 狀態: 新提交 致：香港交易及結算所有限公司 公司名稱: 威海銀行股份有限公司 呈交日期: 2025年8月4日 I. 法定/註冊股本變動 第 1 頁 共 10 頁 v 1.1.1 本月底法定/註冊股本總額： RMB 5,980,058,344 FF301 FF301 II. 已發行股份及/或庫存股份變動 | 1. 股份分類 | 普通股 | 股份類別 | 其他類別 (請註明) | | 於香港聯交所上市 (註1) | 否 | | | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | N/A | 說明 | 内資股 | | | | | | | | 已發行股份（不包括庫存股份）數目 | | 庫存股份數目 | | 已發行股份總數 | | | 上月底結存 | | | 4,971,197,344 | | 0 | | 4,971,197,344 | | 增加 / 減少 (-) | | | 0 | | 0 | | | | 本月底結存 | | ...

Core Viewpoint - Weihai Bank plans to raise up to 3 billion yuan through a private placement of domestic shares and H-shares to improve its capital adequacy ratio and support business growth [1] Group 1: Capital Raising and Share Issuance - The bank's board will seek special authorization from shareholders for the issuance of up to approximately 758 million domestic shares and 154 million H-shares [1] - The net proceeds from the issuance will be used entirely to supplement the bank's core Tier 1 capital after deducting related issuance costs [1] - Major shareholders Shandong High-speed Group and Shandong High-speed Co., Ltd. intend to participate in the capital increase, with Shandong High-speed planning to subscribe for up to approximately 106 million domestic shares, totaling no more than approximately 348 million yuan [1] Group 2: Shareholding Structure - Shandong High-speed holds an 11.60% stake in Weihai Bank, while Shandong High-speed Group directly holds 35.56%, controlling a total of 47.16% of the bank [1] - Post-investment, the shareholding ratios of Shandong High-speed Group and Shandong High-speed in Weihai Bank will remain unchanged at 35.56% and 11.60%, respectively [1] Group 3: Industry Context - The core Tier 1 capital adequacy ratio of Weihai Bank was 9.31% at the end of 2024, showing a 0.54 percentage point increase from the end of 2023 but a 0.57 percentage point decrease from the end of 2020 [2] - There is increasing pressure on capital supplementation for small and medium-sized banks, particularly due to narrowing net interest margins and profitability challenges [2] - Over 10 small and medium-sized banks have received approval for capital increases or targeted placements this year, indicating a trend of regional state-owned capital actively participating in these efforts [2][3]

Core Viewpoint - Weihai Bank is initiating a new round of capital replenishment with the support of local state-owned assets, planning to issue up to 758 million domestic shares and 154 million H-shares to raise approximately 3 billion yuan for core tier one capital supplementation [2][3][4]. Group 1: Capital Raising Details - The planned issuance price is 3.29 yuan per share, representing a 22.6% premium over the secondary market price [3][4]. - The controlling shareholder, Shandong Expressway Group, will participate in the subscription while maintaining its current shareholding ratio, potentially investing 1.414 billion yuan, which accounts for 47% of the total fundraising target [3][5]. - The total fundraising amount is approximately 3 billion yuan, with 2.494 billion yuan from domestic shares and 506 million yuan from H-shares [4][5]. Group 2: Financial Performance and Capital Adequacy - As of March 2025, Weihai Bank's total assets exceeded 465 billion yuan, with a capital adequacy ratio of 12.72%, a tier one capital ratio of 9.89%, and a core tier one capital ratio of 8.47%, all showing a decline from the end of 2024 [3][7][8]. - The bank's total assets surpassed 400 billion yuan by the end of 2024, marking a 12.65% increase year-on-year, with loans and deposits also showing significant growth [7][8]. - The non-performing loan ratio was at a record low of 1.41% by the end of 2024, with a provision coverage ratio of 156.07%, indicating improved asset quality [8].

Group 1 - Weihai Bank plans to raise up to 3 billion yuan through a private placement of domestic shares and H-shares to improve its capital adequacy ratio and support business growth [1] - The bank's major shareholders, Shandong High-speed Group and Shandong High-speed Co., Ltd., intend to participate in the capital increase, with Shandong High-speed planning to subscribe for up to approximately 106 million shares, totaling around 348 million yuan [1] - As of the end of 2024, Weihai Bank's core Tier 1 capital adequacy ratio is 9.31%, showing a slight increase from 2023 but a decrease from 2020 [2] Group 2 - The trend of local state-owned capital actively participating in the capital increase of regional small and medium-sized banks indicates confidence in the banks' development prospects [3] - The capital replenishment is crucial for small and medium-sized banks to ensure business growth and manage rising risks, especially in the context of narrowing net interest margins and pressure on bank profitability [2]

Key Points - Tibet Tourism may apply for suspension of trading if significant abnormalities occur in stock transactions [1] - Southern Road Machinery's stock price has deviated from its fundamental situation [1] - Industrial Fulian's major customers and products have not undergone significant changes [1] - Yingweike has established a relatively complete liquid cooling technology and product solution capability [1] - Victory Energy's operational situation remains normal with no significant changes in the internal and external business environment [1] - Qizheng Tibetan Medicine's operational situation is normal with no significant changes in the internal and external business environment [1] - Dongxin Co. states that its investment in Shanghai Lishuan's chip products is not applicable for large model computing clusters [1] - Guosheng Co. has obtained project filing related to PEEK from its wholly-owned subsidiary [1] - Action Education's actual controller proposed a mid-term dividend of 10 yuan per 10 shares [1] Mergers and Acquisitions - Darui Electronics plans to acquire 80% of Weiste's equity through capital increase and share acquisition [1] - Dashengda intends to acquire 30% equity of Thailand's Far East [1] Financing - Aoshikang plans to issue convertible bonds not exceeding 1 billion yuan for high-end printed circuit board projects [1] - Sixuan New Materials intends to raise no more than 466 million yuan through a private placement [1] - Changhua Chemical plans to raise no more than 230 million yuan for a carbon dioxide polyether project [1] Share Buybacks and Reductions - Fuanna plans to repurchase shares worth between 55.85 million and 104 million yuan [1] - Jiangnan Yifan's board member intends to increase his stake in the company [1] - Jieya Co. and its concerted parties plan to reduce their holdings by no more than 4.95% [1] - Other companies including Tongda Co., Haohan Deep, and Wanhu Chemical also plan to reduce their holdings [1] Operational Data - Sinopec expects a net profit decline of 39.5% to 43.7% year-on-year for the first half of the year [1] - Qingdao Bank reported a net profit of 3.065 billion yuan for the first half, up 16.05% year-on-year [1] - Daodaquan's net profit increased by 563.15% year-on-year, proposing a dividend of 1.76 yuan per 10 shares [1] - Zhengdan Co. reported a net profit increase of 120.35% year-on-year, proposing a dividend of 3 yuan per 10 shares [1] - Other companies reported varying profit changes, including losses and significant increases [1] Contracts and Major Investments - Sanhui Electric signed a framework contract for robot equipment sales [1] - Zhejiang University Network New's subsidiary won a smart engineering project worth 94.2712 million yuan [1] - New Aluminum Times plans to invest no less than 500 million yuan in a project for lightweight, high-strength auto parts [1] - Zhishang Technology will use part of its raised funds for a smart manufacturing production base in Vietnam [1]