Core Insights - Weihai Bank has successfully implemented Tianjin's first "Biodiversity + Sustainable Development Linked" loan, amounting to 10 million yuan, marking a significant breakthrough in green finance innovation [1] - The loan supports a crab-rice symbiosis project in Tianjin, which is a typical example of ecological agriculture, contributing to the maintenance of wetland ecosystem balance and biodiversity protection [1] Group 1 - The loan is tailored to the needs of the enterprise, providing financial support to expand breeding scale and improve product quality while offering interest rate discounts if production targets are met [1] - The project utilizes the natural symbiotic relationship between crabs and rice, forming an efficient ecological cycle that is crucial for regional biodiversity [1] Group 2 - Weihai Bank plans to deepen its exploration in the field of biodiversity, continuously enriching its green financial products and services to promote the synergy between ecological protection and industrial development [2]

Core Insights - Weihai Bank has officially released its 2024 Natural Related Financial Disclosure (TNFD) report, becoming the first commercial bank in China to systematically disclose natural-related information [1] - The TNFD disclosure is a significant step for Weihai Bank in practicing sustainable development, showcasing its commitment to ecological protection and sustainable practices [1] - The report evaluates the dynamic relationship between the bank's operations and the natural environment across four dimensions: governance, strategy, risk and impact management, and metrics and targets [1] - The bank employs the LEAP (Locate, Evaluate, Analyze, Prepare) methodology to analyze its dependence on and impact on natural capital, identifying related risks and opportunities [1] - As the first city commercial bank in Shandong Province to sign the United Nations Principles for Responsible Banking, Weihai Bank is positioning itself for sustainable development [1] Future Directions - Weihai Bank plans to continue implementing new development concepts, deepen natural-related financial innovations, and enhance its information disclosure system [2] - The bank aims to direct more financial resources towards ecological protection, energy conservation, and clean energy sectors, contributing to high-quality sustainable economic development [2]

Core Insights - Multiple wealth management companies have recently signed distribution agreements with small and medium-sized banks, indicating a growing trend in the number of banks participating in wealth management distribution [1][2] - Small and medium-sized banks are increasingly looking to enhance their intermediary income through distribution partnerships due to pressure on net interest margins and limited space for self-conducted wealth management [1][2] - The collaboration between wealth management companies and small banks is expected to deepen in the future, driven by mutual benefits [2][3] Group 1: Distribution Partnerships - Several wealth management companies, including Su Yin Wealth Management and Ning Yin Wealth Management, have announced new distribution agreements with small banks such as Weihai Bank and Jiangnan Rural Commercial Bank [1] - Since the beginning of October, nearly ten wealth management companies have added new distribution partners, including Wenzhou Bank and High Postal Rural Commercial Bank [1][2] - A wealth management company under a joint-stock bank has expanded its distribution channels to include nearly 30 new small banks this year, focusing on rural commercial banks [2] Group 2: Strategic Shift of Small Banks - Regional small banks are facing pressure from narrowing net interest margins and limited self-investment income, prompting them to explore wealth management distribution as a strategic pivot [2][3] - Regulatory constraints on self-conducted wealth management have further limited small banks' ability to grow their own wealth management businesses [2] - The shift towards distribution partnerships allows small banks to adopt a "light capital, light asset" operational model, which is seen as a necessary strategic path [2][3] Group 3: Performance Metrics - In the first half of 2025, several small banks reported significant growth in intermediary income, with Changshu Bank's net income from fees and commissions reaching 142 million, a year-on-year increase of over 600% [3] - Changshu Bank's wealth management distribution scale reached 7.277 billion by mid-2025, up from 4.954 billion at the end of 2024 [3] Group 4: Market Expansion Strategies - Wealth management companies are actively expanding their distribution networks beyond their parent banks to include small and medium-sized banks, aiming to tap into broader market opportunities [5] - The strategy includes covering state-owned and joint-stock banks, as well as deepening partnerships with city and rural commercial banks to reach lower-tier markets [5] - The diversification of distribution channels is expected to enhance the long-term development of wealth management companies, reducing the impact of market fluctuations on their investment behavior [5][6]

Core Insights - Weihai Bank held a meeting on October 16, 2023, focusing on maintaining strategic determination and ensuring a successful year-end closure [1] - The bank has achieved record highs in total assets, deposits, and loans while adhering to the principle of "rooted in Shandong, sincere service" [2] - The bank aims to become a "national first-class city commercial bank" by enhancing financial innovation and service systems [3] Group 1 - The bank's total assets, deposits, and loans have reached historical highs, reflecting its commitment to sustainable development [2] - The bank emphasizes high-quality party building to guide its development direction and has conducted educational initiatives to reinforce this [2] - Continuous reform and transformation efforts are focused on market-oriented, professional, refined, and digital strategies, with recognition in the "Data Element ×" competition [2] Group 2 - The bank has implemented a talent development system, hosting various competitions and training sessions to cultivate a skilled workforce [2] - A culture of care and employee well-being is promoted, enhancing employee satisfaction and sense of belonging [2] - The bank has launched innovative financial products and services, including green finance initiatives and comprehensive service platforms for elderly care [2]

威海银行紧紧围绕绿色发展理念，将绿色金融和普惠金融紧密融合，聚焦"三农"领域创新推出"绿农 贷"系列产品，构筑多元化的绿色金融服务体系，推动绿色低碳可持续发展。 打通线上"绿色通道"，金融春雨为民解忧 "威海银行的'绿色农耕贷'太方便了，不用出门在手机上就能办理贷款，关键是贷款利率优惠、发放还 快。"在徐先生一筹莫展之际，这场信贷"及时雨"高效满足了其购买农资、农具的资金需求，帮助徐先 生顺利度过了春耕备耕的关键时期。 蔬菜大棚种植户王先生也是"惠农贷"的受益者。由于旧棚改造资金缺口大，威海银行主动深入田间地头 进行走访调研，"一对一"量身定制金融服务方案，及时为王先生发放"绿色大棚贷"50万元，帮助其搭建 起集蔬菜水果采摘、观光休闲为一体的绿色大棚。"绿色大棚贷"发放的农业资金紧跟农时，审批快、发 放快，不误农时、不误生产，切实帮助王先生解决了资金需求的燃眉之急。 威海银行"绿农贷"系列产品，通过创新"银担合作+大数据"的业务模式，有效提高了融资的便利度，进 一步加大了对种粮大户、畜牧养殖、大棚蔬菜种植等新型农业经营主体的支持力度，为"粮袋子""菜篮 子""果盘子"平稳有序供应贡献着金融力量。 信贷"活水" ...

Core Insights - Weihai Bank demonstrates a strong commitment to customer service through various heartwarming stories that highlight its service spirit [1] Group 1: Customer-Centric Initiatives - Weihai Bank's Dezhou branch opened a green service channel for a customer facing difficulties with the inheritance of a deceased parent's deposit, completing the process in under three days by collaborating with legal entities [2] - A customer, Mr. Sha, expressed gratitude by presenting a banner to the Linyi branch for the staff's honesty in returning 1,000 yuan found in an ATM trash bin, showcasing the bank's dedication to ethical practices [3] - The Zhenxing branch extended its service hours to assist an elderly woman whose husband needed urgent surgery but had forgotten the deposit password, demonstrating the bank's commitment to customer needs [4] Group 2: Service Philosophy - Weihai Bank emphasizes a customer-centric service philosophy, aiming to provide heartfelt and effective financial services while maintaining a focus on political and social responsibilities [4]

初赛评审阶段，8名专家评委围绕作品的应用价值、复用价值、创新能力及用户体验等维度进行综合评 分，并与路演答辩选手展开深入交流，对参赛作品给予充分肯定的同时，提出针对性优化建议，助力作 品进一步贴合市场需求与客户服务场景。 经过激烈角逐，13件兼具创新性与实用性的参赛作品成功晋级。这些作品不仅初步展现了数据技术在解 决金融业务实际问题中的潜力，也为后续决赛阶段的深度创新与成果转化埋下伏笔。下一步，大赛组委 会将组织晋级团队开展专项辅导，全力推动优秀作品的落地实施。 未来，威海银行将继续坚定"市场化、专业化、精细化、数字化"的"四化"转型方向，持续以赛事为纽 带，以数据为驱动，以培养数字化人才、释放数据价值为目标，在数字化转型的道路上不断探索，用更 智能的技术、更高效的服务，为区域经济发展注入金融动能。 近日，威海银行首届数据应用分析大赛初赛顺利收官。作为银行深化数字化转型的重要实践，本次初赛 旨在搭建数据创新交流平台，挖掘数据在金融场景中的应用潜力，为后续赛事及全行数字化能力提升奠 定基础。 大赛自6月份启动以来，来自各分支机构及总行各部门的117名干部员工踊跃报名参加。经过数据分析工 具及分析思维培训、数据应 ...

近日，亚洲金融合作联盟第六届"联盟杯"内训师大赛总决赛圆满落幕。在本届大赛中，威海银行凭借在 内训师培养和梯队建设等方面的突出成果，被授予"卓越组织奖"。 大赛中，来自24个金融机构的38名内训师围绕课程设计、现场授课、互动答疑等核心维度展开激烈角 逐。威海银行2名选手凭借出色的课程设计与现场演绎，分别斩获大赛"师王"称号和一等奖。威海银行 培训学院受邀参加专题座谈会，介绍了人才培养方面的特色实践与2026年前瞻性培训规划。威海银行内 训师作为往届"师王"代表，登台分享了其在课程开发与授课实战中的宝贵经验，为内训师团队的成长提 供了有益借鉴。 近年来，威海银行高度重视内训师队伍建设，将其作为人才培养的重要抓手，通过搭建"以赛促训、以 讲促学"的实战交流平台，深度参与新入行大学生培训、总行新员工培训、优秀青年员工培养、送训下 基层等重点项目，在实践中不断优化课程体系、提升授课质量。截至目前，已自主培养128名内训师， 打造出一支专业强、素质高、活力足的内训师队伍，为全行战略推进和业务创新提供了坚实的人才保 障。 下一步，威海银行将以此次大赛为契机，围绕"市场化、专业化、精细化、数字化"的转型方向，持续加 强内训 ...

| 2. 股份分類 | 普通股 | 股份類別 | H | | 於香港聯交所上市 (註1) | | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 09677 | 說明 | | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | 法定/註冊股本 | | | 上月底結存 | | | 1,008,861,000 | RMB | 1 | RMB | | 1,008,861,000 | | 增加 / 減少 (-) | | | | 0 | | RMB | | 0 | | 本月底結存 | | | 1,008,861,000 | RMB | | 1 RMB | | 1,008,861,000 | 股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2025年9月30日 狀態: 新提交 致：香港交易及結算所有限公司 公司名稱: 威海銀行股份有限公司 呈交日期: 2025年10月8日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | ...

根据威海银行7月31日发布的公告显示，此次资本补充计划采用"内资股+H股"并行发行的模式，其中内 资股拟发行不超过7.58亿股，募集资金上限24.94亿元；H股拟发行不超过1.54亿股，对应募资上限5.06 亿元，两者合计募资总额控制在30亿元以内。 北京商报讯(记者宋亦桐)9月29日，威海银行发布公告，该行于9月29日举行2025年第一次临时股东大 会、2025年第一次内资股类别股东会议及2025年第一次H股类别股东会议，会议所有议案均获威海银行 股东以投票方式表决通过，其中就包括威海银行30亿元资本补充计划。 ...