Core Insights - The company reported a revenue of 1.642 billion RMB for the first half of 2025, a 4.0% increase year-on-year, and a net profit of 41.37 million RMB, reflecting a 27% growth compared to the same period last year [1] - The overseas business has become a key focus for the company, with transaction volume in the first half of 2025 surpassing the total for the previous year, reaching 1.5 billion RMB [1] - The company has established a relatively mature and replicable business model in overseas markets, contributing significantly to its profitability [1] Financial Performance - The company's payment GPV (Gross Payment Volume) reached nearly 11.4 trillion RMB in the first half of 2025, with peak daily transaction counts nearing 60 million [3] - The company achieved a 19.3% reduction in sales, administrative, and R&D expenses compared to the same period last year, indicating improved operational efficiency [3] - AI-generated content accounted for 20% of the total video production volume at the company's subsidiary, with monthly digital human video transaction volume increasing by 40% [3] Strategic Developments - The company received formal approval from Japan's Ministry of Economy, Trade and Industry to conduct online and offline QR code payment services, enhancing its commercial capabilities in the region [2] - The company continues to deepen collaborations with global financial institutions, showcasing its extensive payment channel network and international product penetration [2] - The company is committed to a dual strategy of international expansion and product innovation, leveraging emerging technologies like AI and blockchain to enhance operational efficiency and service intelligence [4]

Core Insights - The company, Yika, reported a revenue of 1.642 billion RMB for the first half of 2025, representing a 4.0% year-on-year growth, while profit increased by 27% to 41.37 million RMB [1] - Yika's one-stop payment service maintained its leading position with a payment GPV of nearly 1.14 trillion RMB and peak daily transactions of nearly 60 million [1] - The company emphasized its commitment to international expansion and product innovation, leveraging technologies like AI and blockchain to enhance operational efficiency and service quality [1] Revenue and Profitability - Yika's payment service revenue grew by 6.1% to 1.429 billion RMB, with gross profit increasing significantly by 110.3% to 195 million RMB, resulting in a gross margin of 13.7% [2] - The company attributed this growth to refined operations, including dynamic pricing and deepening partnerships with over 7,000 SaaS partners [2] - The average transaction fee increased by 12.5 basis points, reflecting Yika's strong pricing power and merchant recognition [2] International Expansion - Yika's overseas payment business showed robust growth, with GPV surpassing 1.5 billion RMB in the first half of 2025, exceeding the total transaction volume of approximately 1.1 billion RMB for the entire previous year [4] - The company successfully obtained payment licenses in key markets like the US and Japan, enhancing its global footprint [4][5] - Yika's overseas operations are expected to contribute increasingly to total gross profit as it establishes a replicable business model [3] AI and Technology Integration - The company is leveraging AI technology to enhance its merchant solutions, achieving a gross margin of 91.3% for its merchant solutions revenue of 187 million RMB in the first half of 2025 [7] - AI-generated content accounted for 20% of total video production, significantly reducing costs and increasing efficiency [7] - Yika's AI Shop initiative aims to create personalized shopping experiences, enhancing sales conversion rates [5] E-commerce and Marketing Strategies - Yika's in-store e-commerce business achieved breakeven and monthly profitability in the second quarter of 2025, integrating payment services for a comprehensive merchant experience [8] - The company is expanding its marketing capabilities through partnerships with major platforms, enhancing marketing conversion rates [8] - Yika plans to continue optimizing its merchant solutions and e-commerce capabilities to align with market trends and technological advancements [8]

Core Insights - The company, Yika, reported a revenue of 1.642 billion RMB for the first half of 2025, representing a 4.0% year-on-year growth, while profit increased by 27% to 41.37 million RMB [1] - Yika maintains its leading position in the one-stop payment service sector, with a payment GPV of nearly 1.14 trillion RMB and peak daily transaction volume reaching nearly 60 million [1] - The company emphasizes its commitment to international expansion and product innovation, leveraging technologies like AI and blockchain to enhance operational efficiency and service quality [1] Revenue and Profitability - Yika's one-stop payment service revenue grew by 6.1% year-on-year to 1.429 billion RMB, with gross profit increasing significantly by 110.3% to 195 million RMB, resulting in a gross margin of 13.7% [2] - The company attributes this growth to refined operations, including dynamic pricing and deepening partnerships with over 7,000 SaaS partners [2] - The average transaction fee increased by 12.5 basis points, reflecting Yika's strong pricing power and merchant recognition [2] International Expansion - Yika's overseas payment business showed robust growth, with GPV surpassing 1.5 billion RMB in the first half of 2025, exceeding the total transaction volume of approximately 1.1 billion RMB for the entire previous year [4] - The company has successfully obtained local payment licenses in key markets like the U.S. and Japan, enhancing its global footprint [4][5] - Yika's overseas operations are expected to contribute increasingly to total gross profit as it establishes a replicable business model [3] AI and Technology Integration - The company is leveraging AI technology to enhance its merchant solutions, achieving a gross margin of 91.3% for its merchant solutions revenue of 187 million RMB in the first half of 2025 [7] - AI-generated content has significantly reduced production costs, with a reported 80% decrease in material costs for video production [7] - Yika's AI Shop initiative aims to create personalized shopping experiences, further driving sales conversion rates [5] E-commerce and Marketing Strategies - Yika's in-store e-commerce business has achieved breakeven and recorded monthly profitability in the second quarter of 2025 [8] - The company is integrating its payment services with digital marketing platforms to enhance marketing effectiveness for merchants [8] - Yika plans to continue optimizing its merchant solutions and e-commerce capabilities to align with market trends and improve profitability [8]

Core Insights - The company reported a revenue of 1.642 billion RMB for the first half of 2025, representing a 4.0% increase compared to the same period last year [1] - The profit for the same period was 41.37 million RMB, showing a significant growth of 27% year-on-year [1] - The overseas business has become a key focus for the company, with the transaction volume in the first half of 2025 surpassing the total transaction volume of the previous year, reaching 1.5 billion RMB [1]

Core Insights - The core viewpoint of the article highlights the financial performance of Yika Limited for the first half of 2025, showcasing growth in revenue and profit, alongside significant transaction volumes and improvements in operational efficiency driven by AI [1] Financial Performance - Revenue for the first half of 2025 reached 1.642 billion RMB, representing a 4.0% increase compared to the same period last year [1] - Profit for the same period was 41.37 million RMB, reflecting a 27% growth year-on-year [1] Transaction Metrics - The total Gross Payment Volume (GPV) during the reporting period was nearly 11.4 trillion RMB, with peak daily transaction counts approaching 60 million [1] - The overseas business transaction volume surpassed the total for the previous year, reaching 1.5 billion RMB [1] Merchant Solutions - Revenue from merchant solutions amounted to 187 million RMB, with the gross margin increasing from 90.9% in the previous year to 91.3% [1] Cost Management - The company benefited from AI, resulting in a 19.3% reduction in sales, administrative, and research and development expenses compared to the same period last year [1]

Core Viewpoint - The company reported a revenue of approximately 1.642 billion RMB for the six months ending June 30, 2025, reflecting a year-on-year increase of 4.04% [1] - The profit attributable to equity holders was 43.075 million RMB, representing a year-on-year increase of 36.19% [1] - The basic earnings per share were 0.11 RMB, and the company did not declare an interim dividend [1] Financial Performance - Revenue for the period was approximately 1.642 billion RMB, up 4.04% year-on-year [1] - Profit attributable to equity holders increased to 43.075 million RMB, a rise of 36.19% compared to the previous year [1] - Basic earnings per share stood at 0.11 RMB, with no interim dividend declared [1]

Core Viewpoint - The company has demonstrated strong performance in the first half of 2025, showcasing advancements in technology, successful business model transformation, and robust international growth [3]. Business and Financial Summary - The company has successfully obtained the Money Services Business federal payment license in the U.S. and the Money Transmitter License in Arizona, expanding its global footprint [2]. - Approval from Japan's Ministry of Economy, Trade and Industry has been secured to conduct online and offline QR code payment services, enhancing local operations and commercial capabilities [2]. - The company has supported HSBC in enhancing its payment management solutions, adding support for Alipay, Alipay Hong Kong, and WeChat Pay, indicating strong international product penetration [2]. - The subsidiary, focusing on AI-generated content, has seen a monthly transaction volume growth of approximately 40%, with material costs reduced by 80%, and AI-generated content now accounts for 20% of total video production [2]. - The company maintains its leading position in one-stop payment services, with peak daily transaction volumes reaching nearly 60 million [2]. - Total Gross Payment Volume (GPV) for the first half of 2025 was RMB 1,144.4 billion, a decrease of 1.9% year-on-year, while overseas transaction volume exceeded RMB 1.5 billion, surpassing the total for the previous year [2]. - The payment fee rate for the first half of 2025 was 12.5 basis points, an increase of 1.0 basis point year-on-year, reflecting superior commercialization and business expansion capabilities [2]. - Revenue for the first half of 2025 was RMB 1,641.5 million, a year-on-year increase of 4.0% [2]. - Gross profit for the first half of 2025 was RMB 383.0 million, up 27.6% year-on-year, with gross profit margin rising from 19.0% to 23.3% [2]. - The gross profit margin for one-stop payment services increased from 6.9% in the first half of 2024 to 13.7% in the first half of 2025, with overseas gross profit margins exceeding 50% [2]. - The application of AI across various business lines has led to a 19.3% reduction in sales, administrative, and R&D expenses year-on-year [2]. - Financing costs for the first half of 2025 decreased by 52.7% year-on-year due to structural upgrades and financial cost optimization [2]. - Net profit for the first half of 2025 was RMB 41.4 million, a year-on-year increase of 27.0% [2]. Outlook - The company plans to continue its dual strategy of international expansion and product innovation, embracing technological trends such as AI and blockchain to enhance operational efficiency and service intelligence [4].

Core Viewpoint - The company reported a revenue of RMB 1.641 billion for the six months ending June 30, 2025, reflecting a year-on-year increase of 4.04%, with a profit attributable to equity holders of RMB 43.075 million, up 36.19% year-on-year, indicating strong growth in both domestic and international operations [1][2]. Group 1: Financial Performance - The company's revenue for the first half of 2025 was RMB 1.641 billion, a 4.04% increase compared to the previous year [1]. - Profit attributable to equity holders reached RMB 43.075 million, marking a 36.19% year-on-year increase [1]. - Basic earnings per share were reported at RMB 0.11 [1]. Group 2: Business Growth and Strategy - The overseas business demonstrated robust growth, with overseas GPV transaction volume exceeding RMB 1.5 billion in the first half of 2025, surpassing the total transaction volume of approximately RMB 1.1 billion for the entire previous year [2]. - The company’s overseas payment rate was recorded at 67.0 basis points, with a gross margin exceeding 50% [2]. - The company’s diversified business model and one-stop payment services for international brand clients highlight its global scalability [1]. Group 3: Operational Efficiency and Innovation - The company has seen a gradual recovery in domestic payment business rates and profitability, supported by strengthened partnerships and a more stable digital ecosystem [1]. - Continuous optimization of operational efficiency has been achieved, with the deepening application of artificial intelligence technology simplifying processes and reducing costs [1]. - The precision marketing business set a new transaction volume record in the second quarter, while the in-store e-commerce business achieved monthly profitability, enhancing overall sustainability [1].

Core Insights - The company reported a revenue of RMB 1.641 billion for the six months ending June 30, 2025, representing a year-on-year increase of 4.04% [1] - Profit attributable to equity holders reached RMB 43.075 million, a year-on-year increase of 36.19%, with basic earnings per share at RMB 0.11 [1] Group 1: Business Performance - The overseas business demonstrated strong growth, with overseas GPV transaction volume exceeding RMB 1.5 billion in the first half of 2025, surpassing the total transaction volume of approximately RMB 1.1 billion for the entire previous year [2] - The overseas payment fee rate was 67.0 basis points, with a gross margin exceeding 50%, indicating a robust performance compared to domestic levels [2] Group 2: Strategic Developments - The company is diversifying its business model by providing one-stop payment and value-added services to international brand clients, showcasing the scalability of its business model globally [1] - The strategic upgrade of the business model has led to sustained high-quality growth in value-added services, with precision marketing achieving record transaction volumes in Q2 and the in-store e-commerce business achieving monthly profitability [1] Group 3: Technological Advancements - Continuous optimization of operational efficiency across business lines has been noted, with the deepening application of artificial intelligence technology simplifying processes and reducing costs [1] - The company’s payment-based digital ecosystem offers unique merchant and consumer application scenarios, which, combined with ongoing product innovation, positions the company to capitalize on global digital currency trends [1]

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不就因本公告全部或任何部份內容而產生或因倚 賴該等內容而引致的任何損失承擔任何責任。 YEAHKA LIMITED 移卡有限公司 （於開曼群島註冊成立的有限公司） （股份代號：9923） 截至二零二五年六月三十日止六個月 中期業績公告 移卡有限公司（「本公司」）董事（「董事」）會（「董事會」）欣然宣佈本公司及其附屬 公司（統稱「本集團」）截至二零二五年六月三十日止六個月（「報告期」或「期內」） 的未經審核綜合業績。本中期業績已由本公司審核委員會（「審核委員會」）審閱。 於本公告，「移卡」及「我們」指本公司，如文義另有所指則為本集團。 1 業務回顧及展望 業務及財務總結 2 • 繼成功取得美國MSB(Money Services Business)聯邦支付牌照後，我們順利獲 得亞利桑那州MTL(Money Transmitter License)州級支付牌照，持續拓展於全 球主要經濟體的版圖； • 我們亦獲得日本經濟產業省的正式批准，授權在日本展開線上線下掃碼收單 業務，進一步鞏固當地團隊 ...