上海浦东发展银行的处罚原因包括：违反账户管理规定；违反清算管理规定；违反银行卡收单业务管理规定；违反反假货币业务管理规定；占压财政存款 或资金；违反信用信息采集、提供、查询及相关管理规定；未按规定履行客户身份识别义务；未按规定保存客户身份资料和交易记录；未按规定报送大额 交易报告或者可疑交易报告；与身份不明的客户进行交易等十项违法行为。 浦发银行被警告并没收违法所得27.545608万元，罚款4222.89万元。 2月14日，中国人民银行公示两张合计约8601.04万元的行政处罚罚单，对象分别是中国建设银行股份有限公司和上海浦东发展银行股份有限公司。 据央行官网披露的行政处罚公示，中国建设银行的处罚原因包括：违反账户管理规定；违反特约商户管理规定；违反人民币流通管理规定；违反反假货币 业务管理规定；占压财政存款或资金；违反信用信息采集、提供、查询及相关管理规定；未按规定履行客户身份识别义务；未按规定保存客户身份资料和 交易记录；未按规定报送大额交易报告或者可疑交易报告；与身份不明的客户进行交易等违法行为。 建行被警告并没收违法所得55.097567万元，罚款4295.51万元，合计罚没4350.607567万 ...

（中国人民银行） 同时，因对上述违法行为负有责任，夏某平（浦发银行信用卡中心）被警告，罚款31.5万元；潘某东（浦发银行运营 管理部）被警告，罚款13.5万元；冯某亮（浦发银行信息科技部）被警告，罚款5万元；严某霞（浦发银行零售信贷 部）被罚款4万元；李某（浦发银行公司业务部）被罚款2万元；周某（浦发银行零售业务部）被罚款2万元；陆某勇 （浦发银行零售信贷部）被罚款7.5万元；薛某华（浦发银行网络金融部（移动金融部））被罚款4.5万元；刘某波 （浦发银行法律合规部（案件防控办公室））被罚款5.5万元。 2月14日，中国人民银行披露的行政处罚信息显示，上海浦东发展银行股份有限公司因存在以下违法行为类型：1.违反 账户管理规定；2.违反清算管理规定；3.违反银行卡收单业务管理规定；4.违反反假货币业务管理规定；5.占压财政存 款或资金；6.违反信用信息采集、提供、查询及相关管理规定；7.未按规定履行客户身份识别义务；8.未按规定保存客 户身份资料和交易记录；9.未按规定报送大额交易报告或者可疑交易报告；10.与身份不明的客户进行交易，被警告， 没收违法所得27.545608万元，罚款4222.89万元，作出行政处 ...

Core Viewpoint - The People's Bank of China has issued administrative penalties totaling approximately 86.01 million yuan against China Construction Bank and Shanghai Pudong Development Bank for various regulatory violations [1][3]. Group 1: China Construction Bank - China Construction Bank was penalized for multiple violations, including breaches of account management regulations, merchant management regulations, and anti-counterfeit currency management regulations [3][5]. - The total penalty for China Construction Bank includes a warning, confiscation of illegal gains amounting to 550,975.67 yuan, and a fine of 42,955,100 yuan, resulting in a total of 43,506,075.67 yuan [3][5]. - A total of 21 responsible individuals from China Construction Bank were fined 1,205,000 yuan collectively [9]. Group 2: Shanghai Pudong Development Bank - Shanghai Pudong Development Bank faced penalties for similar violations, including breaches of account management regulations, clearing management regulations, and anti-counterfeit currency management regulations [3][6]. - The total penalty for Shanghai Pudong Development Bank includes a warning, confiscation of illegal gains amounting to 275,456.08 yuan, and a fine of 42,228,900 yuan, leading to a total of 42,504,356.08 yuan [6][8]. - Nine responsible individuals from Shanghai Pudong Development Bank were fined a total of 755,000 yuan [9].

Core Viewpoint - The People's Bank of China has imposed administrative penalties totaling approximately 86.01 million yuan on China Construction Bank and Shanghai Pudong Development Bank for various regulatory violations [1] Group 1: Penalties on China Construction Bank - China Construction Bank was fined a total of 43.51 million yuan, which includes a warning and the confiscation of illegal gains amounting to 0.55097567 million yuan [1] - The violations include breaches of account management regulations, merchant management regulations, currency circulation management, anti-counterfeit currency business management, and failure to fulfill customer identity verification obligations [1] - A total of 21 responsible individuals from China Construction Bank were penalized, amounting to 1.205 million yuan in fines [1] Group 2: Penalties on Shanghai Pudong Development Bank - Shanghai Pudong Development Bank faced a total fine of 42.22 million yuan, including a warning and the confiscation of illegal gains of 0.27545608 million yuan [1] - The bank's violations are similar to those of China Construction Bank, including breaches of account management, clearing management, and anti-counterfeit currency business regulations [1] - Nine employees from Shanghai Pudong Development Bank were also penalized, totaling 0.755 million yuan in fines [1]

Core Viewpoint - The People's Bank of China has imposed significant penalties on Shanghai Pudong Development Bank and nine of its key employees for various regulatory violations, totaling over 42.5 million yuan in fines [1][3]. Summary by Relevant Categories Regulatory Violations - The bank faced penalties for ten categories of violations, including account management, anti-money laundering, and fiscal fund management [1][3]. - Specific violations included failure to comply with account management regulations, clearing management regulations, and anti-money laundering obligations [2][3]. Penalty Details - The total penalty for Shanghai Pudong Development Bank amounted to 42.5 million yuan, which includes a fine of 42.2289 million yuan and the confiscation of illegal gains of 275,560 yuan [3][5]. - This penalty is among the highest for recent violations by joint-stock banks and represents the most severe regulatory action against the bank in 2026 [3][7]. Employee Accountability - Nine employees from critical departments, including credit card center and compliance, were also penalized, with total fines amounting to 655,000 yuan [3][6]. - The penalties for individual employees were closely aligned with their specific violations, reinforcing a dual accountability system for both the institution and its personnel [3][6]. Industry Context - The collective penalties against Shanghai Pudong Development Bank reflect a broader trend of increasing regulatory scrutiny in the banking sector, particularly focusing on account management and anti-money laundering practices [7]. - The bank is expected to face higher compliance costs and potential reputational damage as a result of these penalties, necessitating improvements in its risk management and compliance frameworks [7].

Group 1 - The People's Bank of China has issued multiple fines exceeding ten million yuan, targeting various violations by banks [1][2] - China Construction Bank received a total penalty of approximately 43.51 million yuan, including a fine of 42.95 million yuan and confiscation of illegal gains of about 0.551 million yuan [1] - The violations by China Construction Bank include breaches of account management regulations, merchant management regulations, and customer identity verification obligations [1] Group 2 - Shanghai Pudong Development Bank was fined over 42.50 million yuan, with a fine of 42.22 million yuan and confiscation of illegal gains of approximately 0.275 million yuan [2] - The bank's violations included ten types of misconduct, such as breaches of account management, clearing management, and customer identity verification regulations [2] - Employees from both banks faced penalties, with 21 individuals from China Construction Bank fined a total of 1.205 million yuan and 9 individuals from Shanghai Pudong Development Bank fined a total of 0.755 million yuan [2]

根据央行2月14日公布的行政处罚公示显示，两大国有银行中国建设银行与上海浦东发展银行同日领罚，合计被罚没金额超过8600万元。 公示信息显示，中国建设银行因违反账户管理规定等10项违法行为类型，被警告，没收违法所得55.097567万元，罚款4295.51万元，合计罚 没4350.607567万元。 | 序号 当事人名称 | | 行政处罚 | 违法行为类型 | 行政处罚内容 | 作出行政处罚 | 作出行政处罚 | 公示期限 会注 | | --- | --- | --- | --- | --- | --- | --- | --- | | | | 决定书文号 | | | 决定机关名称 | 決定日期 | | | | | | 1. 违反账户管理规定; | | | | | | | | | 2. 违反特约商户管理规 | | | | | | | | | 定; | | | | | | | | | 3. 违反人民币流通管理 | | | | | | | | | 规定; | | | | | | | | | 4. 违反反假货币业务管 | | | | | | | | | 理规定; | | | | | | | | | 5. 占压财政存款 ...

【导读】建行、浦发银行收到央行大罚单！两家合计罚没超8000万元 大家好，关注一下2月14日，央行对建设银行、浦发银行开出的大罚单。 建设银行被罚没超4350万元 2月14日，据央行官网公布的行政处罚公示显示，因10项违法行为，建设银行被央行警告，没收违法所得55.097567万元，罚款4295.51万元，合计罚没 4350.607567万元。 建设银行的10项违法行为类型包括： 1.违反账户管理规定； 9.未按规定报送大额交易报告或者可疑交易报告； 2.违反特约商户管理规定； 3.违反人民币流通管理规定； 4.违反反假货币业务管理规定； 5.占压财政存款或资金； 6.违反信用信息采集、提供、查询及相关管理规定； 7.未按规定履行客户身份识别义务； 8.未按规定保存客户身份资料和交易记录； 10.与身份不明的客户进行交易。 | 序号 当事人名称 | | 行政处罚 | 违法行为类型 | 行政处罚内容 | 作出行政处罚 | 作出行政处罚 | 公示期限 备注 | | --- | --- | --- | --- | --- | --- | --- | --- | | | | 决定书文号 | | | 决定机关名称 | ...

2．违反特约商户管理规定； 【导读】建行、浦发银行收到央行大罚单！两家合计罚没超8000万元 中国基金报记者 泰勒 大家好，关注一下2月14日，央行对建设银行、浦发银行开出的大罚单。 建设银行被罚没超4350万元 2月14日，据央行官网公布的行政处罚公示显示，因10项违法行为，建设银行被央行警告，没收违法所 得55.097567万元，罚款4295.51万元，合计罚没4350.607567万元。 建设银行的10项违法行为类型包括： 1．违反账户管理规定； 3．违反人民币流通管理规定； 4．违反反假货币业务管理规定； 5．占压财政存款或资金； 6．违反信用信息采集、提供、查询及相关管理规定； 7．未按规定履行客户身份识别义务； 8．未按规定保存客户身份资料和交易记录； 9．未按规定报送大额交易报告或者可疑交易报告； 10．与身份不明的客户进行交易。 | 序号 当事人名称 | | 行政处罚 | 进法行为类型 | 行政处罚内容 | 作出行政处罚 | 作出行政处罚 | 公示期限 备注 | | --- | --- | --- | --- | --- | --- | --- | --- | | | | 决定书文号 | | ...

上海浦东发展银行股份有限公司因：违反账户管理规定；违反清算管理规定；违反银行卡收单业务管理 规定；违反反假货币业务管理规定；占压财政存款或资金；违反信用信息采集、提供、查询及相关管理 规定；未按规定履行客户身份识别义务；未按规定保存客户身份资料和交易记录；未按规定报送大额交 易报告或者可疑交易报告；与身份不明的客户进行交易十项违法行为，被警告并没收违法所得 27.545608万元，罚款4222.89万元。另有9名责任人共计被罚75.5万元。 北京商报讯（记者 宋亦桐）2月14日，据中国人民银行披露的行政处罚公示，中国建设银行股份有限公 司、上海浦东发展银行股份有限公司因多项违法行为被合计罚没8601.04万元。 具体来看，中国建设银行股份有限公司因：违反账户管理规定；违反特约商户管理规定；违反人民币流 通管理规定；违反反假货币业务管理规定；占压财政存款或资金；违反信用信息采集、提供、查询及相 关管理规定；未按规定履行客户身份识别义务；未按规定保存客户身份资料和交易记录；未按规定报送 大额交易报告或者可疑交易报告；与身份不明的客户进行交易违法行为，被警告并没收违法所得 55.097567万元，罚款4295.51 ...