公告编号：临2025-053 证券代码：600000 证券简称：浦发银行 近日，上海浦东发展银行股份有限公司（以下简称"公司"）收到《国家金融监督管理总局关于林华喆浦 发银行董事任职资格的批复》（金复〔2025〕515号），国家金融监督管理总局已核准林华喆先生公司 董事的任职资格。 根据相关规定，自2025年8月29日起林华喆先生就任公司董事。 特此公告。 上海浦东发展银行股份有限公司董事会 优先股代码：360003360008 优先股简称：浦发优1浦发优2 转债代码：110059 转债简称：浦发转债 上海浦东发展银行股份有限公司 关于董事任职资格获核准的公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容 的真实性、准确性和完整性承担法律责任。 2025年9月1日 ...

8月29日，浦发银行南昌分行与赣州市人民政府签署战略合作协议。赣州市委副书记、市长李克坚，浦发银行南昌分行党委书记、行长郝佳出席并见证签 约；赣州市领导连天浪出席。 根据协议，双方将从金融支持和服务实体经济出发，充分发挥各自在资源、信息、政策、融资等方面的优势，探索多样化合作模式，努力实现互利共赢发 展。双方将在信贷支持、直接融资、绿色金融、科创金融、普惠金融等方面开展合作，同时围绕赣州市重点产业链，以"补链、强链、延链"为理念，构建上 下游一体化、数字化、智能化的服务合作体系，为产业发展提供有效支持。 下阶段，浦发银行南昌分行将以此次与赣州市人民政府签署战略合作协议为契机，进一步加大对赣州地区的政策和资源倾斜力度，积极创新金融产品和服务 模式，不断提升服务赣州市"7510"重点产业链发展、优质企业转型升级的能力和水平，为赣州市高质量跨越式发展贡献更多浦发智慧和浦发力量。（供稿： 浦发银行南昌分行） 近年来，浦发银行南昌分行始终以服务实体经济发展为己任，紧跟江西区域发展战略，融合推进金融"五篇大文章"和总行数智化战略转型，持续加大对电子 信息、有色金属、装备制造、新能源等江西省"1269"行动计划重点产业链和 ...

证券代码：600000 证券简称：浦发银行 优先股代码：360003 360008 优先股简称：浦发优1 浦发优2 转债代码：110059 转债简称：浦发转债 公告编号：临2025-053 上海浦东发展银行股份有限公司 近日，上海浦东发展银行股份有限公司（以下简称"公司"）收到《国家金 融监督管理总局关于林华喆浦发银行董事任职资格的批复》（金复〔2025〕515 号），国家金融监督管理总局已核准林华喆先生公司董事的任职资格。 根据相关规定，自2025年8月29日起林华喆先生就任公司董事。 特此公告。 上海浦东发展银行股份有限公司董事会 关于董事任职资格获核准的公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 ...

每天三分钟公告很轻松 贵州茅台：控股股东9月1日增持6.78万股公司股份；比亚迪等车企披露8月销售数据；司尔特：因涉嫌 信披违法违规被证监会立案；中国船舶：中国重工A股股票将于9月5日终止上市…… 聚焦一： 贵州茅台：控股股东9月1日增持6.78万股公司股份 公司于2025年8月30日披露了《控股股东增持公司股票计划公告》。公司控股股东茅台集团计划自增持 公告发布之日起6个月内，通过集中竞价交易方式增持公司股票，拟增持金额不低于30亿元（含）且不 高于33亿元（含）。2025年9月1日，茅台集团通过集中竞价交易方式，增持67,821股公司股票，占公司 总股本的0.0054%。 聚焦二：比亚迪等车企披露8月销售数据 比亚迪：公司2025年8月新能源汽车销量373,626辆，去年同期为373,083辆；新能源汽车本年累计销量 2,863,876辆，同比增长23.00%。 北汽蓝谷：子公司北京新能源汽车股份有限公司8月销量为13530辆，同比增长3.47%；1-8月累计销量 90962辆，同比增长74.70%。 重要事项 上汽集团：公司8月整车销量363,371辆，同比增长41.04%；1-8月整车累计销量2,75 ...

（编辑 楚丽君） 证券日报网讯 9月1日晚间，浦发银行发布公告称，近日，上海浦东发展银行股份有限公司（以下简 称"公司"）收到《国家金融监督管理总局关于林华喆浦发银行董事任职资格的批复》（金复〔2025〕 515号），国家金融监督管理总局已核准林华喆先生公司董事的任职资格。 ...

Core Viewpoint - The implementation of the personal consumption loan interest subsidy policy aims to stimulate consumer spending and support domestic demand expansion, enhancing the overall economic development trend [1][3]. Group 1: Policy Implementation - The personal consumption loan interest subsidy policy officially took effect on September 1, 2023, allowing consumers to benefit from a 1% annual interest subsidy on loans used for consumption [3][4]. - The subsidy is automatically applied without the need for additional applications, with funding shared between central and provincial finances at a 9:1 ratio [3][4]. - Each borrower can receive a maximum subsidy of 3,000 yuan, corresponding to a cumulative consumption amount of 300,000 yuan [4]. Group 2: Bank Response - Shanghai Pudong Development Bank (SPDB) quickly launched the interest subsidy feature for personal consumption loans on the policy's first day, ensuring consumers can access benefits [4][6]. - SPDB has actively engaged with various sectors, such as retail and home improvement, to create new consumption scenarios and enhance service offerings [6][7]. - The bank's system can automatically identify eligible transactions, streamlining the subsidy process for customers [4][7]. Group 3: Market Impact - The policy is expected to lower consumer credit costs, thereby stimulating consumer potential and supporting economic growth [1][3]. - SPDB's collaboration with retail groups, such as Bailian Group, aims to create a synergistic effect in promoting consumption and enhancing the consumer experience [6]. - The successful case of a customer using SPDB's loan for daily purchases illustrates the immediate impact of the policy on consumer behavior [6].

Core Viewpoint - The mid-year performance report for 2025 reveals that the ten listed joint-stock banks have shown a stable overall operational trend, with total assets reaching 73.38 trillion yuan and net profits totaling 278.125 billion yuan, while also exhibiting diverse development characteristics across the industry [2] Group 1: Asset Performance - Total assets of the joint-stock banks have generally increased, with the leading banks being China Merchants Bank and Industrial Bank, with total assets of 12.657 trillion yuan and 10.614 trillion yuan respectively, marking growth rates of 4.16% and 1.01% compared to the end of the previous year [3][4] - Among the ten banks, except for China Minsheng Bank and Bohai Bank, all other banks achieved positive growth in total assets [4] Group 2: Revenue and Profitability - Seven out of ten banks reported a year-on-year decline in operating income, with only Shanghai Pudong Development Bank, China Minsheng Bank, and Bohai Bank achieving revenue growth [5][7] - China Merchants Bank led in net profit with 74.930 billion yuan, showing a slight increase of 0.25% year-on-year, while four banks experienced a decline in net profit [8][9] Group 3: Net Interest Margin - The net interest margin has shown a significant downward trend, with eight out of ten banks continuing to decline, influenced by factors such as the reduction in the Loan Prime Rate (LPR) and adjustments in mortgage rates [9][10] - China Merchants Bank reported the highest net interest margin at 1.88%, although it decreased by 0.12 percentage points year-on-year [10][11] Group 4: Asset Quality - The non-performing loan (NPL) balances of all ten banks have increased compared to the end of the previous year, with Bohai Bank experiencing the fastest growth in NPLs, reaching 17.269 billion yuan, a 4.79% increase [12][13] - The highest NPL ratios were recorded by Bohai Bank (1.81%), Huaxia Bank (1.60%), and China Minsheng Bank (1.48%), while China Merchants Bank had the lowest at 0.93% [14] Group 5: Provision Coverage Ratio - The provision coverage ratio has decreased for seven banks compared to the end of the previous year, with Ping An Bank experiencing the largest decline of 12.23 percentage points [15] - China Merchants Bank has the highest provision coverage ratio at 410.93%, while China Minsheng Bank has the lowest at 145.06% [15]

Financial Performance - The company's operating income for the first half of 2025 was 90,559 million RMB, an increase from 88,248 million RMB in the same period last year [1] - Total profit reached 33,138 million RMB, up from 30,170 million RMB year-on-year [1] - Net profit attributable to shareholders was 29,737 million RMB, compared to 26,988 million RMB in the previous year [1] - The basic earnings per share increased to 0.99 RMB from 0.89 RMB [1] - The weighted average return on equity rose to 4.33%, up by 0.16 percentage points from the previous year [20] Cash Flow and Financial Ratios - The net cash flow from operating activities was 21,257 million RMB, a significant increase from -382,642 million RMB in the previous year [1] - The cost-to-income ratio improved to 25.07%, down from 26.60% [1] - The net interest margin decreased to 1.38% from 1.42% [1] Asset and Liability Changes - As of the end of the first half of 2025, total assets amounted to 9,645,791 million RMB, an increase from 9,461,880 million RMB at the end of the previous year [2] - Total liabilities rose to 8,844,539 million RMB from 8,717,099 million RMB [2] - The total loan amount increased to 5,634,931 million RMB, up from 5,391,530 million RMB [2] Shareholder Composition - As of the end of the first half of 2025, a new shareholder, Xinda Investment Co., Ltd., replaced Central Huijin Asset Management Co., Ltd. as one of the top ten shareholders [33] - Major shareholders such as Shanghai International Group Co., Ltd. and China Mobile Communications Group Guangdong Co., Ltd. saw a decrease in their shareholding percentages [34]

公告编号：临2025-053 证券代码：600000 证券简称：浦发银行 优先股代码：360003 360008 优先股简称：浦发优1 浦发优2 转债代码：110059 转债简称：浦发转债 近日，上海浦东发展银行股份有限公司（以下简称"公司"）收到《国家金 融监督管理总局关于林华喆浦发银行董事任职资格的批复》（金复〔2025〕515 号），国家金融监督管理总局已核准林华喆先生公司董事的任职资格。 根据相关规定，自2025年8月29日起林华喆先生就任公司董事。 特此公告。 上海浦东发展银行股份有限公司董事会 2025 年 9 月 1 日 上海浦东发展银行股份有限公司 关于董事任职资格获核准的公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 ...

浦发银行公告，国家金融监督管理总局已核准林华喆先生为公司董事的任职资格。根据相关规定，自 2025年8月29日起，林华喆先生正式就任公司董事。 ...