4月9日，浦发银行财资金融赛道正式成立"资产配置工作室"，并在上海国际信托华侨大楼的赛道融合办公场地举行揭牌仪式。浦发银行副行长、董事会秘书张健，上海国际信托、浦银理财、浦 资产配置工作室是浦发银行财资金融赛道"2+2+N"工作机制中两大核心工作室之一，旨在推动集团投研框架整合，打通投研数据与大类资产策略，锻造专业配置能力，提升集团财富与资管竞争力 张健首先对工作室的成立表达祝贺，并指出工作室的成立是浦发银行财资金融赛道落实"五大赛道"的具体行动，是该赛道建设和发展的重要里程碑，是集团融合经营的又一举措。目前全球经济不 活动现场，浦发银行财富管理与私人银行部、上海国际信托、浦银理财、浦银安盛以及浦银国际相关领导依次致辞。张健为到场的资产配置专家委员授予专家聘书，并听取工作室关于《二季度大 ...

据国家金融监督管理总局河南监管局官网4月8日发布的消息，浦发银行安阳分行7名员工被国家金融监 督管理总局安阳监管分局开罚单，其中包括该分行三任行长。处罚力度上，有时任分行客户经理被禁业 5年。此前，浦发银行安阳分行已经因为个人消费贷款管理不到位等原因被罚款245万元。 企查查信息显示，祁熙曾于2014年7月至2018年3月任浦发银行安阳分行负责人。韩国杰则是祁熙的继任 者，其于2018年3月至2021年8月任浦发银行安阳分行负责人。2021年8月后，该分行负责人变更为张永 红。 分析称，三任行长接连被罚暴露出该分行在内控合规管理上存在漏洞。尤其是前两任行长任职时间跨度 较长，却均因消费贷管理漏洞被罚，显示出该行业务惯性风险长期未破。 不过，南都湾财社记者查询发现，目前浦发银行安阳分行行长已经换人，不再是张永红。公开信息显 示，3月11日，浦发银行安阳分行行长杨高峰到访中原安阳担保进行座谈交流。 "数字风控"依然未阻断业务违规现象 包括3任行长在内的7人被罚 国家金融监督管理总局安阳监管分局公布的行政处罚信息公示表显示，浦发银行安阳分行7名员工被 罚。 其中，时任浦发银行安阳分行公司业务部（零售业务部）副总经理 ...

在青岛市科技局、青岛金融监管局、人民银行青岛市分行的指导下，浦发银行青岛分行携手中国人民财 产保险股份有限公司青岛市分公司，于2025年4月成功落地青岛市首单"研发贷款+研发转化保险"保贷联 动业务，为某科技型企业"**宽带载波与无线融合技术研究与应用项目"提供500万元"浦研贷"贷款及40 万元科技研发转化综合保险保障。 在该笔业务中，浦发银行青岛分行以企业研发项目投保的"青科保"科技研发转化综合保险为增信措施， 为企业提供500万元"浦研贷"中长期专项贷款，定向支持企业研发过程中的资金需求。该单业务标志着 青岛市首单集"科技研发专项贷款"资金支持与"科技研发转化综合保险"风险保障于一体的"保贷联动"创 新业务成功落地，科技金融赋能科技创新再获新突破。 齐鲁晚报·齐鲁壹点 尚青龙 浦发银行青岛分行长期深耕科技金融领域，2018年成立青岛市股份制银行首家科技支行，首 创"5+7+X"产品矩阵，浦创贷、浦投贷、浦新贷、浦研贷、浦科并购贷五款拳头产品覆盖企业初创至成 熟全生命周期。此次首单业务通过"浦研贷"+"研发转化保险"双轮驱动，实现中长期资金支持与风险兜 底的闭环管理，有效丰富了落实国家政策、服务实体经济的 ...

从2024年业绩报告中也可以看出该行在信贷投放上不断加码，2024年全年信贷净增量超过3700亿元，创下历史新高。浦发银行行长谢伟提及，2024年贷款在 生息资产中占比提高3.25个百分点，资产结构得以优化，有助于稳定净息差水平。 记者注意到，在信贷增量创下新高的同时，浦发银行不良贷款率也降至近十年来最低水平，2024年末为1.36%。 在日前召开的2024年度业绩说明会上，谢伟在谈及该行业绩表现时坦言，相对于上一年的表现及市场环境，整体比较满意；但是相对于同业市场、主要对标 银行的综合经营现状，感觉还是有很大的压力，"我们必须要坚守长期、对标行业，奋起直追"。 每经记者 李玉雯 每经编辑 张益铭 4月8日，浦发银行披露2025年第一季度主要经营情况公告。截至今年一季度末，该行贷款总额（不含票据贴现）达53230.05亿元，较上年末增长2545.84亿 元，增幅5.02%，贷款净增量创近年来单季新高。 净利润增幅创近十二年新高 年报显示，浦发银行2024年实现营业收入1707.48亿元，剔除上年同期出售上投摩根股权一次性因素影响后，同比增长0.92%；实现归属于母公司股东的净利 润452.57亿元，同比增长2 ...

浦发 银行 曾是一颗闪耀之星，凭借先发优势和创新举措，在市场中占据重要地位。 然而，近期一系列事件却如阴霾般笼罩，使其昔日光环逐渐黯淡。从近期国家金融监督管理总局安阳金 融监管分局的行政处罚信息公开表，将浦发银行安阳分行推至舆论风口浪尖，到营收增长乏力，行长谢 伟等高管薪酬持股却超300万，浦发银行正面临质疑。 浦发银行7人同时被罚，包括3位行长 4 月 8 日，国家金融监督管理总局安阳金融监管分局的行政处罚信息公开表，将浦发银行安阳分行推至 舆论风口浪尖。 令人震惊的是，包括行长在内的 7 名员工同时被罚，处罚范围之广、涉及人员级别之高，在银行业务违 规事件中并不常见。 被罚的 7 名员工涵盖现任行长张永红，前任行长韩国杰、祁熙，副行长李建军、见习副行长郭帅，时任 公司业务部（零售业务部）副总经理（主持工作）金松以及客户经理常性伟。 | 序 | 当时人名称 | 行政处罚决定 | 主要 主法师规 | 行政处罚内容 | 作出決定 | | --- | --- | --- | --- | --- | --- | | 15 | | RXG | 13.24 | | 0018 | | 1 | 全程(聘任上海语东发雕祖日般 ...

公告编号：临2025-018 证券代码：600000 证券简称：浦发银行 转债代码：110059 转债简称：浦发转债 优先股代码：360003 360008 优先股简称：浦发优1 浦发优2 上述 2025 年第一季度财务数据为初步核算的合并报表数据，可能与公司 2025 年第一季度报告中披露的数据存在差异，提请投资者注意投资风险。 特此公告。 上海浦东发展银行股份有限公司董事会 2025 年 4 月 8 日 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 2025 年，上海浦东发展银行股份有限公司（以下简称"公司"）聚焦数智化 战略，扎实做好金融"五篇大文章"，持续加大对实体经济的支持力度，按照"强 赛道、优结构、控风险、提效益"经营主线，保持持续向好的经营态势。 2025 年一季度公司存贷款规模实现稳健增长，生息资产中信贷占比继续提 升，其中，对公业务精准聚焦国家战略和赛道经营，以优质资产投放，推动资产 结构持续优化。截至 2025 年一季度末，公司贷款总额（不含票据贴现）53,230.05 亿元，较上年末增长 2,545. ...

Core Points - Shanghai Pudong Development Bank (SPDB) is launching a digital card product to enhance financial services and user experience, which is a virtual credit card that can be used upon activation without a physical card [1] - Starting from May 1, 2025, SPDB will implement a differentiated renewal strategy for credit cards, where the type of renewal card issued will depend on the customer's transaction history over the past 12 months [1][2] - Customers aged 65 and above will generally receive a physical card to improve their card usage experience [1] Summary by Categories - **Digital Card Launch** - SPDB is introducing a digital card product aimed at providing better financial services and user experience [1] - **Renewal Strategy** - Customers with no transactions or only online transactions in the past 12 months will receive a digital card upon renewal [1] - Customers with non-online transactions in the past 12 months will receive a physical card [1] - **Special Cases** - Certain special card products, such as cross-border payment cards and high-end cards, will not be subject to the new renewal rules and will always receive a physical card [2] - Customers can request a physical card through the "Pudong Happy Run" app if needed [2]

Trading Information Summary - On April 3, 2025, Shanghai Pudong Development Bank (SPDB) closed at 10.48 yuan, up 0.19%, with a turnover rate of 0.13% and a trading volume of 369,200 shares, amounting to a total transaction value of 385 million yuan [1] - On the same day, the net outflow of main funds was 26.2 million yuan, accounting for 6.81% of the total transaction value, while retail investors had a net inflow of 27.73 million yuan, representing 7.2% of the total transaction value [1][4] Company Announcement Summary - As of March 31, 2025, a total of 1,440,000 yuan of SPDB convertible bonds have been converted into ordinary shares, resulting in 98,599 shares being issued, which is 0.0003% of the total ordinary shares before conversion [2] - The amount of unconverted SPDB convertible bonds stands at 49,998.56 million yuan, which is 99.9971% of the total issued convertible bonds [2] - The conversion price of the bonds was adjusted from 13.24 yuan per share to 12.92 yuan per share due to the distribution of cash dividends for the year 2023 on July 18, 2024 [2]

Core Viewpoint - Zhang Weizhong, the new president of SPDB, aims to revitalize the bank through a "digital intelligence" strategy and a new leadership team, despite facing significant challenges and a recent decline in performance [2][6][4]. Financial Performance - In 2024, SPDB achieved a net profit of 45.257 billion yuan, a year-on-year increase of 23.31%, marking the highest growth in 12 years [4][6]. - The bank's net profit had previously declined by 28.28% in 2023, with revenue dropping by 8.05% [6][2]. - The bank's total revenue in 2024 was 170.748 billion yuan, a slight decrease of 1.55% year-on-year, but adjusted for one-time factors, it showed a 0.92% increase [4][6]. Strategic Initiatives - The "digital intelligence" strategy was introduced in 2023 and further developed in 2024, focusing on key product innovation and strategic breakthroughs [6][7]. - Zhang Weizhong has emphasized a multi-dimensional layout, including strengthening group collaboration and enhancing cross-border financial services [7][10]. Challenges and Risks - Despite the positive net profit growth, SPDB faces ongoing challenges, including a decline in retail business revenue and an increase in retail loan non-performing rates [11][12]. - The bank's retail financial business saw a revenue decline of 14.40% to 54.435 billion yuan, with non-performing loan rates rising to 1.61% [11][12]. - The bank's overall revenue growth is hindered by narrowing interest margins and declining fee income, with net interest income down 3.14% and fee income down 6.69% [12][13]. Asset Quality - SPDB reported a decrease in non-performing loan balance to 73.154 billion yuan, marking a continuous decline for five years [15][16]. - However, the bank's attention loans increased, indicating potential future risks, with the balance rising to 126.507 billion yuan [15][16]. Regional Performance - The bank's performance in the Pearl River Delta and the West region has deteriorated, with significant losses reported in these areas due to increased credit impairment losses [20][21]. - Conversely, the headquarters has turned a profit after previously reporting losses, indicating a shift in regional performance dynamics [21][22].

Core Viewpoint - Shanghai Pudong Development Bank (SPDB) has successfully issued convertible bonds, raising a total of 5 billion yuan, with net proceeds amounting to approximately 4.99 billion yuan after deducting issuance costs [1] Group 1: Issuance Details - SPDB issued 50 million convertible bonds with a face value of 100 yuan each in October 2019, approved by the China Banking and Insurance Regulatory Commission and the China Securities Regulatory Commission [1] - The issuance was verified by PwC, confirming the funds were received as stated [1] Group 2: Continuous Supervision - The joint sponsors, CITIC Securities and Guotai Junan Securities, are responsible for ongoing supervision until December 31, 2020, or until all convertible bonds are converted [1] - Continuous supervision includes reviewing corporate governance documents, financial management systems, and internal control reports [2] Group 3: Information Disclosure - During the supervision period, the joint sponsors reviewed the company's information disclosure practices and found that SPDB has established and executed its information disclosure system in accordance with relevant laws and regulations [3][4] - No significant issues were reported that required notification to the China Securities Regulatory Commission or the Shanghai Stock Exchange [4]