公告编号：临2025-026 证券代码：600000 证券简称：浦发银行 优先股代码：360003 360008 优先股简称：浦发优1 浦发优2 转债代码：110059 转债简称：浦发转债 同意提交股东会审议。本次《公司章程》修订在股东会审议通过后尚需报国 家金融监督管理总局核准。 公司现任监事、监事会仍应当继续履职至《公司章程》修订获核准之日止。 具体内容请见公司另行披露的股东会会议资料。 同意：11票 弃权：0票 反对：0票 2.《公司关于修订<股东会议事规则>的议案》 同意提交股东会审议。 上海浦东发展银行股份有限公司 董事会 2025 年第四次会议决议公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 上海浦东发展银行股份有限公司（以下简称"公司"）董事会2025年第四次 会议于2025年6月6日以书面传签方式召开，会议通知及会议文件于2025年5月27 日以电子邮件方式发出。应参加会议董事11名，实际参加会议董事11名，符合《公 司法》及《公司章程》关于召开董事会法定人数的规定，表决所形成的决议合法、 有效。公司监 ...

2025年6月5日，由浦发银行深圳分行主办的"浦赢跨境 靠浦共赢——全球关税风波下企业出海战略挑战与选择"主题活动在深圳分行私人银行旗舰中心成功 举办。活动汇聚了来自政府部门、法律界、学术领域及金融机构的多位专家，为百余家企业代表带来了一场关于企业全球化发展的思想盛宴。 展望未来，浦发银行深圳分行将继续深化"以客户为中心"的服务理念，依托粤港澳大湾区的区位优势，打造更完善的跨境金融服务生态，以创新服务支持企 业在全球市场实现更大发展。（浦发银行深圳分行供图） （注：此文属于央广网登载的商业信息，文章内容不代表本网观点，仅供参考） 面对复杂的国际经贸环境，法律风险防范成为企业出海的必修课。北京市盈科（深圳）律师事务所跨境电商与国际贸易法律事务部副主任刘孝斌通过实际案 例，详细解析了外贸企业应对违约潮的策略，为企业合规经营提供了实操指引。 人才是企业出海的核心竞争力。香港中文大学（深圳）数据经济研究院吴书城老师分享了国际化人才培养计划，强调："具备全球视野的商业领袖是企业成 功出海的关键。"为企业破解人才困境提供了新思路。 全方位金融服务护航企业跨境发展 浦发银行深圳分行始终以服务实体经济、助力企业出海为使命。浦 ...

Core Viewpoint - The recent salary cuts at Shanghai Pudong Development Bank (SPDB) did not significantly improve its third-quarter financial results, indicating deeper issues within the bank's operations and management [1][2]. Financial Performance - In the first three quarters of 2023, SPDB reported a revenue of 132.81 billion yuan, a decline of 7.56% year-on-year, while net profit fell by 30.83% to 27.99 billion yuan [3][4]. - The bank's cost-to-income ratio unexpectedly increased by 1.64 percentage points, despite a reduction in business and management expenses by 668 million yuan [2][3]. Management Changes - The appointment of Zhang Weizhong as the new president is seen as a potential turning point for SPDB, given his extensive experience in the banking sector, particularly in inclusive finance [6][7]. - Zhang's previous role at China Construction Bank (CCB) and his focus on inclusive finance may provide SPDB with new strategies to improve its performance [12][13]. Growth Strategies - SPDB's total assets reached 8.81 trillion yuan, with a slight increase of 1.19% from the previous year, and total loans grew by only 0.43% [8][9]. - The bank has struggled to find suitable growth avenues, particularly in the context of increasing competition and declining net interest margins across the banking sector [8][9]. Market Opportunities - The inclusive finance sector, particularly small and micro-enterprises, presents a significant growth opportunity for SPDB, as evidenced by the success of other banks like Zhejiang Commercial Bank [11][12]. - Zhang's vision includes leveraging digital transformation to enhance risk management and operational efficiency, which could be crucial for SPDB's recovery [13][14]. Challenges Ahead - SPDB faces significant challenges in improving asset quality and internal morale, as well as aligning shareholder expectations with long-term strategic goals [15].

Core Viewpoint - The establishment of the "Liu Zhengchen - Pension Financial Studio" by SPD Bank's Beijing branch is a significant initiative aimed at integrating financial services with the aging population's needs, providing specialized and personalized pension financial services [1][3]. Group 1: Service Initiatives - The studio aims to create a model for pension finance by upgrading counter services to a more integrated approach, combining banking and pension industry ecosystems [1]. - The bank plans to build an "Elderly Economy" ecosystem by collaborating with local merchants to form a "Respect for the Elderly Alliance" and establishing regular interactions with medical institutions to offer exclusive benefits like free medical consultations [1]. - A "Mobile Service Station" will be launched to provide on-site financial services to elderly clients within a 3-kilometer radius, creating a three-tiered service network [1]. Group 2: Facility Upgrades - The bank has completed 42 upgrades to make its facilities more elderly-friendly, including designated areas for elderly activities, self-service, and experiences [2]. - Specialized counters for pension financial services have been opened, and equipment such as vibrating number call systems and comfortable seating has been installed to enhance service accessibility and comfort for elderly clients [2]. - The branch has also established a "Pension Health Station" equipped with health management devices for self-monitoring basic health indicators, and it is one of the first in Beijing to have AED emergency equipment [2]. Group 3: Future Plans - SPD Bank's Beijing branch will continue to promote the "Financial for the People" philosophy, emphasizing respect for the elderly and focusing on enhancing pension financial services to transform the concept of "pension" into "enjoying old age" in the digital era [3].

Core Viewpoint - The article highlights the innovative financial solutions provided by SPD Bank's Suzhou branch to address the funding challenges faced by technology-driven enterprises, particularly in the context of their unique asset-light and high R&D characteristics [1][2]. Group 1: SPD Bank's Innovative Financial Products - SPD Bank Suzhou branch has developed a "5+7+X" product system to support technology enterprises throughout their lifecycle, serving 95% of companies listed on the Sci-Tech Innovation Board and 75% on the Beijing Stock Exchange [1]. - The "Pu Yan Loan" allows technology companies to secure funding based on their R&D capabilities rather than traditional asset-based collateral, exemplified by a 20 million yuan loan to Xizhi Technology without any collateral [2]. - The "Pu Tou Loan" integrates equity financing into the credit assessment process, enabling companies like Kafei Technology to receive 5 million yuan in loans by considering their equity financing capabilities [3]. Group 2: Macro Perspective on Financial Services for Technology Enterprises - The issuance of a 600 million yuan technology innovation bond led by SPD Bank represents a shift in commercial banking services towards supporting technology innovation in sectors like smart manufacturing and integrated circuits [4]. - SPD Bank's merger loan initiative aims to facilitate strategic mergers and acquisitions in the technology sector, providing long-term financing solutions to enhance industry chain integration [5][6]. - The comprehensive service model developed by SPD Bank, from R&D financing to merger loans, creates a complete financial ecosystem that supports technology enterprises from inception to industry chain optimization [6].

Core Insights - The event hosted by SPD Bank's Qingdao branch aimed to promote the development of the regional bond market and support the issuance of technology innovation bonds [1][2] - The People's Bank of China and the China Securities Regulatory Commission issued a joint announcement to support the issuance of technology innovation bonds, enhancing the efficiency and cost-effectiveness of funding in the technology sector [1] Group 1 - SPD Bank successfully organized a seminar on technology innovation bonds, attended by over 80 issuers, investors, and technology enterprises [1] - The event featured presentations from experts on innovative products and investment strategies related to technology innovation bonds, highlighting the bank's commitment to integrating resources in the bond market [1] - SPD Bank is actively implementing national strategic policies and has participated in the issuance of several of the first technology innovation bonds in the country [1] Group 2 - The interbank bond market serves as a bridge between finance and the real economy, with new productive forces driving high-quality economic development [2] - SPD Bank's Qingdao branch will continue to implement the national innovation-driven development strategy, enhancing financial services for the real economy in the Qingdao region [2]

Group 1 - The State Administration of Foreign Exchange has upgraded the cross-border financial service platform to enhance the quality of financial services for the real economy, with the first successful implementation of the "Enterprise Exchange Rate Risk Management Service" module by SPDB Dalian Branch [1] - The platform allows for the handling of RMB foreign exchange derivative transactions, marking a significant step in cross-border financial services [1] Group 2 - SPDB Dalian Branch has tailored swap business solutions for companies facing currency mismatch issues, helping them flexibly match foreign currency assets with operational expenditures [2] - The bank has also assisted a Japanese mold technology service company in locking in future exchange rates using forward settlement tools, effectively mitigating market volatility risks [2] Group 3 - Leveraging the digital advantages of the cross-border financial service platform, SPDB Dalian Branch can verify foreign-related income and expenditure data in real-time, enhancing the objectivity of business audits [3] - The platform's new application scenarios streamline the bank's business audit processes, improving efficiency and reducing foreign exchange hedging costs for enterprises [3] - SPDB Dalian Branch aims to continue promoting the application of the cross-border financial service platform and strengthen technology-enabled foreign exchange services to support the construction of a regional financial center in Dalian [3]

Group 1 - The 2025 National Fintech Activity Week has been officially launched with the theme "Determined to Innovate and Build a Strong Technological Nation" [1] - SPD Bank focuses on its "Digital Intelligence" strategy, leveraging data elements and artificial intelligence to enhance its technological capabilities and improve financial services for the digital and real economies [1] Group 2 - The bank is systematically advancing the research and application of new technologies such as artificial intelligence, big data, and blockchain, while accelerating patent layout in key areas [3] - SPD Bank has submitted 1,075 information technology patent applications, with 281 patents effectively authorized as of April 30, 2025 [3] Group 3 - The bank is building a robust foundation for digital financial development by enhancing its technological capabilities and establishing a distributed architecture system [5] - The financial cloud platform has over 30,000 cloud hosts and 112,000 containers, supporting the successful service of retail business functions [5] Group 4 - SPD Bank is actively creating a digital financial service ecosystem by collaborating with various partners to build a platform that integrates digital financial services [7] - The bank has launched the "PuHui LaiLe" APP and "Mobile Banking 2025" platforms, enhancing customer service experience and supporting inclusive finance [7] - SPD Bank received four awards from the People's Bank of China in 2024 for its fintech development initiatives, including a second prize for its "Digital Retail Management System" project [7]

Core Viewpoint - The article highlights the proactive measures taken by SPD Bank's Chongqing branch to support the transformation and upgrading of the manufacturing industry in Chongqing, focusing on intelligent and green transitions through tailored financial services and innovative products [1][2]. Group 1: Financial Support Initiatives - SPD Bank's Chongqing branch has responded swiftly to the State Council's action plan for large-scale equipment updates, ensuring timely policy dissemination and project identification for financing [2]. - The bank provided a total of 80 million yuan in credit to Shundoli, a leading manufacturer in the automotive air conditioning compressor shell sector, to support its equipment upgrades [2][3]. - The financial support enabled Shundoli to replace 44 outdated machines and update over 70 intelligent production lines, resulting in a 140% increase in production efficiency and a rise in product quality from 85% to 98% [3]. Group 2: Comprehensive Service Model - SPD Bank has introduced an innovative "financing + intelligence" model to assist small and medium-sized enterprises (SMEs) in overcoming challenges related to digital transformation [4]. - The bank's support includes not only financial assistance but also guidance on optimizing equipment procurement and managing fund usage, thereby reducing trial-and-error costs for enterprises [4]. - The bank's initiatives align with its headquarters' strategy to enhance digital intelligence, focusing on five key financial areas to empower the digital transformation of the manufacturing sector [4]. Group 3: Future Plans - SPD Bank's Chongqing branch plans to continue implementing the equipment update action plan and provide customized financial services to address the financing challenges faced by enterprises in the equipment update and technological transformation processes [4].

| 公告编号：临2025-025 | | | | | --- | --- | --- | --- | | 证券代码：600000 | | 证券简称：浦发银行 | | | 优先股代码：360003 | 360008 | 优先股简称：浦发优1 | 浦发优2 | | 转债代码：110059 | | 转债简称：浦发转债 | | 上海浦东发展银行股份有限公司 关于可转换公司债券 2025 年跟踪评级结果的公告 1 前次债项评级："AAA"，主体评级："AAA"，评级展望：稳定 本次债项评级："AAA"，主体评级："AAA"，评级展望：稳定 根据本次评级结果，上海浦东发展银行股份有限公司（以下简称"公司"） 可转换公司债券（以下简称"浦发转债"，代码"110059"）仍可作为 债券质押式回购交易的质押券 本次信用评级报告详见上海证券交易所网站（www.sse.com.cn）及公司网站 （www.spdb.com.cn）。 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈 述或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： 根据《上市公司证券发行注册管理办法》《上海证券交易所股 ...