Group 1 - The core point of the article is that Huaxia Bank held its 10th meeting of the 9th Board of Directors on August 27, 2025, in Beijing, where it reviewed the proposal for the "Huaxia Bank 2025 Annual Recovery Plan Report" [1] - For the first half of 2025, Huaxia Bank's revenue composition shows that interest income accounted for 149.31%, while non-interest income accounted for 12.84% [1]

Core Viewpoint - Huaxia Bank's 2025 semi-annual report highlights its commitment to sustainable development and financial support for key sectors, achieving steady growth in assets and loans while maintaining stable asset quality [1][2]. Financial Performance - As of the end of the reporting period, Huaxia Bank's total assets reached 4,549.63 billion yuan, a 3.96% increase from the previous year [2] - Total loans amounted to 2,417.10 billion yuan, up 2.15% year-on-year [2] - Total deposits were 2,323.16 billion yuan, reflecting a 7.99% increase [2] - Operating income for the period was 45.52 billion yuan, down 5.86% year-on-year, but improved by 11.87 percentage points from Q1 2025 [2] - Net profit attributable to shareholders was 11.47 billion yuan, a decrease of 7.95% year-on-year, but also showed a 6.09 percentage point improvement from Q1 2025 [2] - The non-performing loan ratio remained stable at 1.60%, unchanged from the end of the previous year [2] Business Structure Optimization - The bank has optimized its asset structure, increasing support for key sectors such as private economy and strategic emerging industries [3] - Loans to technology enterprises grew by 32.31%, while green loans increased by 16.79% [3] - The proportion of deposits rose to 51.06%, up 1.90 percentage points from the previous year [3] - Net income from fees and commissions reached 3.10 billion yuan, a 2.55% increase year-on-year [3] Strategic Initiatives - Huaxia Bank is actively implementing the national strategy through its "Five Major Articles," focusing on technology and green finance [4] - The bank has issued 10 billion yuan in technology innovation bonds and increased its loan balance for technology enterprises to 210.53 billion yuan [4] - Green loan balance reached 332.91 billion yuan, with a continuous increase in its proportion [4] Digital Transformation - The bank is accelerating its digital and intelligent transformation, enhancing its digital service capabilities [7][8] - The number of online scenarios has reached 2,045, saving 352,100 hours of work [7] - The bank is also focusing on data management and sharing to improve customer service and operational efficiency [8] Risk Management and Compliance - Huaxia Bank has strengthened its risk management framework, maintaining stable asset quality and enhancing its governance structure [9] - The bank has implemented a comprehensive risk management mechanism and improved its compliance management system [9]

Core Viewpoint - Huaxia Bank reported a decline in revenue and net profit for the first half of 2025, while showing growth in total assets, loans, and deposits compared to the end of the previous year [2][3]. Financial Performance - The bank's operating income for the first half of 2025 was 45.522 billion yuan, a decrease of 2.832 billion yuan or 5.86% year-on-year, with a narrowing decline compared to the first quarter [2]. - Net profit attributable to shareholders was 11.470 billion yuan, down 999 million yuan or 7.95% year-on-year, also showing a narrowing decline compared to the first quarter [2]. - The asset return rate was 0.26%, and the weighted average return on equity was 3.42% [2]. Asset and Liability Management - As of June 30, 2025, total assets reached 4,549.625 billion yuan, an increase of 173.134 billion yuan or 3.96% from the end of the previous year [2]. - Total loans amounted to 2,417.095 billion yuan, up 50.778 billion yuan or 2.15% [2]. - Total deposits were 2,323.159 billion yuan, increasing by 171.789 billion yuan or 7.99% [2]. - The bank focused on supporting key sectors such as private economy, manufacturing, and rural revitalization, with significant growth in loans to technology enterprises and green loans [3]. Deposit and Funding Strategy - The bank enhanced deposit marketing and expanded sources of deposit growth, with the deposit ratio reaching 51.06%, up 1.90 percentage points from the end of the previous year [3]. - The proportion of demand deposits was 32.95%, an increase of 0.56 percentage points [3]. - The bank issued 10 billion yuan in technology innovation bonds, managing scale, interest rates, and issuance rhythm prudently [3]. Asset Quality - The non-performing loan ratio stood at 1.60%, unchanged from the end of the previous year [4]. - The provision coverage ratio was 156.67%, down 5.22 percentage points [4]. - The loan provision ratio was 2.51%, a slight decrease of 0.08 percentage points [4].

华夏银行今日公布了2025年半年度报告。2025年上半年，华夏银行坚持稳中求进工作总基调，严格 落实监管部门各项要求，坚持稳中求进，紧扣战略规划目标，秉持"可持续 更美好"的品牌理念，持续 加大金融"五篇大文章"重点领域支持力度，深化集团化与精细化管理，深耕主责主业，严守安全防线， 扎实推进高质量、可持续发展。在2025年7月英国《银行家》全球1000家银行排名中，该行按一级资本 排名全球第47位，较上年提升2位，经营发展再上新台阶。 2025年上半年，华夏银行各项业务有序开展，经营态势平稳向好。截至报告期末，该行资产规模稳 步增长，资产总额达45,496.25亿元，比上年末增长3.96%；贷款总额24,170.95亿元，比上年末增长 2.15%；存款总额23,231.59亿元，比上年末增长7.99%。 报告期内，华夏银行积极应对经营环境变化，实现营业收入455.22亿元，比上年同期下降5.86%， 比2025年一季度收窄11.87个百分点；实现归属于上市公司股东的净利润114.70亿元，比上年同期下降 7.95%，比一季度收窄6.09个百分点，盈利趋势企稳向好。资产质量保持稳定，不良贷款率1.60%，与上 ...

（华夏银行） 资产质量方面，截至上半年末，集团不良贷款率1.60%，与上年末持平；拨备覆盖率156.67%，比上年 末下降5.22个百分点；贷款拨备率2.51%，比上年末下降0.08个百分点。 8月28日，华夏银行发布2025年半年度报告。报告显示，2025年上半年，集团实现营业收入455.22亿 元，比上年同期减少28.32亿元，下降5.86%，比一季度收窄11.87个百分点；归属于上市公司股东的净 利润114.70亿元，比上年同期减少9.90亿元，下降7.95%，比一季度收窄6.09个百分点；资产利润率 0.26%，加权平均净资产收益率3.42%。 截至上半年末，集团资产总额45496.25亿元，比上年末增加1731.34亿元，增长3.96%；贷款总额 24170.95亿元，比上年末增加507.78亿元，增长2.15%；存款总额23231.59亿元，比上年末增加1717.89 亿元，增长7.99%。 ...

Group 1 - The core viewpoint of the article is that Huaxia Bank has reported a decline in both operating income and net profit for the first half of the year, indicating challenges in the operating environment [1] Group 2 - The operating income for Huaxia Bank is 45.522 billion RMB, a decrease of 2.832 billion RMB, or 5.86%, compared to the same period last year, although the decline has narrowed by 11.87 percentage points from the first quarter [1] - The net profit attributable to shareholders is 11.470 billion RMB, down by 999 million RMB, or 7.95%, year-on-year, with a reduction of 6.09 percentage points from the first quarter [1] - The asset profit margin stands at 0.26%, and the weighted average return on equity is 3.42% [1] - The company has declared a cash dividend of 1.00 RMB per 10 shares [1]

A 股代码：600015 A 股简称：华夏银行 编号：2025—47 1 定。 表决结果：赞成 9 票，反对 0 票，弃权 0 票。 会议同意将第二项议案提请股东大会审议。 华夏银行股份有限公司 第九届监事会第四次会议决议公告 本行监事会及全体监事保证本公告内容不存在任何虚假记载、误导性陈述或者重 大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 华夏银行股份有限公司（以下简称"华夏银行"或"本行"）第九届监事会第四 次会议以书面传签方式召开。会议通知和材料于 2025 年 8 月 15 日以电子邮件方式发 出，表决截止日期为 2025 年 8 月 27 日。会议应发出书面传签表决票 9 份，实际发出 书面传签表决票 9 份，在规定时间内收回有效表决票 9 份。会议的召开符合《中华人 民共和国公司法》等法律、行政法规、部门规章、规范性文件及《华夏银行股份有限 公司章程》的有关规定，会议合法有效。经与会监事审议，会议做出如下决议： 一、审议并通过《关于〈华夏银行 2025 年半年度报告〉的议案》。具体内容详见 上海证券交易所网站（www.sse.com.cn）。 监事会认为，本行 2025 年半年度报告 ...

A 股代码：600015 A 股简称：华夏银行 编号：2025—46 华夏银行股份有限公司 第九届董事会第十次会议决议公告 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或者重 大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 华夏银行股份有限公司（以下简称"华夏银行"或"本行"）第九届董事会第十次会 议于 2025 年 8 月 27 日在北京以现场方式召开。会议通知和材料于 2025 年 8 月 15 日 以电子邮件方式发出。会议应到董事 14 人，实到董事 14 人，有效表决票 14 票。会 议的召开符合《中华人民共和国公司法》等法律、行政法规、部门规章、规范性文件 及《华夏银行股份有限公司章程》的有关规定，会议合法有效。本行监事、相关高级 管理人员列席会议。会议由杨书剑董事长主持，经与会董事审议，做出如下决议： 一、审议并通过《关于〈华夏银行 2025 年半年度报告〉的议案》。具体内容详 见上海证券交易所网站（www.sse.com.cn）。 表决结果：赞成 14 票，反对 0 票，弃权 0 票。 上述议案已经本行董事会审计委员会事前认可并全票审议通过。 二、审议并通过《关于〈 ...

A 股代码：600015 A 股简称：华夏银行 编号：2025-48 华夏银行股份有限公司 2025 年中期利润分配方案公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或者 重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： 一、利润分配方案 2025 年上半年华夏银行股份有限公司（简称"本公司"）未经审计的会计报表中， 母公司净利润为 105.20 亿元，加上以前年度未分配利润 1,228.75 亿元，累计可供分配 的利润为 1,333.95 亿元。经董事会决议，本公司 2025 年中期分红拟以实施权益分派 股权登记日登记的总股本为基数分配利润，具体利润分配方案如下： 以届时实施权益分派股权登记日的总股本为基数，拟向登记在册的全体股东每 10 股派发现金股利 1.00 元（含税）。截至本公告披露之日，本公司已发行股份 15,914,928,468 股，以此计算合计拟派发现金股利人民币 15.91 亿元（含税）。2025 年 中期本公司现金分红占合并报表中归属于上市公司普通股股东的净利润的比例为 15.18%；现金分红占合并报表中归属于上市公司股东的净利润的比例 ...

北京商报讯（记者 孟凡霞 实习记者 周义力）8月28日，华夏银行发布2025年半年度报告。数据显示， 报告期内，华夏银行实现营业收入455.22亿元，比上年同期减少28.32亿元，下降5.86%，比一季度收窄 11.87个百分点；归属于上市公司股东的净利润114.70亿元，比上年同期减少9.90亿元，下降7.95%，比 一季度收窄6.09个百分点；资产利润率0.26%，加权平均净资产收益率3.42%。 资产质量方面，截至报告期末，华夏银行不良贷款率1.60%，与上年末持平；拨备覆盖率156.67%，比 上年末下降5.22个百分点；贷款拨备率2.51%，比上年末下降0.08个百分点。 资产规模方面，截至报告期末，华夏银行资产总额45496.25亿元，比上年末增加1731.34亿元，增长 3.96%；贷款总额24170.95亿元，比上年末增加507.78亿元，增长2.15%；存款总额23231.59亿元，比上 年末增加1717.89亿元，增长7.99%。 2025年上半年，华夏银行实现手续费及佣金净收入30.95亿元，比上年同期增加0.77亿元，增长2.55%， 在营业收入中占比6.80%，比上年同期上升0.56 ...