签约仪式上，华夏银行10家分行与中荷人寿10家分公司同步签署了合作协议，标志着双方合作从顶层战 略设计全面下沉至基层落地执行，确保协同效应贯通服务客户的"最后一公里"。 本报（chinatimes.net.cn）记者李明会 北京报道 12月19日，华夏银行与中荷人寿正式签署战略合作协议。华夏银行党委书记、董事长杨书剑在签约仪式 上表示，面向未来，双方将共建综合服务生态，充分发挥华夏银行在客户和渠道方面的优势，结合中荷 人寿在人身保障和养老服务领域的专业能力，为客户提供一站式全生命周期的综合金融服务方案。 中荷人寿党委书记李建营表示，未来，中荷人寿将充分利用在保险精算、健康管理、养老生态领域的专 业能力，持续深化与华夏银行的战略协同，特别是在私人银行客户、家庭财富规划、资产配置与风险管 理等领域提供更精准、更有温度的保险服务方案与增值服务，助力提升客户粘性与整体体验。 深化银保渠道布局 华夏银行与中荷人寿正式签署战略合作协议，标志着银保合作进入深度融合、共谋高质量发展的全新阶 段。 据介绍，双方将重点聚焦三大方向，共同打造"银行+保险"深度融合的服务新范式。一是共建综合服务 生态。依托华夏银行的客户基础与渠道， ...

证券日报网讯12月19日晚间，王府井（600859）发布公告称，公司使用暂时闲置募集资金6亿元购买华 夏银行（600015）光华支行、北京银行（601169）北洼路支行结构性存款，期限75天、89天、188天， 截至本公告日最近12个月尚未收回本金余额145，000万元。 ...

Core Viewpoint - The People's Bank of China will issue the 2026 New Year commemorative coins and banknotes starting from December 22, 2025, including a copper alloy coin, a banknote, a gold coin, and a silver coin, all of which are legal tender in the People's Republic of China [1][3]. Group 1: Commemorative Coins - The copper alloy commemorative coin features the inscription "People's Bank of China," "10 Yuan," the pinyin "SHIYUAN," and the year "2026" on the front, with a design combining traditional paper-cut art and decorative elements on the back [1]. - The gold commemorative coin has a design featuring the character "福" (Fortune) and a pouch, with a maximum issuance of 150,000 pieces [5][8]. - The silver commemorative coin features the character "福" and a scene of dancing fish lanterns, with a maximum issuance of 1,000,000 pieces [8]. Group 2: Commemorative Banknotes - The front of the commemorative banknote showcases a horse design, the national emblem, and the denomination "20 Yuan," along with various security features [3]. - The back of the banknote depicts children celebrating with drums, accompanied by Mongolian decorative patterns, and includes multiple languages for the denomination [3]. Group 3: Distribution and Exchange - The commemorative coins and banknotes will be available through a reservation system, managed by several major banks including ICBC, ABC, and BOC, among others [5]. - The reservation period is set for January 13-14, 2026, with the exchange period from January 20-26, 2026, and limits of 20 pieces for coins and 20 notes per person [5].

北京商报讯（记者李秀梅）12月19日，华夏银行与中荷人寿战略合作签约仪式在北京成功举行。双方正 式签署战略合作协议，标志着银保合作进入深度融合、共谋高质量发展的全新阶段。 据了解，本次签约是华夏银行与中荷人寿深化合作、推进银保协同发展的重要举措。双方将重点聚焦三 大方向，共同打造"银行+保险"深度融合的服务新范式：一是共建综合服务生态。依托华夏银行的客户 基础与渠道，结合中荷人寿在人身保障、财富传承等领域的专业能力，为客户提供覆盖全生命周期的一 站式综合金融服务方案。二是共推养老金融创新。积极响应国家关于发展养老金融的号召，联合研发具 有市场竞争力的养老保险产品与服务，共同助力国家多层次养老保障体系建设，服务"老有所养、老有 优养"的民生愿景。三是共享科技与数据能力。在合规前提下，探索通过系统对接与数据智能应用，提 升客户服务的精准性、便捷性与风控水平，打造智能化、场景化的协同服务新模式。 此外，签约仪式上，华夏银行10家分行与中荷人寿10家分公司同步签署了合作协议，标志着双方合作从 顶层战略设计全面下沉至基层落地执行，确保协同效应贯通服务客户的"最后一公里"。华夏银行北京分 行与中荷人寿北京分公司代表分别作 ...

北京商报讯（记者 李秀梅）12月19日，华夏银行与中荷人寿战略合作签约仪式在北京成功举行。双方 正式签署战略合作协议，标志着银保合作进入深度融合、共谋高质量发展的全新阶段。 据了解，本次签约是华夏银行与中荷人寿深化合作、推进银保协同发展的重要举措。双方将重点聚焦三 大方向，共同打造"银行+保险"深度融合的服务新范式：一是共建综合服务生态。依托华夏银行的客户 基础与渠道，结合中荷人寿在人身保障、财富传承等领域的专业能力，为客户提供覆盖全生命周期的一 站式综合金融服务方案。二是共推养老金融创新。积极响应国家关于发展养老金融的号召，联合研发具 有市场竞争力的养老保险产品与服务，共同助力国家多层次养老保障体系建设，服务"老有所养、老有 优养"的民生愿景。三是共享科技与数据能力。在合规前提下，探索通过系统对接与数据智能应用，提 升客户服务的精准性、便捷性与风控水平，打造智能化、场景化的协同服务新模式。 此外，签约仪式上，华夏银行10家分行与中荷人寿10家分公司同步签署了合作协议，标志着双方合作从 顶层战略设计全面下沉至基层落地执行，确保协同效应贯通服务客户的"最后一公里"。华夏银行北京分 行与中荷人寿北京分公司代表分别 ...

来源：华夏银行新闻 服务体系。 中荷人寿是我国加入WTO后首批成立的中外合资寿险公司，始终坚持以客户为中心，持续推进产品与 服务创新。公司在长期储蓄、风险保障、健康管理和养老服务等领域深耕细作，在行业内树立了良好口 碑。 本次签约是华夏银行与中荷人寿深化合作、推进银保协同发展的重要举措。双方将重点聚焦三大方向， 共同打造"银行+保险"深度融合的服务新范式。 01 共建综合服务生态 依托华夏银行的客户基础与渠道，结合中荷人寿在人身保障、财富传承等领域的专业能力，为客户提供 覆盖全生命周期的一站式综合金融服务方案。 12月19日，华夏银行与中荷人寿战略合作签约仪式在北京举办，标志着银保合作进入深度融合、共 谋"十五五"高质量发展的新阶段。华夏银行党委书记、董事长杨书剑，中荷人寿党委书记李建营出席。 华夏银行党委常委、副行长高波，金融市场总监刘彦雷，中荷人寿总经理杨勇艇，纪委书记窦林娜参加 签约。 当前，我国经济正迈向高质量发展，居民财富管理需求日趋综合化、多元化，对覆盖全生命周期的金融 保障与规划服务提出了更高要求。 银行与保险机构的深度协同，已成为提升综合金融服务能力、响应国家战略、服务实体经济与民生福祉 的关 ...

Group 1 - The core point of the announcement is that Huaxia Bank has received approval from the National Financial Regulatory Administration for the revision of its articles of association, which includes the formal dissolution of its supervisory board [2][3] - The revised articles of association and related governance rules, including the shareholder meeting and board meeting rules, will take effect simultaneously with the approval [2] - Following the dissolution of the supervisory board, the audit committee of the board will assume the responsibilities previously held by the supervisory board as per the Company Law and regulatory requirements [2] Group 2 - The announcement confirms that several individuals, previously serving as supervisors, will no longer hold their positions, and they have acknowledged that there are no disagreements or other matters requiring attention from shareholders or creditors [2] - The company expresses gratitude for the contributions made by the supervisors during their tenure [2]

Group 1 - The core viewpoint of the articles highlights a significant increase in the transfer of non-performing retail assets by banks as they approach year-end, driven by financial optimization and risk clearance [1][2] - The number of non-performing asset packages listed for transfer has surged, with over 30 announcements made in just two days, indicating a rapid acceleration in the pace of asset disposals by major banks [1][2] - Retail non-performing loans have become the primary type of assets being transferred, as banks aim to optimize year-end financial statements by reducing non-performing loan ratios and improving capital indicators [2][3] Group 2 - The trend of transferring retail non-performing assets is supported by data showing a 761.4% year-on-year increase in the scale of personal non-performing loan batch transfers, with personal consumption loans making up over 70% of these transfers [2] - The current phase of retail banking is characterized by a shift from rapid expansion to structural adjustment and refined management, with a focus on high-quality customer operations and wealth management [3][4] - Experts predict that the wave of non-performing loan disposals may continue until mid-2026, with an expected increase in the scale of disposals and a shift towards regional small and medium-sized banks as the primary entities involved [3]

Core Viewpoint - The issuance of technology innovation bonds (科创债) by banks has significantly increased, with a total issuance scale reaching 301.4 billion yuan as of December 18, indicating a strong market response to the regulatory support initiated in May 2023 [3][14]. Issuance Scale - A total of 67 banks have issued 75 technology innovation bonds, with the largest share coming from state-owned banks, which account for 38.16% of the total issuance [3][15]. - The six major state-owned banks have collectively issued bonds worth 115 billion yuan, while city commercial banks and rural commercial banks have also become significant players, with issuance scales of 74.9 billion yuan and 15 billion yuan respectively [4][17]. Interest Rates - The interest rates for technology innovation bonds vary, with state-owned banks offering rates between 1.65% and 1.81%, while city and rural commercial banks have higher rates ranging from 1.67% to 2.07% [7][21]. - Notably, some city and rural commercial banks have rates exceeding 1.8%, indicating a competitive pricing environment [3][18]. Maturity Periods - The majority of the issued bonds have a maturity period concentrated around 5 years, which accounts for over 70% of the total, followed by 3-year bonds at over 20% [11][22]. - This maturity structure is designed to meet the medium to long-term funding needs of technology enterprises for research and development, as well as for project implementation [22]. Funding Allocation - The funds raised through these bonds are primarily directed towards technology innovation sectors, including the issuance of loans for technology projects and investments in innovative enterprises [6][17].

Core Viewpoint - The issuance of technology innovation bonds by banks has significantly increased since the announcement by the central bank and the China Securities Regulatory Commission on May 7, with a total issuance scale reaching 301.4 billion yuan by December 18, 2023 [1][2]. Issuance Scale - A total of 67 banks have issued 75 technology innovation bonds, with state-owned banks being the primary issuers, accounting for 38.16% of the total issuance [1][3]. - The six major state-owned banks have collectively issued bonds worth 115 billion yuan, while city commercial banks and rural commercial banks have issued 74.9 billion yuan and 15 billion yuan, respectively [1][5]. - The issuance period is mainly concentrated in 5-year bonds, followed by 3-year bonds, with a small number of 6-month and 7-year bonds [1][9]. Interest Rates - The interest rates for the issued bonds range from 1.67% to 2.07%, with state-owned banks having slightly lower rates between 1.65% and 1.81% [1][7]. - City commercial banks and rural commercial banks have higher rates, with many exceeding 1.8% [1][9]. - The policy banks have rates of 1.4% for the National Development Bank and 1.65% for the Agricultural Development Bank [1][7]. Fund Allocation - The funds raised from technology innovation bonds are directed towards technology innovation sectors, including issuing loans for technology and investing in technology innovation enterprises [6].