Core Viewpoint - The resignation of Li Minji, former chairman of Huaxia Bank, has been officially linked to serious disciplinary violations, marking a significant development in the bank's leadership changes and governance issues [1][3]. Group 1: Leadership Changes - Li Minji resigned from his position as chairman of Huaxia Bank on January 27, 2025, just over a month after being appointed, leading to speculation about his abrupt departure [1]. - Following Li's resignation, the bank has seen a significant turnover in its executive team, with multiple high-level positions changing hands, indicating a need for restructuring within the bank's leadership [3][6]. - Yang Shujian, previously the president of Beijing Bank, has been appointed as the new chairman, while Qu Gang has taken over as the president, marking a new leadership era for Huaxia Bank [6]. Group 2: Financial Performance - Huaxia Bank's revenue has struggled to surpass the 100 billion yuan mark, with reported revenues of 958.70 billion yuan, 938.08 billion yuan, 932.07 billion yuan, and 971.46 billion yuan from 2021 to 2024, showing minimal growth [4]. - In the first three quarters of 2025, the bank's revenue fell to 648.81 billion yuan, a decrease of 8.79% year-on-year, while net profit also declined by 2.86% to 179.82 billion yuan [5]. - The bank's total assets reached 4.59 trillion yuan, with a non-performing loan ratio of 1.58%, the lowest in nine years, although still high compared to peers in the A-share listed banking sector [5]. Group 3: Governance and Risk Management - Huaxia Bank's governance and risk management capabilities have been rated poorly, with a score of 87.46 for corporate governance, placing it 13th among 15 national commercial banks, and a risk management score of 85.43, ranking last [5]. - The new leadership faces challenges in compliance, internal control, revenue decline, and managing non-performing loans, highlighting the need for effective governance and strategic direction [6].

Group 1 - The core viewpoint of the articles highlights the role of Huaxia Bank Zhoushan Branch in supporting the green shipbuilding industry in Zhoushan, Zhejiang Province through technology-driven financial services [1][2] - Huaxia Bank Zhoushan Branch has provided a total of 400 million yuan in special credit guarantees to Changhong International Shipbuilding Co., Ltd., addressing the company's significant funding and settlement needs for industrial upgrades [1] - The bank has established a comprehensive service system tailored to the entire shipbuilding process, which includes increasing the guarantee limit dynamically as Changhong International's order scale expands and providing trade financing through international letters of credit [1] Group 2 - The delivery of a 11,500 TEU LNG dual-fuel container ship to Mediterranean Shipping Company on May 28, 2025, marks a significant achievement for Changhong International and represents a new milestone in Zhejiang's green shipbuilding capabilities [2] - The bank's leadership emphasizes the ongoing integration of technology finance and green finance, focusing on the high-end, intelligent, and green development of the marine industry chain to support the high-quality development of Zhejiang's marine economy [2]

消费日报网讯（记者 刘锦桃）近日，华夏银行集中转让8期个人不良贷款（信用卡透支）资产包， 共涉及约23万笔贷款，未偿本息总额合计近113亿元。目前，这些贷款已全部被划分为损失类。 今年上半年，华夏银行（母公司口径）每百万个人客户投诉中，信用卡业务投诉占比达67%。同时，黑 猫等平台上也不乏对该行助贷合作机构的投诉，涉及变相高息、违规催收、向学生放贷等问题。 集中转让超百亿信用卡不良 12月3日至4日，华夏银行信用卡中心在银登网"一口气"推出8期个人不良贷款（信用卡透支）转让 项目，未偿本息总额合计约112.87亿元。据梳理，这些不良资产包共涉及约23万笔贷款，加权平均逾期 天数主要在4年至6年之间，已全部被划分为损失类，绝大多数尚未进入诉讼程序。 这些资产将通过线上公开竞价方式转让，目前华夏银行并未披露起拍价格。根据银行业信贷资产登记流 转中心发布的《2025年一季度不良贷款转让业务统计》，信用卡透支类不良贷款的平均折扣率约为 4.4%。 对于集中转让超百亿信用卡不良资产包，华夏银行在接受本报采访时回应称，"本批资产均为信用卡长 期逾期、已核销且难于清收的不良资产，是根据信用卡中心年初处置计划安排，正常开展的 ...

证券之星消息，12月24日股份制银行板块较上一交易日下跌0.22%，中信银行领跌。当日上证指数报收 于3940.95，上涨0.53%。深证成指报收于13486.42，上涨0.88%。股份制银行板块个股涨跌见下表： | 代码 | 名称 | 收盘价 | 涨跌幅 | 成交量(手) | 成交额(元) | | --- | --- | --- | --- | --- | --- | | 600015 | 华夏银行 | 6.84 | 0.15% | 31.72万 | 2.17亿 | | 601916 | 浙商银行 | 3.04 | 0.00% | 70.61万 | 2.15亿 | | 601166 | 兴业银行 | 21.03 | -0.14% | 49.92万 | 10.49 乙 | | 600000 | 浦发银行 | 11.81 | -0.17% | - 46.51万 | 5.51亿 | | 000001 | 平安银行 | 11.54 | -0.17% | 50.52万 | 5.82亿 | | 600036 | 招商银行 | 41.83 | -0.19% | 53.63万 | 22.42 乙 | | 600016 | ...

李民吉卸任之后，北京银行（601169.SH）原行长杨书剑正式接掌华夏银行。但今年以来华夏银行陷 入"多事之秋"，年内被监管处罚金额已经超过亿元，成为银行业罚单"大户"，营收、净利润也双双下 降。 1 60岁金融老将"落马"，担任董事长近8年 1月27日，在2025年春节前的最后一个工作日，华夏银行发布一则公告，董事会收到李民吉的书面辞职 报告，因个人原因辞去董事长、执行董事等相关职务，自2025年1月24日起生效。 炒股就看金麒麟分析师研报，权威，专业，及时，全面，助您挖掘潜力主题机会！ 来源 | 独角金融 作者 | 刘银平编辑 | 付影 11个月之前因"个人原因"突然辞任，引发市场各种猜想，如今华夏银行前董事长李民吉被官方宣告"落 马"。根据《北京日报》12月23日消息，中国共产党北京市第十三届委员会第八次全体会议于12月22日 召开，全会审议通过了《中共北京市纪委关于李民吉严重违纪违法问题的审查报告》。 过去几年华夏银行高管团队不断"洗牌"，但李民吉却稳坐董事长之位，自2017年4月担任华夏银行董事 长以来，在位时间近8年。在任期间，推动华夏银行资产规模稳健增长，由2.4万亿元增至4.25万亿元， 营收 ...

Core Viewpoint - The resignation of Li Minji, former chairman of Huaxia Bank, has been officially linked to serious disciplinary violations, marking a significant development in the bank's leadership changes and governance issues [2][3]. Group 1: Leadership Changes - Li Minji resigned from his position as chairman of Huaxia Bank on January 27, 2025, just over a month after being appointed, leading to speculation about his abrupt departure [2]. - Following Li's resignation, the bank has seen a significant turnover in its executive team, with multiple high-level positions changing hands, indicating a need for restructuring [2][5]. - Yang Shujian, former president of Beijing Bank, was appointed as the new party secretary and chairman of Huaxia Bank, while Qu Gang became the youngest president among national joint-stock banks [5]. Group 2: Financial Performance - Huaxia Bank's revenue has struggled to surpass the 100 billion yuan mark, with reported revenues of 958.70 billion yuan, 938.08 billion yuan, 932.07 billion yuan, and 971.46 billion yuan from 2021 to 2024, showing minimal growth [3]. - In the first three quarters of 2025, the bank's revenue was 648.81 billion yuan, a decrease of 8.79% year-on-year, while net profit fell by 2.86% to 179.82 billion yuan [4]. - The bank's total assets reached 4.59 trillion yuan, with a non-performing loan ratio of 1.58%, the lowest in nine years but still high among A-share listed joint-stock banks [4]. Group 3: Governance and Risk Management - Huaxia Bank's corporate governance score was 87.46, ranking 13th among 15 national commercial banks, while its risk management score was 85.43, placing it last [5]. - The bank is undergoing significant organizational changes, with new appointments in key risk and operational roles, indicating a focus on improving governance and risk management [5].

突然辞职后时隔11个月，华夏银行（600015.SH）原董事长李民吉被官宣"落马"。 据12月22日召开的中国共产党北京市第十三届委员会第八次全体会议，全会审议并通过了《中共北京市纪委关于李民吉严重违纪违法问题的审查报告》。 这也代表着这位曾执掌华夏银行近八年的高管，因违纪违法黯然落幕。李民吉此番落马早有征兆，今年1月27日，华夏银行在春节前的最后一个工作日突发 公告称，李民吉因个人原因辞去该行董事长、执行董事及董事会专门委员会相关职务，关于其"失联被查"的风波也就此发酵。 回溯来看，李民吉自2017年3月起出任华夏银行董事长，执掌这家目前总规模超4.59万亿的全国性股份制银行。他的职业生涯亦涉及多家金融国企，在加入 华夏银行之前，其还曾在北京国资公司、北京国际信托等担任要职。 2025年也是华夏银行治理结构迎来深度调整的一年，该行高管层等接连"换血"。5月，来自北京银行的杨书剑正式获准履新华夏银行董事长；10月，华夏银 行又一次性任命了首席运营官、首席风险官、首席财务官3位"首席"。 图片来源：图虫创意 在华夏银行任职近8年 李民吉履历堪称光鲜，是一位地地道道的"金融老将"，曾深耕北京国资金融系统多年，亦曾 ...

Group 1 - The core point of the article is the serious disciplinary and legal violations involving Li Minji, former Party Secretary and Chairman of Huaxia Bank, as confirmed by the Beijing Municipal Committee's recent meeting [1][3] - The Beijing Municipal Committee's eighth plenary session approved the resolution regarding Li Minji's violations, indicating significant political repercussions for him [1] - Li Minji has a strong background in finance and state-owned assets, having held various significant positions in financial institutions, including Huaxia Bank [3] Group 2 - Li Minji was born in January 1965 and has advanced degrees in economics and management, highlighting his academic qualifications [3] - His career includes roles such as Deputy General Manager at Beijing State-owned Assets Management Co. and Chairman of Beijing International Trust Co., showcasing his extensive experience in the financial sector [3] - In January 2025, Li Minji resigned from his position as Chairman of Huaxia Bank for personal reasons, which may have been influenced by the ongoing investigations [3]

Core Viewpoint - Huaxia Bank emphasizes its commitment to supporting the capital's development through various strategic actions, particularly the "Jinghua Action," which aims to leverage resources for the benefit of Beijing's growth and high-quality development [1] Group 1: Financial Support and Initiatives - Huaxia Bank has launched ten key actions this year, focusing on business development, cost reduction, risk control, internal management, and style construction, with the "Jinghua Action" being the most significant [1] - As of the end of October, Huaxia Bank has provided a total of 400 billion yuan in various financing services to the Beijing area, representing a 13% year-on-year increase [1] - The bank's technology finance initiatives are positioned as a core engine for supporting new productive forces in the capital, with a strategic focus on enhancing technology finance across the organization [2] Group 2: Technology Finance Development - Huaxia Bank has established a comprehensive product matrix to address the financing needs of technology enterprises throughout their lifecycle, including various loan products tailored to different growth stages [3] - The bank's technology enterprise loan balance reached nearly 240 billion yuan, with a growth rate of nearly 50%, serving over 8,400 clients [3] - In 2025, Huaxia Bank has issued nearly 4 billion yuan in credit loans to support the technology development of specific companies, such as Moer Technology [3] Group 3: Green Finance Initiatives - Huaxia Bank has positioned green finance alongside technology finance as a key feature, with a green finance balance exceeding 490 billion yuan and green loan balance surpassing 350 billion yuan, accounting for nearly 16% of total loans [4] - The bank has collaborated with the World Bank on significant projects aimed at air pollution prevention, with annual CO2 emissions reductions of 2.88 million tons [5] - Huaxia Bank has also supported major green infrastructure projects and led the underwriting of green asset-backed securities, demonstrating its commitment to sustainable development [5] Group 4: Consumer Finance Efforts - To support the construction of Beijing as an international consumption center, Huaxia Bank has launched 18 key tasks aimed at promoting consumer spending and enhancing financial services for major projects [6] - The bank has engaged in various promotional activities, including collaborations with supermarkets and cultural events, to stimulate consumer engagement and spending [6][7] Group 5: Regional Development and Collaboration - Huaxia Bank has provided nearly 90 billion yuan in financing services for key projects in the Beijing-Tianjin-Hebei region, marking a 31% year-on-year increase [8] - The bank has initiated the "Jinghua Action" to ensure comprehensive service coverage for state-owned enterprises in the capital and has supported various relocation projects to enhance regional integration [8] - Future plans include further advancing the "Jinghua Action" with more precise strategic layouts and innovative financial products to support the capital's development goals [8]

Core Viewpoint - Huaxia Bank emphasizes its commitment to supporting the capital's development through various strategic initiatives, particularly the "Jinghua Action," which aims to leverage resources for the benefit of Beijing's economic growth and infrastructure [1]. Group 1: Financial Support and Initiatives - Huaxia Bank has launched the "Ten Actions" initiative, focusing on business development, cost reduction, risk control, internal management, and style construction, with the "Jinghua Action" being the most significant [1]. - As of the end of October 2025, Huaxia Bank has provided a total of 400 billion yuan in various financing services to the Beijing area, marking a 13% year-on-year increase [1]. - The bank's technology finance strategy is positioned as a core engine for supporting new productive forces in the capital, with a goal to enhance its strategic focus on technology finance by 2025 [2]. Group 2: Technology Finance Development - Huaxia Bank has established a product matrix covering the entire lifecycle of enterprises, offering tailored financial products from startup to maturity stages, including "Sci-Tech Easy Loan" and "M&A Loans" [3]. - The bank's technology enterprise loan balance reached nearly 240 billion yuan by the end of October 2025, with a growth rate of nearly 50%, serving over 8,400 clients [3]. Group 3: Green Finance Initiatives - Huaxia Bank has positioned green finance alongside technology finance as a key feature, with a green finance balance exceeding 490 billion yuan and green loans surpassing 350 billion yuan, accounting for nearly 16% of total loans [4]. - The bank has collaborated with the World Bank on projects aimed at air pollution prevention, which are expected to reduce carbon dioxide emissions by 2.88 million tons annually [5]. Group 4: Consumer Finance Efforts - To support the construction of an international consumption center in Beijing, Huaxia Bank has launched 18 key tasks aimed at promoting consumer spending and enhancing financial support for major projects [6]. - The bank has engaged in various promotional activities, including collaborations with supermarkets and cultural events, attracting significant consumer participation and boosting transaction volumes [6][7]. Group 5: Regional Development and Collaboration - Since 2025, Huaxia Bank has provided nearly 90 billion yuan in financing services for key projects in the Beijing-Tianjin-Hebei region, reflecting a 31% year-on-year increase [8]. - The bank has initiated the "Jinghua Action" to ensure comprehensive service coverage for 37 state-owned enterprises in the capital, with over 4.8 billion yuan in credit allocated to 16 key projects [8].