1 公司独立董事：余晨、丁小林、李心丹、 洪磊、沈坤荣 日期：2023 年 9 月 4 日 江苏银行股份有限公司 独立董事对相关事项的独立意见 根据《中华人民共和国公司法》《上市公司独立董事管理办 法》等法律法规、规范性文件，以及《江苏银行股份有限公司章 程》等有关规定，我们作为江苏银行股份有限公司（以下简称"公 司"）独立董事，对公司提前赎回"苏银转债"相关事项发表如 下独立意见： 公司本次对"苏银转债"行使提前赎回权，符合《证券法》 《可转换公司债券管理办法》《上海证券交易所上市公司自律监 管指引第 12 号——可转换公司债券》等相关法律法规、规范性 文件及《江苏银行股份有限公司公开发行可转换公司债券募集说 明书》中关于有条件赎回的规定，同时履行了必要的审批程序， 不存在损害公司、中小股东、金融消费者和其他利益相关者合法 权益的情况，同意公司提前赎回"苏银转债"。 ...

证券代码：600919 证券简称：江苏银行 公告编号：2023-054 优先股代码：360026 优先股简称：苏银优 1 可转债代码：110053 可转债简称：苏银转债 江苏银行股份有限公司 关于股东增持股份的公告 本行股东江苏交通控股有限公司于 2023 年 8 月 14 日至 2023 年 9 月 4 日增持本行股份 98,123,110 股，占本行总股本比例 0.60%。 一、本次增持情况 近日，江苏银行股份有限公司（以下简称"本行"）接到股东江苏交通 控股有限公司（以下简称"江苏交控"）通知，基于对本行未来发展前景的 信心、成长价值的认可，2023 年 8 月 14 日至 2023 年 9 月 4 日，江苏交控 以自有资金通过上海证券交易所交易系统以集中竞价方式增持本行股份 98,123,110 股。由于本行可转债处于转股期，截至 9 月 4 日收盘时，江苏交 控本次增持股份数量占本行总股本比例 0.60%。 本次增持前，江苏交控持有本行股份 255,086,579 股，其一致行动人江 苏宁沪高速公路股份有限公司（以下简称"宁沪高速"）持有本行股份 本次增持行为符合《证券法》等法律法规、部门规章及上海 ...

一、本次增持情况 证券代码：600919 证券简称：江苏银行 公告编号：2023-051 优先股代码：360026 优先股简称：苏银优 1 可转债代码：110053 可转债简称：苏银转债 江苏银行股份有限公司 关于股东增持股份的公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导 性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承担个别及 连带责任。 重要内容提示 本行股东江苏省广播电视集团有限公司于 2022 年 5 月 26 日至 2023 年 8 月 31 日增持本行股份 99,868,596 股，占本行总股本比例 0.613%。 近日，江苏银行股份有限公司（以下简称"本行"）接到股东江苏省广 播电视集团有限公司（以下简称"江苏广电"）通知，基于对本行未来发展 前景的信心、成长价值的认可，2022 年 5 月 26 日至 2023 年 8 月 31 日， 江苏广电以自有资金通过上海证券交易所交易系统以集中竞价方式增持本 行股份 99,868,596 股。由于本行可转债处于转股期，截至 8 月 31 日收盘时， 江苏广电本次增持股份数量占本行总股本比例 0.613%。 本次增持前，江苏 ...

Financial Performance - The company's operating revenue for the first half of 2023 reached CNY 38,842,871, an increase of 10.64% compared to CNY 35,107,352 in the same period last year[11]. - Net profit attributable to shareholders of the parent company was CNY 17,020,129, reflecting a growth of 27.20% from CNY 13,380,343 year-on-year[11]. - Total profit increased by 30.32% to 22,433,659 thousand RMB, compared to 17,214,457 thousand RMB in the previous year[40]. - Total comprehensive income rose by 31.72% to 19,001,184 thousand RMB from 14,425,978 thousand RMB year-on-year[42]. - The company's basic earnings per share increased to CNY 1.09, representing a rise of 28.24% from CNY 0.85 in the same period last year[13]. - The diluted earnings per share was reported at 0.95 RMB, an increase of 30.14% compared to 0.73 RMB in the previous year[42]. Asset and Liability Management - As of the end of the first half of 2023, the total assets of Bank of Jiangsu reached CNY 3.29 trillion[8]. - Total assets as of June 30, 2023, amounted to CNY 3,294,582,710, up 10.55% from CNY 2,980,294,692 at the end of the previous year[16]. - Total liabilities were CNY 30,563 billion, up 10.54% from the previous year, with customer deposits rising by 13.56% to CNY 18,836 billion[52]. - Total deposits amounted to CNY 18,489.45 billion, growing by 13.77% year-on-year[34]. - The total capital net amount was 282,024,224 thousand RMB, with core tier one capital at 195,321,475 thousand RMB[23]. Loan and Credit Management - The total amount of loans issued reached CNY 1,694,100,913, an increase from CNY 1,556,170,969 in the previous year[17]. - The non-performing loan ratio improved to 0.91%, down from 0.94% in the previous year[17]. - The balance of small and micro enterprise loans was CNY 625 billion, with a year-on-year growth of 16.25%, outpacing overall loan growth by 7.45 percentage points[102]. - Guaranteed loans amounted to CNY 656.79 billion, making up 37.62% of the total loan balance, while credit loans were CNY 620.52 billion, accounting for 35.54%[65]. - The loan distribution by region shows that Jiangsu accounted for CNY 1,485.11 billion, or 85.05% of the total loans[63]. Risk Management - The bank's risk management situation is detailed in the third section of the report, indicating no foreseeable significant risks[2]. - The bank's non-performing loan ratio remained stable, reflecting effective risk management strategies[66]. - The company has implemented a comprehensive strategy to manage non-performing loans, focusing on recovery and risk control measures[95]. - The bank's liquidity risk management policies ensure liquidity safety while balancing liquidity, safety, and profitability[113]. - The bank's market risk remains stable and controllable, with a comprehensive risk monitoring platform that includes gap analysis, sensitivity analysis, and stress testing[114]. Awards and Recognition - Bank of Jiangsu was recognized as an "Advanced Unit for Financial Services to Small and Micro Enterprises" by the national banking industry and received multiple awards for competitiveness and innovation[9]. - Bank of Jiangsu was ranked 197th in the Fortune China 500 list, leading among city commercial banks[9]. - The bank was selected as a representative in the East Asia region for the United Nations Environment Programme Finance Initiative Banking Council[8]. Strategic Initiatives - The company is focusing on enhancing financial services in key sectors such as advanced manufacturing and green finance[34]. - The bank plans to expand its market presence through strategic partnerships and technology investments in the coming year[56]. - The bank's focus on digital transformation aims to improve operational efficiency and customer experience[56]. - The company plans to deepen investments in key areas such as technological innovation, energy security, rural revitalization, and green development[109]. Environmental and Social Responsibility - The bank is committed to supporting the national "dual carbon" strategy and has developed a "Carbon Neutral Action Plan" to enhance its environmental policies[144]. - The bank invested 12,516.951 million yuan in environmental protection during the reporting period[139]. - The bank reduced carbon dioxide equivalent emissions by 2,457,177.72 tons through various carbon reduction measures[140]. - The company's ESG report was published for the second time in 2023, including its first English version, showcasing its ESG and social responsibility achievements[154]. Shareholder Information - The total number of shares increased from 14,769,656,700 to 15,519,093,536, representing an increase of 749,436,836 shares[173]. - The top shareholder, Jiangsu International Trust Co., Ltd., held 1,206,607,072 shares, representing 7.77% of the total share capital[179]. - The company has no significant litigation or arbitration matters during the reporting period, with four cases pending involving amounts over RMB 10 million, totaling RMB 14,315.6 million[171]. - The company has committed to not engaging in any business activities that would compete with its major shareholder, Jiangsu Bank, ensuring no conflicts of interest[166].

一、关于江苏银行股份有限公司 2023 年上半年行长工作报告的 议案 表决结果：同意 14 票，反对 0 票，弃权 0 票。 证券代码：600919 证券简称：江苏银行 公告编号：2023-049 优先股代码：360026 优先股简称：苏银优 1 可转债代码：110053 可转债简称：苏银转债 江苏银行股份有限公司董事会决议公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、 误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承 担个别及连带责任。 江苏银行股份有限公司（以下简称"公司"）第五届董事会第三 十二次会议通知于 2023 年 8 月 24 日以书面方式发出，会议于 2023 年 8 月 29 日在公司以现场和视频方式召开。本次会议应出席董事 14 名，亲自出席董事 13 名，委托出席董事 1 名，董事姜健授权委托董 事胡军出席会议并代为行使表决权，监事及高级管理人员列席会议， 符合《公司法》等法律法规及公司章程的有关规定，表决所形成的决 议合法、有效。 会议由公司董事长夏平先生主持，审议通过以下议案： 六、关于江苏银行股份有限公司恢复计划（2023 年）的议案 表决结果：同意 1 ...

证券代码：600919 证券简称：江苏银行 公告编号：2023-050 优先股代码：360026 优先股简称：苏银优 1 可转债代码：110053 可转债简称：苏银转债 江苏银行股份有限公司监事会决议公告 本公司监事会及全体监事保证本公告内容不存在任何虚假记载、 误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承 担个别及连带责任。 江苏银行股份有限公司（以下简称"公司"）第五届监事会第二 十二次会议通知于 2023 年 8 月 24 日以书面方式发出，会议于 2023 年 8 月 29 日在公司以现场和视频方式召开。本次会议应出席监事 9 名，实际出席监事 9 名。会议符合《公司法》等法律法规及公司章程 的有关规定，表决所形成的决议合法、有效。 会议由朱其龙监事长主持，会议审议并通过了如下议案： 一、关于江苏银行股份有限公司 2023 年半年度报告及其摘要的 议案 监事会认为： 1.本公司 2023 年半年度报告及其摘要的编制和审议程序符合法 律、法规、公司章程和公司相关内部管理制度的规定。 2.该报告的内容和格式符合中国证监会和证券交易所的有关规 定，所包含的信息真实反映出本公司报告期内的经营管 ...

证券代码：600919 证券简称：江苏银行 公告编号：2023- 048 优先股代码：360026 优先股简称：苏银优 1 可转债代码：110053 可转债简称：苏银转 债 江苏银行股份有限公司 关于董事辞职的公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、 误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承 担个别及连带责任。 本行董事会对戴倩先生在任职期间所作出的贡献表示衷心感谢！ 特此公告。 江苏银行股份有限公司董事会 2023 年 8 月 30 日 - 1 - 近日，江苏银行股份有限公司（以下简称"本行"）收到董事戴 倩先生的辞职报告。因工作调整，戴倩先生申请辞去本行董事及董事 会审计委员会委员职务。 ...

证券代码：600919 证券简称：江苏银行 公告编号：2023-047 优先股代码：360026 优先股简称：苏银优 1 可转债代码：110053 可转债简称：苏银转债 江苏银行股份有限公司 关于"苏银转债"可能满足赎回条件的提示 性公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、 误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承 担个别及连带责任。 重要内容提示 江苏银行股份有限公司（以下简称"本行"）股票自 2023 年 7 月 28 日至 2023 年 8 月 10 日已有 10 个交易日的收盘价不低于"苏银转 债"当期转股价格 5.48 元/股的 130%（含 130%）。 当期应计利息的计算公式为：IA=B×i×t/365 若在未来触发"苏银转债"的有条件赎回条款（即在本次发行的 可转换公司债券转股期内，如果本行 A 股股票连续三十个交易日中至 少有十五个交易日的收盘价格不低于当期转股价格的 130%（含 130%）），届时根据《江苏银行股份有限公司公开发行 A 股可转换公 司债券募集说明书》（以下简称"募集说明书"）的相关规定，本行 有权决定按照债券面值加当期应计利息的价 ...

Financial Performance - The operating income for Q1 2023 was CNY 18,795,415, an increase of 10.35% compared to CNY 17,033,028 in the same period last year[4] - The net profit attributable to shareholders was CNY 8,218,847, reflecting a growth of 24.83% from CNY 6,584,145 year-on-year[4] - The net profit after deducting non-recurring gains and losses was CNY 8,145,297, up 25.62% from CNY 6,484,258 in the previous year[4] - The basic earnings per share increased to CNY 0.51, a rise of 30.77% compared to CNY 0.39 in the same period last year[4] - The total comprehensive income increased by 30.23% compared to the previous year, indicating a positive trend in overall financial performance[6] - Net profit for Q1 2023 reached RMB 8,472,439 thousand, a 24.4% increase from RMB 6,810,457 thousand in Q1 2022[28] - Net interest income rose to RMB 13,713,798 thousand, up 10.3% from RMB 12,429,517 thousand year-on-year[28] - Total operating income increased to RMB 18,795,415 thousand, representing a growth of 10.4% compared to RMB 17,033,028 thousand in the same period last year[28] - The bank's total comprehensive income for Q1 2023 was RMB 8,738,412 thousand, compared to RMB 6,710,048 thousand in Q1 2022, marking a 30.2% increase[29] Asset and Liability Management - Total assets at the end of Q1 2023 reached CNY 3,189,227,008, representing a 7.01% increase from CNY 2,980,294,692 at the end of the previous year[4] - The bank's total assets reached RMB 3,189,227,008 thousand, up from RMB 2,980,294,692 thousand year-on-year[27] - The bank's total liabilities and equity amounted to RMB 3,189,227,008 thousand, reflecting a strong financial position[27] Cash Flow and Liquidity - The net cash flow from operating activities was CNY 111,269,873, down 27.54% from CNY 153,554,289 in the same period last year[4] - Cash flow from operating activities generated RMB 111,269,873 thousand, down from RMB 153,554,289 thousand in the previous year[30] - The bank's investment activities resulted in a net cash outflow of RMB 80,159,329 thousand, compared to RMB 38,022,804 thousand in Q1 2022[30] - The liquidity coverage ratio was reported at 237.76%, indicating strong liquidity position[14] Deposits and Loans - Total deposits reached CNY 1,819,189,475 thousand, an increase from CNY 1,625,146,543 thousand year-over-year, reflecting a growth of approximately 11.93%[9] - Public deposits amounted to CNY 942,395,424 thousand, up from CNY 882,217,703 thousand, representing a growth of about 6.81%[9] - Private deposits increased to CNY 643,834,007 thousand from CNY 555,175,263 thousand, marking a growth of approximately 15.93%[9] - Total loans issued were CNY 1,632,300,407 thousand, compared to CNY 1,556,170,969 thousand in the previous year, indicating a growth of around 4.87%[9] - The balance of loans to the manufacturing sector reached CNY 224.4 billion, an increase of 15.84% compared to the end of the previous year[20] - The balance of loans to small and micro enterprises was CNY 614.7 billion, with loans to technology-based enterprises at CNY 157.0 billion, maintaining the leading position in Jiangsu Province[20] Asset Quality - The return on total assets (annualized) improved to 1.10%, up 0.09 percentage points from 1.01% year-on-year[4] - The weighted average return on equity (annualized) rose to 17.29%, an increase of 2.27 percentage points from 15.02% in the previous year[4] - The non-performing loan ratio improved to 0.92% from 0.94% year-over-year, demonstrating enhanced asset quality[17] Strategic Focus - The bank's strategy focuses on strengthening corporate business and providing comprehensive services to enterprises[18] - The bank aims to enhance its service to the real economy, achieving reasonable growth in volume and quality[18] - The balance of green credit reached CNY 269.1 billion, growing by 33.6% year-on-year, with clean energy loans increasing by 34.2%[20] Digital and Customer Engagement - The bank's digital platforms, such as "Xingxing Chuangzhao" and "Su Yin Ke Chuang Rong," were launched to enhance customer experience and service efficiency[20] - The number of mobile banking customers surpassed 16 million, with nearly 5.5 million monthly active users, maintaining the top position among city commercial banks[23] - The retail AUM (Assets Under Management) continued to lead among city commercial banks, with financial assets of wealth and private banking clients exceeding CNY 310 billion[22] Cost Management - The cost-to-income ratio for the current period was 20.29%, slightly improved from 20.54% in the same period last year[17] - The capital adequacy ratio stood at 12.38%, with a core tier 1 capital adequacy ratio of 8.38%[12]

Financial Performance - The total asset scale of Bank of Jiangsu reached 3 trillion RMB, with a year-on-year increase in earnings per share of 32.23%[11] - Net profit attributable to shareholders was CNY 25.386 billion, a year-on-year increase of 28.90%[16] - The company achieved operating revenue of RMB 70,570,422 thousand, representing a year-on-year increase of 10.66%[46] - The net profit attributable to shareholders was RMB 25,385,993 thousand, an increase of 28.90% compared to 2021[46] - The return on equity (ROE) was 14.79%, an increase of 2.19 percentage points year-over-year[68] - The group reported a significant increase in trading financial liabilities, which surged by 3,470.71% from CNY 254,093 to CNY 9,072,932[51] - Jiangsu Bank reported a net profit of 1.2 billion yuan for the fiscal year, representing a year-over-year increase of 15%[190] Asset and Loan Growth - Total assets reached CNY 29,802.95 billion at the end of 2022, an increase of 13.80% year-on-year[16] - Total loans stood at CNY 16,041.89 billion, reflecting a year-on-year growth of 14.57%[16] - The balance of loans to the manufacturing sector was CNY 193.2 billion, up 20.75% year-on-year, accounting for 21.78% of the total corporate loan balance[114] - The total amount of loans classified as normal was CNY 1.568 trillion, representing 97.75% of total loans, showing a slight increase in quality[104] - The company's loans and advances amounted to RMB 1,556,170,969 thousand, reflecting a growth of 14.50% compared to RMB 1,359,127,491 thousand in the previous year[80] Deposit Growth - Total deposits amounted to CNY 16,251.47 billion, growing by 11.99% compared to the previous year[16] - Customer deposits increased by 12.16% to RMB 1,658,677,652 thousand from RMB 1,478,812,360 thousand year-over-year[80] - Corporate deposits accounted for 54.28% of total deposits, while personal deposits increased by 31.21% to 555,175,263 thousand RMB[101] Non-Performing Loans and Risk Management - The non-performing loan ratio improved to 0.94%, down by 0.14 percentage points from the previous year[16] - The overdue loans for more than 90 days accounted for 66.81% of the non-performing loans, indicating a need for closer monitoring[108] - The provision coverage ratio improved to 362.07%, an increase of 54.35 percentage points year-on-year[68] - The migration rate for normal loans was 1.54%, down from 2.08% in the previous year, indicating improved loan quality[105] Digital Transformation and Innovation - The company launched a large language model platform with 176 billion parameters for customer service applications[16] - The company is actively exploring the application of digital RMB and has launched digital RMB-based loan and wealth management products[18] - The bank's digital transformation strategy emphasizes enhancing customer experience, efficiency, and security, with significant investments in fintech capabilities[121] - The bank has launched a new mobile banking app, which has seen a download rate of 1 million within the first month[190] Green Finance and ESG Commitment - The bank's green credit balance ranked first among commercial banks directly managed by the central bank, reflecting its commitment to ESG strategies[12] - Green finance investment and financing scale reached CNY 3,203 billion, a 52% increase year-on-year[16] - The balance of green credit reached CNY 201.5 billion by the end of 2022, with a year-on-year increase of 58%, and clean energy loans grew by 162% to CNY 27.5 billion[114] Awards and Recognition - The company received multiple awards, including the "High-Quality Development Bank Tianji Award" in December 2022[41] - SuYin Wealth Management's wealth management business received multiple awards in 2022, including the "Golden Bull Award" and "Golden Shell Award" for excellence[123] Dividend Distribution - The bank plans to distribute cash dividends of 5.156 RMB per 10 shares, totaling 761.524 million RMB, which accounts for 30% of the net profit attributable to the parent company[5] - The board of directors' proposal for the 2022 dividend distribution is pending approval from the shareholders' meeting[200] Employee and Management Structure - The total number of employees in the group at the end of the reporting period was 17,590, including 5,005 management personnel, 5,510 marketing personnel, and 5,785 operational personnel[196] - The company has implemented a comprehensive training plan to enhance employee skills and capabilities[198] - The company experienced changes in its board and management, with new appointments including a new chairman and independent directors[195] Governance and Compliance - The company has established a clear boundary of responsibilities among governance bodies, ensuring checks and balances[156] - The company emphasized compliance and effectiveness in governance, integrating party leadership into its governance structure[156] - The company is actively managing its governance structure by ensuring compliance with legal and regulatory requirements during the transition of board members[180]