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三好学生江苏银行一季报亮相:业绩持续良性增长
财经网· 2025-04-28 09:28
Core Insights - Jiangsu Bank has achieved a significant milestone by surpassing a total asset scale of 4 trillion yuan, marking its entry into the "4 trillion" city commercial bank category [1][3] - The bank reported a revenue of 22.304 billion yuan for Q1 2025, reflecting a year-on-year growth of 6.21%, and a net profit attributable to shareholders of 9.78 billion yuan, up 8.16% year-on-year [1][2] - The bank's non-performing loan ratio has improved to 0.86%, the best level since its listing, with a provision coverage ratio of 343.51%, indicating strong risk mitigation capabilities [1][4] Revenue and Profit Growth - Jiangsu Bank's revenue for Q1 2025 was 22.304 billion yuan, a 6.21% increase compared to the previous year, while net profit reached 9.78 billion yuan, up 8.16% year-on-year [2] - The annualized Return on Equity (ROE) stood at 16.5%, an increase of 1.12 percentage points year-on-year, and the annualized Return on Assets (ROA) was 0.96%, placing the bank among the top tier of listed banks [2] - Interest income, a key revenue driver, amounted to 16.592 billion yuan, growing by 21.94% year-on-year and accounting for 74.38% of total revenue [2] Asset Expansion - As of the end of Q1 2025, Jiangsu Bank's total assets reached 4.46 trillion yuan, marking a significant growth milestone [3] - The bank's loan balance was 2.26 trillion yuan, reflecting a year-on-year growth of 7.96%, with both corporate and retail loans showing positive growth [3] - Jiangsu Bank has actively supported the real economy by focusing on key industries and major projects, aligning with national policies to boost consumption [3] Asset Quality Improvement - The non-performing loan ratio decreased to 0.86%, down 0.03 percentage points from the end of the previous year, achieving the best level since its listing [4] - The provision coverage ratio of 343.51% significantly exceeds the industry average, indicating robust asset quality management [4] - The overdue loan ratio was 1.11%, down 0.01 percentage points, and the attention loan ratio was 1.33%, down 0.07 percentage points, demonstrating effective risk management [4] Market Performance and Investment Value - Jiangsu Bank's stock price has shown strong performance, with a year-to-date increase of over 56% in 2024 and multiple historical highs reached in 2025 [5] - The bank is favored by mainstream investment institutions, with 911 products holding its shares, ranking it among the top four listed banks [5] - The management has demonstrated confidence in the bank's long-term development by voluntarily increasing their holdings by over 20 million yuan [5]
江苏银行(600919) - 江苏银行关于续聘会计师事务所的公告
2025-04-28 09:26
证券代码:600919 证券简称:江苏银行 公告编号:2025-021 优先股代码:360026 优先股简称:苏银优 1 江苏银行股份有限公司 关于续聘会计师事务所的公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、 误导性陈述或者重大遗漏,并对其内容的真实性、准确性和完整性承 担个别及连带责任。 重要内容提示 拟聘任的会计师事务所名称:德勤华永会计师事务所(特殊普 通合伙)。 江苏银行股份有限公司(以下简称"本行")董事会同意续聘德 勤华永会计师事务所(特殊普通合伙)(以下简称"德勤华永")为 本行 2025 年度会计师事务所。具体情况如下: 一、拟聘任会计师事务所的基本情况 1.基本信息 德勤华永的前身是 1993 年 2 月成立的沪江德勤会计师事务所有 限公司,于 2002 年更名为德勤华永会计师事务所有限公司,于 2012 年 9 月经财政部等部门批准转制成为特殊普通合伙企业。德勤华永注 册地址为上海市黄浦区延安东路 222 号 30 楼。 德勤华永具有财政部批准的会计师事务所执业证书,并经财政部、 中国证监会批准,获准从事 A 股企业审计业务。德勤华永已根据财政 - 1 - 部和中国证监 ...
江苏银行(600919) - 江苏银行关于2025年金融债券(第一期)(债券通)发行完毕的公告
2025-04-28 09:26
特此公告。 本期债券发行总额为人民币 200 亿元,为 3 年期固定利率,票面 利率为 1.85%。 本期债券募集的资金将用于优化中长期资产负债匹配结构,增加 稳定中长期负债来源并支持中长期资产业务的开展。本期债券募集资 金优先用于对批发零售、住宿餐饮、文化旅游、教育培训、健康养老 等消费服务行业的信贷投放,支持消费供给主体健康发展。 证券代码:600919 证券简称:江苏银行 公告编号:2025-023 优先股代码:360026 优先股简称:苏银优 1 江苏银行股份有限公司 关于 2025 年金融债券(第一期) (债券通)发行完毕的公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、 误导性陈述或者重大遗漏,并对其内容的真实性、准确性和完整性承 担个别及连带责任。 经中国人民银行核准,江苏银行股份有限公司(以下简称"公司") 于近日在全国银行间债券市场成功发行了"江苏银行股份有限公司 2025 年金融债券(第一期)(债券通)"(以下简称"本期债券")。 江苏银行股份有限公司董事会 2025 年 4 月 29 日 - 1 - ...
江苏银行:2025年第一季度净利润97.8亿元,同比增长8.16%
快讯· 2025-04-28 08:50
江苏银行(600919)公告,2025年第一季度营收为223.04亿元,同比增长6.21%;净利润为97.8亿元, 同比增长8.16%。 ...
江苏银行徐州分行: 努力构建陪伴式个人综合金融服务体系
搜狐财经· 2025-04-28 07:57
Core Viewpoint - Jiangsu Bank's Xuzhou Branch is committed to the mission of "finance for the people," focusing on building a comprehensive, long-term personal financial service system through "full customer base, full product range, and full channels" Group 1: Customer-Centric Services - The bank emphasizes a customer-centric approach, creating a comprehensive financial service system tailored to different asset scales, risk preferences, and financial needs [3] - For payroll clients, the bank offers exclusive rights and product packages, providing low-risk investment options and one-stop personal credit services [3] - The bank has launched a unique pension account service that covers various products, with over 60,000 accounts opened [3] Group 2: Diverse Product Offerings - Jiangsu Bank has developed an open product shelf with nearly 10,000 products across deposits, wealth management, funds, insurance, and trusts, enhancing asset allocation efficiency [4] - The bank introduced the "Su Yin Jin Xuan" fund selection brand, which has outperformed market indices, further enriching its wealth management offerings [4] Group 3: Technology and Experience Enhancement - The bank is creating a "financial + scenario" smart ecosystem by integrating online and offline services, enhancing customer experience through various lifestyle scenarios [5] - The bank's mobile app has been upgraded to version 10.0, incorporating nine major scenarios to provide comprehensive financial and non-financial services [5] - The bank has launched community marketing initiatives, collaborating with local merchants to offer discounts and promotions, thereby creating a "financial + life" closed loop [5]
江苏银行徐州分行:融创美好生活 彰显责任担当
搜狐财经· 2025-04-28 03:31
Core Viewpoint - Jiangsu Bank's Xuzhou branch is committed to high-quality financial services to support the modernization of Xuzhou, achieving a total financing balance of nearly 120 billion yuan as of the end of March, maintaining a leading position in the industry [1] Group 1: Service to the Real Economy - The bank integrates itself into local development, aiming to be a "good student" in policy execution, regulatory compliance, and market performance [2] - It has implemented a three-year action plan to support the high-quality development of the manufacturing industry, focusing on smart and digital transformation, with manufacturing loans ranking first in the city [2] - The "Suyin e-chain" financial service system addresses supply chain challenges, with a supply chain loan balance exceeding 2.5 billion yuan [2] - The bank has created the "Suyin Financial Steward" platform to provide integrated and intelligent services for enterprises, enhancing efficiency in financial and operational processes [2] Group 2: Green Finance Initiatives - Jiangsu Bank has optimized its "Suyin Green Finance" service model, achieving intelligent recognition of green business and automatic measurement of environmental benefits [4] - By the end of 2024, the bank's green investment and financing scale is expected to exceed 550 billion yuan, with green loans ranking among the top in 21 commercial banks directly managed by the central bank [4] - The bank has launched various green financing products, with green credit exceeding 20 billion yuan and a growth rate of 24.2% [4] Group 3: Support for Small and Micro Enterprises - Since launching its first online loan product for small and micro enterprises in 2015, the bank has continuously explored financing channels and introduced innovative products [5] - As of the end of March, the bank's inclusive finance loan balance reached nearly 10 billion yuan, earning recognition as an advanced unit in inclusive financial services [5] Group 4: Comprehensive Financial Services - The bank has developed a multifunctional mobile banking app to meet diverse financial and non-financial needs, with over 1.25 million users as of the end of March [8] - It has upgraded its pension financial services and created a dedicated product system for elderly clients, with over 60,000 personal pension accounts established [8] - The bank is actively promoting consumption through various loan products and initiatives, enhancing the quality of life for the public [8] Group 5: Digital Transformation - The bank leverages advanced technologies such as big data and artificial intelligence to innovate its product offerings, launching products like "Suyin e-chain" and "Sui e-loan" [9] - It supports nearly 1,000 technology innovation enterprises, with a technology loan balance of nearly 10 billion yuan [9] - The bank has introduced a "Talent Service Toolbox" to provide comprehensive support for talent development, optimizing services for technology enterprises throughout their lifecycle [9]
A股银行板块持续冲高,重庆银行涨超6%,青岛银行、渝农商行、江苏银行、工商银行、农业银行跟涨。
快讯· 2025-04-28 02:18
A股银行板块持续冲高,重庆银行涨超6%,青岛银行、渝农商行、江苏银行、工商银行、农业银行跟 涨。 ...
定啦!2025年江苏银行·银河左岸音乐节官宣
中金在线· 2025-04-27 06:03
Group 1 - The core event is the collaboration between Jiangsu Bank and the Galaxy Left Bank Music Festival, scheduled for May 17-18, 2025, at the Jin Niu Lake Olympic Sailing Center in Nanjing, featuring numerous well-known bands and artists [1] - The music festival will offer an immersive experience combining music and finance, with interactive activities at Jiangsu Bank's booth, where attendees can participate to win customized merchandise and music festival souvenirs [1] - A financial service area will be set up at the event, providing various convenient services such as card processing and app activation, along with games and quizzes for attendees to win prizes [1] Group 2 - Jiangsu Bank is focused on creating a mobile banking experience that better understands customer needs, continuously optimizing its business model and upgrading its "finger-tip service" through digital transformation [2] - The Jiangsu Bank App has developed a thriving service ecosystem, allowing customers to enjoy convenient financial services, including ticket purchasing for the music festival through the app [2] - The integration of music and finance is expected to create a unique and engaging experience for attendees, highlighting the innovative services offered by Jiangsu Bank [3]
好生活,就在“美好生活圈”——江苏银行打造全新个人信贷客户专属权益
中金在线· 2025-04-25 04:53
Core Insights - Jiangsu Bank has launched a new personal loan customer exclusive benefit program called "Beautiful Life Circle," focusing on cultural finance and enhancing customer experience in various lifestyle scenarios [1][2] - The bank aims to integrate resources from cultural tourism, sports, and arts to create a community-based ecosystem that promotes shared experiences and growth among customers [2] - Jiangsu Bank's subsidiary, Su Yin Wealth Management, plans to introduce high-quality financial products during the upcoming "518 Wealth Management Festival," targeting over 1.3 million customers with an expected investment return exceeding 17.2 billion yuan in 2024 [2] Group 1 - Jiangsu Bank's recent consumer loan customer lottery event has successfully engaged customers by offering tickets to popular stand-up comedy shows, reflecting the bank's commitment to enhancing customer satisfaction and lifestyle [1] - The bank's strategy includes organizing various exclusive activities such as music festivals, art exhibitions, and marathons, which will be communicated through its "Jiangsu Bank Personal Loan" WeChat account [2] - The bank has expanded its collaboration with major cultural institutions like the Nanjing Museum and Suzhou Silk Museum to enhance cultural financial value through co-branded digital debit cards [2] Group 2 - Jiangsu Bank has initiated a consumption boost action in line with national policies, providing convenient services for home decoration subsidies and electric bicycle trade-in programs, benefiting over 107,000 residents in Jiangsu Province [3] - The bank plans to continue developing new cultural consumption scenarios and enhance its "smart retail" capabilities to meet the complex financial, cultural, and emotional needs of customers [3] - The bank's efforts aim to stimulate cultural industry growth while promoting economic prosperity, aligning with the evolving trends in cultural consumption [3]