证券代码：600926 证券简称：杭州银行 公告编号：2023-046 优先股代码：360027 优先股简称：杭银优1 可转债代码：110079 可转债简称：杭银转债 杭州银行股份有限公司 关于2023年金融债券（第二期）发行完毕的公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记 载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和 完整性承担法律责任。 本期债券的募集资金将依据法律和监管部门的批准，用于优 化中长期资产负债匹配结构、充实稳定资金来源并支持新增中长 期资产业务的开展。 特此公告。 杭州银行股份有限公司董事会 2023年8月28日 1 经中国人民银行批准，杭州银行股份有限公司（以下简称"公 司"）近日在全国银行间债券市场成功发行"杭州银行股份有限 公司2023年金融债券（第二期）"（以下简称"23杭州银行02"）。 23杭州银行02于2023年8月24日簿记建档，并于2023年8月28 日发行完毕，发行规模为人民币100亿元，品种为3年期固定利率 债券，票面利率为2.56%。 ...

证券代码：600926 证券简称：杭州银行 公告编号：2023-042 优先股代码：360027 优先股简称：杭银优1 可转债代码：110079 可转债简称：杭银转债 杭州银行股份有限公司董事会 杭州银行股份有限公司 关于董事任职资格获监管机构核准的公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记 载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和 完整性承担法律责任。 近日，杭州银行股份有限公司（以下简称"公司"）收到《国 家金融监督管理总局浙江监管局关于温洪亮任职资格的批复》 （浙金复[2023]36号），国家金融监督管理总局浙江监管局已核 准温洪亮先生的公司董事任职资格。 温洪亮先生的简历详见公司2023年6月27日刊登于上海证券 交易所网站(www.sse.com.cn）的《杭州银行股份有限公司第七届 董事会第二十四次会议决议公告》（公告编号：2023-029）。 特此公告。 2023年8月10日 1 ...

杭州银行股份有限公司 关于召开 2022 年度暨 2023 年第一季度业绩说明会的公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记 载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和 完整性承担法律责任。 证券代码：600926 证券简称：杭州银行 公告编号：2023-023 优先股代码：360027 优先股简称：杭银优 1 可转债代码：110079 可转债简称：杭银转债 召开时间：2023 年 5 月 16 日（星期二）15:00-16:00 会议召开方式：网络视频直播 网络互动网址：https://rs.p5w.net/html/136905.shtml 重要内容提示： 投资者可于 2023 年 5 月 15 日（星期一）17:00 前将相关问题 通 过 电 子 邮 件 的 形 式 发 送 至 公 司 投 资 者 关 系 邮 箱 ： ir@hzbank.com.cn。公司将于 2022 年度暨 2023 年第一季度业绩说明 会（以下简称"业绩说明会"）上对投资者普遍关注的问题进行回 答。 杭州银行股份有限公司（以下简称"公司"）于 2023 年 4 月 26 日在上海证券交易所网站（www ...

Financial Performance - The total operating income for Q1 2023 was RMB 9,430,545 thousand, representing a 7.55% increase compared to RMB 8,768,702 thousand in Q1 2022[4] - The net profit attributable to shareholders for Q1 2023 was RMB 4,238,616 thousand, reflecting a significant increase of 28.11% from RMB 3,308,704 thousand in the same period last year[4] - Basic earnings per share for Q1 2023 were RMB 0.67, up 31.37% from RMB 0.51 in Q1 2022[8] - The net profit after deducting non-recurring gains and losses for Q1 2023 was RMB 4,174,220 thousand, which is a 28.97% increase from RMB 3,236,652 thousand in Q1 2022[5] - The comprehensive income totalled RMB 4,640,977 thousand, compared to RMB 3,173,415 thousand in the previous year, marking an increase of 46.2%[33] - The total profit before tax was RMB 4,879,815 thousand, an increase of 30.8% from RMB 3,725,774 thousand in the same quarter last year[32] Cash Flow - The net cash flow from operating activities reached RMB 6,719,130 thousand, a remarkable turnaround from a negative cash flow of RMB -16,891,267 thousand in Q1 2022, marking a 139.78% increase[5] - The cash flow from operating activities totaled RMB 83,673,734 thousand, compared to RMB 62,331,952 thousand in Q1 2022, indicating a year-over-year increase of 34.3%[39] - The total cash outflow from operating activities was RMB 76,963,310 thousand, slightly down from RMB 79,225,509 thousand in Q1 2022[39] - The net cash flow from investment activities was negative at RMB (15,178,414) thousand, worsening from a negative RMB (3,810,039) thousand in the previous year[40] - The net cash flow from financing activities was RMB 26,849,650 thousand, an increase from RMB 25,249,626 thousand in the same quarter last year[40] Assets and Liabilities - The total assets as of March 31, 2023, amounted to RMB 1,696,126,260 thousand, which is a 4.92% increase from RMB 1,616,538,051 thousand at the end of 2022[5] - Total liabilities amounted to RMB 1,593,199 million, up from RMB 1,517,965 million at the end of 2022[13] - The total equity of shareholders increased to RMB 102,927,262 thousand, up 4.52% from RMB 98,573,225 thousand at the end of 2022[27] - The bank's loans and advances stood at RMB 719,082,276 thousand, representing a year-on-year increase of 6.92% from RMB 672,634,596 thousand[26] Deposits and Loans - Total deposits increased to RMB 1,003,342 million, compared to RMB 928,084 million at the end of 2022[13] - The total loan amount as of March 31, 2023, was RMB 750,340 million, an increase from RMB 702,203 million at the end of 2022[21] - The net increase in customer deposits and interbank placements was RMB 42,293,874 thousand, compared to RMB 29,528,374 thousand in the same period last year, indicating a significant increase of 43.0%[36] Asset Quality - The non-performing loan ratio stood at 0.76%, a slight decrease from 0.77% at the end of 2022[13] - The coverage ratio for loan loss provisions was 568.68% as of March 31, 2023, compared to 565.10% at the end of 2022[13] - The bank's non-performing loan ratio remained stable, with a focus on maintaining asset quality amid market expansion efforts[29] - The bank maintained a provision coverage ratio for non-performing loans of 568.68%, an increase of 3.58 percentage points from the end of the previous year[22] Strategic Initiatives - The bank plans to enhance its market presence through strategic investments and potential acquisitions in the coming quarters[29] - The bank's focus on digital transformation and new technology development is expected to drive future growth and operational efficiency[29]

Financial Performance - In 2022, Bank of Hangzhou achieved an operating income of RMB 32.932 billion, a year-on-year increase of 12.16%[6] - The net profit attributable to shareholders was RMB 11.679 billion, representing a year-on-year growth of 26.11%[6] - The weighted average return on equity increased to 14.09%[6] - The net profit attributable to shareholders of the listed company for 2022 was RMB 11,679,330,000, representing a 26.11% increase compared to RMB 9,261,019,000 in 2021[26] - The net cash flow from operating activities for 2022 was RMB 90,988,788,000, a significant increase of 262.60% from -RMB 55,958,288,000 in 2021[26] - The basic earnings per share for 2022 was RMB 1.83, up 27.97% from RMB 1.43 in 2021[27] - The diluted earnings per share for 2022 was RMB 1.58, an increase of 22.48% compared to RMB 1.29 in 2021[27] - The company reported a net profit of RMB 11,679.33 million for 2022, compared to RMB 9,261.02 million in 2021, marking a growth of 26.00%[46] - The company's operating revenue for 2022 was RMB 32,931.51 million, an increase from RMB 29,360.87 million in 2021, representing a growth of 8.75%[46] Asset and Loan Growth - The total assets amounted to RMB 1,616.54 billion, reflecting a growth of RMB 225.97 billion, or 16.25% compared to the end of the previous year[62] - The total loan amount was RMB 702.20 billion, growing by 19.31% year-on-year, with loans accounting for 43.44% of total assets, up by 1.11 percentage points[33] - The total amount of loans and advances reached RMB 702.20 billion, increasing by 19.31% year-over-year, with the loan-to-asset ratio at 43.44%, up 1.11 percentage points[65] - The balance of inclusive small and micro loans grew by 22.40%, while manufacturing loans increased by 29.21%[6] - The balance of green loans rose by 28.78%, enhancing the bank's ability to support the real economy[6] - The total amount of loans and advances reached RMB 702.20 billion, compared to RMB 588.56 billion at the end of the previous year[79] Risk Management - The non-performing loan ratio at the end of the year was 0.77%, with a provision coverage ratio of 565.10%[6] - The total amount of non-performing loans reached CNY 5.42 billion, with a non-performing loan ratio of 0.77%, a decrease of 0.09 percentage points compared to the end of the previous year[34] - The company has established a comprehensive risk management system, focusing on proactive compliance and risk prevention[24] - The company has implemented measures to enhance risk management, including regular large credit assessments and monitoring of key sectors such as real estate[76] - The company focused on enhancing credit risk management, particularly in key sectors and critical links, to improve asset quality and mitigate risks[143] Strategic Initiatives - The company aims to enhance organizational efficiency through a customer-oriented and performance-driven transformation[8] - The company is committed to a long-term strategy centered on customer needs and sustainable high-quality development[9] - The strategic plan includes a shift from "product-oriented" to "customer-oriented" services, enhancing customer demand and optimizing business structure[22] - The company plans to strengthen retail banking, particularly in wealth management and consumer credit, while expanding services for small and micro enterprises[23] - The company is actively expanding its business in key cities, including Beijing, Shanghai, and Shenzhen, to leverage regional economic growth[24] Technology and Innovation - The company is leveraging digital technologies, including big data and artificial intelligence, to reshape its products and processes[8] - The company launched the "Cloud Loan e-Pass" brand to enhance financial services for small and micro enterprises[7] - The company introduced over 300 technology talents and implemented a "100-person selection and training plan" to enhance its workforce[34] - The company emphasizes technology innovation and data-driven strategies to enhance operational efficiency and customer experience[24] Customer and Market Engagement - The number of serviced innovative enterprises exceeded 10,000, with a cooperation coverage rate of 40% for companies listed on the Sci-Tech Innovation Board[7] - The total scale of wealth management products reached RMB 359.902 billion, a year-on-year increase of 17.34%[7] - The company served a total of 1,862 "specialized, refined, distinctive, and innovative" enterprises[35] - The company achieved a 33.91% increase in personal savings deposits, totaling CNY 181.406 billion, an increase of CNY 45.942 billion year-on-year[38] Governance and Compliance - The company has a stable shareholding structure, with the top ten shareholders holding over 60% of shares, ensuring robust corporate governance[24] - The board of directors held 7 meetings during the reporting period, reviewing 56 proposals related to operational strategies and risk management[159] - The company has maintained effective internal control over financial reporting as of December 31, 2022, with no significant deficiencies identified[183] - The external audit by PwC confirmed the effectiveness of the company's internal control over financial reporting, issuing a standard unqualified opinion[184] Future Outlook - The company anticipates a gradual recovery in the banking environment, driven by economic recovery and structural reforms, while facing challenges from market competition[151] - The net profit growth for 2023 is projected to be 15%, with the non-performing loan ratio maintained within 0.8%[153] - The company aims to enhance customer operations and digital empowerment to drive cost reduction and efficiency improvements[154] - The strategic focus for 2023 is guided by the "two transformations" and aims for high-quality sustainable development[153]