证券代码：600928 证券简称：西安银行 公告编号：2025-051 西安银行股份有限公司 2025年第三次临时股东大会决议公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、 误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承 担法律责任。 重要内容提示： 本次会议是否有否决议案：无 一、会议召开和出席情况 （一）股东大会召开的时间：2025 年 9 月 26 日 （二）股东大会召开的地点：陕西省西安市高新路 60 号西安银 行大厦三楼会议室 1.公司在任董事9人，出席8人，胡军董事因公务未出席本次会议； 2.公司在任监事5人，出席5人； （三）出席会议的普通股股东和恢复表决权的优先股股东及其持 有股份情况： 3.公司董事会秘书出席会议；公司部分高级管理人员列席会议。 | 1．出席会议的股东和代理人人数 | 289 | | --- | --- | | 2．出席会议的股东所持有表决权的股份总数（股） | 2,696,084,431 | | 3．出席会议的股东所持有表决权股份数占公司有表决权股 | 60.6619 | | 份总数的比例（%） | | 二、议案审议情况 （四）表决方式是否符合 ...

Market Performance - The city commercial bank sector declined by 0.94% on September 25, with Chongqing Bank leading the decline [1] - The Shanghai Composite Index closed at 3853.3, down 0.01%, while the Shenzhen Component Index closed at 13445.9, up 0.67% [1] Individual Stock Performance - Chongqing Bank closed at 8.94, down 1.65% with a trading volume of 170,700 shares and a transaction value of 153 million [1] - Other notable declines include Xi'an Bank down 1.50% to 3.95, Zhengzhou Bank down 1.48% to 2.00, and Qingdao Bank down 1.44% to 4.78 [1] - Shanghai Bank and Xiamen Bank also saw declines of 1.43% and 1.39%, respectively [1] Capital Flow Analysis - The city commercial bank sector experienced a net outflow of 278 million from institutional investors, while retail investors saw a net inflow of 152 million [1] - The table indicates that Suzhou Bank had a significant net outflow from institutional investors of 48.08 million, while Qilu Bank had a net inflow of 25.86 million [2] - Chongqing Bank specifically had a net outflow of 5.68 million from institutional investors but a net inflow of 10.91 million from retail investors [2]

曾光先生的简历详见公司于2025年7月30日在上海证券交易所网站（www.sse.com.cn）披露的《西安银 行股份有限公司第六届董事会第二十九次会议决议公告》。 特此公告。 西安银行股份有限公司董事会 2025年9月25日 证券代码：600928 证券简称：西安银行 公告编号：2025-050 西安银行股份有限公司 关于高级管理人员任职资格获监管机构核准的公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容 的真实性、准确性和完整性承担法律责任。 2025年9月24日，西安银行股份有限公司（以下简称"公司"）收到《陕西金融监管局关于曾光西安银行 行长助理任职资格的批复》（陕金监复[2025]231号），国家金融监督管理总局陕西监管局已核准曾光 先生公司行长助理的任职资格。 ...

Core Viewpoint - The article discusses the recent adjustments in the USD fixed deposit rates by mainland banks following the Federal Reserve's decision to lower interest rates, indicating a trend of decreasing rates across various banks in China [2][5]. Group 1: Mainland Bank Adjustments - Following the Federal Reserve's rate cut on September 17, 2025, many local banks in mainland China have begun to lower their USD fixed deposit rates, which previously exceeded 4% [2]. - On September 23, Huashang Bank reduced its USD fixed deposit rates by 25 basis points, with new rates for 1-month, 3-month, and 6-month deposits set at 3.75%, 3.85%, and 3.90% respectively [2]. - Xi'an Bank is also expected to lower its rates around September 28, with rates for various terms dropping from 3.6%-4.3% to 3.2%-3.98% [3]. Group 2: Customer Strategies - Customers are advised to lock in their deposits before the rates drop further, as indicated by bank representatives [3][4]. - A customer named Chen Li was informed about significant rate cuts at Guangdong Huaxing Bank before they occurred, prompting her to secure her deposits at higher rates [5]. - Chen Li's experience highlights the importance of timing in securing favorable deposit rates, as she managed to deposit before the rates fell below 4% [6]. Group 3: Hong Kong Market Comparison - In contrast to mainland banks, many Hong Kong banks still offer attractive USD fixed deposit rates above 3%, with some promotional rates reaching as high as 5.09% for new funds [9][10]. - A virtual bank in Hong Kong launched a promotional campaign offering a 3-month USD fixed deposit at 5.09%, which attracted significant customer interest [9]. - Major banks in Hong Kong, such as HSBC and Bank of China Hong Kong, have maintained their rates around 3.5%-3.7% despite the Federal Reserve's rate cut [11].

（文章来源：证券日报） 证券日报网讯 9月24日晚间，西安银行发布公告称，2025年9月24日，公司收到《陕西省金融监管局关 于曾光西安银行行长助理任职资格的批复》（陕金监复[2025]231号），国家金融监督管理总局陕西监 管局已核准曾光先生公司行长助理的任职资格。 ...

9月23日晚间，西安银行(600928)公告，近日，公司收到股东西安金控的通知，获悉西安金控将其持有公司2680万股股份进行了质押，质押融资资金用途为 补充流动资金。 | 股东 | 是否为控 | 本次质押股 | 是否为 | 是否补 | 质押起始 | 质押到其 | | --- | --- | --- | --- | --- | --- | --- | | 名称 | 股股东 | 数(股) | 限售股 | 充质押 | 日 | 日 | | 西安 | 否 | 26, 800, 000 | 否 | 否 | 2025 年 9 | | | 金控 | | | | | 月 22 日 | | | 合计 | | 26, 800, 000 | | | | | 据悉，西安金控持有西安银行11361.02万股股份，占公司总股本的2.56%。西安金控本次质押公司股份2680万股，占其持有公司股份的23.59%，占公司股份 总数的0.60%。 西安金控本次质押股份后，累计质押公司股份5680万股，占其持有公司股份的49.99%，占公司股份总数的1.28%。 值得一提的是，就在8月13日，西安金控将其持有公司3000万股股份进行了质押，质押融资 ...

（编辑：朱紫云 审核：何莎莎 校对：翟军） 西安银行9月24日发布公告称，公司收到股东西安金融控股有限公司（以下简称"西安金控"）的股权质 押通知，获悉西安金控将其持有公司2680万股股份进行了质押融资，以补充流动资金，占其持有该行股 份的23.59%，占西安银行股份总数的0.60%。本次质押股份后，西安金控累计质押西安银行股份5680万 股，占其所持股份的 49.99%，占西安银行股份总数的1.28%。据公告显示，西安金控持有西安银行股份 占总股份数比2.56%，为西安银行第四大股东。 中经记者 秦玉芳 广州报道 ...

北京商报讯（记者 宋亦桐）9月24日，西安银行发布公告，该行收到《陕西金融监管局关于曾光西安银 行行长助理任职资格的批复》，国家金融监督管理总局陕西监管局已核准曾光该行行长助理的任职资 格。 ...

证券代码：600928 证券简称：西安银行 公告编号：2025-050 西安银行股份有限公司关于高级管理人员 任职资格获监管机构核准的公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、 误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承 担法律责任。 2025 年 9 月 24 日，西安银行股份有限公司（以下简称"公司"） 收到《陕西金融监管局关于曾光西安银行行长助理任职资格的批复》 （陕金监复[2025]231 号），国家金融监督管理总局陕西监管局已核 准曾光先生公司行长助理的任职资格。 曾光先生的简历详见公司于 2025 年 7 月 30 日在上海证券交易所 网站（www.sse.com.cn）披露的《西安银行股份有限公司第六届董事 会第二十九次会议决议公告》。 特此公告。 西安银行股份有限公司董事会 2025 年 9 月 25 日 ...

Market Performance - The city commercial bank sector increased by 1.64% on September 24, with Qilu Bank leading the gains [1] - The Shanghai Composite Index closed at 3853.64, up 0.83%, while the Shenzhen Component Index closed at 13356.14, up 1.8% [1] Individual Stock Performance - Qilu Bank closed at 5.87, with a rise of 1.73% and a trading volume of 1.0666 million shares, amounting to a transaction value of 624 million yuan [1] - Hangzhou Bank closed at 15.32, up 0.66%, with a trading volume of 451,600 shares and a transaction value of 691 million yuan [1] - Zhengzhou Bank closed at 2.03, up 0.50%, with a trading volume of 920,500 shares and a transaction value of 18.7 million yuan [1] - Nanjing Bank closed at 11.01, up 0.46%, with a trading volume of 1.7333 million shares and a transaction value of 806 million yuan [1] - Other banks such as Changsha Bank, Ningbo Bank, and Qingdao Bank also showed slight increases in their stock prices [1] Capital Flow Analysis - The city commercial bank sector experienced a net outflow of 69.1764 million yuan from institutional investors, while retail investors saw a net inflow of 55.8208 million yuan [2] - The overall capital flow indicates a mixed sentiment, with institutional investors withdrawing funds while retail investors continued to invest [2] Detailed Capital Flow for Selected Banks - Ningbo Bank had a net inflow of 74.388 million yuan from institutional investors, but a net outflow of 51.098 million yuan from speculative funds [3] - Shanghai Bank saw a net inflow of 17.1761 million yuan from institutional investors, while retail investors had a net outflow of 30.1701 million yuan [3] - Chengdu Bank experienced a net inflow of 16.3117 million yuan from institutional investors, with a net outflow from retail investors [3]