Market Overview - The city commercial bank sector increased by 0.26% on January 5, with Hangzhou Bank leading the gains [1] - The Shanghai Composite Index closed at 4023.42, up by 1.38%, while the Shenzhen Component Index closed at 13828.63, up by 2.24% [1] Individual Bank Performance - Hangzhou Bank (600926) closed at 15.45, with a rise of 1.11% and a trading volume of 580,400 shares, amounting to a transaction value of 893 million yuan [1] - Chengdu Bank (601838) closed at 16.24, up by 0.74%, with a trading volume of 278,200 shares and a transaction value of 450 million yuan [1] - Beijing Bank (601169) closed at 5.52, increasing by 0.73%, with a trading volume of 1,428,800 shares and a transaction value of 787 million yuan [1] - Guizhou Bank (601997) closed at 5.91, up by 0.68%, with a trading volume of 255,700 shares and a transaction value of 151 million yuan [1] - Qindao Bank (002948) closed at 4.51, increasing by 0.67%, with a trading volume of 419,600 shares and a transaction value of 188 million yuan [1] - Jiangsu Bank (616009) closed at 10.46, up by 0.58%, with a trading volume of 1,271,800 shares and a transaction value of 1.331 billion yuan [1] - Xian Bank (600928) closed at 3.72, increasing by 0.54%, with a trading volume of 198,300 shares and a transaction value of 73.3 million yuan [1] - Zhengzhou Bank (002936) closed at 1.94, up by 0.52%, with a trading volume of 723,100 shares and a transaction value of 140 million yuan [1] - Lanzhou Bank (001227) closed at 2.33, increasing by 0.43%, with a trading volume of 290,200 shares and a transaction value of 67.5 million yuan [1] - Ningbo Bank (002142) closed at 28.15, up by 0.21%, with a trading volume of 271,700 shares and a transaction value of 764 million yuan [1] Capital Flow Analysis - The city commercial bank sector saw a net inflow of 380 million yuan from main funds, while retail funds experienced a net outflow of 134 million yuan [2] - The main funds' net inflow and outflow for individual banks include: - Jiangsu Bank (600919) had a net inflow of 10.4 million yuan, with a 7.78% share of main funds [3] - Shanghai Bank (601229) had a net inflow of 87.04 million yuan, with a 13.64% share of main funds [3] - Hangzhou Bank (600926) had a net inflow of 79.04 million yuan, with an 8.86% share of main funds [3] - Nanjing Bank (600000) had a net inflow of 67.86 million yuan, with a 9.68% share of main funds [3] - Ningbo Bank (002142) had a net inflow of 58.14 million yuan, with a 7.61% share of main funds [3] - Qilu Bank (601665) had a net inflow of 57.72 million yuan, with a 14.60% share of main funds [3] - Qingdao Bank (002948) had a net inflow of 22.18 million yuan, with an 11.82% share of main funds [3] - Suzhou Bank (002966) had a net inflow of 6.29 million yuan, with a 2.71% share of main funds [3] - Xiamen Bank (601187) had a net inflow of 520,450 yuan, with a 5.25% share of main funds [3] - Xian Bank (600928) had a net inflow of 287,550 yuan, with a 3.92% share of main funds [3]

Group 1 - The core viewpoint of the article is that Xi'an Bank primarily focuses its business activities within the Shaanxi region, with minimal international sales revenue [1] - Xi'an Bank confirmed that its main operations are regional, and only a small portion of its income comes from international settlement business [1] Group 2 - The bank's response indicates a commitment to local market operations, emphasizing its role as a regional joint-stock commercial bank [1] - The mention of "a small amount" of international interest income suggests that the bank's exposure to foreign markets is limited [1]

Market Overview - The city commercial bank sector experienced a decline of 0.33% on December 31, with Xiamen Bank leading the drop [1] - The Shanghai Composite Index closed at 3968.84, up 0.09%, while the Shenzhen Component Index closed at 13525.02, down 0.58% [1] Individual Bank Performance - Qilu Bank closed at 5.74, up 1.77% with a trading volume of 848,200 shares and a transaction value of 485 million [1] - Suzhou Bank closed at 8.29, up 0.24% with a trading volume of 263,500 shares and a transaction value of 219 million [1] - Xiamen Bank closed at 7.34, down 1.08% with a trading volume of 133,200 shares and a transaction value of 97.8 million [2] - Nanjing Bank closed at 11.43, down 0.78% with a trading volume of 235,600 shares and a transaction value of 270 million [2] Capital Flow Analysis - The city commercial bank sector saw a net inflow of 201 million from institutional investors, while retail investors experienced a net outflow of 9.56 million [2] - The capital flow for individual banks shows that Shanghai Bank had a net inflow of 48.9 million from institutional investors, while Hangzhou Bank had a net outflow of 50.55 million [3] - Suzhou Bank recorded a net inflow of 30.66 million from institutional investors, while retail investors had a net outflow of 27.1 million [3]

Core Viewpoint - Xi'an Bank is actively advancing its digital transformation in response to national strategies for building a strong financial sector and promoting digital finance, aiming to shift from "input-driven" to "value-creating" approaches in its operations [1][2] Group 1: Digital Transformation Initiatives - Xi'an Bank has launched a mobile banking app that offers various convenient services, reflecting its commitment to enhancing customer experience through digital solutions [1] - The bank has been recognized as the "Digital Ecological Construction Pioneer Star" for its outstanding performance in building a digital ecosystem [2] - The bank's "Salary Manager" platform, set to fully launch in May 2024, aims to assist small and medium-sized enterprises in managing payroll and tax efficiently through digital services [3] Group 2: Local Engagement and Services - Xi'an Bank focuses on local scene integration, supporting digital governance and community services, with over 400 smart community services covering nearly 500,000 citizens [4] - The bank has developed multiple one-stop talent service platforms, impacting around 130,000 high-level talents in Xi'an and surrounding areas [4] - The bank has established payment service centers in key tourist areas to enhance payment convenience for visitors [5] Group 3: Digital Currency and Innovation - Xi'an Bank is one of the first banks in the region to implement digital RMB services, creating an operational model that integrates digital currency into various payment scenarios [6] - The bank has collaborated with local government agencies to develop a service ecosystem that includes digital RMB payment channels, setting a benchmark for digital transformation in public services [6] - The bank's innovative approach in supply chain finance has simplified financing processes for small businesses, enhancing their access to capital [8] Group 4: Efficiency and Risk Management - The bank has implemented RPA and AI technologies to optimize internal processes, significantly reducing manual operation time and improving efficiency in various tasks [10] - Xi'an Bank has developed an intelligent risk control system that utilizes real-time data to enhance credit decision-making and prevent fraudulent activities [10] - The bank's initiatives have successfully intercepted suspicious transactions, preventing potential losses exceeding 50 million yuan [10] Group 5: Future Outlook - Xi'an Bank plans to focus on technology upgrades and digital empowerment as part of its "Renewal Project," aiming to enhance the adaptability and competitiveness of its financial services [11] - The bank is committed to integrating digital finance innovations to support high-quality regional development in Shaanxi [11]

西安银行12月29日大宗交易平台共发生2笔成交，合计成交量563.02万股，成交金额2111.33万元。成交 价格均为3.75元。 进一步统计，近3个月内该股累计发生3笔大宗交易，合计成交金额为5060.24万元。 证券时报·数据宝统计显示，西安银行今日收盘价为3.75元，上涨0.27%，日换手率为0.37%，成交额为 6194.04万元，全天主力资金净流出78.04万元，近5日该股累计下跌0.27%，近5日资金合计净流出480.99 万元。 两融数据显示，该股最新融资余额为2.16亿元，近5日增加496.73万元，增幅为2.36%。 据天眼查APP显示，西安银行股份有限公司成立于1997年06月06日，注册资本444444.4445万人民币。 （数据宝） | 成交量 （万股） | 成交金额 （万元） | 成交价格 （元） | 相对当日收盘折 | 买方营业部 | 卖方营业部 | | --- | --- | --- | --- | --- | --- | | | | | 溢价（%） | | | | 386.62 | 1449.83 | 3.75 | 0.00 | 申万宏源证券有限公司 | 国泰海通证券股份有 | ...

| 交易日期 | 证券简称 | 证券代码 | | | 成交价(元) 成交金额(万元) 成交量( *) 买入营业部 | | | 类出营业部 | 是否为专场 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 2025-12-29 | 西安银行 | 600928 | 3.75 | 1449.83 | 386.62 | 去百姓勇长着重要 | 男意表清楚登録的 | | | Ka | | 2025-12-29 | 西安报行 | 600928 | 3.75 | 661.5 | 176.4 | 去筒里落劈公有限 | 因意表創意藝般的 | | | Ka | 12月29日，西安银行大宗交易成交563.02万股，成交额2111.33万元，占当日总成交额的25.42%，成交 价3.75元，较市场收盘价3.75元持平。 ...

| 代码 | 名称 | 收盘价 | 涨跌幅 | 成交量(手) | 成交额(元) | | --- | --- | --- | --- | --- | --- | | 601187 | 厦门银行 | 7.56 | -2.45% | 13.92万 | 1.06亿 | | 601997 | 贵阳银行 | 5.90 | -1.17% | 53.38万 | 3.16亿 | | 002142 | 宁波银行 | 28.00 | -1.10% | 24.43万 | 6.87亿 | | 601963 | 重庆银行 | 10.85 | -0.91% | 9.65万 | 1.06亿 | | 6000009 | 南京银行 | 11.22 | -0.88% | 42.19万 | 4.75 乙 | | 616009 | 江苏银行 | 10.24 | -0.78% | 95.59万 | 9.81亿 | | 600926 | 杭州银行 | 15.25 | -0.72% | 35.23万 | 5.38亿 | | 002948 | 青岛银行 | 4.54 | -0.66% | 27.45万 | 1.25亿 | | 600928 | 西安银行 | ...

成立于1997年的西安银行，2019年3月在上海证券交易所主板上市，成为西北首家A股上市银行。经过 多年发展，该行已构建起覆盖广泛的服务网络，下辖176个营业网点，注册资本达44.44亿元。最新财报 数据显示，截至2025年三季度末，西安银行资产总额突破5500亿元，达5511.35亿元，较上年末增长 14.73%；贷款及垫款本金总额3017.60亿元，同比增幅高达27.19%，业务规模实现快速扩张。 盈利能力方面，今年前三季度西安银行表现稳健，实现营业收入76.91亿元，同比增长39.11%；归属于 母公司股东的净利润20.33亿元，同比增长5.51%，基本每股收益0.46元。截至12月24日收盘，该行股价 报3.75元/股，总市值达166.6亿元，在区域银行业中保持着良好的市场表现。 12月24日，西北首家A股上市银行西安银行发布股权变动公告，长安国际信托股份有限公司拟将其持有 的4827万股股份协议转让至西安投资控股有限公司，标志着该行在国有金融资本优化配置方面迈出关键 一步，也成为今年全国地方国企金融股权整合浪潮中的又一典型案例。 本次股权转让完成后，西安投控的持股比例将从13.91%提升至14.99 ...

证券之星消息，12月25日城商行板块较上一交易日上涨0.07%，上海银行领涨。当日上证指数报收于 3959.62，上涨0.47%。深证成指报收于13531.41，上涨0.33%。城商行板块个股涨跌见下表： | 代码 | 名称 | 收盘价 | 涨跌幅 | 成交量(手) | 成交额(元) | | --- | --- | --- | --- | --- | --- | | 601229 | 上海银行 | 9.96 | 0.61% | 29.13万 | 2.90亿 | | 601577 | 长沙银行 | 9.76 | 0.41% | 9.92万 | 9678.88万 | | 600928 | 西安银行 | 3.76 | 0.27% | 12.98万 | 4884.62万 | | 600926 | 杭州银行 | 15.36 | 0.26% | 1 34.38万 | 5.29亿 | | 601169 | 北京银行 | 5.51 | 0.18% | 90.14万 | 4.98亿 | | 6000109 | 南京银行 | 11.32 | 0.09% | 23.45万 | 2.67亿 | | 616009 | 江苏银行 | 1 ...

登录新浪财经APP 搜索【信披】查看更多考评等级 证券代码：600928 证券简称：西安银行 公告编号：2025-066 西安银行股份有限公司关于 2025年科技创新债券发行完毕的公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容 的真实性、准确性和完整性承担法律责任。 经中国人民银行批准，西安银行股份有限公司（以下简称"公司"）近日在全国银行间债券市场公开发行 了"西安银行股份有限公司2025年科技创新债券"（以下简称"本期债券"）。 本期债券于2025年12月22日簿记建档，并于2025年12月24日发行完毕，发行规模为人民币10亿元，品种 为5年期固定利率债券，票面利率为1.99%。 本期债券的募集资金将投向《金融"五篇大文章"总体统计制度（试行）》中规定的科创领域，包括发放 科技贷款、投资科技创新企业发行的债券等，专项支持科技创新领域业务。 特此公告。 证券代码：600928 证券简称：西安银行 公告编号：2025-065 西安银行股份有限公司 关于部分国有股份协议转让的提示性公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或者重大 ...