Core Viewpoint - The board of directors of Xi'an Bank held its 32nd meeting, where adjustments to the composition of the specialized committees were approved, ensuring compliance with relevant laws and regulations [1][2]. Group 1: Meeting Details - The meeting was conducted via remote voting, with a deadline for voting set for December 5, 2025, and the notice was sent out on December 1, 2025 [1]. - A total of 10 directors were supposed to participate in the voting, and all 10 directors actually participated [1]. Group 2: Voting Results - The voting results showed unanimous support, with 10 votes in favor, 0 against, and 0 abstentions [3]. Group 3: Committee Adjustments - The board approved adjustments to the members of various specialized committees, including: - Strategic and Consumer Protection Committee (Green Finance Development Committee) chaired by Liang Banghai and Yu Chunling [4]. - Related Party Transaction Control Committee chaired by Li Xiao, with members Yu Chunling, Qiu Wei, Zhang Lei, and Fan Deyao [4]. - Nomination and Compensation Committee chaired by Qiu Wei, with members Li Xiao, Yu Chunling, Li Yong, and Liang Banghai [5]. - Audit Committee with members Qiu Wei, Zhang Lei, Chen Yongjian, and Fan Deyao [5]. - Risk Management Committee chaired by Chen Yongjian, with members Yu Chunling, Zhang Lei, Liu Jinping, Fan Deyao, and Zhang Chengzhe [5].

Market Performance - The Shaanxi state-owned enterprise reform sector rose by 1.26% on December 5, with construction machinery leading the gains [1] - The Shanghai Composite Index closed at 3902.81, up 0.7%, while the Shenzhen Component Index closed at 13147.68, up 1.08% [1] Key Stocks in Shaanxi State-Owned Enterprise Reform Sector - Construction Machinery (600984) closed at 4.59, up 10.07%, with a trading volume of 636,300 shares and a transaction value of 284 million [1] - Western Materials (002149) closed at 20.52, up 10.03%, with a trading volume of 747,900 shares and a transaction value of 1.483 billion [1] - Standard Shares (600302) closed at 10.59, up 9.97%, with a trading volume of 166,500 shares and a transaction value of 170 million [1] - Other notable stocks include Broadcast Network (600831) up 6.07%, and Huada (301517) up 5.64% [1] Capital Flow Analysis - The Shaanxi state-owned enterprise reform sector saw a net inflow of 853 million from main funds, while retail funds experienced a net outflow of 334 million [2] - The main funds showed significant interest in Western Materials, with a net inflow of 3.33 billion, while retail funds had a net outflow of 1.55 billion [3] - Construction Machinery attracted a net inflow of 956 million from main funds, but retail funds saw a net outflow of 5.48 million [3]

证券代码：600928 证券简称：西安银行 公告编号：2025-061 西安银行股份有限公司 第六届董事会第三十二次会议决议公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、 误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承 担法律责任。 西安银行股份有限公司（以下简称"公司"）第六届董事会第三 十二次会议以通讯表决方式召开，决议表决截止日为 2025 年 12 月 5 日，会议通知已于 2025 年 12 月 1 日以电子邮件方式发出。本次会议 应参与表决董事 10 名，实际参加表决董事 10 名，公司股东大唐西市 文化产业投资集团有限公司股权质押比例超过 50%，根据监管规定对 其提名的胡军董事在董事会上的表决权进行了限制。本次会议的召开 符合《中华人民共和国公司法》等法律法规和《西安银行股份有限公 司章程》的有关规定。会议所形成的决议合法、有效。 会议审议并表决通过了《西安银行股份有限公司关于调整第六届 董事会专门委员会组成人选的议案》。 表决结果：同意 10 票，反对 0 票，弃权 0 票。 董事会同意各专门委员会组成人选进行如下调整： （一）战略及消保委员会（绿色金融发展委员 ...

Group 1 - The city commercial bank sector increased by 0.43% on December 2, with Jiangsu Bank leading the gains [1] - The Shanghai Composite Index closed at 3897.71, down 0.42%, while the Shenzhen Component Index closed at 13056.7, down 0.68% [1] - Jiangsu Bank's closing price was 10.95, reflecting a 1.67% increase, with a trading volume of 1.7435 million shares and a transaction value of 1.897 billion [1] Group 2 - The city commercial bank sector experienced a net outflow of 316 million from institutional funds, while retail investors saw a net inflow of 421 million [2][3] - The trading data for various banks showed mixed performance, with Ningbo Bank declining by 0.69% and Guizhou Bank remaining unchanged [2] - Shanghai Bank had a net outflow of 46.6477 million from institutional funds, while retail investors contributed a net inflow of 2.33839 million [3]

Core Viewpoint - Xi'an Bank announced on an interactive platform that as of the end of the third quarter of 2025, the total number of ordinary shareholders is expected to reach 52,391 [2] Summary by Category - **Company Information** - Xi'an Bank's total number of ordinary shareholders is projected to be 52,391 by the end of Q3 2025 [2]

Market Performance - The city commercial bank sector increased by 1.5% on December 1, with Xiamen Bank leading the gains [1] - The Shanghai Composite Index closed at 3914.01, up 0.65%, while the Shenzhen Component Index closed at 13146.72, up 1.25% [1] Individual Bank Performance - Xiamen Bank's closing price was 7.52, with a rise of 5.17% and a trading volume of 366,500 shares, amounting to 272 million yuan [1] - Qilu Bank closed at 6.12, up 3.38%, with a trading volume of 1.26 million shares, totaling 768 million yuan [1] - Nanjing Bank's closing price was 11.85, increasing by 2.42%, with a trading volume of 647,000 shares, amounting to 760 million yuan [1] - Shanghai Bank closed at 10.06, up 1.82%, with a trading volume of 591,800 shares, totaling 593 million yuan [1] - Chengdu Bank's closing price was 17.17, increasing by 1.78%, with a trading volume of 466,800 shares, amounting to 797 million yuan [1] Fund Flow Analysis - The city commercial bank sector experienced a net outflow of 278 million yuan from institutional investors, while retail investors saw a net inflow of 240 million yuan [1] - The table shows various banks' net fund flows, indicating mixed results among different institutions [2]

Core Viewpoint - Xi'an Bank is actively addressing the financing challenges faced by technology innovation enterprises in Shaanxi Province through tailored financial products and services, contributing to the growth of the local economy and the development of the technology sector [1][2][3]. Group 1: Financing Solutions for Technology Enterprises - As of the first quarter of 2025, Shaanxi Province has 14,200 private high-tech enterprises, accounting for 84.75% of the total, highlighting the significant role of the private economy in the region [2]. - Xi'an Bank has launched a series of differentiated credit products, including "Qin Zhi Loan," specifically designed to meet the unique financing needs of technology enterprises [2][3]. - The bank has implemented a "green approval channel" and parallel processing to ensure the efficient approval and disbursement of the first batch of "Qin Zhi Loan" business [3]. Group 2: Innovative Financial Products - The "Specialized, Refined, Characteristic, and Innovative Board Loan" is a new financial product developed in collaboration with the Shaanxi Equity Exchange, offering a tiered credit system for listed enterprises [5][6]. - This product allows enterprises to receive credit loans up to 50 million yuan, utilizing a multi-dimensional credit enhancement model based on technology value, R&D capability, and order status [5][6]. - A laser technology company in Tongchuan received 5 million yuan in credit loans within one working day after listing, demonstrating the efficiency of this innovative financing model [6]. Group 3: Commitment to Local Economic Development - Xi'an Bank emphasizes its mission to support local economic development and aims to be a trusted financial partner for technology innovation enterprises in Shaanxi Province [7]. - The bank is focused on building a comprehensive service ecosystem for technology enterprises, enhancing its product system, and optimizing service capabilities [7].

Core Viewpoint - The city commercial bank sector experienced a decline of 0.62% on November 28, with Shanghai Bank leading the drop, while the overall stock market showed slight gains [1][2]. Market Performance - The Shanghai Composite Index closed at 3888.6, up 0.34% - The Shenzhen Component Index closed at 12984.08, up 0.85% [1]. Individual Stock Performance - Chongqing Bank: Closed at 11.20, up 0.72%, with a trading volume of 84,100 shares and a turnover of 94.08 million yuan - Xiamen Bank: Closed at 7.15, up 0.56%, with a trading volume of 156,600 shares and a turnover of 112 million yuan - Hangzhou Bank: Closed at 15.59, up 0.13%, with a trading volume of 295,600 shares and a turnover of 461 million yuan - Zhengzhou Bank: Closed at 2.00, unchanged, with a trading volume of 667,700 shares and a turnover of 13.3 million yuan - Nanjing Bank: Closed at 11.57, down 0.09%, with a trading volume of 333,200 shares and a turnover of 38.6 million yuan - Qingdao Bank: Closed at 4.84, down 0.41%, with a trading volume of 332,000 shares and a turnover of 16 million yuan - Changsha Bank: Closed at 9.64, down 0.41%, with a trading volume of 124,200 shares and a turnover of 12 million yuan - Lanzhou Bank: Closed at 2.36, down 0.42%, with a trading volume of 408,600 shares and a turnover of 96.46 million yuan - Xi'an Bank: Closed at 3.83, down 0.52%, with a trading volume of 182,100 shares and a turnover of 6.97 million yuan - Ningbo Bank: Closed at 28.37, down 0.56%, with a trading volume of 195,600 shares and a turnover of 557 million yuan [1][2]. Capital Flow Analysis - The city commercial bank sector saw a net outflow of 379 million yuan from institutional investors, while retail investors contributed a net inflow of 86.74 million yuan [2][3]. - The following stocks had notable capital flows: - Hangzhou Bank: Net inflow of 9.48 million yuan from institutional investors - Qilu Bank: Net inflow of 6.55 million yuan from institutional investors - Suzhou Bank: Net inflow of 6.07 million yuan from institutional investors - Qingdao Bank: Net inflow of 3.22 million yuan from institutional investors - Lanzhou Bank: Net inflow of 2.34 million yuan from institutional investors - Zhengzhou Bank: Net outflow of 0.96 million yuan from institutional investors - Guizhou Bank: Net outflow of 1.41 million yuan from institutional investors - Xi'an Bank: Net outflow of 2.69 million yuan from institutional investors - Nanjing Bank: Net outflow of 9.30 million yuan from institutional investors - Chongqing Bank: Net outflow of 9.87 million yuan from institutional investors [3].

Core Insights - The city commercial bank sector experienced a rise of 0.69% on November 27, with Qingdao Bank leading the gains [1] - The Shanghai Composite Index closed at 3875.26, up 0.29%, while the Shenzhen Component Index closed at 12875.19, down 0.25% [1] Stock Performance Summary - Qingdao Bank (002948) closed at 4.86, up 1.25% with a trading volume of 462,800 shares and a transaction value of 224 million [1] - Hangzhou Bank (600926) closed at 15.57, up 1.24% with a trading volume of 269,400 shares and a transaction value of 417 million [1] - Jiangsu Bank (616009) closed at 10.83, up 1.21% with a trading volume of 1,097,800 shares and a transaction value of 1.179 billion [1] - Chengdu Bank (601838) closed at 17.01, up 1.13% with a trading volume of 394,100 shares and a transaction value of 667 million [1] - Shanghai Bank (601229) closed at 10.01, up 1.11% with a trading volume of 447,500 shares and a transaction value of 445 million [1] - Xiamen Bank (601187) closed at 7.11, up 0.85% with a trading volume of 101,900 shares and a transaction value of 72.116 million [1] - Nanjing Bank (6000009) closed at 11.58, up 0.78% with a trading volume of 294,200 shares and a transaction value of 339 million [1] - Xi'an Bank (600928) closed at 3.85, up 0.52% with a trading volume of 220,500 shares and a transaction value of 84.754 million [1] - Changsha Bank (601577) closed at 9.68, up 0.52% with a trading volume of 137,900 shares and a transaction value of 133 million [1] - Qilu Bank (601665) closed at 5.97, up 0.34% with a trading volume of 401,600 shares and a transaction value of 239 million [1] Capital Flow Analysis - The city commercial bank sector saw a net inflow of 72.7685 million from institutional investors, while retail investors experienced a net inflow of 16.4028 million [2] - The sector faced a net outflow of 89.1713 million from speculative funds [2] Individual Stock Capital Flow - Jiangsu Bank (600919) had a net inflow of 75.1851 million from institutional investors, while it faced a net outflow of 38.3807 million from speculative funds [3] - Shanghai Bank (601229) saw a net inflow of 33.6962 million from institutional investors, with a net outflow of 37.6450 million from speculative funds [3] - Qilu Bank (601665) had a net inflow of 23.2129 million from institutional investors, while it faced a net outflow of 7.1943 million from speculative funds [3] - Chengdu Bank (601838) experienced a net inflow of 21.6104 million from institutional investors, with a significant net outflow of 68.9418 million from speculative funds [3] - Hangzhou Bank (600926) had a net inflow of 17.6667 million from institutional investors, while it faced a net outflow of 41.0399 million from speculative funds [3]

Market Performance - The city commercial bank sector declined by 0.59% on November 26, with Nanjing Bank leading the drop [1] - The Shanghai Composite Index closed at 3864.18, down 0.15%, while the Shenzhen Component Index rose by 1.02% to 12907.83 [1] Individual Stock Performance - Suzhou Bank closed at 8.30, up 0.97% with a trading volume of 488,700 shares and a transaction value of 406 million yuan [1] - Nanjing Bank closed at 11.49, down 1.29% with a trading volume of 514,300 shares and a transaction value of 592 million yuan [2] - Chengdu Bank closed at 16.82, down 0.53% with a trading volume of 354,700 shares and a transaction value of 597 million yuan [2] Capital Flow Analysis - The city commercial bank sector experienced a net outflow of 147 million yuan from institutional investors, while retail investors saw a net inflow of 152 million yuan [2] - Among individual stocks, Suzhou Bank had a net outflow of 31.27 million yuan from institutional investors, while Nanjing Bank saw a net inflow of 27.56 million yuan [3]