证券研究报告 | 2024年05月05日 光大银行（601818.SH）2024 年一季度点评 增持 净息差持续收窄，资产质量稳定 核心观点 公司研究·财报点评 一季度利润保持增长。公司2024年一季度实现营收344.87亿元（YoY,-9.62%）， 银行·股份制银行Ⅱ 归母净利润124.26亿元（YoY,+0.39%）。公司一季度年化加权平均ROE为9.45%， 证券分析师：王剑 联系人：刘睿玲 同比下降1.00个百分点。 021-60875165 021-60375484 wangjian@guosen.com.cn liuruiling@guosen.com.cn 规模扩张有所放缓。2024年一季末总资产同比增长3.03%至6.90万亿元， S0980518070002 资产增速较2023年全年回落4.47个百分点。其中贷款同比增长5.25%至3.83 基础数据 万亿元，存款同比增长0.04%至4.12万亿元。公司一季度末资本充足率为 投资评级 增持(维持) 合理估值 13.70%，一级资本充足率为11.54%，核心一级资本充足率为9.38%，均满足 收盘价 3.15元 监管要求。 总市值/流通市值 ...

股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2024年4月30日 狀態: 新提交 致：香港交易及結算所有限公司 公司名稱: 中國光大銀行股份有限公司（於中華人民共和國註冊成立的股份有限公司） 呈交日期: 2024年4月30日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | H | | 於香港聯交所上市 (註1) | | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 | 06818 | 說明 | | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | 法定/註冊股本 | | | 上月底結存 | | | 12,678,735,500 | RMB | | 1 RMB | | 12,678,735,500 | | 增加 / 減少 (-) | | | 0 | | | RMB | | 0 | | 本月底結存 | | | 12,678,735,500 | RMB | | 1 RMB | | 12,678,735,500 | | 2. ...

China Everbright Bank Company Limited 6818 董事名單與其角色和職能 中國光大銀行股份有限公司（「本公司」）董事會（「董事會」）成員載列如下： 董事長，非執行董事 吳利軍 副董事長，非執行董事 崔勇 王志恒 曲亮 非執行董事 姚威 朱文輝 李巍 獨立非執行董事 邵瑞慶 洪永淼 李引泉 劉世平 黃志凌 - 1 - 下表提供各董事會成員在董事會委員會中所擔任職務之信息。 | | | | | | | | 社會責任、 普惠金融 | | --- | --- | --- | --- | --- | --- | --- | --- | | | | | | | | | 發展和 | | 董事╱ | | 風險管理 | | | | 關聯交易 | 消費者權益 | | 董事會委員會 | 戰略委員會 | 委員會 | 審計委員會 | 提名委員會 | 薪酬委員會 | 控制委員會 | 保護委員會 | | 吳利軍 | C | | | M | | | | | 崔勇 | | | | | | | | | 王志恒 | M | M | | | | | C | | 曲亮 | | | | | | | M | | 姚威 ...

股票代码：601818 股票简称：光大银行 公告编号：临 2024-024 中国光大银行股份有限公司 关于副董事长任职资格获金融监管总局核准的公告 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 中国光大银行股份有限公司（简称本行）于近日收到国家金融监 督管理总局（简称金融监管总局）下发的《国家金融监督管理总局关 于光大银行崔勇任职资格的批复》（金复〔2024〕305 号）。金融监管 总局已于 2024 年 4 月 28 日核准崔勇先生本行董事、副董事长的任职 资格。 特此公告。 中国光大银行股份有限公司董事会 2024 年 4 月 30 日 崔勇先生简要情况详见本行于 2024 年 2 月 21 日刊登在上海证券 交易所网站（www.sse.com.cn）及本行网站（www.cebbank.com）的 《中国光大银行股份有限公司 2024 年第一次临时股东大会会议文 件》。 ...

Financial Performance - As of March 31, 2024, the total asset scale of China Everbright Bank reached RMB 6.90 trillion, with a net profit of RMB 12.495 billion for the first quarter[5]. - Operating income for Q1 2024 was RMB 34,494 million, a decrease of 9.61% compared to RMB 38,162 million in Q1 2023[7]. - Net profit for Q1 2024 was RMB 12,495 million, showing a slight increase of 0.33% from RMB 12,454 million in Q1 2023[7]. - The weighted average return on equity decreased by 1.00 percentage point to 9.45% in Q1 2024 from 10.45% in Q1 2023[7]. - The company reported a net cash flow from operating activities of RMB (158,530) million, a significant decline of 858.29% compared to RMB (16,543) million in the previous year[13]. - Operating expenses decreased by 5.48% to CNY 9.451 billion, while credit impairment losses decreased by 21.46% to CNY 10.060 billion[14]. - Net interest income decreased to RMB 24,192 million, down 11.0% from RMB 27,403 million year-over-year[35]. - The bank's basic earnings per share for Q1 2024 was RMB 0.18, compared to RMB 0.19 in Q1 2023, indicating a decrease of 5.3%[35]. - The bank's net fee and commission income decreased to RMB 5,498 million, down 24.8% from RMB 7,311 million in the previous year[35]. - Other comprehensive income after tax for Q1 2024 was RMB 2,195 million, compared to RMB 652 million in Q1 2023, showing a significant increase[36]. Asset and Loan Growth - The balance of loans to technology enterprises was RMB 331.013 billion, an increase of RMB 63.861 billion, representing a growth of 23.90% compared to the end of the previous year[4]. - The balance of green loans was RMB 373.290 billion, increasing by RMB 59.528 billion, which is a growth of 18.97% year-on-year[4]. - The balance of inclusive loans reached RMB 412.506 billion, up by RMB 33.373 billion, marking an 8.80% increase from the previous year[4]. - The total amount of FPA (comprehensive financing scale) was RMB 5.04 trillion, indicating a focus on enhancing financing capabilities[5]. - The total AUM (Assets Under Management) was RMB 2.80 trillion, reflecting the bank's strategy to strengthen wealth management services[5]. Digital Transformation and Customer Service - The bank is committed to digital transformation, focusing on online, mobile, and intelligent service enhancements to drive business growth[5]. - The retail banking segment is advancing a digital transformation strategy, emphasizing customer-centric operations and expanding service capabilities[16]. - The bank launched 24 new retirement strategy financial products, enhancing its offerings in retirement finance[4]. - The number of customers served in the retirement finance sector reached 1.6389 million, indicating a growing customer base[4]. - The group is implementing a "thousand-person training program" for customer managers to enhance the quality and efficiency of corporate financial services[15]. Risk Management and Financial Stability - The non-performing loan balance was CNY 48.68 billion, with a non-performing loan ratio of 1.25%, remaining stable compared to the end of the previous year[14]. - The capital adequacy ratio stood at 13.70%, with a Tier 1 capital adequacy ratio of 11.54% and a core Tier 1 capital adequacy ratio of 9.38%, all meeting regulatory requirements[14]. - The liquidity coverage ratio decreased to 132.34% as of March 31, 2024, down from 149.17% at the end of 2023[12]. - The company is focusing on digital transformation and enhancing risk management capabilities to mitigate financial risks in key areas such as local government debt and real estate[6]. - Credit impairment losses decreased to RMB 10,060 million from RMB 12,809 million year-over-year, reflecting a reduction of 21.6%[42]. Shareholder Information - As of the reporting period, the total number of H shares held by Hong Kong Central Clearing Limited on behalf of investors is 5,238,240,070 shares[22]. - The top three shareholders of H shares are Ocean Fortune Investment Limited (1,605,286,000 shares), China Life Reinsurance Company Limited (282,684,000 shares), and China Everbright Group Limited (172,965,000 shares)[22]. - The total number of shareholders at the end of the reporting period is 22[23]. - The largest shareholder, Huabao Trust Co., Ltd., holds 32,400,000 shares, representing 16.20% of the total[24]. - China Life Insurance Company holds 84,110,000 shares, accounting for 24.04% of the total in another category[30]. - On March 29, 2024, the controlling shareholder, Everbright Group, increased its A-share holdings by 64,321,400 shares, representing 0.11% of the total share capital[32]. - Everbright Group plans to continue increasing its holdings within 12 months, with a total investment of no less than 400 million yuan and not exceeding 800 million yuan[32]. - The top ten shareholders did not participate in margin financing or securities lending activities[22]. - The report indicates no voting rights recovery for preferred shareholders[32]. Cash Flow and Financial Position - Total assets increased by 1.84% to RMB 6,897,528 million as of March 31, 2024, compared to RMB 6,772,796 million at the end of 2023[7]. - Total liabilities increased to RMB 6,329,733 million, up from RMB 6,218,011 million, reflecting a growth of 1.8%[38]. - Cash flow from investing activities generated a net inflow of RMB 89,992 million, compared to a net outflow of RMB (67,557) million in the previous year[43]. - Cash flow from financing activities resulted in a net inflow of RMB 45,009 million, down from RMB 55,250 million in the same period of 2023[44]. - The net decrease in cash and cash equivalents was RMB (23,578) million, an improvement from RMB (29,342) million year-over-year[44]. - As of March 31, 2024, cash and cash equivalents stood at RMB 100,323 million, down from RMB 107,322 million at the end of the same period in 2023[44].

Financial Performance - The total operating income for Q1 2024 was RMB 34,487 million, a decrease of 9.62% compared to RMB 38,158 million in Q1 2023[9] - Net profit for Q1 2024 was RMB 12,495 million, slightly up by 0.33% from RMB 12,454 million in the same period last year[9] - The net profit attributable to shareholders of the bank was RMB 12,426 million, an increase of 0.39% from RMB 12,378 million in Q1 2023[9] - Basic earnings per share (EPS) for Q1 2024 was RMB 0.18, a decrease of 5.26% compared to RMB 0.19 in Q1 2023[11] - Total comprehensive income for the group increased to RMB 14,690 million in Q1 2024, up from RMB 13,106 million in Q1 2023, representing a growth of 12.1%[39] - The net profit attributable to shareholders for Q1 2024 was RMB 12.495 billion, a year-on-year increase of 0.33%[18] - The net interest income for Q1 2024 was RMB 24.192 billion, a decline of 11.72% year-on-year[18] - The net interest income for the group in Q1 2024 was RMB 24,192 million, a decrease of 11.1% compared to RMB 27,403 million in Q1 2023[37] - The bank's fee and commission income for Q1 2024 was RMB 6,180 million, down 22.9% from RMB 8,017 million in Q1 2023[37] Asset and Liability Management - The total assets of the bank reached RMB 6.90 trillion, with a net profit of RMB 124.95 billion reported[7] - The total assets as of March 31, 2024, reached RMB 6,897.53 billion, reflecting a growth of 1.84% from the end of 2023[18] - The bank's total assets reached RMB 6,897,528 million as of March 31, 2024, compared to RMB 6,772,796 million at the end of 2023, marking an increase of 1.85%[35] - The bank's total liabilities as of March 31, 2024, were RMB 6,897,528 million, which is an increase from RMB 6,772,796 million at the end of 2023, showing a growth of approximately 1.85%[32] - The bank's equity attributable to shareholders was RMB 144,000 million as of March 31, 2024, compared to RMB 140,000 million at the end of 2023, indicating an increase of about 2.86%[32] Loan and Deposit Growth - The balance of loans to technology enterprises reached RMB 3,310.13 billion, growing by 23.90% year-on-year[6] - The balance of inclusive loans was RMB 4,125.06 billion, up by 8.80% from the previous year[7] - The bank's loans and advances to customers reached RMB 3,828,594 million as of March 31, 2024, compared to RMB 3,712,925 million at the end of 2023, indicating an increase of about 3.12%[32] - The bank's total deposits from customers were RMB 5,000,000 million as of March 31, 2024, reflecting a stable growth trend in customer deposits[32] - Net increase in customer deposits reached RMB 26,660 million, compared to RMB 27,127 million in the same period last year[41] Risk and Compliance - The non-performing loan (NPL) balance increased to RMB 48.68 billion, with a non-performing loan ratio of 1.25%, unchanged from the previous year[19] - The capital adequacy ratio stood at 13.70% as of March 31, 2024, compared to 13.50% at the end of 2023[14] - The group's capital adequacy ratio stands at 13.70%, with a Tier 1 capital adequacy ratio of 11.54% and a core Tier 1 capital adequacy ratio of 9.38%, all meeting regulatory requirements[20] - The company is committed to risk compliance and maintaining stable asset quality across all business lines[22] Strategic Initiatives - The company is focusing on financial support for key national strategies, including the Belt and Road Initiative and the Greater Bay Area, enhancing services in technology finance, green finance, and rural revitalization[20] - The company is actively expanding its market presence through strategic initiatives in mergers and acquisitions, as well as product and technology development[20] - The company is advancing a digital retail banking model, emphasizing customer-centric strategies and expanding its service offerings in social security and pension finance[22] - The financial market business is enhancing investment and trading efficiency, with a focus on wealth management services and supporting innovation-driven enterprises[22] - The company is implementing a "thousand-person training program" for customer managers to improve operational capabilities in corporate finance[20] Operational Efficiency - Operating expenses for Q1 2024 were RMB 19.445 billion, a decrease of 14.55% compared to the same period last year[19] - The bank's credit impairment losses for Q1 2024 were RMB 10,060 million, a decrease of 21.5% from RMB 12,809 million in Q1 2023[37] - Cash inflow from operating activities totaled RMB 249,000 million, down from RMB 403,070 million in Q1 2023, indicating a decrease of 38.3%[41] - Cash outflow from operating activities was RMB 407,530 million, slightly lower than RMB 419,613 million in Q1 2023[42] - Net cash flow from investing activities was RMB 89,992 million, a significant improvement from a net outflow of RMB 67,557 million in Q1 2023[42]

Financial Performance - Operating income reached 1,457.35 billion yuan, with pre-tax profit at 497.57 billion yuan and net profit at 410.76 billion yuan[3] - Total assets amounted to 67,727.96 billion yuan, with total liabilities at 62,180.11 billion yuan[3] - Total loans stood at 37,869.54 billion yuan, while deposit balance was 40,945.28 billion yuan[3] - Non-performing loan ratio was 1.25%, with a loan provision ratio of 2.27% and a provision coverage ratio of 181.27%[3] - Corporate comprehensive financing (FPA) scale reached 5.09 trillion yuan, and interbank financial (GMV) scale was 3.94 trillion yuan[4] - The board proposed a dividend of 1.73 yuan per 10 shares (pre-tax) for 2023[2] - The bank's three North Star indicators were measured in trillions of yuan, though specific figures were not provided[3] - Total assets reached 6.77 trillion yuan, a year-on-year increase of 7.50%[24] - Total liabilities reached 6.22 trillion yuan, a year-on-year increase of 7.38%[24] - Deposits exceeded 4 trillion yuan[24] - Retail asset management scale (AUM) increased by 12.42% year-on-year[24] - Non-performing loan ratio remained stable at 1.25%[26] - Technology innovation loans increased by 50.64% year-on-year[24] - Manufacturing loans increased by 24.74% year-on-year[24] - Green loans increased by 57.44% year-on-year[24] - Corporate comprehensive financing scale (FPA) exceeded 5 trillion yuan[24] - Pension custody scale increased by 19.60% year-on-year[24] - Net interest income decreased by 5.43% to RMB 107.48 billion in 2023 compared to RMB 113.655 billion in 2022[28] - Net fee and commission income dropped by 11.39% to RMB 23.698 billion in 2023 from RMB 26.744 billion in 2022[28] - Total operating income declined by 4.04% to RMB 145.735 billion in 2023 from RMB 151.865 billion in 2022[28] - Net profit attributable to shareholders decreased by 8.96% to RMB 40.792 billion in 2023 from RMB 44.807 billion in 2022[28] - Total assets increased by 7.50% to RMB 6.772796 trillion in 2023 from RMB 6.30051 trillion in 2022[28] - Total loans and advances grew by 6.01% to RMB 3.786954 trillion in 2023 from RMB 3.572276 trillion in 2022[28] - Non-performing loan ratio remained stable at 1.25% in 2023, unchanged from 2022[28] - Provision coverage ratio decreased by 6.66 percentage points to 181.27% in 2023 from 187.93% in 2022[28] - Loan provision ratio declined by 0.08 percentage points to 2.27% in 2023 from 2.35% in 2022[28] - The company distributed preferred stock dividends of RMB 2.971 billion and perpetual capital bond interest of RMB 1.84 billion in 2023[29] - Total capital net amount increased to RMB 651.382 billion in 2023, up from RMB 593.218 billion in 2022[34] - Core Tier 1 capital adequacy ratio improved to 9.18% in 2023, compared to 8.72% in 2022[34] - Leverage ratio rose to 7.10% as of December 31, 2023, from 6.90% in March 2023[36] - Liquidity coverage ratio surged to 149.17% at the end of 2023, up from 120.72% in March 2023[38] - Net stable funding ratio increased to 109.48% in December 2023, compared to 104.81% in March 2023[39] - Maximum single non-bank customer loan balance as a percentage of net capital rose to 2.24% in 2023, up from 1.63% in 2022[40] - Maximum single non-bank customer risk exposure as a percentage of Tier 1 capital increased to 2.67% in 2023, compared to 1.92% in 2022[40] - Maximum single interbank customer risk exposure as a percentage of Tier 1 capital decreased to 3.58% in 2023, down from 5.36% in 2022[40] - Risk-weighted assets totaled RMB 4.824 trillion in 2023, up from RMB 4.580 trillion in 2022[34] - Adjusted on- and off-balance sheet assets reached RMB 7.726 trillion as of December 31, 2023[36] - Total assets increased by 7.50% to 6,772.796 billion yuan, with loans and advances growing by 6.01% to 3,786.954 billion yuan[56] - Deposit balance rose by 4.53% to 4,094.528 billion yuan[56] - Operating income decreased by 4.04% to 145.735 billion yuan, with net interest income down by 5.43% to 107.480 billion yuan[57] - Net profit declined by 8.80% to 41.076 billion yuan, primarily due to increased provision for asset impairment losses, which grew by 2.96%[57] - Non-performing loan (NPL) ratio remained stable at 1.25%, with NPL balance increasing by 28.02 billion yuan to 474.76 billion yuan[58] - Provision coverage ratio decreased by 6.66 percentage points to 181.27%[58] - Capital adequacy ratio improved by 0.55 percentage points to 13.50%, with core tier 1 capital adequacy ratio increasing by 0.46 percentage points to 9.18%[58] - Successfully converted 16.9 billion yuan of convertible bonds and issued 15 billion yuan of tier 2 capital bonds[58] - Net interest margin (NIM) decreased by 27 basis points to 1.74%, and net interest spread declined by 25 basis points to 1.68%[62] - Interest income from loans and advances decreased to 175.189 billion yuan, with an average yield of 4.75%, down from 4.98% in the previous year[63] - Interest income increased by RMB 9.5 billion, with a growth of 3.94% YoY, primarily driven by investment interest income growth[67] - Loan and advance interest income grew by RMB 2.364 billion, a 1.37% YoY increase, mainly due to loan scale expansion[67][68] - Investment interest income rose by RMB 4.21 billion, a 7.89% YoY increase, attributed to investment scale growth[69] - Interest income from interbank placements and repurchase agreements surged by RMB 3.459 billion, a 78.20% YoY increase, driven by both scale and yield growth[70] - Interest expenses increased by RMB 15.675 billion, a 12.28% YoY rise, mainly due to higher interbank borrowing and repurchase agreement costs[71][73] - Fee and commission net income decreased by RMB 3.046 billion, an 11.39% YoY decline, primarily due to a reduction in bank card service fees[75][76] - Other income increased by RMB 3.091 billion, largely due to higher investment securities net gains[77] - Operating expenses decreased by RMB 1.318 billion, a 2.91% YoY reduction, with a cost-to-income ratio of 28.95%[78][79] - Asset impairment losses increased by RMB 1.496 billion, a 2.96% YoY rise, reflecting a prudent provisioning policy[80][81] - Total assets grew by RMB 472.286 billion, a 7.50% YoY increase, primarily driven by loan and advance growth[83] - Total loans and advances increased by RMB 214.678 billion (6.01%) to RMB 3,786.954 billion as of December 31, 2023, accounting for 55.91% of total assets, a decrease of 0.79 percentage points compared to the previous year[85] - Corporate loans accounted for 57.19% of total loans and advances, amounting to RMB 2,165.840 billion, while retail loans accounted for 39.94%, totaling RMB 1,512.616 billion[86] - Investment securities and other financial assets increased by RMB 192.444 billion to RMB 2,254.786 billion, representing 33.29% of total assets, an increase of 0.56 percentage points compared to the previous year[87] - Financial bonds held by the company amounted to RMB 673.082 billion, with 66.84% measured at amortized cost[90] - The company's total liabilities increased by RMB 427.514 billion (7.38%) to RMB 6,218.011 billion, primarily due to an increase in customer deposits and bonds payable[94] - Customer deposits accounted for 65.85% of total liabilities, amounting to RMB 4,094.528 billion, while bonds payable accounted for 17.68%, totaling RMB 1,099.326 billion[95] - Customer deposits increased by 177.36 billion RMB, reaching 4,094.53 billion RMB, a growth of 4.53% compared to the previous year[97] - Corporate customer deposits accounted for 59.03% of total deposits, with a balance of 2,417.11 billion RMB[97] - Retail customer deposits grew to 1,194.62 billion RMB, representing 29.17% of total deposits[97] - The company's shareholder equity increased by 44.77 billion RMB to 554.79 billion RMB, driven by profit growth and convertible bond conversions[99][100] - Credit commitments decreased by 41.24 billion RMB to 1,338.18 billion RMB, primarily due to reductions in acceptance bills and letters of credit[101][102] - Manufacturing loans accounted for 20.55% of total corporate loans, with a balance of 444.91 billion RMB[104] - The Yangtze River Delta region had the highest loan distribution, accounting for 23.86% of total loans with a balance of 903.35 billion RMB[105] - Credit loans represented 34.68% of total loans, increasing to 1,313.17 billion RMB[106] - The top 10 loan clients accounted for 1.81% of total loans, with a combined balance of 68.47 billion RMB[107] - Operating cash flow showed a net outflow of 3.61 billion RMB, while financing activities generated a net inflow of 196.02 billion RMB[103] - Total loans and advances amounted to RMB 3,786,954 million, with normal loans accounting for 98.75% (RMB 3,739,478 million) and non-performing loans (NPLs) at 1.25% (RMB 47,476 million)[109] - The migration rate for normal loans increased by 0.44 percentage points to 2.49%, while the migration rate for substandard loans decreased by 8.58 percentage points to 72.10%[110] - Restructured loans and advances increased to RMB 6,551 million, representing 0.17% of total loans, with overdue restructured loans over 90 days at RMB 1,267 million[111] - Overdue loans totaled RMB 73,714 million, with loans overdue for 3 months to 1 year increasing to RMB 26,245 million, accounting for 35.60% of total overdue loans[112] - Corporate loans accounted for 56.55% (RMB 26,849 million) of total NPLs, while retail loans made up 43.45% (RMB 20,627 million)[113] - The Pearl River Delta region had the highest NPL balance at RMB 8,431 million, representing 17.76% of total NPLs[114] - The real estate sector accounted for 18.60% (RMB 8,833 million) of total NPLs, followed by the manufacturing sector at 9.88% (RMB 4,696 million)[117] - Secured loans (mortgage and pledge) accounted for 49.86% (RMB 23,670 million) of total NPLs, while unsecured loans (credit and guarantee) made up 50.14% (RMB 23,806 million)[118] - Foreclosed assets decreased to RMB 314 million, with a net value of RMB 147 million after impairment provisions[119] - The company's total operating income for 2023 was RMB 145.735 billion, a decrease of RMB 6.13 billion (4.04%) compared to 2022[124] - The company's corporate financial business generated operating income of RMB 53.948 billion in 2023, a decrease of RMB 3.671 billion (6.37%) compared to 2022[131] - The company's total FPA (Financing Product Amount) reached RMB 5.09 trillion at the end of 2023, an increase of RMB 244.816 billion (5.06%) compared to the end of 2022[131] - The company's corporate financial clients totaled 980,300 at the end of 2023, an increase of 16,400 (1.70%) compared to the end of 2022[131] - The company disposed of non-performing loans totaling RMB 53.714 billion in 2023, an increase of RMB 4.678 billion compared to 2022[122] - The company's retail financial business generated operating income of RMB 64.956 billion in 2023, a decrease of RMB 1.042 billion (1.58%) compared to 2022[125] - The company's financial markets business generated operating income of RMB 27.872 billion in 2023, a decrease of RMB 179 million (0.64%) compared to 2022[125] - The company's net investment securities income increased by 39.12% to RMB 8.926 billion in 2023 compared to 2022[126] - The company's net exchange income increased by 132.44% to RMB 1.125 billion in 2023 compared to 2022[126] - The company's other operating net income increased by 50.04% to RMB 1.784 billion in 2023 compared to 2022[126] - Corporate loans (excluding discounts) increased by 12.14% year-on-year, with manufacturing, strategic emerging industries, green loans, loans to technology-based enterprises, and loans to small and micro businesses growing by 24.74%, 46.71%, 57.44%, 50.64%, and 24.18% respectively[133] - The bank's corporate RMB loan balance (including discounts) in six strategic regions (Beijing-Tianjin-Hebei, Yangtze River Delta, Guangdong-Hong Kong-Macao Greater Bay Area, Yangtze River Economic Belt, Yellow River Basin Ecological Protection, and Hainan Free Trade Zone) reached 1.87 trillion yuan, an increase of over 180 billion yuan from the end of the previous year[136] - Corporate deposits (including corporate portions of margin deposits) reached 2,823.064 billion yuan, an increase of 42.707 billion yuan or 1.54% year-on-year, with core corporate RMB deposits increasing by 87.602 billion yuan or 3.62%[138] - Corporate loans (excluding discounts) amounted to 2,165.840 billion yuan, an increase of 234.390 billion yuan or 12.14% year-on-year[138] - The bank approved over 60 billion yuan in "Specialized and Sophisticated Giant Loans" by the end of the reporting period[138] - The balance of inclusive loans to small and micro businesses reached 379.133 billion yuan, an increase of 73.816 billion yuan or 24.18% year-on-year, exceeding the average loan growth rate of the bank[139] - The number of inclusive customers reached 429,700, showing steady growth year-on-year[139] - The weighted average interest rate for newly issued loans was 3.97%, a decrease of 47 basis points year-on-year[139] - The non-performing loan ratio for inclusive loans to small and micro businesses was 0.85%[139] - The company underwrote 818 non-financial corporate debt financing instruments in the interbank bond market, with a total underwriting amount of 481.418 billion yuan, including innovative products such as green debt financing tools and rural revitalization notes[140] - The company issued 5 credit asset securitization projects with an asset size of 12.724 billion yuan[140] - The company successfully underwrote and issued a 1 billion yuan green medium-term note for a wind power company, the first green innovation note underwritten by the company[140] - The company issued a 300 million yuan green asset-backed commercial paper (carbon neutrality bond) for a transportation holding group, the first of its kind in the market[140] - The company helped 14 market entities issue 21 green bonds, with a cumulative underwriting amount of 8.128 billion yuan[140] - The company's transaction banking business achieved a trade finance balance of 453.952 billion yuan at the end of the reporting period[141] - The company's retail financial business achieved operating income of 64.956 billion yuan, a decrease of 1.58% year-on-year, accounting for 44.57% of the company's total operating income[142] - The company's retail customers reached 152.2373 million, with a year-on-year growth of 3.52%[143] - The company's retail deposits (including retail portion of margin deposits) reached 1.200789 trillion yuan, an increase of 12.60% compared to the end of the previous year[145] - Retail loan balance (excluding credit cards) reached 1,079.069 billion yuan, an increase of 23.679 billion yuan, up 2.24% year-on-year[146] - Personal wealth management fee income was 7.42 billion yuan, accounting for 31.31% of the bank's total fee income, with agency insurance fee income growing 43.66% year-on-year[148] - Private banking clients increased to 63,502, up 12.34% year-on-year, with assets under

中國光大銀行股份有限公司（「本公司」）謹此公佈，本公司將於2024年4月29日（星期一）召 開董事會會議，藉以審議並（如認為適當）批准包括本公司截至2024年3月31日止三個月期 間的第一季度業績等事宜。 中國光大銀行股份有限公司 董事會 中國‧北京 2024年4月17日 6818 關於召開董事會會議的通知 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其 準確性或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部份內容 而產生或因倚賴該等內容而引致之任何損失承擔任何責任。 China Everbright Bank Company Limited 於本公告日期，本公司執行董事為王志恒先生及曲亮先生；非執行董事為吳利軍先生、 姚威先生、朱文輝先生及李巍先生；以及獨立非執行董事為邵瑞慶先生、洪永淼先生、 李引泉先生、劉世平先生及黃志凌先生。 ...

1、发放年度：2023 年度 股票代码：601818 股票简称：光大银行 公告编号：临 2024-020 优先股代码：360013、360022、360034 优先股简称：光大优 1、光大优 2、光大优 3 中国光大银行股份有限公司 2023 年度光大优 3 股息发放实施公告 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或 者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： 中国光大银行股份有限公司（简称本行）光大优 3（代码 360034） 2023 年度股息发放议案，已经本行 2024 年 3 月 27 日召开的第九届 董事会第十六次会议审议通过。现将光大优 3 股息派发的具体实施事 项公告如下： 一、2023 年度光大优 3 股息发放方案 1、最后交易日：2024 年 4 月 16 日 2、股权登记日：2024 年 4 月 17 日 2、发放金额：光大优 3 发行 3.5 亿股，每股面值 100 元，采用 1 优先股代码：360034 优先股简称：光大优 3 每股优先股派发 2023 年度股息人民币 4.80 元（税前） 计息期间 ：2023 年 1 月 1 ...

股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2024年3月31日 狀態: 新提交 致：香港交易及結算所有限公司 公司名稱: 中國光大銀行股份有限公司（於中華人民共和國註冊成立的股份有限公司） 呈交日期: 2024年4月2日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | H | | 於香港聯交所上市 (註1) | | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 | 06818 | 說明 | | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | 法定/註冊股本 | | | 上月底結存 | | | 12,678,735,500 | RMB | | 1 RMB | | 12,678,735,500 | | 增加 / 減少 (-) | | | 0 | | | RMB | | 0 | | 本月底結存 | | | 12,678,735,500 | RMB | | 1 RMB | | 12,678,735,500 | | 2. ...