Core Insights - The rapid development of financial technology is driving banks to adopt large model technology as a core driver for transformation and innovation, with many banks actively engaging in this area by 2025 [2] Group 1: Industrial Leadership - Industrial and Commercial Bank of China (ICBC) leads in large model application, having launched the "ICBC Zhiyong" system, which has surpassed 1 billion calls by Q2 2025, enhancing over 20 core business areas and 200 application scenarios [3] - ICBC's application scenarios increased by 67% year-on-year compared to 2024, with call frequency rising by 120%, showcasing significant scaling effects [3] - The system has improved foreign exchange trading decision response speed by 80% and increased trading execution efficiency by 300%, with related business revenue up 15% year-on-year in the first half of 2025 [3] Group 2: Technological Deployment - Agricultural Bank of China has successfully deployed the DeepSeek model internally, enhancing business innovation and operational efficiency across various processes [5] - Huaxia Bank has implemented DeepSeek for various applications, improving office efficiency and customer service through intelligent Q&A and report generation tools [6] - Jiangsu Bank utilizes DeepSeek for intelligent contract quality inspection and automated valuation reconciliation, achieving over 90% success in identification [7] Group 3: Customer Service Enhancements - Customer service improvements include a 30% increase in marketing conversion rates through targeted marketing strategies based on customer data analysis [7] - Customer satisfaction has risen from 80% to over 90% due to enhanced intelligent customer service capabilities [7] - Beijing Bank has developed a proprietary "Jingzhi" large model, focusing on building an AI platform for various applications [8] Group 4: Future Directions - Shanghai Bank is constructing a "large model + micro model" collaborative system to enhance service delivery and operational efficiency across various financial services [9] - Chongqing Bank plans to leverage large models for broader applications in marketing, risk control, and internal management by 2025 [8] - The overall trend indicates that banks are not only improving their operational efficiency and service quality but also contributing valuable experiences for the digital transformation of the banking industry [10]

Core Viewpoint - Chongqing Bank has successfully completed the issuance of special financial bonds for small and micro enterprises, with a total issuance scale of RMB 2.4 billion [1]. Group 1: Bond Issuance Details - The bond issuance was approved by the People's Bank of China and took place on July 29, 2025, with completion on July 30, 2025 [1]. - The total issuance scale is RMB 2.4 billion, consisting of two types: Type One with an issuance scale of RMB 2.1 billion at a fixed interest rate of 1.80% for a 3-year term, and Type Two with an issuance scale of RMB 300 million at a floating interest rate of 1.85% for a 3-year term [1]. Group 2: Fund Utilization - The funds raised from this bond issuance, after deducting issuance costs, will be used entirely for providing loans to small and micro enterprises, in accordance with applicable laws and regulatory approvals [1].

Core Viewpoint - Chongqing Bank has successfully issued a special financial bond for small and micro enterprises, approved by the People's Bank of China, aimed at providing financial services to small businesses [1] Summary by Category Bond Issuance - The total issuance scale of the bond is RMB 2.4 billion [1] - The first type of bond has an issuance scale of RMB 2.1 billion, with a fixed interest rate of 1.80% for a term of 3 years [1] - The second type of bond has an issuance scale of RMB 300 million, with a floating interest rate of 1.85% for a term of 3 years [1] Fund Utilization - The funds raised from the bond issuance, after deducting issuance costs, will be used entirely for providing loans to small and micro enterprises, in accordance with applicable laws and regulatory approvals [1]

Core Viewpoint - Chongqing Bank has received approval from the People's Bank of China to issue a special financial bond for small and micro enterprises, with a total issuance scale of RMB 2.4 billion [1] Group 1: Bond Issuance Details - The bond issuance consists of two varieties: Variety One with a scale of RMB 2.1 billion, which is a 3-year fixed-rate bond with a coupon rate of 1.80% [1] - Variety Two has a scale of RMB 300 million, which is a 3-year floating-rate bond with a coupon rate of 1.85% [1] Group 2: Fund Utilization - The funds raised from this bond issuance, after deducting issuance costs, will be used entirely for providing loans to small and micro enterprises, in accordance with applicable laws and regulatory approvals [1]

Group 1 - The core point of the article is that Chongqing Bank has successfully issued a total of 2.4 billion RMB in bonds aimed at supporting small and micro enterprises [1] - The bond issuance consists of two types: a fixed-rate bond of 2.1 billion RMB with a 1.80% interest rate and a floating-rate bond of 300 million RMB with a 1.85% interest rate, both having a maturity of three years [1] - The funds raised from this bond issuance will be used exclusively for providing loans to small and micro enterprises, following applicable laws and regulatory approvals [1]

Core Viewpoint - Chongqing Bank has received approval from the People's Bank of China to issue a special financial bond for small and micro enterprises, with a total issuance scale of RMB 2.4 billion [1] Group 1: Bond Issuance Details - The bond issuance consists of two varieties: - Variety One has an issuance scale of RMB 2.1 billion, with a fixed interest rate of 1.80% for a 3-year term [1] - Variety Two has an issuance scale of RMB 0.3 billion, with a floating interest rate of 1.85% for a 3-year term [1] Group 2: Fund Utilization - The funds raised from this bond issuance, after deducting issuance costs, will be used entirely for providing loans to small and micro enterprises, in accordance with applicable laws and regulatory approvals [1]

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其 準確性或完整性亦不發表任何聲明，並明確表示，概不就因本公告全部或任何部分內容 而產生或因倚賴該等內容而引致的任何損失承擔任何責任。 BANK OF CHONGQING CO., LTD.* （股份代號：1963） 海外監管公告 本公告乃重慶銀行股份有限公司*（「本行」）根據香港聯合交易所有限公司證券上市規則第 13.10B條而作出。 茲載列本行在上海證券交易所網站刊發之《關於小型微型企業貸款專項金融債券發行完畢 的公告》，僅供參閱。 代表董事會 重慶銀行股份有限公司* 董事長 楊秀明 中國重慶，2025年7月31日 重慶銀行股份有限公司* （ 於 中 華 人 民 共 和 國 註 冊 成 立 的 股 份 有 限 公 司 ） 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或 者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 经中国人民银行批准，重庆银行股份有限公司（以下简称"本行"）2025 年 小型微型企业贷款专项金融债券（第二期）（以下简称"本期债券"）于 2025 年 7 月 29 日簿记建档，202 ...

Core Viewpoint - Chongqing Bank has successfully issued a special financial bond for small and micro enterprises, raising a total of RMB 2.4 billion to support lending to this sector [1] Group 1: Bond Issuance Details - The bond issuance was recorded on July 29, 2025, and completed on July 30, 2025 [1] - The total issuance scale of the bond is RMB 2.4 billion, consisting of two types: - Type One: RMB 2.1 billion, a 3-year fixed-rate bond with a coupon rate of 1.80% - Type Two: RMB 300 million, a 3-year floating-rate bond with a coupon rate of 1.85% [1] Group 2: Use of Proceeds - The funds raised from this bond issuance, after deducting issuance costs, will be used entirely for providing loans to small and micro enterprises, in accordance with applicable laws and regulatory approvals [1]

证券代码：601963 证券简称：重庆银行 公告编号：2025-050 可转债代码：113056 可转债简称：重银转债 重庆银行股份有限公司 关于小型微型企业贷款专项金融债券发行完毕的公告 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或 者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 经中国人民银行批准，重庆银行股份有限公司（以下简称"本行"）2025 年 小型微型企业贷款专项金融债券（第二期）（以下简称"本期债券"）于 2025 年 7 月 29 日簿记建档，2025 年 7 月 30 日发行完毕。本期债券发行规模为人民币 24 亿元，其中：品种一发行规模人民币 21 亿元，为 3 年期固定利率债券，票面 利率为 1.80%；品种二发行规模人民币 3 亿元，为 3 年期浮动利率债券，票面利 率为 1.85%。 本期债券发行的募集资金在扣除发行费用后，将依据适用法律和监管部门的 批准，全部用于向小型微型企业发放贷款，为小微企业提供金融服务。 特此公告。 重庆银行股份有限公司董事会 2025 年 7 月 31 日 1 ...

Core Viewpoint - Chongqing Bank has successfully issued a total of RMB 2.4 billion in special financial bonds aimed at small and micro enterprises, with the funds designated for providing loans to these businesses [1] Summary by Category Bond Issuance Details - The bond issuance took place on July 29, 2025, with completion on July 30, 2025 [1] - The total issuance scale is RMB 2.4 billion, consisting of two types of bonds: - Type One: RMB 2.1 billion, a 3-year fixed-rate bond with a coupon rate of 1.80% [1] - Type Two: RMB 300 million, a 3-year floating-rate bond with a coupon rate of 1.85% [1] Purpose of Funds - The funds raised from this bond issuance, after deducting issuance costs, will be used entirely for providing loans to small and micro enterprises, in accordance with applicable laws and regulatory approvals [1]