恒银科技成立于2004年5月12日，于2017年9月20日在上海证券交易所上市，注册地址和办公地址均为天 津。它是国内领先的金融自助设备提供商，拥有全产业链优势，能为客户提供一站式服务。 恒银科技主营业务为提供以金融自助设备为核心的智慧银行解决方案，所属申万行业为计算机-计算机设 备-其他计算机设备，涉及电子商务、金融科技、金融机具核聚变、超导概念、核电等概念板块。 经营业绩：营收行业50/63，净利润行业31/63 2025年三季度，恒银科技实现营业收入2.65亿元，在行业63家公司中排名第50。行业第一名浪潮信息营收 达1206.69亿元，第二名纳思达为145.04亿元，行业平均数为35.04亿元，中位数为6.77亿元。净利润方面， 当期为1780.2万元，行业排名31/63，行业第一名浪潮信息净利润14.89亿元，第二名新大陆为10.26亿元， 行业平均数为1.02亿元，中位数为1495.3万元。 资产负债率低于同业平均，毛利率低于同业平均 偿债能力方面，2025年三季度恒银科技资产负债率为21.24%，低于去年同期的26.49%，也低于行业平均的 34.38%。从盈利能力看，2025年三季度毛利率为2 ...

Group 1 - The Tianjin Free Trade Zone concept declined by 2.70%, ranking among the top declines in the concept sector, with companies like Saixiang Technology hitting the limit down [1] - Major stocks within the Tianjin Free Trade Zone concept that experienced significant declines include HNA Technology, Jintou City Development, and Bohai Chemical [1] - The net outflow of main funds from the Tianjin Free Trade Zone concept reached 276 million yuan, with 11 stocks experiencing net outflows, and 5 stocks seeing outflows exceeding 10 million yuan [2] Group 2 - HNA Technology had the largest net outflow of main funds at 113 million yuan, followed by Saixiang Technology and Jiuan Medical with net outflows of 107 million yuan and 2.52 million yuan respectively [2] - The stocks with the highest net inflows included Youfa Group, Tianjin Port, and Haitai Development, with inflows of 19.56 million yuan, 11.50 million yuan, and 5.79 million yuan respectively [3] - The trading performance of key stocks in the Tianjin Free Trade Zone concept showed significant volatility, with Saixiang Technology down by 10% and HNA Technology down by 5.92% [2][3]

10月28日晚间，恒银科技(603106)发布2025年第三季度报告。报告显示，公司前三季度实现营业收入 2.65亿元，同比增长3.22%；归属于上市公司股东的净利润为1780.02万元，同比增加5360.41万元；扣除 非经常性损益的净利润为1375.25万元，同比增加6503.88万元。尽管整体营收增长较为温和，但利润的 强劲增长表明公司盈利能力已实现显著改善。 恒银科技所属申万行业为计算机—计算机设备—其他计算机设备，所属概念板块包括电子商务、金融科 技、金融机具、智慧政务、智慧医疗等，反映了公司业务的多元化和跨领域应用的特点，表明其产品和 服务不仅限于传统银行业务，还扩展到了更广泛的金融科技和智慧服务领域。 总体而言，恒银科技2025年前三季度业绩表现可圈可点。整体营收增长温和，净利润实现了大幅增长， 毛利率从去年同期的负值转为正值，期间费用率显著下降，这些都表明公司盈利能力已实现根本性改 善，为公司未来发展奠定良好基础。（燕云） 从盈利能力指标来看，2025年前三季度公司毛利率为29.39%，同比大幅上升37.09个百分点；净利率为 6.71%，较上年同期上升20.64个百分点。特别是第三季度，公司 ...

每经AI快讯，恒银科技（SH 603106，收盘价：10.23元）10月28日晚间发布公告称，公司第四届第九次 董事会会议于2025年10月28日在天津自贸试验区西八道30号恒银金融科技园A座五楼会议室以现场和通 讯相结合的方式召开。会议审议了《关于公司2025年第三季度报告的议案》等文件。 2024年1至12月份，恒银科技的营业收入构成为：制造业占比69.06%，服务业占比30.35%，其他业务占 比0.59%。 截至发稿，恒银科技市值为53亿元。 每经头条（nbdtoutiao）——A股突破4000点！十年沉寂终迎爆发，科技主线重塑市场，"慢牛"新格局开 启！ （记者 曾健辉） ...

（一）审议通过《关于公司 2025 年第三季度报告的议案》 监事会认为：公司《2025 年第三季度报告》的编制程序、内容及格式和审 议程序符合中国证监会和上海证券交易所的有关规定；季度报告编制期间，未有 泄密及其他违反法律法规、《公司章程》或损害公司利益的情形发生；报告全面、 公允地反映了公司 2025 年第三季度的财务状况和经营成果；报告所披露的信息 真实、准确、完整，不存在虚假记载、误导性陈述或者重大遗漏。 证券代码：603106 证券简称：恒银科技 公告编号：2025-047 恒银金融科技股份有限公司 关于第四届监事会第九次会议决议的公告 本公司监事会及全体监事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 一、监事会会议召开情况 恒银金融科技股份有限公司（以下简称"公司"）第四届监事会第九次会议通 知于 2025 年 10 月 22 日以邮件的方式通知全体监事，会议于 2025 年 10 月 28 日在天津自贸试验区（空港经济区）西八道 30 号恒银金融科技园 A 座五楼会议 室以现场和通讯相结合的方式召开。本次会议由监事会主席梁晓刚先生召 ...

证券代码：603106 证券简称：恒银科技 公告编号：2025-046 恒银金融科技股份有限公司 关于第四届董事会第九次会议决议的公告 《公司章程》的有关规定，内容和格式符合中国证监会和上海证券交易所的各项 要求，所包含的信息客观、真实、准确地反映了公司财务状况和经营成果。 二、董事会会议审议情况 （一）审议通过《关于公司 2025 年第三季度报告的议案》 根据《中华人民共和国证券法》《上海证券交易所股票上市规则（2025 年 4 月修订）》《上海证券交易所上市公司自律监管指南第 1 号——公告格式》附件 《第五十二号 上市公司季度报告（2025 年 4 月修订）》《上海证券交易所上市 公司自律监管指南第 2 号——业务办理》附件《第六号 定期报告（2025 年 8 月 修订）》等有关规定，公司按要求编制了《2025 年第三季度报告》。 具体内容详见公司同日披露的公司《2025 年第三季度报告》。 本事项已经公司董事会审计委员会事前认可并审议通过，同意提交公司董事 会审议。 董事会审计委员会认为：公司 2025 年第三季度报告编制符合法律、法规及 1 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误 ...

Financial Performance - The company's operating revenue for the third quarter was ¥74,593,825.92, a decrease of 3.87% compared to the same period last year[4] - The net profit attributable to shareholders was ¥3,485,550.13, representing a significant increase of 309.96% year-over-year[4] - The basic earnings per share for the quarter was ¥0.0067, an increase of 318.75% compared to the previous year[5] - Total operating revenue for the first three quarters of 2025 reached ¥265,369,918.79, a 3.3% increase from ¥257,088,227.33 in the same period of 2024[19] - Operating profit for the first three quarters of 2025 was ¥26,536,694.01, compared to a loss of ¥48,260,456.07 in the same period of 2024[20] - Net profit for the first three quarters of 2025 was ¥17,802,047.57, recovering from a net loss of ¥35,803,885.02 in the same period of 2024[21] - The company reported a basic earnings per share of ¥0.0342 for the first three quarters of 2025, compared to a loss per share of -¥0.0688 in the same period of 2024[21] Assets and Liabilities - The total assets at the end of the reporting period were ¥1,661,181,265.86, a decrease of 4.68% from the end of the previous year[5] - The total equity attributable to shareholders at the end of the reporting period was ¥1,307,968,399.12, showing a slight increase of 0.17% compared to the previous year[5] - The company's total current assets as of September 30, 2025, amount to ¥1,044,229,165.73, a decrease from ¥1,224,474,023.33 at the end of 2024[14] - Total non-current assets are valued at ¥616,952,100.13, up from ¥518,317,271.16[15] - The total liabilities amounted to ¥352,861,040.23, a decrease from ¥437,007,516.43 in the previous reporting period[16] Cash Flow - The company reported a cash flow from operating activities of -¥70,179,466.31 for the year-to-date period[5] - The net cash flow from operating activities for the first three quarters of 2025 was -¥70,179,466.31, an improvement from -¥83,059,483.37 in the same period of 2024[23] - The total cash inflow from operating activities was ¥228,536,014.67, down from ¥299,161,475.47 in the previous year, reflecting a decrease in sales revenue[23] - The net cash flow from investing activities was -$37,860,906.10, indicating significant cash outflow for investments[25] - The total cash inflow from financing activities was $30,200,000.00, while cash outflow was $15,615,598.89, resulting in a net cash flow of $14,584,401.11[25] - The net increase in cash and cash equivalents was -$93,442,195.99, reflecting a decrease in liquidity[25] - The ending balance of cash and cash equivalents was $705,370,411.97, down from $798,812,607.96 at the beginning of the period[25] Shareholder Information - The total number of common shareholders at the end of the reporting period is 55,712[11] - The largest shareholder, Hengrong Investment Group Co., Ltd., holds 241,670,000 shares, accounting for 46.43% of total shares[11] - There are no significant changes in the top 10 shareholders due to securities lending activities[12] Strategic Focus - The company attributed the increase in net profit to optimizing product structure, expanding overseas markets, and effectively reducing costs[9] - The company has maintained its focus on continuous product development and market expansion strategies[9] - Research and development expenses for the first three quarters of 2025 were ¥23,922,352.92, down from ¥42,030,937.01 in the same period of 2024, indicating a strategic focus on cost management[20] Accounting Standards - The company plans to implement new accounting standards starting in 2025, which may affect financial reporting[26]

证券代码：603106 证券简称：恒银科技 公告编号：2025-048 恒银金融科技股份有限公司 关于召开 2025 年第三季度业绩说明会的公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： 会议召开时间：2025 年 11 月 19 日(星期三) 16:00-17:00 会议召开地点：上海证券交易所上证路演中心（网址： http://roadshow.sseinfo.com/） 会议召开方式：上证路演中心网络互动 投资者可于 2025 年 11 月 12 日（星期三）至 11 月 18 日（星期二）16:00 前登录上证路演中心网站首页点击"提问预征集"栏目或通过公司邮箱 cashway@cashwaytech.com 进行提问。公司将在说明会上对投资者普遍关注 的问题进行回答。 恒银金融科技股份有限公司（以下简称"公司"）已于 2025 年 10 月 29 日发 布公司 2025 年第三季度报告，为便于广大投资者更全面深入地了解公司 2025 年第三季度经营成果、财务状况，公司计划于 2025 年 11 ...

Core Viewpoint - Hengyin Technology's stock has shown a significant increase of 30.36% year-to-date, with recent trading activity indicating a mixed performance in the short term [1][2]. Financial Performance - For the first half of 2025, Hengyin Technology reported a revenue of 191 million yuan, representing a year-on-year growth of 6.29%. The net profit attributable to shareholders was 14.31 million yuan, showing a substantial increase of 139.05% [2]. Stock Market Activity - As of October 21, Hengyin Technology's stock price was 10.22 yuan per share, with a market capitalization of 5.32 billion yuan. The stock experienced a net inflow of 6.70 million yuan from main funds, with significant buying activity from large orders [1]. - The stock has appeared on the "Dragon and Tiger List" twice this year, with the most recent instance on June 25, where it recorded a net purchase of 11.19 million yuan [1]. Shareholder Information - As of June 30, the number of shareholders for Hengyin Technology was 58,200, an increase of 4.80% from the previous period. The average number of circulating shares per person decreased by 4.58% to 8,937 shares [2]. - The company has distributed a total of 65.12 million yuan in dividends since its A-share listing, with 15.62 million yuan distributed over the past three years [3]. Institutional Holdings - As of June 30, 2025, the fifth-largest circulating shareholder was Huabao Zhongzheng Financial Technology Theme ETF, holding 2.24 million shares, an increase of 239,300 shares from the previous period. Conversely, Dachen Zhongzheng 360 Internet+ Index A reduced its holdings by 278,400 shares [3].

Group 1 - As of October 10, the Tianjin Free Trade Zone concept rose by 2.13%, ranking third among concept sectors, with 12 stocks increasing in value [1] - Notable gainers include Jintou City Opening, which hit the daily limit, and HNA Technology, Ruipu Biology, and Haitai Development, which rose by 8.83%, 3.16%, and 2.42% respectively [1] - The leading decliners were Tianjin Pulin, Hengyin Technology, and Jiuan Medical, which fell by 0.49%, 0.20%, and 0.13% respectively [1] Group 2 - The Tianjin Free Trade Zone concept saw a net inflow of 67 million yuan, with seven stocks receiving main capital inflows [2] - HNA Technology led the net inflow with 61.57 million yuan, followed by Jintou City Opening, Tianjin Port, and Haitai Development with net inflows of 61.16 million yuan, 9.59 million yuan, and 4.21 million yuan respectively [2] - The inflow ratios for Jintou City Opening, HNA Technology, and Tianjin Port were 36.56%, 8.67%, and 5.82% respectively [3] Group 3 - The top stocks in the Tianjin Free Trade Zone concept based on net capital flow included HNA Technology, Jintou City Opening, Tianjin Port, and Haitai Development, with respective daily price changes of 8.83%, 10.20%, 1.71%, and 2.42% [3] - The trading volume and turnover rates for these stocks were also highlighted, with Jintou City Opening having a turnover rate of 5.68% and HNA Technology at 5.72% [3]