Core Viewpoint - The legal opinion letter confirms the legality of the convening, holding procedures, qualifications of the convenor and attendees, as well as the voting procedures and results of the second extraordinary general meeting of shareholders of Hengyin Financial Technology Co., Ltd. in 2025 [1][2][5] Group 1: Meeting Procedures - The meeting was convened by the seventh meeting of the fourth board of directors and publicly announced on August 15, 2025, through designated information disclosure media [2][3] - The meeting was held on September 1, 2025, using a combination of on-site and online voting methods, with specific voting times outlined [3][4] Group 2: Attendee Qualifications - The convenor of the meeting was the board of directors, which meets the qualifications set by relevant laws and regulations [4] - A total of 488 shareholders participated in the meeting, holding 4,308,264 shares, which represents 1.9699% of the total voting shares [4] Group 3: Voting Procedures and Results - The meeting reviewed and voted on all agenda items as per the announced meeting notice, with the results indicating that the proposal to provide financial assistance to the subsidiary was approved by a majority of non-related shareholders [5] - The voting results were verified and confirmed to be in compliance with legal and regulatory requirements [5]

Transaction Overview and Progress - The company, Hengyin Technology, has announced the acquisition of loan receivables from the "Guomin Trust · Huijin No. 87 Collective Fund Trust Plan" by its subsidiary, Zhizhu Space, for a price of RMB 199.99 million [2][3] - The funding for this acquisition will come from interest-free, unsecured loans provided by Hengyin Technology and Mr. Jiang Haoran, totaling approximately RMB 100.1 million for legal fees and other expenses [2][3] - The purpose of acquiring the loan receivables is to manage and dispose of the collateral assets associated with the trust plan [2][3] Debt Transfer Agreement Details - The debt transfer agreement was signed on September 1, 2025, between Guomin Trust (the seller) and Zhizhu Space (the buyer) [3] - The transaction price for the loan receivables is RMB 199.99 million, which will be paid in a lump sum on September 2, 2025 [3][4] - The agreement includes all rights related to the loan receivables, including the right to collect payments and pursue legal actions if necessary [4] Loan Agreements - Zhizhu Space has entered into loan agreements with both Hengyin Technology and Mr. Jiang Haoran, with a total loan amount of RMB 17.85 million and RMB 3.15 million respectively [5] - The loan terms for both agreements are from September 1, 2025, to August 31, 2028, with zero interest and no collateral required [5] - The first installment of the loan from Hengyin Technology will be RMB 16.915 million, with subsequent payments based on Zhizhu Space's funding needs [5]

Group 1 - The company, Hengyin Financial Technology Co., Ltd., will participate in the "2025 Investor Online Collective Reception Day and Half-Year Performance Briefing" organized by the Tianjin Securities Regulatory Bureau and other associations [1][2] - The event will be held online on September 11, 2025, from 15:00 to 17:00, allowing investors to engage through various platforms [1] - Key executives, including the Chairman and President Jiang Haoran, and other senior management, will address investor concerns regarding the company's half-year performance, governance, development strategy, and operational status [2]

证券代码：603106 证券简称：恒银科技 公告编号：2025-043 恒银金融科技股份有限公司 关于参加天津辖区上市公司2025年投资者网上集体接待日 暨半年报业绩说明会活动的公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 特此公告。 恒银金融科技股份有限公司董事会 2025 年 9 月 2 日 1 为进一步加强与投资者的互动交流，恒银金融科技股份有限公司（以下简称 "公司"）将参加由天津证监局指导、天津上市公司协会及深圳市全景网络有限公 司联合举办的"天津辖区上市公司2025年投资者网上集体接待日暨半年报业绩说 明会活动"，现将有关事项公告如下： 本次活动将采用网络远程的方式举行，投资者可登录"全景路演"网站 （http://rs.p5w.net）；或关注微信公众号（名称：全景财经）；或下载全景路演APP， 参与本次互动交流。活动时间为2025年9月11日（周四）15:00-17:00。 届时公司董事长兼总裁江浩然先生，公司董事、副总裁、财务负责人王伟先 生，公司副总裁、董事会秘书张雪晶女士等，将在线就公司2025半 ...

证券代码：603106 证券简称：恒银科技 公告编号：2025-042 恒银金融科技股份有限公司 关于控股子公司智筑空间（天津）科技有限公司 受让"国民信托·慧金 87 号集合资金信托计划"贷款债权的进展公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 一、交易概述及进展 恒银金融科技股份有限公司（以下简称"公司"、"恒银科技"）于 2025 年 8 月 14 日召开第四届董事会第七次会议和第四届监事会第七次会议，审议通过 《关于控股子公司智筑空间受让"国民信托·慧金 87 号集合资金信托计划"贷 款债权的议案》《关于向控股子公司智筑空间提供财务资助的议案》《关于控股 子公司智筑空间接受实控人财务资助暨关联交易的议案》等议案，其中《关于向 控股子公司智筑空间提供财务资助的议案》已经公司 2025 年第二次临时股东会 会议审议通过。 同意控股子公司智筑空间（天津）科技有限公司（以下简称"智筑空间"） 与国民信托有限公司（以下简称"国民信托"）签署《债权转让协议》，以人民 币 19,999 万元的价格受让"国民信托·慧金 87 ...

(二)股东会会议召开的地点：天津自贸试验区（空港经济区）西八道 30 号 恒银 金融科技园 A 座五楼会议室 (三)出席会议的普通股股东和恢复表决权的优先股股东及其持有股份情况： | 1、出席会议的股东和代理人人数 | 488 | | --- | --- | | 2、出席会议的股东所持有表决权的股份总数（股） | 4,308,264 | | 3、出席会议的股东所持有表决权股份数占公司有表决权股 | | | 份总数的比例（%） | 1.9699 | 证券代码：603106 证券简称：恒银科技 公告编号：2025-041 恒银金融科技股份有限公司 2025年第二次临时股东会决议公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： 本次会议是否有否决议案：无 一、 会议召开和出席情况 (一)股东会会议召开的时间：2025 年 9 月 1 日 备注：关联股东恒融投资集团有限公司、江浩然先生、王淑琴女士所持股份不计入公司 有表决权股份总数。 (四)表决方式是否符合《公司法》及《公司章程》的规定，股东会会议主持情况 等。 ...

北京市东城区建国门内大街 26 号新闻大厦 7 层、8 层 电话：010-88004488/66090088 传真：010-66090016 邮编：100005 北京国枫律师事务所 关于恒银金融科技股份有限公司 2025 年第二次临时股东会的 法律意见书 国枫律股字[2025]A0407 号 致：恒银金融科技股份有限公司（贵公司） 北京国枫律师事务所（以下简称"本所"）接受贵公司的委托，指派律师出席并见 证贵公司 2025 年第二次临时股东会（以下简称"本次会议"）。 本所律师根据《中华人民共和国公司法》（以下简称"《公司法》"）、《中华人 民共和国证券法》（以下简称"《证券法》"）、《上市公司股东会规则》（以下简称 "《股东会规则》"）、《律师事务所从事证券法律业务管理办法》（以下简称"《证券法律 业务管理办法》"）、《律师事务所证券法律业务执业规则（试行）》（以下简称"《证券法 律业务执业规则》"）等相关法律、行政法规、规章、规范性文件及《恒银金融科技股份 有限公司章程》（以下简称"《公司章程》"）的规定，就本次会议的召集与召开程序、召 集人资格、出席会议人员资格、会议表决程序及表决结果等事宜，出具本法律 ...

Company Overview - Hengyin Technology's stock price increased by 2.32% on September 1, reaching 11.93 CNY per share, with a trading volume of 163 million CNY and a turnover rate of 2.68%, resulting in a total market capitalization of 6.21 billion CNY [1] - The company has seen a year-to-date stock price increase of 52.17%, with a recent decline of 5.02% over the last five trading days, a 16.28% increase over the last 20 days, and a 22.48% increase over the last 60 days [1] - Hengyin Technology has appeared on the "Dragon and Tiger List" twice this year, with the most recent instance on June 25, where it recorded a net purchase of 11.19 million CNY [1] Financial Performance - For the first half of 2025, Hengyin Technology reported a revenue of 191 million CNY, representing a year-on-year growth of 6.29%, and a net profit attributable to shareholders of 14.31 million CNY, which is a significant increase of 139.05% [2] - The company has distributed a total of 65.12 million CNY in dividends since its A-share listing, with 15.62 million CNY distributed over the past three years [3] Shareholder Information - As of June 30, 2025, Hengyin Technology had 58,200 shareholders, an increase of 4.80% from the previous period, with an average of 8,937 circulating shares per shareholder, a decrease of 4.58% [2] - The top ten circulating shareholders include notable funds such as Huabao Zhongzheng Financial Technology Theme ETF and Dacheng Zhongzheng 360 Internet+ Index A, with changes in their holdings noted [3] Business Segments - Hengyin Technology's main business involves providing smart banking solutions centered around financial self-service equipment, with revenue breakdown as follows: cash-related equipment and services (64.30%), non-cash-related equipment and services (18.01%), equipment parts (14.24%), and technical services and others (3.46%) [1]

Group 1: Company Announcements - Nengke Technology's AI products and services are still in the early stages of development [1] - Zhongmin Energy plans to invest 1.177 billion yuan in the construction of the Changle B District offshore wind farm project [1] - Kesi Technology won a bid for a project worth 61.7584 million yuan for hardware and software [1] - Anyang Iron and Steel is selling all shares of Yongtong Company and Yuhe Company to its controlling shareholder, Angang Group [1] - Haomuxing intends to repurchase shares worth between 18 million to 36 million yuan [1] Group 2: Performance Reports - Wuliangye reported a net profit of 19.49 billion yuan for the first half of the year, an increase of 2.28% year-on-year [2] - Transsion Holdings experienced a net profit of 1.213 billion yuan, a decrease of 57.48% year-on-year [2] - China National Offshore Oil Corporation (CNOOC) reported a net profit attributable to shareholders of 69.533 billion yuan, a decrease of 13% year-on-year [2] - China Life Insurance achieved a net profit of 40.931 billion yuan, an increase of 6.9% year-on-year, with total premiums of 525.088 billion yuan [2] Group 3: Shareholding Changes - Hehui Optoelectronics plans to reduce its holdings by no more than 2% [2] - Zheng Liansong, the actual controller of Zhengyu Industrial, intends to reduce his holdings by no more than 1% [2] - Wang Shuqin from Hengyin Technology plans to reduce her holdings by no more than 3% [2]

Core Viewpoint - Hengyin Technology (603106) reported a revenue of 190 million yuan in the first half of 2025, marking a year-on-year increase of 6.29%, and achieved a net profit of 14.31 million yuan, reversing losses from the previous year [1][2] Group 1: Financial Performance - The company achieved a revenue of 190 million yuan in the first half of 2025, reflecting a year-on-year growth of 6.29% [1] - The net profit for the same period was 14.31 million yuan, indicating a turnaround from previous losses [1] Group 2: Product and Technology Development - Hengyin Technology made significant advancements in product innovation and technology research, enhancing the data encryption transmission success rate of financial self-service devices to 99.9%, a 2 percentage point increase from the previous year [1] - The company achieved breakthroughs in the development of a new generation of core products, maintaining a cash processing speed of over 720 notes per minute while optimizing internal structures to reduce production costs [1] - The company obtained multiple intellectual property certificates, including invention patents, utility model patents, and software copyrights [1] - The Hengyin Technology AI management platform (SaaS platform) underwent significant upgrades during the reporting period [1] Group 3: Strategic Initiatives - The company focused on improving overall gross margin and core business profitability by adjusting its product service structure, with notable success [1] - Hengyin Technology increased the sales proportion of high-margin products and emphasized the promotion of new scenarios, product modules, and system upgrades [1] - The company collaborated closely with six major state-owned banks and 12 national joint-stock banks to provide customized solutions based on varying needs for operational efficiency, installation standards, security, and intelligence [1] Group 4: International Business Growth - The company's international business revenue reached 16.79 million yuan in the first half of 2025, representing a nearly 769% year-on-year increase, showcasing the effectiveness of its internationalization strategy [2] - The financial intelligent terminal devices passed multiple international certifications, including the cash algorithm certification from the European Central Bank (ECB) [2] Group 5: Future Outlook - For the second half of the year, the company plans to focus on four main objectives: ensuring receivables, controlling risks, improving efficiency, and stabilizing growth, aiming for high-quality development [2]