证券日报网讯 1月26日，中科软在互动平台回答投资者提问时表示，在电力领域，公司为南方电网、长 江电力、华电国际、中广核、大唐集团等大型央企及其下属单位在办公管理、制度管理、风险管理、数 据分析、资源调度与管理、工业互联网、智能制造等方面提供专业软件开发及技术服务。 （文章来源：证券日报） ...

（文章来源：证券日报） 证券日报网讯 1月26日，中科软在互动平台回答投资者提问时表示，公司持续推进围绕AIGC相关技术 的研发，并积极展开AI在保险、医疗卫生、政务等重点行业的应用，发力建设行业高质量数据集，推 动大模型技术在行业深度落地，推进AI赋能行业客户的多个业务环节。2025年以来公司在各行业打造 精确专业的业务知识库，实现更丰富的场景应用，并积极探索新的业务模式。上半年公司在保险、政 务、医疗卫生、教科文等主要行业已推广或试点了多个场景的AI应用，例如保险行业领域的保险MaaS 平台、保险产品知识库体系、保险智能营销平台、智能陪练、营销话术质检、客服知识库、智能运维、 理赔辅助、运营辅助、私域运营报价机器人等AI相关的产品及应用；在政务领域，提供面向政务领域 的中科软训练推理一体化平台（MaaSStudio），基于大模型的AI办公辅助智能体等产品和应用，可将 AI用于纪检监察、道路巡检、地质灾害防治等诸多场景；在医疗卫生领域，公司提供基于多模态AI的 肺结核智能识别与风险预测、免疫智能客服小程序、智能AI咨询疗愈模型智能体、随时学APP等创新型 应用。未来公司将持续抓住AI带来的发展机遇，积极研发 ...

Market Performance - The internet insurance sector declined by 1.50%, ranking among the top losers in the concept sector, with major declines seen in companies like Focus Technology, iFlytek, and Weining Health [1] - Among the concept sectors, flexible DC transmission led with a gain of 5.14%, while WiFi 6 saw a decline of 1.79% [1] Fund Flow Analysis - The internet insurance sector experienced a net outflow of 2.237 billion yuan, with 12 stocks seeing net outflows, and 5 stocks exceeding 50 million yuan in outflows [1] - The largest net outflow was from Dongfang Caifu, totaling 1.168 billion yuan, followed by iFlytek, Weining Health, and New China Life with outflows of 716 million yuan, 215 million yuan, and 121 million yuan respectively [1] - Conversely, the stocks with the highest net inflows included China Ping An, China Life, and Tianli Technology, with inflows of 136 million yuan, 18.72 million yuan, and 13.16 million yuan respectively [1] Individual Stock Performance - Dongfang Caifu saw a decline of 1.63% with a turnover rate of 2.24% and a net outflow of approximately 1.168 billion yuan [2] - iFlytek dropped by 4.16% with a turnover rate of 6.81% and a net outflow of about 715 million yuan [2] - Weining Health decreased by 3.64% with a turnover rate of 9.46% and a net outflow of approximately 214 million yuan [2] - New China Life fell by 1.68% with a turnover rate of 1.15% and a net outflow of about 121 million yuan [2] - Seven Wolves increased by 1.76% with a net inflow of approximately 1.225 million yuan [3] - Tianli Technology rose by 0.97% with a net inflow of about 1.316 million yuan [3] - China Life remained stable at 0.00% with a net inflow of approximately 18.72 million yuan [3] - China Ping An slightly decreased by 0.05% with a significant net inflow of approximately 1.361 billion yuan [3]

Investment Rating - The report assigns an "Increase" rating for the financial technology sector, indicating a positive outlook compared to the benchmark index [5][34]. Core Insights - The acceleration of AI applications is driving growth in the financial technology sector, with significant increases in stock prices observed during the reporting period [2][8]. - The financial technology index rose by 7.4% from January 4 to January 16, 2026, outperforming the Shanghai and Shenzhen 300 index, which increased by 2.2% [8][12]. - Key segments within the financial technology sector, such as financial IT and financial information services, have shown remarkable performance due to the positive impact of AI applications [9][12]. Summary by Relevant Sections AI Applications and Financial Technology Growth - The financial technology sector has seen a surge in stock prices, with notable increases in financial IT and financial information services, attributed to the recent advancements in AI applications [9][12]. - The financial IT segment experienced a growth of 10.59%, while financial information services grew by 13.06% during the reporting period [12]. Financial IT Upgrades and Market Stability - Collaborations between financial institutions and technology companies are enhancing operational efficiency and service delivery, such as the partnership between UnionPay and Industrial and Commercial Bank of China to utilize digital RMB for elder care services [13][14]. - The introduction of AI-driven operational frameworks is transforming financial operations, exemplified by the collaboration between Huawei and Bank of Communications [14]. Regulatory Developments in Financial Information Services - Recent regulatory changes, including the adjustment of margin requirements for financing transactions, aim to mitigate leverage risks in the market [15]. - The tightening of regulations in the financial information services sector is expected to enhance market stability and investor confidence [15][17]. Third-Party Payment and Compliance Enhancements - The People's Bank of China has introduced new anti-money laundering regulations that will significantly impact compliance processes within financial institutions [17]. - Adjustments in transaction fees by payment platforms aim to improve user experience while adhering to regulatory requirements [18]. Consumer Finance Sector Developments - A notable case of regulatory action was taken against a bank for imprudent loan practices, marking a significant enforcement action in the consumer finance sector [19]. Individual Company News and Announcements - Key developments include the completion of a cross-border acquisition by Jiufang Zhitu and the implementation of share reduction plans by executives at Dongfang Caifu [20][22]. - Innovations in AI assessment benchmarks and data management platforms have been introduced by companies like Qifu Technology and Changliang Technology, enhancing their competitive positioning in the market [20][21]. Investment Recommendations - The report highlights several companies poised to benefit from the ongoing digital RMB initiatives and AI advancements, including Changliang Technology, Yuxin Technology, and Jiufang Zhitu [26]. - The potential for growth in the consumer finance sector is also noted, with recommendations for companies focusing on intelligent customer service and marketing solutions [26].

Group 1 - The core viewpoint of the news is that Zhongke Soft experienced a decline in stock price on January 16, with a drop of 2.08%, closing at 20.76 CNY per share, and a total market capitalization of 17.252 billion CNY [1] - As of December 31, Zhongke Soft reported a total of 65,900 shareholders, an increase of 0.21% from the previous period, with an average of 12,619 circulating shares per person, a decrease of 0.21% [2] - For the period from January to September 2025, Zhongke Soft achieved operating revenue of 4.415 billion CNY, representing a year-on-year growth of 7.04%, while the net profit attributable to shareholders decreased by 40.18% to 173 million CNY [2] Group 2 - Zhongke Soft has distributed a total of 1.728 billion CNY in dividends since its A-share listing, with 977 million CNY distributed over the past three years [3] - As of September 30, 2025, the top ten circulating shareholders of Zhongke Soft include Hong Kong Central Clearing Limited as the fifth largest shareholder, holding 9.6235 million shares, an increase of 3.1576 million shares from the previous period [3] - The company is primarily engaged in computer software development and sales, with its main business revenue composition being 71.83% from software development and services, 26.63% from system integration and services, 1.29% from software products, and 0.26% from other sources [1]

Core Viewpoint - The company focuses on system integration and service business in high-performance computing center construction, which has relatively low gross margins [2] Group 1: Business Focus - The company's software development primarily targets industry application software, positioned at the downstream of the computing power industry chain [2] - The company has established ecological cooperation with multiple computing power platforms and infrastructure manufacturers to deliver intelligent solutions to downstream industry clients, leveraging demand from sectors such as insurance, government, and healthcare [2]

Core Viewpoint - Zhongke Soft (603927) has announced that by June 30, 2025, the company and its subsidiaries will have a total of 14 associated companies, indicating a strategic expansion in various sectors that align with its core business [1] Group 1: Business Expansion - The associated companies will operate in fields such as computer software and hardware development, cloud computing, medical information technology, financial information technology, and insurance brokerage [1] - The strategic layout aims to ensure the sustainable development of the company's future business [1]

Core Viewpoint - The company, Zhongke Soft (603927), is focusing on expanding its non-insurance financial IT business, which includes sectors such as banking, securities, funds, consumer finance, and auto finance, aiming for a revenue contribution of approximately 10% to its overall income in 2024 [1] Group 1 - The company's non-insurance financial IT business serves clients across various sectors, including banking, securities, funds, consumer finance, and auto finance [1] - In 2024, the revenue from the non-insurance financial sector is expected to account for about 10% of the company's total revenue [1] - The company is involved in significant R&D projects across multiple industries, enhancing its market competitiveness in the non-insurance financial sector [1] Group 2 - In 2024, the company will participate in domestic transformation projects for major state-owned banks [1] - In the first half of 2025, the company will continue to advance projects in IT services for securities and banking, as well as procurement of banking infrastructure [1] - The company plans to optimize its business layout in the non-insurance financial sector, increase client coverage, and enhance product structure and service value [1]

Group 1 - The company, Zhongke Soft (603927), reported that as of December 31, 2025, the total number of shareholders is expected to be 65,855 [1]

Group 1 - The company held its 15th meeting of the 8th Board of Directors on December 30, 2025, with all 9 directors present, complying with relevant laws and regulations [2][3] - The Board approved the proposal to supplement the members of the special committees, appointing Mr. Li Xiaolin as a member and convener of both the Audit Committee and the Remuneration and Assessment Committee [2] - The composition of the Audit Committee now includes He Zhaobin, Li Xiaolin, and Zhang Rong, with He Zhaobin as the convener, while the Remuneration and Assessment Committee consists of Li Xiaolin, Li Xin, and Wu Yanjun, with Li Xiaolin as the convener [2] Group 2 - The company convened its first extraordinary general meeting of shareholders on December 30, 2025, with all procedures adhering to legal requirements [6][7] - The meeting was chaired by the Chairman, Mr. Zuo Chun, and utilized a combination of on-site and online voting methods [7] - The proposal to elect independent directors was passed with the required majority of votes from shareholders present [8] Group 3 - Senior management personnel, specifically Ms. Wang Xin, reduced her shareholding from 3,267,797 shares (0.3932% of total shares) to 2,450,897 shares (0.2949% of total shares) [12] - During the reduction period, Ms. Wang sold a total of 816,900 shares (0.0983% of total shares) through centralized bidding [12] - The reduction plan was executed in compliance with relevant laws and regulations, and the actual reduction matched the previously disclosed plan [12]