独立意见 根据《中华人民共和国证券法》《上市公司独立董事规则》《深圳证券交易 所上市公司自律监管指引第 2 号——创业板上市公司规范运作》等相关法律、法 规、规范性文件及珠海汇金科技股份有限公司（以下简称"公司"）《公司章程》 《独立董事工作制度》的有关规定，作为公司的独立董事，我们在仔细审阅了本 次会议的相关材料后，本着实事求是、勤勉尽责的工作态度，基于独立判断的立 场，对公司第四届董事会第二十四次会议相关事项发表如下独立意见： 关于控股股东及其他关联方占用公司资金、公司对外担保情况的专项说明 和独立意见 珠海汇金科技股份有限公司 独立董事关于第四届董事会第二十四次会议相关事项的 报告期内，公司不存在控股股东、实际控制人及其他关联方占用公司资金的 情况；也不存在以前年度发生并累积至报告期的控股股东、实际控制人及其他关 联方占用公司资金的情况。 报告期内，公司未发生对外担保事项，也不存在为股东、股东的控股子公司、 股东的附属企业及其他关联方提供担保的情况。公司也不存在以前年度发生并累 积至报告期的对外担保情形。 独立董事：田联房、黄英海、杨国梅 2023 年 8 月 28 日 根据《上市公司监管指引第 8 号 ...

证券代码：300561 证券简称：汇金科技 公告编号：2023-061 珠海汇金科技股份有限公司 第四届董事会第二十四次会议决议公告 珠海汇金科技股份有限公司公告（2023） 本公司及董事会全体成员保证信息披露的内容真实、准确、完整，没有 虚假记载、误导性陈述或重大遗漏。 一、董事会会议召开情况 珠海汇金科技股份有限公司公告（2023） 3、深圳证券交易所要求的其他文件。 珠海汇金科技股份有限公司（以下简称"公司"）第四届董事会第二十四次会 议于 2023 年 8 月 28 日在公司会议室以现场结合通讯的方式召开。会议通知已于 2023 年 8 月 17 日通过邮件的方式送达各位董事。本次会议应出席董事 7 人，实 际出席董事 7 人，其中：田联房以通讯表决方式出席。会议由董事长陈喆女士主 持，会议的召集、召开符合有关法律、行政法规、部门规章、规范性文件和《公 司章程》的规定。 二、董事会会议审议情况 经各位董事认真审议，会议形成了如下决议： 审议通过《关于公司 2023 年半年度报告及其摘要的议案》 经审议，董事会认为：公司编制的《2023 年半年度报告》全文及其摘要的 内容真实、准确、完整地反映了公司 2 ...

珠海汇金科技股份有限公司公告（2023） 证券代码：300561 证券简称：汇金科技 公告编号：2023-057 珠海汇金科技股份有限公司 关于使用自有资金进行现金管理的进展公告 本公司及董事会全体成员保证信息披露的内容真实、准确、完整，没有 虚假记载、误导性陈述或重大遗漏。 | 签约方 | 产品名称 | 金额 | 起息日 | 到期日 | 产品类型 | 预期年化 | 资金 | 关联 | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | | | （万元） | | | | 收益率 | 来源 | 关系 | | 招商银行 股份有限 | 招商银行点金 系列看跌两层 区间 31 天结 | 1,000 | 2023/8/15 | 2023/9/15 | 保本浮动 收益型 | 1.85%或 2.60% | 自有 资金 | 无 | | 公司 | | | | | | | | | | | 构性存款 | | | | | | | | 一、本次使用自有资金进行现金管理的主要情况 二、投资风险分析及风险控制措施 （一）投资风险 1、公司购买的理财产品均经过严格评估，但金融市 ...

证券代码：300561 证券简称：汇金科技 珠海汇金科技股份有限公司 投资者关系活动记录表 编号：2023-001 响应客户的服务需求，增强客户的黏性；行业资质齐全，项目 经验丰富，满足客户一体化整体解决需求。 2、领导您好，请问贵公司在 Web3 方面有无布局？ 答：投资者您好！公司将持续关注 Web3 技术最新发展及 其在金融行业客户运营管理、风险控制等业务环节的应用，适 时开展预研。 3、请问 2022 年度，贵公司有现金分红计划吗 答：投资者您好！公司拟定 2022 年度利润分配预案为： 以截止 2022 年 12 月 31 日公司总股本 328,107,975 股为基数， 向全体股东每 10 股派发现金股利 0.38 元人民币（含税），合 计派发现金股利 12,468,103.05 元（含税），不送红股，不进行 资本公积金转增股本。本次利润分配预案需经公司股东大会审 议通过后方可实施，具体内容详见公司于 2023 年 4 月 18 日在 巨潮资讯网（www.cninfo.com.cn）披露的《关于 2022 年度利 润分配预案的公告》（公告编号：2023-033）。 4、公司目前的销售模式是怎么样的 ...

Financial Performance - The company's revenue for Q1 2023 was ¥40,709,819.83, representing a 0.99% increase compared to ¥40,308,881.91 in the same period last year[5] - Net profit attributable to shareholders decreased by 64.41% to ¥2,091,171.15 from ¥5,876,122.52 year-on-year[5] - Basic and diluted earnings per share both decreased by 50.00% to ¥0.01 from ¥0.02 year-on-year[5] - Operating profit for Q1 2023 decreased to CNY 1,908,359.46 from CNY 6,279,914.06, indicating a decline of 69.6% year-over-year[24] - The total revenue for Q1 2023 was 1,931,088.06 CNY, a decrease from 6,279,652.66 CNY in the same period last year, representing a decline of approximately 69.4%[25] - The net profit for Q1 2023 was 2,090,821.13 CNY, compared to a net profit of 5,876,200.58 CNY in Q1 2022, indicating a decrease of about 64.5%[25] Cash Flow and Liquidity - The net cash flow from operating activities improved by 70.95%, reaching -¥3,995,992.44, compared to -¥13,754,598.21 in the previous year[5] - Cash flow from operating activities showed a net outflow of -3,995,992.44 CNY, an improvement from -13,754,598.21 CNY in the previous year, reflecting a reduction in cash burn of approximately 70.9%[28] - Cash flow from investing activities generated a net inflow of 10,526,402.17 CNY, compared to a net outflow of -17,217,796.39 CNY in the same period last year, marking a significant turnaround[29] - The total cash and cash equivalents at the end of Q1 2023 stood at 28,442,024.32 CNY, an increase from 17,406,992.11 CNY at the end of Q1 2022[29] - Cash and cash equivalents at the end of the period increased to CNY 31,608,646.34 from CNY 25,073,571.69, representing a growth of 26%[21] Assets and Liabilities - Total assets decreased by 4.01% to ¥701,585,441.51 from ¥730,897,931.58 at the end of the previous year[5] - Total liabilities decreased to CNY 51,101,658.77 from CNY 64,862,412.21, reflecting a reduction of 21.3%[23] - Non-current assets increased to CNY 468,168,740.98 from CNY 434,148,864.05, showing a growth of 7.8%[22] - Inventory decreased to CNY 47,301,657.99 from CNY 53,206,625.06, a decline of 11.1%[21] - Accounts receivable rose to CNY 96,357,331.66 from CNY 87,730,746.50, marking an increase of 9.3%[21] Shareholder Information - The number of ordinary shareholders at the end of the reporting period was 27,315[11] - The top shareholder, Chen Zhe, holds 35.37% of the shares, totaling 116,043,803 shares[11] - The major shareholders include Chen Zhe with 29,010,951 shares and Ma Zheng with 15,178,869 shares, both holding common shares[12] - The company reported a total of 94,007,119 shares of restricted stock at the beginning of the period, with 6,974,267 shares released during the period, leaving 87,032,852 shares at the end[14] - The company has a total of 132,594,775 shares of restricted stock remaining after the recent releases[15] Business Developments - The company completed the registration of its new business address on January 16, 2023, moving to "199 Dingxing Road, Building 1, 9-15 Floors, Zhuhai High-tech Zone"[17] - The company plans to transfer a total of 65,621,595 shares to Zibo High-tech State-owned Capital Investment Co., Ltd. in two phases, which will change the controlling shareholder[18] - Zibo High-tech State-owned Capital Investment Co., Ltd. has received approval to acquire control of the company, which includes the purchase of 20% of the shares[19] - The company is in the process of issuing 46,337,646 shares to Zibo High-tech State-owned Capital Investment Co., Ltd. as part of the control transfer agreement[19] - The company’s major shareholders have agreed to relinquish their voting rights on the remaining shares during the transfer process[18] - The company is actively monitoring the progress of the share transfer and will keep investors informed of any developments[19] Operational Performance - Operating costs increased by 30.42% compared to the same period last year, primarily due to intensified market competition[9] - Total operating costs for Q1 2023 were CNY 39,439,576.15, up from CNY 36,624,098.06, reflecting a year-over-year increase of 7.5%[24] - The company incurred operating expenses of 38,264,529.31 CNY in Q1 2023, a decrease from 40,823,550.98 CNY in Q1 2022, representing a reduction of about 6.3%[28] - The company reported a net loss from credit impairment of CNY 1,889,265.89 compared to a loss of CNY 223,707.27 in the previous year[24] - The company did not report any new product launches or significant technological advancements during this quarter[25] - There were no mergers or acquisitions reported in the first quarter of 2023[25]

Financial Performance - The company's operating revenue for 2022 was RMB 157,291,881.40, a decrease of 5.94% compared to RMB 167,231,209.32 in 2021[17] - The net profit attributable to shareholders for 2022 was RMB 7,447,677.38, down 47.49% from RMB 14,183,070.66 in the previous year[17] - Basic earnings per share decreased by 50.00% to RMB 0.02 in 2022, compared to RMB 0.04 in 2021[17] - The company reported a net profit of 2,369,938.05 yuan for the year 2022, a decrease from 6,961,554.78 yuan in 2021, reflecting a decline of approximately 66%[23] - The company reported a significant drop in net profit after deducting non-recurring gains and losses, which was RMB 5,077,739.33, down 29.69% from RMB 7,221,515.88 in 2021[17] - The company’s government subsidies amounted to 720,700 yuan in 2022, down from 3,130,445.27 yuan in 2021, indicating a significant reduction of approximately 77%[23] - The company reported a significant increase in gross profit margin compared to the previous year, reflecting improved operational efficiency[119] Cash Flow and Assets - The net cash flow from operating activities improved significantly to RMB 16,421,479.36, a 177.05% increase from a negative cash flow of RMB -21,311,512.61 in 2021[17] - Total assets at the end of 2022 were RMB 713,255,373.82, a decline of 3.17% from RMB 736,607,619.49 at the end of 2021[17] - As of the end of 2022, cash and cash equivalents decreased to ¥25,073,571.69, accounting for 3.52% of total assets, down from 6.80% at the beginning of the year, a decrease of 3.28%[77] - Accounts receivable increased to ¥87,730,746.50, representing 12.30% of total assets, up from 10.32%, an increase of 1.98%[77] - Investment properties accounted for 42.28% of total assets at ¥301,591,870.00, primarily due to the recognition of certain owned properties as investment properties[77] - Fixed assets decreased significantly to ¥38,936,915.00, representing 5.46% of total assets, down from 44.76%, a decrease of 39.30%[77] Business Operations and Strategy - The company has developed integrated solutions for cash management and security control in the banking sector, covering major banks in China, including state-owned and foreign banks[28] - The company’s main business involves providing "cloud + terminal" solutions utilizing technologies such as IoT, AI, and edge computing to enhance operational management and risk control for financial institutions[29] - The company is focusing on optimizing organizational structure to enhance employee creativity and operational efficiency[48] - The company is implementing a digital management strategy to improve project management efficiency and internal resource utilization[47] - The company aims to enhance bank cash operation risk prevention capabilities through technological advancements in its product offerings[68] - The company is exploring potential mergers and acquisitions to enhance its product offerings and market share, with a budget of CNY 200 million allocated for this purpose[119] Research and Development - The company has 147 authorized patents, including 28 invention patents, and has added 24 new authorized patents during the reporting period[41] - The company focuses on independent research and development, with a strategy of "one generation for sales, one for research, and one for pre-research" to enhance its core competitiveness[37] - The company’s AI authentication solutions incorporate facial recognition and voice recognition technologies, aimed at supporting banks in their digital transformation efforts[32] - The R&D investment for new products and technologies reached CNY 50 million, representing a 20% increase compared to the previous year[119] - The company’s research and development expenses were approximately ¥22.06 million, a slight decrease of 1.05% compared to the previous year[66] Governance and Compliance - The company has established a complete and independent financial department, ensuring compliance with financial accounting standards[108] - The company has a robust internal audit system to evaluate financial operations and mitigate business risks[105] - The company ensures independence from its controlling shareholders in business, personnel, assets, and financial matters[107] - The company has implemented a systematic performance evaluation and incentive mechanism for senior management[105] - The company adheres to strict information disclosure practices, ensuring transparency and equal access to information for all shareholders[105] - The company has committed to maintaining a strong governance structure and ensuring compliance with relevant laws and regulations to protect shareholder interests[103] Shareholder Relations - The company plans to distribute a cash dividend of RMB 0.38 per 10 shares, based on a total of 328,107,975 shares[3] - The company has a structured approach to managing share transfers to minimize market disruption[149] - The company has established a plan for shareholder returns, emphasizing the importance of reasonable investment returns for investors[150] - The company has committed to a profit distribution policy, ensuring cash dividends to investors according to the established guidelines[150] - The company has made a commitment to repurchase shares if there are any misleading statements or omissions in its prospectus[150] Market Presence and Customer Base - The company’s user base includes a wide range of banking institutions, ensuring a comprehensive coverage of its solutions across the banking sector[28] - The bank self-service cash management system accounted for 46.85% of total revenue, declining by 10.47% from the previous year[54] - The bank cash flow internal control system contributed 24.58% of total revenue, with a significant drop of 20.42% year-on-year[54] - The Southwest region saw a revenue increase of 53.68%, contributing 20.69% to total revenue[54] - The company’s top five customers accounted for 68.92% of total annual sales, with the largest customer contributing ¥28.27 million, representing 18.02% of total sales[64] Employee and Labor Relations - The total number of employees at the end of the reporting period is 236, with 111 being technical personnel, representing 47% of the workforce[129] - Employee compensation totaled 47.69 million RMB, accounting for 30.02% of the company's total operating costs[131] - The proportion of core technical personnel increased from 15.39% in 2021 to 18.50% in 2022[131] - The company emphasizes training programs for new employees and management skills enhancement for mid-to-senior level personnel[132] - The company has implemented a performance-based compensation system to align employee responsibilities and benefits[131] Risk Management - The company acknowledges potential risks in product innovation, market expansion, and reliance on core technical talent, which may impact future performance[3] - The company emphasizes risk control and has established a comprehensive financial system to support steady business growth[45] - The company faces risks related to product innovation, market expansion, and reliance on the banking sector, which could impact its operational stability and growth[98][99] - There are no significant internal control deficiencies reported during the period, ensuring effective risk management[139] Social Responsibility - The company has established a charity foundation and actively engages in social welfare projects, including support for local children's welfare institutions[145] - The company adheres to legal regulations and has a robust governance structure to protect shareholder and creditor rights[146] - The company emphasizes employee rights protection by complying with labor laws and providing a secure working environment[146]

证券代码：300561 证券简称：汇金科技 公告编号：2023-037 珠海汇金科技股份有限公司 关于举行2022年度网上业绩说明会的公告 珠海汇金科技股份有限公司公告 （2023） 珠海汇金科技股份有限公司（以下简称"公司"）已于 2023 年 4 月 18 日在 巨潮资讯网上披露了《2022 年年度报告全文》及《2022 年年度告摘要》。为便 于广大投资者更加全面深入地了解公司经营业绩、发展战略等情况，公司定于 2023 年 04 月 27 日（星期四）15:00-17:00 在"价值在线"（www.ir-online.cn） 举办珠海汇金科技股份有限公司 2022 年度网上业绩说明会，与投资者进行沟通 和交流，广泛听取投资者的意见和建议。 一、说明会召开的时间、地点和方式 会议召开时间：2023 年 04 月 27 日（星期四）15:00-17:00 会议召开时间：2023 年 04 月 27 日（星期四）15:00-17:00 会议召开方式：网络互动方式 会议召开地点：价值在线（www.ir-online.cn） 珠海汇金科技股份有限公司公告 本公司及董事会全体成员保证信息披露的内容真实、准确、完整， ...

Group 1: Company Overview and Strategy - Huijin Technology has a gross profit margin of nearly 75%, attributed to innovation and value-based pricing strategies [3][4] - The company focuses on customized products for banks, leveraging deep understanding of banking regulations and processes [3][4] - Huijin Technology aims for steady growth while adhering to its core business, viewing banking clients as a significant opportunity [4][5] Group 2: Market Position and Competition - The company holds a first-mover advantage in the physical logistics sector and offers integrated software and hardware solutions [4] - Huijin Technology's product completeness and applicability provide a competitive edge in niche markets [4] - The industry has certain technical and professional barriers, which Huijin Technology navigates effectively [4] Group 3: Financial Management and Funding - The company does not currently have bank loans; funds raised are strictly used according to regulatory guidelines and the prospectus [4][5] - Cash management of raised funds aims to avoid resource waste and enhance efficiency, with investments in wealth management products following a capital preservation principle [4][5] Group 4: Future Planning and Talent Management - Huijin Technology is considering an employee stock ownership plan to enhance talent retention and motivation [4][5] - The company is actively exploring deeper market penetration in the banking sector, focusing on proactive client demand generation and tailored product development [5][6] Group 5: Product Development and Innovation - The company has a 95% success rate in product commercialization, with 95% of developed products achieving sales [5] - Dynamic password algorithms are independently developed by Huijin Technology, leading in domestic commercial applications [5][6] - The company is monitoring the mobile payment sector for potential product innovation opportunities, despite limited impact on current offerings [6]

Company Overview - Zhuhai Huijin Technology Co., Ltd. focuses on providing financial security and risk management solutions using IoT technology for the financial industry [2][3] - The company offers a range of products including cash management systems, seal management systems, smart banking solutions, and physical internal control systems for cash flow [3][4] - Huijin Technology is a major supplier of comprehensive solutions for security and internal control risk management in China's financial sector, with a leading position in niche markets [3][4] Business Model - The company's business model is primarily B2B, targeting financial industry clients such as banks, which allows for a clear profit model and reduced influence from consumer behavior [4] - In the current environment of strict financial risk control, the company is committed to leveraging IoT technology to provide solutions for financial security and risk management [4] Performance Overview - The company's operational performance remained stable during the reporting period, with no significant changes in the main business model [5] - In 2017, the net profit attributable to shareholders of the listed company increased compared to the previous year, reflecting a focus on core business and the introduction of high-quality talent [5] Future Development Plans - The company plans to utilize capital market platforms for both organic growth and external expansion, focusing on product structure adjustment, market development, and increased R&D investment [5] - There is a strong awareness of the profound impact of financial technology on financial services, with a commitment to risk control and reform in the financial industry [5] Investor Relations - The company engaged in thorough communication with investors during the meeting, adhering to information disclosure regulations to ensure the accuracy and completeness of disclosed information [5]

Company Overview - Zhuhai Huijin Technology Co., Ltd. was established in 2005, specializing in software development and system integration for financial services [3] - The company focuses on providing professional services using IoT technology for financial operations and risk management solutions [3][4] - Huijin Technology has developed a comprehensive service model covering design, software development, system integration, installation, technical support, training, and after-sales service [4] Business Development - The company has a product range that includes cash management systems, bank seal management systems, and cash flow control systems [4] - It has served over 500 provincial branches and more than 130,000 bank outlets across mainland China [4] - The company has consistently focused on rapid growth in its core business and has adopted a product development philosophy of "research one generation, mature one generation, reserve one generation" [5] Key Milestones - 2009: Financial industry client count exceeded 150 provincial branches and 5,000 outlets [5] - 2016: Listed on the Shenzhen Stock Exchange on November 17 [6] - 2017: Increased employee count by 25% post-listing, focusing on attracting high-end talent [6][7] Recent Developments - The company has established a new subsidiary in Guian New Area to leverage policies for financial innovation [6] - It won a bid for the postal savings bank's seal control products, indicating successful market expansion [7] Financial Performance - In the first half of the year, the company experienced a decline in revenue due to delays in project bidding from banking clients [7] - However, in the third quarter, sales increased by 23.12% compared to the same period last year [7] Future Plans - The company aims to utilize capital market platforms for both organic growth and external expansion, focusing on product structure adjustment and market development [8] - It recognizes the profound impact of financial technology on the industry and is committed to enhancing its core business while contributing to financial security and risk control [8]