Core Insights - The company is advancing the construction of a digital payment system based on "new digital currency" in 2025, focusing on three main lines: new digital currency wallets and payment infrastructure, cross-border currency bridges, and smart terminals, all of which have existing orders or case studies with high information completeness [1] Group 1: New Digital Currency Wallet/Payment Infrastructure Innovation - The company provides a comprehensive solution for digital RMB, offering a one-stop operational platform for wallet management, payment clearing, and scenario innovation for 2.5-tier financial institutions [2] - The new comprehensive digital currency wallet and payment infrastructure will include tokenized deposits, stablecoins, RWA, and tokenized financial assets based on digital bank accounts [2] Group 2: Digital Currency Scenario Innovation - By 2025, the company aims to complete the upgrade of the "Digital RMB Currency Bridge Engine 2.0," supporting interconnectivity among nine major banks' wallets, covering 38 types of government and trade scenarios such as payments, taxes, and fiscal allocations [4] - The company is testing automatic conversion between digital RMB and Hong Kong dollars in Qianhai, Shenzhen, and has completed pilot transactions for cross-border payments based on the mBridge digital currency bridge [4] Group 3: Continuous Advancement in Hong Kong's Web 3.0 Scenario Innovation - The company's Hong Kong subsidiary has made substantial breakthroughs in the Web 3.0 ecosystem, launching a "commercial tokenization platform" project to build a native Web 3.0 ecosystem [5] - Users can view and transfer funds in real-time through the Web 3.0 wallet, with innovations in stablecoin wallets and RWA automatic clearing smart contracts facilitating a seamless investment, payment, and redemption process [5] Group 4: Smart Terminals and Ecological Innovation - The company has developed the "Xiao Lan" digital RMB soft and hard wallet service capabilities, supporting 24/7 wallet transactions and has integrated with domestic AI models for customer service and marketing [6] - Collaborations with local governments in Shenyang, Wuhan, and Chengdu aim to establish a joint innovation platform, targeting 220,000 bank outlets to promote unmanned operations [6] - The company has established a complete closed-loop ecosystem from wallets, cross-border payments, asset tokenization to smart terminals, and has received commercial orders in three major scenarios: cross-border payments, urban commercial bank transformation, and intelligent outlet operations [6]

Group 1 - The company is actively collaborating with major financial institutions to explore the application scenarios and business models of digital currency in the financial sector [1] - As a financial technology enterprise with digital banking front, middle, and back office solutions, as well as digital RMB hardware and software products, the company is positioned to benefit from the increasing demand for digital transformation among financial institutions [1] - The proliferation of digital RMB is expected to create opportunities for the company in the banking transformation process [1]

Group 1 - The company, Kelong Software, is actively collaborating with major financial institutions to explore the application scenarios and business models of digital currency in the financial sector [1] - As a financial technology enterprise with digital banking front, middle, and back office solutions, as well as digital RMB hardware and software products, the company is positioned to benefit from the increasing demand for digital transformation among financial institutions [1] - The growing popularity of digital RMB is expected to create opportunities for the company in the banking transformation process [1]

Core Insights - Company Kelong Software (stock code: 300663) is entering the Real World Assets (RWA) and stablecoin sectors, leveraging nearly 30 years of experience in overseas financial transaction system development [1] - The company aims to establish a compliant, efficient, and global digital asset infrastructure, positioning Hong Kong as a world-class digital asset hub [1][2] - Kelong has maintained a leading position in the digital banking sector, with a consistent number one market share in mobile banking and digital banking for nearly a decade according to IDC [1] Company Strategy - Kelong Software (Hong Kong) Limited will actively participate in the global RWA industry alliance in Hong Kong, focusing on compliant on-chain solutions for various asset classes such as bills, real estate, and green assets [2] - The company has three core capabilities: a digital identity and trusted storage system certified by the Ministry of Industry and Information Technology, experience in cross-border settlement using digital RMB and central bank digital currency bridge projects, and mature smart contract and asset tokenization components in blockchain and finance scenarios [2] - Kelong has initiated commercial tokenization platform projects in collaboration with multiple institutions, indicating a significant transformation in financial forms beyond just a technological upgrade [2]

Group 1 - The board meeting of Beijing Kela Software System Co., Ltd. was held on September 5, 2025, with all 9 directors present, complying with relevant laws and regulations [1][2]. - The board unanimously approved the proposal to use self-owned funds to pay part of the fundraising project expenses and replace it with equivalent raised funds, ensuring no impact on the normal implementation of the investment plan [1][2]. - The proposal was reviewed and approved by the company's board audit committee [1].

Core Viewpoint - The company plans to use its own funds to pay for part of the fundraising project expenses and will subsequently replace these with equivalent amounts from the raised funds, ensuring compliance with regulatory requirements and maintaining the integrity of the fundraising process [1][5]. Fundraising Basic Situation - The company issued 4.946 million convertible bonds at a face value of 100 RMB each, raising a total of 494.60 million RMB, which is stored in a designated account [2]. - After deducting issuance costs, the net amount available for investment is 485.61 million RMB [2]. Fundraising Investment Project Situation - The funds raised will be allocated to the following projects: - Digital Banking Service Platform Construction Project: 339.22 million RMB allocated, with 39.25 million RMB (11.57%) utilized as of June 30, 2025 - Supplementing Working Capital: 146.39 million RMB fully utilized [2]. Reasons for Using Own Funds - The company needs to cover personnel costs such as salaries and social security, which must be paid through a basic deposit account as per regulations. Using the fundraising account directly for these payments would not comply with the requirements [2][3]. Impact on the Company - The use of self-funds for project payments and subsequent replacement with raised funds will not affect the normal implementation of the fundraising project and does not constitute a change in the direction of the raised funds or harm shareholder interests [4][5]. Review Procedures and Opinions - The board of directors approved the proposal to use self-funds for project payments, and the audit committee confirmed that the necessary decision-making procedures were followed, ensuring no adverse effects on the fundraising project [4][5]. Sponsor's Verification Opinion - The sponsor has verified that the company's actions comply with relevant regulations and will not impact the fundraising project's investment plan or shareholder interests [5].

Group 1 - The company announced that its third board meeting approved a proposal to use its own funds to pay for part of the fundraising project and to replace it with an equivalent amount of raised funds [2]

| 证券代码：300663 | 证券简称：科蓝软件 公告编号：2025-092 | | --- | --- | | 债券代码：123157 | 债券简称：科蓝转债 | 北京科蓝软件系统股份有限公司 关于控股股东股份质押及解除质押的公告 公司控股股东王安京先生及宁波科蓝盛合投资管理合伙企业（有限合伙）保 证向本公司提供的信息内容真实、准确、完整，没有虚假记载、误导性陈述或重 大遗漏。 本公司及董事会全体成员保证公告内容真实、准确和完整，不存在任何虚假 记载、误导性陈述或者重大遗漏。 北京科蓝软件系统股份有限公司（以下简称"公司"）接到王安京先生的通 知，获悉王安京先生所持有本公司的部分股份办理了质押以及部分股份被解押， 具体事项如下： 一、股东股份质押及解押的基本情况 公司接到股东函告，获悉其所持有本公司的部分股份被质押及解押，具体事 项如下： 注：占公司总股本比例按照截至 2025 年 8 月 29 日的最新总股本 478,449,993 股为基数计算所得，下同。 | | 是否为 | | | | | | | 本次解 | | --- | --- | --- | --- | --- | --- | --- | - ...

第三届董事会第三十二次会议决议公告 | 证券代码：300663 | 证券简称：科蓝软件 | 公告编号：2025-090 | | --- | --- | --- | | 债券代码：123157 | 债券简称：科蓝转债 | | 北京科蓝软件系统股份有限公司 董事会 本公司及董事会全体成员保证信息披露内容的真实、准确和完整，没有虚 假记载、误导性陈述或重大遗漏。 一、董事会会议召开情况 北京科蓝软件系统股份有限公司（以下简称"公司"）第三届董事会第三十 二次会议的会议通知于2025年9月2日以邮件方式发出，并于2025年9月5日以通讯 表决的方式召开。本次董事会会议由董事长王安京召集并主持。本次会议应到董 事9人，实到董事9人。本次会议的召开符合《中华人民共和国公司法》等相关法 律法规和《北京科蓝软件系统股份有限公司章程》的规定。 本议案已经公司董事会审计委员会审议通过。 表决结果：同意9票；反对0票；弃权0票。 三、备查文件 北京科蓝软件系统股份有限公司 二、董事会会议审议情况 1、审议通过《关于使用自有资金支付募投项目部分款项并以募集资金等额 置换的议案》 经审核，全体董事一致认为公司根据募投项目实施的具体情况 ...

证券代码：300663 证券简称：科蓝软件 公告编号：2025-091 债券代码：123157 债券简称：科蓝转债 北京科蓝软件系统股份有限公司 关于使用自有资金支付募投项目部分款项 并以募集资金等额置换的公告 本公司及董事会全体成员保证信息披露的内容真实、准确、完整，没有虚假 记载、误导性陈述或重大遗漏。 北京科蓝软件系统股份有限公司（以下简称"公司"或"科蓝软件"）于 2025 年 9 月 5 日召开第三届董事会第三十二次会议，审议通过了《关于使用自 有资金支付募投项目部分款项并以募集资金等额置换的议案》，同意公司在募投 项目"数字银行服务平台建设项目"实施期间，使用自有资金支付募投项目所需 资金，后续定期以募集资金进行等额置换，即从募集资金专户划转等额资金至公 司自有资金账户，该部分等额置换资金视同募投项目使用资金。现将具体内容公 告如下： 一、募集资金基本情况 经中国证券监督管理委员会《关于同意北京科蓝软件系统股份有限公司向不 特定对象发行可转换公司债券注册的批复》（证监许可〔2022〕1567 号）核准， 北京科蓝软件系统股份有限公司（以下简称"公司"）本次向不特定对象发行可 转换公司债券 494. ...