证券代码：601288 证券简称：农业银行 公告编号：临 2025-034 号 本期债券于 2025 年 7 月 22 日簿记建档，于 2025 年 7 月 24 日发行完毕。本期债券发行总规模为人民币 600 亿元，分为两个 品种。其中品种一为 10 年期固定利率债券，发行规模为人民币 400 亿元，票面利率为 1.92%，在第 5 年末附有条件的发行人赎 回权；品种二为 15 年期固定利率债券，发行规模为人民币 200 亿元，票面利率为 2.12%，在第 10 年末附有条件的发行人赎回 权。 本期债券募集的资金将依据适用法律和监管批准，补充本行 的二级资本。 特此公告。 中国农业银行股份有限公司董事会 二〇二五年七月二十四日 1 中国农业银行股份有限公司 关于2025年二级资本债券（第二期）（债券通） 发行完毕的公告 中国农业银行股份有限公司董事会及全体董事保证本公告内容不存在任 何虚假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完 整性承担法律责任。 经相关监管机构批准，中国农业银行股份有限公司（以下简 称"本行"）在全国银行间债券市场发行"中国农业银行股份有 限公司 2025 年二级资本 ...

证券代码：601288 证券简称：农业银行 公告编号：临 2025-033 号 中国农业银行股份有限公司董事会 2025 年 7 月 23 日 中国农业银行股份有限公司 关于董事离任的公告 肖翔先生确认与本行董事会无不同意见，也没有就其离任需 要知会本行股东及债权人的任何事项，已按照有关要求做好交接 工作。肖翔先生的离任不会导致本行董事会成员低于法定人数。 本行董事会对肖翔先生任职期间为本行发展做出的重要贡 献表示衷心感谢。 特此公告。 中国农业银行股份有限公司董事会及全体董事保证本公告内容不存在任何 虚假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承 担法律责任。 因到龄退休，肖翔先生请求辞去中国农业银行股份有限公司 （以下简称"本行"）非执行董事职务及董事会战略规划与可持 续发展委员会、风险管理与消费者权益保护委员会兼美国区域机 构风险委员会委员职务。 | | 离任职务 | 离任时间 | 离任原因 | 是否继续 在本行及 其控股子 公司任职 | 具体职 务（如适 用） | 是否存在未 履行完毕的 公开承诺 | | --- | --- | --- | --- | --- | --- | ...

Core Viewpoint - Agricultural Bank of China Fujian Branch focuses on supporting the real economy, enhancing financial services for the public, and maintaining prudent development to drive economic growth in Fujian province [1][3]. Group 1: Support for the Real Economy - Fujian Agricultural Bank has strengthened its partnership with Fuyao Group, a leading private enterprise in the global automotive glass industry, by increasing credit support and fostering technological innovation [2]. - The bank has also played a crucial role in the development of Xiamen Airlines, providing various financial services including aircraft leasing and cash management, which have significantly contributed to the airline's growth [2]. Group 2: Focus on Local Economic Development - The bank has prioritized credit allocation to key sectors such as major projects, small and micro enterprises, rural areas, and green low-carbon initiatives, promoting high-quality economic development in Fujian [3]. - In collaboration with local farmers, the bank has established "Huinong Service Flagship Stores" to provide convenient financial services, resulting in over 100 billion yuan in loans for farmers [4]. Group 3: Innovative Financial Products - Fujian Agricultural Bank initiated the "Financial Support for Agriculture Alliance" and introduced specialized loan products like "Dragon Fruit Loan" and "Carrot Loan" to assist rural residents in increasing their income [5]. - The bank has also leveraged digital currency to create new models for rural revitalization, enhancing carbon credit income for villagers [5]. Group 4: Risk Management and Sustainable Development - The bank emphasizes maintaining a low risk profile, with a non-performing loan rate significantly below the provincial average of 1.19% [6]. - A "Credit + Finance" innovation laboratory was established to enhance financial service precision and reduce credit risk by utilizing shared credit data [7]. - The bank employs digital risk control measures for dynamic management of credit operations, contributing to a stable financial environment [7].

Core Viewpoint - A newly established loan intermediary, Xin Xin Hui Lin, has sparked collective statements from nearly 20 banks in Shenzhen, indicating potential disruption to financial order and consumer rights due to misleading advertising practices [2][3]. Company Summary - Xin Xin Hui Lin (Shenzhen) Consulting Service Co., Ltd. was founded in November 2024 and has quickly established nine subsidiaries, focusing on community-based financing solutions [3][4]. - The company promotes its services through community-centric slogans, aiming to assist local residents in overcoming financing challenges [4]. Industry Summary - The shift of loan intermediaries towards residential communities reflects a transformation in the industry, driven by rising online customer acquisition costs and intensified market competition [4]. - This "community financing" model poses risks such as information asymmetry, lack of service transparency, and potential for excessive debt among consumers [5]. - Banks are encouraged to enhance financial education within communities and establish transparent service channels to mitigate the risks posed by unscrupulous intermediaries [5][6]. - Regulatory bodies are increasingly vigilant against illegal loan intermediary activities, emphasizing the need for clear boundaries in intermediary services and the establishment of transparent fee structures [6][7]. - Collaboration among regulatory agencies, industry associations, banks, and intermediaries is essential for standardizing practices and ensuring consumer protection [7].

A股银行板块持续走强，齐鲁银行、农业银行、长沙银行涨超2%，郑州银行、中国银行、邮储银行跟 涨。 ...

证券代码：601288 证券简称：农业银行 公告编号：临 2025-032 号 中国农业银行股份有限公司 关于副行长任职的公告 中国农业银行股份有限公司董事会及全体董事保证本公告内容不存在任何虚 假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承担法 律责任。 中国农业银行股份有限公司（以下简称"本行"）收到《国家金 融监督管理总局关于王大军农业银行副行长任职资格的批复》（金 复〔2025〕423号）。王大军先生担任本行副行长的任职已生效。 特此公告。 中国农业银行股份有限公司董事会 2025年7月21日 1 王大军先生的简历请参见本行2025年6月24日刊载于上海证券 交易所网站（www.sse.com.cn）的《中国农业银行股份有限公司董事 会决议公告》。 ...

打开中国式现代化发展"画卷"，连绵磅礴的山峦壮美多姿，党建引领的"主峰"巍峨高耸。 坚持"一个统领"，勤补"理论养分"，在向实求新中铸牢"政治之魂"； 突出"以上率下"，落实"一岗双责"，在严字当头中涵养"浩然之气"； 直面"急难险重"，坚定"勇挑大梁"，在党业融合中增进"担当之韧"…… 党建引领，是中国特色社会主义金融事业的本质特征。中国农业银行南京分行（以下简称"南京农行"） 始终坚持用习近平新时代中国特色社会主义思想凝心铸魂，认真学习贯彻党的二十大和二十届历次全会 精神，引领全行党员干部深刻领悟"两个确立"的决定性意义，更加坚定自觉做到"两个维护"，坚持以党 的政治建设统领各项工作，持续巩固拓展主题教育成果，扎实开展深入贯彻中央八项规定精神学习教 育，有力推动党的政治优势转化为创新优势和发展优势，为高质量发展把"向"赋"能"，以国有大行 的"红色担当"为区域经济勇挑大梁筑牢"金融筋骨"。 "灯塔"立而航向明—— 补"钙"铸"魂"强引领，严字当头扬"清廉" "龙衮九章，但挈一领。"作为"根"与"魂"，党的坚强领导是我国金融事业高质量发展的根本保证，也是 最重要的成功"密钥"。 南京农行坚决维护党中央对金融 ...

Core Viewpoint - The article highlights the innovative "流水e贷" (Flow Loan) product launched by Agricultural Bank of China in Hunan province, aimed at supporting small and micro enterprises by providing credit based on transaction data rather than traditional collateral [10][11]. Group 1: Product Overview - "流水e贷" is a credit loan product that leverages transaction data from the "Hunan Province Enterprise Income and Expenditure Flow Credit Platform," which integrates data from 2.66 million enterprises across various banks [10]. - The product allows for a maximum credit limit of up to 5 million yuan, with the approval process being fully automated and completed online [11]. Group 2: Impact on Businesses - The product has significantly benefited companies like Hunan Fufeng Fertilizer Co., which reported a 20% year-on-year increase in organic fertilizer revenue and a 30% increase in compound fertilizer revenue after obtaining the loan [10]. - As of the end of May, the Hunan branch of Agricultural Bank had issued credit to 24,000 clients, amounting to 14.7 billion yuan, and disbursed loans to over 7,460 clients, totaling 10.7 billion yuan [11]. Group 3: Market Reception - The introduction of "流水e贷" has been well-received, with the product being described as a key offering for supporting small and micro enterprises and enhancing the quality of service to the real economy [11].

Core Viewpoint - China Agricultural Bank (601288) announced a scheduled maintenance of its production system, which will temporarily affect various banking services for customers during specific time frames. Group 1: Service Interruptions - From July 18, 23:00 to July 19, 1:00, personal mobile banking services and online banking features will experience two brief service interruptions, each lasting less than 1 minute [1] - From July 18, 23:00 to 23:20 and July 19, 23:20 to 23:40, the payment center's services for seamless travel will each have one interruption lasting up to 5 minutes [1] - From July 18, 23:00 to 23:20 and July 19, 23:20 to 23:40, various payment services will each experience one interruption lasting up to 10 minutes [1] - From July 18, 23:00 to 23:20 and July 19, 23:30 to 23:50, account notification services will have extended response times, each lasting up to 2 minutes [1] Group 2: Digital Currency and ATM Services - From July 19, 1:00 to 1:30 and July 20, 1:00 to 1:30, digital currency services across multiple platforms will experience one interruption lasting up to 2 minutes [2] - From July 19, 2:00 to 6:00, transactions for certain customers involving savings bonds will have one interruption lasting approximately 2 minutes [2] - From July 20, 3:00 to 6:00, ATM services will face transaction failures lasting up to 30 minutes [7] Group 3: Transaction Delays - From July 19, 23:00 to 20:00, various banking services will experience multiple transaction delays or interruptions, each lasting less than 1 minute [3][4][5][6] - From July 19, 23:00 to 20:00, services related to corporate banking will also face similar transaction delays or interruptions, each lasting less than 1 minute [4][5][6] Group 4: Marketing and Promotional Services - From July 19, 23:00 to 20:00, various marketing and promotional services within the personal banking system will be temporarily unavailable [3] - From July 19, 23:00 to 20:00, corporate banking marketing services will also face multiple transaction delays or interruptions, each lasting less than 1 minute [4]

Core Viewpoint - The Agricultural Bank of China’s Zibo Branch is actively integrating financial services with the development needs of the Yiyuan revolutionary area, focusing on major projects, infrastructure, small and micro enterprises, and characteristic industries to stimulate local economic growth and support rural revitalization [1]. Group 1: Major Projects - The Yiyuan Economic Development Zone is identified as a core engine for regional economic transformation, with the bank providing over 400 million yuan in loans to key industrial projects [2]. - A specialized service team was formed for the Huaren Wind Power project, completing a loan approval of 387.8 million yuan in just 45 days, with over 32 million yuan already disbursed [2]. - The project is expected to generate 180 million kWh annually, benefiting local farmers with an average annual income increase of over 20,000 yuan per household [2]. Group 2: Infrastructure Development - The bank is addressing infrastructure weaknesses by providing 276 million yuan in loans for water supply improvements, benefiting 230,000 rural residents and increasing drinking water quality from 75% to 100% [4]. - A loan of 87 million yuan was issued for upgrading heating networks, improving heating performance from 82% to 98% for 28,000 households [5]. Group 3: Support for Small and Micro Enterprises - The bank has launched innovative financial products to support technology-based small and micro enterprises, providing 85 million yuan in credit to 23 companies [6]. - A dual approach of offline visits and online products has been implemented, resulting in a 40% increase in first-time loan approvals [6]. Group 4: Agricultural Development - The bank is enhancing the "Yiyuan Red" apple brand by providing 300 million yuan in credit for cooperative expansion and supporting over 500 farmers to increase apple yields by 15% [7]. - A total of 23.36 million yuan in loans has been issued to lead enterprises, fostering a model of "enterprise-led, cooperative-organized, farmer-participated" development [8]. Group 5: Community Engagement and Party Building - The bank has integrated party building with financial services, addressing 136 financing challenges faced by cooperatives and farmers [9]. - During the pandemic, a "green channel" was established to ensure uninterrupted supply of agricultural materials, with 8 million yuan in loans disbursed to 12 cooperatives within three days [9].