来源：中国农业银行 近日，中国农业银行与国家粮食和物资储备局签署战略合作协议，双方着力构建新型政银战略合作关 系，共同推动"十五五"时期粮食和物资储备事业高质量发展。 近日，中国农业银行与国家粮食和物资储备局签署战略合作协议，双方着力构建新型政银战略合作关 系，共同推动"十五五"时期粮食和物资储备事业高质量发展。 协议约定，双方将围绕粮食经纪人和种粮大户服务、粮食交易供应链融资、市场化收购信贷资金保障、 粮食流通领域项目支持等方面开展深度合作，不断提高合作水平和实效，促进粮食产业高质量发展。 协议提出，双方将立足各自职能定位，指导农业银行分支机构与各级粮食和物资储备部门深化工作对 接，创新合作模式，细化工作举措，共同探索金融服务粮食安全和战略应急物资储备有效路径，形成粮 食和物资储备工作与金融相互促进、共同发展的良好局面。 责任编辑：曹睿潼 协议约定，双方将围绕粮食经纪人和种粮大户服务、粮食交易供应链融资、市场化收购信贷资金保障、 粮食流通领域项目支持等方面开展深度合作，不断提高合作水平和实效，促进粮食产业高质量发展。 协议提出，双方将立足各自职能定位，指导农业银行分支机构与各级粮食和物资储备部门深化工作对 ...

Core Viewpoint - *ST Qingyan (301288.SZ) currently does not hold any mineral assets and focuses on resource utilization through hazardous waste disposal services [1] Group 1: Business Operations - The company's resource utilization business is primarily conducted through its subsidiary, Fujian Tonghai Nickel Industry Technology Co., Ltd., which collects and disposes of hazardous waste from enterprises [1] - The company charges fees for hazardous waste disposal services and employs mature pyrometallurgical processes to treat various industrial solid wastes containing metals such as nickel, chromium, copper, and iron [1] - The company recovers various metal resources from hazardous waste and produces alloy metals and other resource products for external sales [1]

Core Viewpoint - The company, *ST Qingyan (301288.SZ)*, is currently focused on municipal wastewater treatment and industrial wastewater treatment, with no involvement in seawater desalination technology at this time [1] Group 1: Business Focus - The company's water treatment business primarily covers municipal wastewater treatment and industrial wastewater treatment [1] - The company is monitoring industry development trends and plans to leverage its technological advantages to advance its business layout [1] Group 2: Future Plans - The company will provide specific updates based on its disclosed information as it continues to adapt to industry changes [1]

二、农业银行应要求上述核准任职资格人员严格遵守金融监管总局有关监管规定，自农业银行政许可决 定作出之日起3个月内到任，并按要求及时报告到任情况。未在上述规定期限内到任的，本批复文件失 效，由决定机关办理行政许可注销手续。 三、农业银行应督促上述核准任职资格人员持续学习和掌握经济金融相关法律法规，牢固树立风险合规 意识，熟悉任职岗位职责，忠实勤勉履职。 2025年12月29日，昌吉金融监管分局发布批复称，《中国农业银行（601288）新疆分行关于薛王斌金融 机构高级管理人员任职资格核准的请示》（农银新发〔2025〕143号）收悉。经审核，现批复如下： 一、核准薛王斌农业银行昌吉分行副行长的任职资格。 ...

Core Insights - A significant trend observed in 2025 is the increase in large fines imposed on banks, reflecting compliance shortcomings and risk points during the transition to high-quality development in the banking industry [2][16] - In 2025, regulatory authorities issued a total of 454 fines exceeding one million yuan to banking institutions and personnel, an increase of 58 from the previous year, with the total amount of fines nearly doubling [2][16] - The main areas of violations in 2025 were concentrated in credit business, anti-money laundering, and internal control systems, with anti-money laundering violations seeing the most notable increase, reaching 894 fines, a rise of 185.09% compared to the previous year [2][16] Summary of Fines Over 20 Million Yuan - In 2025, there were 12 fines disclosed with amounts exceeding 20 million yuan, primarily related to compliance management issues in traditional business areas such as loans and bills, indicating deficiencies in basic business risk control and regulatory cooperation [4][17] - Common violations included issues with account management and anti-money laundering, highlighting flaws in customer identity verification and transaction monitoring processes [3][17] Summary of Fines Between 10 Million and 20 Million Yuan - This category of fines predominantly involved joint-stock banks, reflecting a conflict between business innovation and compliance management [6] - Violations were mainly related to compliance operations (account and anti-money laundering) and business management (internet loans and agency sales), with cross-border foreign exchange violations being a secondary concern [7] Summary of Fines Between 5 Million and 10 Million Yuan - Fines in this range were primarily concentrated among city commercial banks, joint-stock banks, and rural commercial banks [10] - The most common violations included anti-money laundering and customer identity verification issues, alongside traditional problems related to credit "three checks" failures [10]

Core Viewpoint - The announcement by Agricultural Bank of China regarding adjustments to margin ratios and price fluctuation limits for gold and silver contracts indicates a proactive approach to risk management in the commodities market [1] Group 1: Margin Adjustments - The margin ratio for Au (T+D) and mAu (T+D) contracts will increase from 43% to 44% effective December 30, 2025 [1] - The margin ratio for Ag (T+D) contracts will increase from 48% to 49% effective December 30, 2025 [1] Group 2: Price Fluctuation Limits - The price fluctuation limit for Au (T+D) and mAu (T+D) contracts will be adjusted from 15% to 16% starting from the next trading day after December 30, 2025 [1] - The price fluctuation limit for Ag (T+D) contracts will be adjusted from 18% to 19% starting from the next trading day after December 30, 2025 [1] Group 3: Contingency Measures - In the event of a one-sided market on December 30, the higher margin and fluctuation limits as per the Shanghai Gold Exchange's risk management regulations will be applied [1] - After trading resumes on January 5, 2026, the price fluctuation limits for Au (T+D) and mAu (T+D) contracts will revert to 15% on the first trading day without a one-sided market [1] - The price fluctuation limit for Ag (T+D) contracts will revert to 18% on the first trading day without a one-sided market [1]

Group 1 - The core point of the article is that China Ping An Insurance (Group) Co., Ltd. has increased its stake in Agricultural Bank of China (01288) by acquiring 124.569 million shares at a price of HKD 5.6792 per share, totaling approximately HKD 707 million [1] - After the acquisition, China Ping An's total shareholding in Agricultural Bank of China is approximately 6.787 billion shares, representing a stake of 22.07% [1]

声明：市场有风险，投资需谨慎。本文为AI基于第三方数据生成，仅供参考，不构成个人投资建议。 来源：市场资讯 国家知识产权局信息显示，中国农业银行股份有限公司取得一项名为"基于Android系统的数据一致性保 障方法及装置"的专利，授权公告号CN115718751B，申请日期为2022年11月。 天眼查资料显示，中国农业银行股份有限公司，成立于1986年，位于北京市，是一家以从事货币金融服 务为主的企业。企业注册资本34998303.3873万人民币。通过天眼查大数据分析，中国农业银行股份有 限公司共对外投资了16家企业，参与招投标项目5000次，财产线索方面有商标信息1308条，专利信息 5000条，此外企业还拥有行政许可119个。 ...

国家知识产权局信息显示，中国农业银行股份有限公司取得一项名为"一种通信方法、装置、电子设备 及存储介质"的专利，授权公告号CN114579334B，申请日期为2022年3月。 天眼查资料显示，中国农业银行股份有限公司，成立于1986年，位于北京市，是一家以从事货币金融服 务为主的企业。企业注册资本34998303.3873万人民币。通过天眼查大数据分析，中国农业银行股份有 限公司共对外投资了16家企业，参与招投标项目5000次，财产线索方面有商标信息1308条，专利信息 5000条，此外企业还拥有行政许可119个。 来源：市场资讯 声明：市场有风险，投资需谨慎。本文为AI基于第三方数据生成，仅供参考，不构成个人投资建议。 ...

Core Viewpoint - China Agricultural Bank has obtained a patent for a data protection method, indicating its focus on enhancing data security and technological innovation in the financial sector [1]. Group 1: Company Overview - China Agricultural Bank was established in 1986 and is headquartered in Beijing, primarily engaged in monetary financial services [1]. - The registered capital of China Agricultural Bank is approximately 34.998 billion RMB [1]. Group 2: Investment and Intellectual Property - The bank has invested in 16 companies and participated in 5,000 bidding projects [1]. - It holds 1,308 trademark registrations and 5,000 patent records, showcasing its commitment to intellectual property [1]. - The bank has also obtained 119 administrative licenses, reflecting its regulatory compliance and operational capabilities [1].