Core Viewpoint - Bohai Bank has been recognized as the "Annual Outstanding Technology Financial Bank" at the 16th Golden Ding Award, highlighting its innovative practices and achievements in the field of technology finance [1] Group 1: Technology Finance as a Driving Force - In the context of narrowing net interest margins and economic pressures, the banking industry is shifting from scale-driven to efficiency and innovation-driven models. Bohai Bank positions technology finance as the "first engine" for serving new productive forces [2] - The bank has issued 5 billion yuan in technology innovation bonds to support cutting-edge sectors such as artificial intelligence and biomedicine, and has underwritten a total of over 3 billion yuan in technology innovation bonds for 15 entities [2] Group 2: Comprehensive Service System for Technology Enterprises - Bohai Bank collaborates with various stakeholders, including government and research institutions, to create a comprehensive service system covering the entire lifecycle of technology enterprises. For instance, it has supported Suzhou Corning Jereh Biotechnology Co., Ltd. in the biomedicine sector through technology innovation bonds [3] - As of June 2025, the bank's loans to technology enterprises reached 71.252 billion yuan, an increase of 24.153 billion yuan from the previous year, demonstrating significant growth [3] Group 3: Digital Transformation and Innovation - The bank has implemented measures to enhance its independent research and development capabilities, leading to a significant increase in self-developed projects. A new comprehensive fund management system has been successfully launched, marking a milestone in the bank's digital transformation strategy [4] - The new system integrates various management functions, improving transaction efficiency and management levels while achieving full domestic adaptation across its technology stack [4] Group 4: Future Outlook - Bohai Bank aims to continue its commitment to "finance for the people, technology for practicality," by deepening its technology finance strategy and expanding its service offerings to provide comprehensive financial support for technology enterprises [5]

Core Insights - Technological innovation is the primary driver of high-quality economic development, with technology finance becoming a strategic initiative for building a strong financial nation [1] - The issuance scale of technology innovation bonds has exceeded 760 billion yuan, attracting significant interest from banks and securities firms [1][4] Group 1: Technology Finance Initiatives - Bohai Bank has positioned technology finance as the primary engine for serving national strategies, offering specialized comprehensive financial service plans to meet the funding needs of business expansion and R&D investment [1] - The introduction of the "technology board" in the bond market has opened new avenues for guiding financial resources to support technological innovation [3] Group 2: Technology Innovation Bonds - Technology innovation bonds are designed as "special credit quotas for technology companies," ensuring that financial resources are precisely allocated to support innovation [3] - Since the launch of the technology board, regulatory bodies have implemented new policies to optimize the issuance management process, simplifying disclosure requirements and reducing costs for banks [3] Group 3: Recent Developments and Achievements - Bohai Bank successfully led the issuance of an 8-year technology innovation bond for Tianjin Venture Capital Co., with a coupon rate of 2.85%, which aligns with the full lifecycle of the fund [4] - As of July this year, Bohai Bank's cumulative investment scale in technology innovation bonds reached 23.536 billion yuan, covering 213 issuing entities [4] Group 4: Index Development and Future Plans - Bohai Bank has collaborated with the China Bond Financial Valuation Center to create a series of indices, including the first locally named technology innovation bond index in Tianjin [5] - The bank aims to deepen its technology financial service capabilities and expand the scale of the "technology board" in the bond market, enhancing direct financing channels for fostering new productive forces [5]

Core Insights - Technological innovation is the core driving force for high-quality development, while "light assets, lack of collateral, and financing difficulties" remain pain points for technology-based SMEs [1] - Bohai Bank has launched the "Bohai Silver Science and Technology Fast Loan" product to meet the financing needs of SMEs, achieving a cumulative support of 36 enterprises and a total loan amount of 33.87 million yuan by the end of October 2025 [1][4] Group 1: Product Features - The "Bohai Silver Science and Technology Fast Loan" product addresses the high R&D investment and urgent financing needs of SMEs by offering efficient approval, flexible credit limits, adaptable terms, and credit-driven advantages [2] - The product features a maximum credit limit of 30 million yuan and a loan term of up to 3 years, aligning closely with the growth cycle of enterprises [2] - The innovative "Technology Flow" evaluation system shifts the focus from tangible assets to intangible strengths such as intellectual property, R&D investment, team capabilities, industry prospects, and government support [2] Group 2: Implementation Mechanism - Bohai Bank's Tianjin branch has established a full-process service mechanism for the "Bohai Silver Science and Technology Fast Loan," including a dedicated technology finance task force and specialized customer manager teams [3] - A green approval channel has been created to ensure efficient collaboration among front, middle, and back offices [3] - The risk control system relies on a specialized assessment model that evaluates patent value, order conversion capability, and technological iteration prospects [3] Group 3: Case Study and Future Outlook - A case study of a national-level specialized "little giant" enterprise in Tianjin highlights the effectiveness of the "Bohai Silver Science and Technology Fast Loan," which provided a pre-approved credit limit of 10 million yuan within three days [4] - The bank plans to further customize loan solutions for equipment upgrades and deepen cooperation with the enterprise [4] - Looking ahead, Bohai Bank aims to enhance its service to the real economy, optimize the "Technology Flow" evaluation system, and expand its service coverage in strategic emerging industries [4]

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部份內容而產生或因倚 賴該等內容而引致的任何損失承擔任何責任。 CHINA BOHAI BANK CO., LTD. 渤海銀行股份有限公司 （於中華人民共和國註冊成立的股份有限公司） （股份代號：9668） 於臨時股東大會提呈之決議案以投票方式進行表決，表決結果詳情如下： 2025年第三次臨時股東大會 投票表決結果及選舉董事 茲提述渤海銀行股份有限公司（「本行」）日期均為2025年10月24日的2025年第三 次臨時股東大會（「臨時股東大會」）通函（「該通函」）及通告。除另有界定者外， 本公告所用詞彙與該通函所界定者具有相同涵義。 本行已於2025年11月14日（星期五）下午2時於中國天津市河東區海河東路218號 渤海銀行大廈6702會議室舉行臨時股東大會。臨時股東大會由本行董事長王錦虹 先生主持。執行董事王錦虹先生、屈宏志先生，非執行董事歐兆倫先生、元微女 士、胡愛民先生，以及獨立非執行董事謝日康先生、岑紹雄先生、王愛儉女士、 劉駿民先生、劉瀾飈先生、歐陽勇先生出 ...

Core Insights - Bohai Bank has successfully launched a new generation comprehensive fund management system, marking a significant milestone in its digital transformation strategy [1] - The project took 17 months to complete, demonstrating the bank's strong project management capabilities [1] Group 1: System Functionality and Upgrades - The new system integrates front, middle, and back office management for financial market fund operations, enhancing transaction efficiency and management levels through seamless data connectivity [2] - It features a five-level classification for fund products, supporting a diverse range of financial market products, including traditional and new offerings [2] - The system supports a comprehensive risk management framework, including real-time credit limit management and compliance monitoring, establishing a dynamic risk control system [2] Group 2: Data Governance and Innovation - The system enhances core data governance by standardizing and analyzing business data, effectively eliminating data silos and establishing a transparent data framework [3] - It achieves full-stack domestic innovation by adapting all components from hardware to middleware, setting a benchmark for transformation in the industry [3] - The successful implementation of the system strengthens Bohai Bank's operational efficiency and risk management capabilities, while also fostering a talent pool skilled in both finance and digital technology [3]

Core Insights - Bohai Bank has successfully launched a new generation comprehensive fund management system, marking a significant milestone in its digital transformation strategy [1][3] - The project took 17 months to complete, starting in April 2024, showcasing the bank's project management capabilities [1] Group 1: System Functionality and Management - The new system integrates front, middle, and back office management for financial market fund operations, enhancing transaction efficiency and management levels through seamless data connectivity [2] - It features a five-level classification for fund products, supporting a diverse range of financial market products, including traditional and new offerings [2] - The system supports a comprehensive risk management framework, including real-time credit limit management and compliance monitoring, establishing a dynamic risk control system [2] Group 2: Data Governance and Innovation - The system promotes core data governance by standardizing business data and eliminating data silos, laying a solid foundation for future digital applications [3] - It achieves full-stack domestic adaptation, becoming a model for other commercial banks in China to follow in their digital transformation efforts [3] - The successful implementation of the system enhances Bohai Bank's operational efficiency and risk management capabilities, while also fostering a talent pool skilled in both finance and digital technology [3]

Core Insights - Bohai Bank and Guangzhou Railway Group have entered a new phase of cooperation, focusing on financial innovation to alleviate freight costs and serve the real economy through the introduction of three supply chain financial products: "Bohai Freight Certificate," freight bills, and freight guarantees [1][2] Group 1: Financial Products and Services - The "Bohai Freight Certificate" is the core product designed to enhance customer experience and reduce financing costs through an online process and optimized risk pricing model [1][2] - Bohai Bank aims to create a comprehensive supply chain financial product system in collaboration with Guangzhou Railway Group, integrating financial services deeply into all aspects of railway transportation [1][2] Group 2: Industry Challenges and Solutions - The railway freight sector faces challenges such as high freight costs, significant capital occupation, and slow payment speeds, which the new financial products aim to address [1][2] - The introduction of these products aligns with the central government's goal of reducing overall logistics costs in society [1][2] Group 3: Future Outlook and Collaboration - Bohai Bank plans to continue promoting and optimizing logistics financial products, leveraging successful experiences in railway transportation to replicate and deepen these innovations [3] - Both Bohai Bank and Guangzhou Railway Group are committed to using continuous financial innovation to effectively lower logistics costs and contribute to high-quality economic development [3]

股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2025年10月31日 狀態: 新提交 第 1 頁 共 10 頁 v 1.1.1 FF301 FF301 致：香港交易及結算所有限公司 公司名稱: 渤海銀行股份有限公司 呈交日期: 2025年11月4日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | H | | | 於香港聯交所上市 (註1) | | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 09668 | 說明 | | | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | | 法定/註冊股本 | | | 上月底結存 | | | 6,200,555,000 | RMB | | 1 | RMB | | 6,200,555,000 | | 增加 / 減少 (-) | | | 0 | | | | RMB | | 0 | | 本月底結存 | | | 6,200,555,000 | RMB | | | ...

Core Insights - Bohai Bank reported mixed financial results for the first three quarters, with revenue declining by 2.64% year-on-year while net profit increased by 4.65% [2][3] Financial Performance - For the first three quarters, Bohai Bank's operating revenue reached 19.326 billion yuan, a decrease of 2.64% year-on-year; net profit was 4.988 billion yuan, an increase of 4.65% year-on-year [3] - In the first half of the year, the bank's operating revenue was 14.215 billion yuan, showing a growth of 8.14%, while net profit was 3.830 billion yuan, up by 3.61% [3] - As of the end of September, total assets amounted to 1.91 trillion yuan, a growth of 3.36% from the end of the previous year; total liabilities were 1.79 trillion yuan, increasing by 3.40% [3] Capital Adequacy - The capital adequacy ratio stood at 10.88%, down by 0.75 percentage points from the end of the previous year; the Tier 1 capital adequacy ratio was 8.99%, down by 0.31 percentage points; and the core Tier 1 capital adequacy ratio was 8.09%, down by 0.26 percentage points [3] Asset Quality and Management Changes - The bank did not disclose the asset quality status as of the end of the third quarter; however, as of June, the non-performing loan ratio had increased by 0.05 percentage points to 1.81%, which is above the industry average [4] - In July, the National Financial Regulatory Administration approved Qi Jun as the Chief Risk Officer, who has experience in risk management and non-performing asset disposal [4] - The bank's executive team has undergone changes, with three new vice presidents approved in February and a resignation in July [4]

Group 1 - The core point of the article is that Bohai Bank reported its financial performance for the nine months ending September 30, 2025, showing a decrease in operating income but an increase in net profit [1] Group 2 - Bohai Bank achieved operating income of 19.326 billion RMB, representing a year-on-year decrease of 2.64% [1] - The net profit for the same period was 4.988 billion RMB, which reflects a year-on-year increase of 4.66% [1]