Core Insights - Bohai Bank reported a revenue of 19.326 billion RMB and a net profit of 4.988 billion RMB for the nine months ending September 30, 2025 [1] Financial Performance - The bank's capital adequacy ratio stood at 10.88%, with a Tier 1 capital ratio of 8.99% and a core Tier 1 capital ratio of 8.09%, meeting regulatory requirements in China [1] - Total net capital amounted to 133.237 billion RMB, with Tier 1 capital netting at 110.094 billion RMB and core Tier 1 capital at 99.094 billion RMB [1] - The total risk-weighted assets reached 1,224.903 billion RMB [1] Capital Structure - As of September 30, 2025, the bank had a balance of 23 billion RMB in Tier 2 capital bonds and 11 billion RMB in perpetual capital bonds [1]

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部分內容而產生或因倚 賴該等內容而引致的任何損失承擔任何責任。 CHINA BOHAI BANK CO., LTD. 渤海銀行股份有限公司 （於中華人民共和國註冊成立的股份有限公司） （股份代號：9668） 內幕消息 2025年9月30日止九個月的財務等信息 本公告乃由渤海銀行股份有限公司（「本行」）根據《香港聯合交易所有限公司證券 上市規則》第13.09條及《證券及期貨條例》（香港法例第571章）第XIVA部項下的 內幕消息條文（定義見上市規則）而作出。 本行董事會謹此知會本行股東及潛在投資者本行及其附屬公司（「本集團」）截至 2025年9月30日止九個月的財務等信息。 一、本集團截至2025年9月30日止九個月國際財務報告準則編製的未經審計 財務信息 | | 截至2025年 | | --- | --- | | | 9月30日止 | | | 九個月期間 | | | 人民幣千元 | | 營業收入 | 19,325,837 | | 淨利潤 | 4,988,076 | ...

Core Points - The event "Bohai Warm Chongyang Qingstone Health" was held by Bohai Bank's Changchun branch in collaboration with the Qingstone community, celebrating the Double Ninth Festival and showing care for the elderly [1][2] - The event featured performances from 15 artistic teams across 7 communities, including dances, choir performances, and instrumental music, creating a vibrant atmosphere [1][2] - A skit performed by the bank's staff addressed financial fraud issues faced by the elderly, enhancing their awareness of financial risk prevention [1] Summary by Sections - **Event Overview** - The event took place on October 29, coinciding with the national "Respect for the Elderly Month" [1] - It aimed to provide a cultural feast for elderly residents and convey care and respect [1] - **Cultural Activities** - The performances included various forms such as singing, dancing, and drama, which celebrated the country and evoked fond memories among the elderly [1] - The lively opening dance and subsequent performances created a joyful atmosphere, with the audience actively engaging [2] - **Financial Awareness Initiative** - The skit titled "If Happiness Knocks on the Door" focused on financial fraud, using simple language to explain prevention tips to the elderly [1] - This initiative aimed to safeguard the financial security of elderly participants [1] - **Future Plans** - Bohai Bank's Changchun branch plans to continue organizing various public welfare activities in collaboration with local communities to enhance the well-being of the elderly [2]

Core Viewpoint - The article emphasizes the role of "inclusive finance" in supporting the real economy and promoting common prosperity, as outlined in the central financial work conference's blueprint for a financial powerhouse [1]. Group 1: Company Initiatives - Bohai Bank actively implements the national rural revitalization strategy by enhancing inclusive financial services in rural areas, addressing challenges such as cumbersome procedures, high thresholds, and insufficient coverage [1]. - The bank has developed a tailored credit solution of 3 million yuan for the Laofulai Vegetable Cooperative, utilizing an innovative model of "policy agricultural guarantee + cooperative mutual guarantee" to overcome financing bottlenecks due to lack of collateral [5]. - Bohai Bank's "Bohai Agricultural Loan" product leverages financial technology to provide efficient, convenient, and affordable credit support to farmers, significantly reducing barriers to agricultural loans [8][10]. Group 2: Financial Product Impact - Since its launch in 2019, the "Bohai Agricultural Loan" has seen a cumulative interest rate reduction of 73 basis points, with the maximum loan amount increased from 150,000 yuan to 200,000 yuan, alleviating the financial burden on farmers [10]. - The total disbursement of the "Bohai Agricultural Loan" has exceeded 1.3 million transactions, amounting to nearly 900 million yuan, benefiting over 9,000 farmers and establishing itself as a key financial brand for the bank in supporting rural revitalization [10]. - The bank aims to continue enhancing the quality and efficiency of inclusive financial services, contributing to high-quality economic and social development during the 14th Five-Year Plan period [11].

Core Insights - Bohai Bank successfully underwrote the issuance of 200 million yuan in medium-term notes for Shandong Yiyang Health Industry Development Group, marking a significant step in supporting the elderly care industry [1][3] - The issuance has a term of three years with an interest rate of 1.96%, highlighting the bank's commitment to the "silver economy" [1][3] Group 1: Financial Support and Development - 50% of the funds raised from the medium-term notes will be used to repay interest-bearing debts related to the elderly care industry, including loans for health projects and procurement of applicable medical supplies [3] - The central financial work conference in 2023 emphasized the development of the "silver economy" and laid out important policies for financial support in this sector [3][4] - Bohai Bank is actively aligning its investment banking operations with national policies and has been involved in the development of innovative financial products to support the elderly care industry [3][4] Group 2: Personal Pension Services - Bohai Bank is one of the first commercial banks to obtain qualifications for personal pension business, demonstrating its proactive approach to social responsibility and service to the elderly [4] - As of June 2025, the bank's pension financial services have reached 1.438 million households, reflecting a 7% increase from the previous year [4] - The bank plans to enhance its bond products related to key areas and continue to promote the issuance of debt financing tools for the elderly care industry [4]

Core Insights - Bohai Bank has issued carbon reduction loans totaling 2.95 billion yuan to 13 projects under the support of carbon reduction support tools from the People's Bank of China [1] - The weighted average interest rate for these loans is 4.20%, contributing to an annual carbon reduction of 1.2371 million tons of CO2 equivalent [1] - The loans are specifically allocated for key areas such as clean energy, energy conservation, environmental protection, and carbon reduction technologies, supporting the goals of carbon peak and carbon neutrality [1] Summary by Categories - **Loan Issuance** - Bohai Bank has issued carbon reduction loans amounting to 2.95 billion yuan to 13 projects [1] - The loans are aimed at supporting carbon reduction initiatives [1] - **Financial Metrics** - The weighted average interest rate for the carbon reduction loans is 4.20% [1] - The annual carbon reduction achieved through these loans is 1.2371 million tons of CO2 equivalent [1] - **Project Focus** - The carbon reduction loans are designated for clean energy, energy conservation, environmental protection, and carbon reduction technologies [1] - The initiatives align with the broader objectives of achieving carbon peak and carbon neutrality [1]

CHINA BOHAI BANK CO., LTD. 渤海銀行股份有限公司 （於中華人民共和國註冊成立的股份有限公司） （其地址為 ） 為本人╱吾等之代理人，代表本人╱吾等出席於2025年11月14日（星期五）下午2時於中國天津市河東區海河東路218號渤海銀行 大廈6702會議室舉行的2025年第三次臨時股東大會（「臨時股東大會」），並於該會代表本人 ╱ 吾等依照下列指示就臨時股東大會 通告所列的決議案投票；如無作出指示，則本人╱吾等之代理人可酌情投票。除文義另有所指外，本表格所用詞彙與本行日期為 2025年10月24日的通函所界定者具有相同涵義。 | | （附註5） 普通決議案 | （附註6） 贊成 | （附註6） 反對 | （附註6） 棄權 | | --- | --- | --- | --- | --- | | 1. | 「動議： | | | | | | (a) 審議並批准建議由本行以公開掛牌方式在建議授權（定義見下文）和授 | | | | | | 權有效期（定義見下文）內分批次單戶轉讓或批量出售本行轉讓資產 | | | | | | （包括轉讓本金、對應利息罰息、代墊司法費用）（「轉讓資產」）（「建議 | ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本通告的內容概不負責，對其準確性或完整性亦 不發表任何聲明，並明確表示，概不對因本通告全部或任何部分內容而產生或因倚賴該等內容而引致的任 何損失承擔任何責任。 CHINA BOHAI BANK CO., LTD. 於2025年第三次臨時股東大會上亦將聽取段文務先生辭去本行非執行董事 職務的報告（書面報告）。 2025年第三次臨時股東大會通告 茲通告渤海銀行股份有限公司（「本行」）謹訂於2025年11月14日（星期五）下午2 時於中國天津市河東區海河東路218號渤海銀行大廈6702會議室舉行2025年第三次臨 時股東大會（「2025年第三次臨時股東大會」），以審議並酌情批准下列決議案： 普通決議案 – 1 – 1. 「動議： (a) 審議並批准建議由本行以公開掛牌方式在建議授權（定義見下文）和 授權有效期（定義見下文）內分批次單戶轉讓或批量出售本行轉讓資 產（包括轉讓本金、對應利息罰息、代墊司法費用）（「轉讓資產」） （「建議出售事項」）； (b) 審議並批准建議本行股東於股東大會上預先授予本行董事會以公開掛 牌方式進行及完成建議出售事項一般授權（「建議授權」） ...

此乃要件 請即處理 閣下如對本通函任何方面或應採取之行動有任何疑問，應諮詢 閣下之股票經紀或其他註冊證券商、銀行 經理、律師、專業會計師或其他專業顧問。 閣下如已將名下之渤海銀行股份有限公司股份全部售出或轉讓，應立即將本通函交予買主或承讓人，或經 手買賣或轉讓之註冊證券商或註冊證券機構或其他代理商，以便轉交買主或承讓人。 本通函僅供參考，並不構成收購、購買或認購本行證券之邀請或要約。 香港交易及結算所有限公司及香港聯合交易所有限公司對本通函的內容概不負責，對其準確性或完整性亦 不發表任何聲明，並明確表示，概不對因本通函全部或任何部份內容而產生或因依賴該等內容而引致之任 何損失承擔任何責任。 CHINA BOHAI BANK CO., LTD. 渤海銀行股份有限公司 （於中華人民共和國註冊成立的股份有限公司） （股份代號：9668） 有關以公開掛牌方式進行 潛在非常重大出售事項之建議授權 選舉崔宏琴女士擔任非執行董事 及 2025年第三次臨時股東大會通告 本封面頁所用詞彙與本通函所界定者具有相同涵義。 董事會函件載於本通函第4至20頁。 本行謹訂於2025年11月14日（星期五）下午2時舉行2025年第三次臨時 ...

Core Viewpoint - The successful issuance of the second phase of medium-term notes by Shandong Yiyang Health Industry Development Group, underwritten by Bohai Bank, marks a significant step in supporting the elderly care industry and highlights the bank's commitment to the "silver economy" [1][2]. Group 1: Financial Instrument Details - The medium-term notes amount to 200 million yuan, with a maturity of 3 years and an issuance interest rate of 1.96% [1]. - 50% of the raised funds will be used to repay interest-bearing debts related to the elderly care industry, including loans for health projects and procurement of applicable medicines and medical devices [2]. Group 2: Policy and Strategic Alignment - The issuance aligns with the central government's initiatives to develop the "silver economy," as highlighted in the 2023 Central Financial Work Conference and the 2024 guidelines from the People's Bank of China and other departments [2]. - Bohai Bank is actively participating in the bond market's development and has been promoting policies to support the elderly care industry through tailored financing solutions [2]. Group 3: Service Expansion and Future Plans - As one of the first commercial banks to obtain personal pension business qualifications, Bohai Bank has expanded its pension financial services, reaching 1.438 million elder clients, a 7% increase from the previous year [3]. - The bank plans to enhance its bond products related to key areas and continue to support the elderly care industry, contributing to the sustainable development of the "silver economy" [3].