香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部份內容而產生或因倚 賴該等內容而引致之任何損失承擔任何責任。 招商銀行股份有限公司 CHINA MERCHANTS BANK CO., LTD. （於中華人民共和國註冊成立的股份有限公司） （H股股票代碼：03968） 海外監管公告 本公告乃根據《香港聯合交易所有限公司證券上市規則》第13.10B條而作出。 招商銀行股份有限公司董事會 2025年9月29日 於本公告日期，本公司的執行董事為王良及鍾德勝；本公司的股東董事（非執行 董事）為繆建民、石岱、孫雲飛、朱立偉及黃堅；及本公司的獨立非執行董事為 李孟剛、劉俏、田宏啟、李朝鮮、史永東及李健。 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈 述或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 招商银行股份有限公司（简称本公司或招商银行）于 2025 年 9 月 27 日以电 子邮件方式发出第十三届董事会第五次会议通知，于 9 月 29 日以书面传签方式 召开会议。会议应参会董事 13 ...

1 本报告中的财务数据均为中国会计准则数据，货币币种为人民币。 1 2 2 包括本公司香港分行、招商永隆银行和招银国际等。 4 3 3 包括招商永隆银行、招银国际、招银金租、招商基金、招银理财、招银欧洲和招商信诺资管等。 5 7 6 ...

A 股简称：招商银行 A 股代码：600036 公告编号：2025-048 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 招商银行股份有限公司（简称本公司或招商银行）于 2025 年 9 月 27 日以电 子邮件方式发出第十三届董事会第五次会议通知，于 9 月 29 日以书面传签方式 召开会议。会议应参会董事 13 名，实际参会董事 13 名。会议的召开符合《中华 人民共和国公司法》和《招商银行股份有限公司章程》等有关规定。 会议审议通过了以下议案： 一、审议通过了《招商银行境外机构管理规定》。 上海证券交易所网站（www.sse.com.cn）、香港交易及结算所有限公司网站 （www.hkex.com.hk）和本公司网站(www.cmbchina.com)。 同意：13 票 反对：0 票 弃权：0 票 招商银行股份有限公司 董事会决议公告 同意：13 票 反对：0 票 弃权：0 票 二、审议通过了《招商银行集团合规政策（第二版）》。 同意：13 票 反对：0 票 弃权：0 票 三、审议通过了《"提质增效重回报"行动方案执行 ...

Core Viewpoint - The event organized by China Merchants Bank in Hohhot aims to enhance financial literacy and community engagement through interactive activities, promoting financial knowledge and services to residents [1][9]. Group 1: Community Engagement - The third Community Neighborhood Festival in Hohhot featured a financial knowledge promotion activity, combining fun interactions and cultural performances to deliver services and education to residents [1]. - A special "Safe Neighborhood Corner" was set up to assist the elderly in using mobile banking features, emphasizing user-friendly settings like enlarged fonts and voice assistance [2]. Group 2: Investment Education - Staff provided insights into investment suitability, explaining the differences between net value financial products and deposits, addressing common concerns about high-yield products [4]. - The concept that "higher returns come with higher risks" was communicated clearly, using recent examples of product value fluctuations to guide residents in making informed choices based on their risk tolerance [4]. Group 3: Fraud Awareness - The "Answer Questions to Win Fruits and Vegetables" activity focused on practical knowledge about fraud prevention, deposit insurance, and identifying illegal fundraising [6]. - Questions related to community life, such as "pension investment traps" and "fake health product investments," were designed to enhance awareness and education on these issues [6]. Group 4: Cultural Integration - A performance by a local troupe illustrated the importance of integrity in financial dealings, engaging residents with humorous lyrics that conveyed the value of honesty in financial contracts and credit card repayments [8]. - The event transformed financial education into an interactive experience, fostering a sense of community and trust between financial institutions and residents [8]. Group 5: Future Plans - China Merchants Bank plans to expand its "Finance + Community" service model, creating more engaging and interactive financial knowledge promotion activities to ensure that financial education is accessible and applicable to residents [9].

Core Viewpoint - The article emphasizes the importance of financial education for consumers, particularly targeting students, to enhance their financial literacy and protect their financial rights, aligning with the theme "Protecting Financial Rights, Supporting a Better Life" during the 2025 Financial Education Promotion Week [1]. Group 1: Financial Education Activities - China Merchants Bank's Beijing branch is conducting various financial education activities across campuses, focusing on student consumer groups to improve their financial risk prevention capabilities [1]. - On September 16, a financial anti-fraud seminar was held at Shougang Institute of Technology, attended by over 900 freshmen, where bank staff actively engaged with students [2]. - The activities are designed to address financial risks throughout the student lifecycle, covering key scenarios such as "school, life, friendships, internships, and employment" [4]. Group 2: Key Topics Covered - The seminars dissect various financial traps that students may encounter, including "campus loans," "order brushing scams," "fake customer service," "job-seeking traps," and "personal information leakage," while providing practical financial defense strategies [4]. - At Beijing University of Science and Technology, a financial knowledge seminar was conducted for over 400 participants, utilizing a "case + scenario + mnemonic" approach to illustrate the dangers of illegal campus loans [6]. - The event at Beijing No. 80 Middle School involved collaboration with local police to educate over 100 students on avoiding false advertising and illegal financial activities, emphasizing the importance of a rational money and consumption perspective [8]. Group 3: Future Initiatives - China Merchants Bank's Beijing branch plans to continue promoting financial education as a regular focus, aiming to strengthen the public's financial literacy and contribute to the political and social responsibilities of financial work [8].

Core Viewpoint - The Zhejiang Regulatory Bureau of the National Financial Supervision Administration has issued an administrative penalty against China Merchants Bank Co., Ltd. Hangzhou Branch for violations related to loan management practices [1][2]. Group 1: Violations - The main violations identified include inadequate "three checks" for working capital loans and fixed asset loans [1][2]. - Specific individuals held responsible for these violations include Wu Ying, Gu Tianyu, Pan Qixia, Pan Chaoting, Jiang Ling, Lu Yingying, and Yu Xinyu [1]. Group 2: Penalties - China Merchants Bank Co., Ltd. Hangzhou Branch has been fined 3 million yuan for the identified violations [1][2]. - The individuals responsible received warnings as part of the administrative penalties [1][2].

Core Viewpoint - In the first half of 2025, China Merchants Bank (CMB) faced multiple operational challenges but managed to maintain a steady expansion pace, with significant advantages in retail finance and enhanced core capabilities in wealth management, fintech, and risk management. The bank's operating income showed a positive trend quarter by quarter, with profit growth turning from negative to positive [1][2]. Financial Performance - CMB reported operating income of 169.97 billion yuan in the first half of 2025, a year-on-year decrease of 1.72%, with the decline narrowing in the second quarter to 0.3% [1][2]. - The net profit attributable to shareholders increased by 0.25% year-on-year to 74.93 billion yuan, marking a turnaround from negative growth [1][2]. - The annualized weighted average ROE was 13.85%, down 1.59 percentage points year-on-year [1]. Asset and Liability Management - CMB's net interest income grew by 1.57% year-on-year to 106.09 billion yuan, with a net interest margin of 1.88%, down 3 basis points from the previous quarter [1][2]. - The bank's total assets reached 12.66 trillion yuan, with loans totaling 7.12 trillion yuan and deposits at 9.42 trillion yuan, reflecting growth rates of 4.2%, 3.3%, and 3.6% respectively [2]. Wealth Management and Non-Interest Income - Non-interest income decreased by 6.73% year-on-year, but the decline was less severe compared to previous periods, with intermediary business income down by 1.89% [1][2]. - Retail assets under management (AUM) reached 16.03 trillion yuan, up 7.39% from the beginning of the year, with the number of retail customers increasing to 216 million [2]. Asset Quality - CMB maintained a stable asset quality with a non-performing loan (NPL) ratio of 0.93%, down 1 basis point from the previous quarter [1][2]. - The bank's provision coverage ratio stood at 410.9%, ensuring a solid safety net for asset quality [2]. Strategic Initiatives - CMB is advancing its "Four Transformations" strategy, focusing on internationalization, comprehensive services, differentiation, and digital intelligence [3]. - The bank's retail financial business contributed over 55% to its revenue and profit, with significant growth in pension fund management and technology-driven services [3].

2025年9月25日，招商银行（600036）发布公告称，根据《国务院办公厅关于2025年部分节假日安排的 通知》要求，现将国庆中秋假期期间招商银行个人"境外汇款"业务安排通告如下。 如有疑问，欢迎致电招商银行客户服务热线咨询。 2025年10月1日至2025年10月8日假期期间，招商银行电子渠道、柜面渠道（因节假日停业的网点除外） 可受理个人"境外汇款"申请，资金将于节后第一个工作日开始处理（特殊情形除外），审核无误后汇出 招商银行。受境内外假期影响，临近假期提交的相关业务可能会延迟至节后处理，请您提前做好资金安 排，由此给您带来不便，敬请谅解。 ...

格隆汇9月25日｜香港交易所信息显示，花旗集团在招商银行的持股比例于09月19日从4.95%升至 5.11%。 ...

二、招商银行济南分行应要求上述核准任职资格人员严格遵守金融监管总局有关监管规定，自招商银行 政许可决定作出之日起3个月内到任，并按要求及时报告到任情况。未在上述规定期限内到任的，本批 复文件失效，由决定机关办理行政许可注销手续。 三、招商银行济南分行应督促上述核准任职资格人员持续学习和掌握经济金融相关法律法规，牢固树立 风险合规意识，熟悉任职岗位职责，忠实勤勉履职。 2025年9月18日，山东金融监管局发布批复称，《招商银行（600036）关于核准单强高级管理人员任职 资格的请示》（招银字〔2025〕245号）收悉。经审核，现批复如下： 一、核准单强招商银行济南分行副行长的任职资格。 ...