Core Viewpoint - The Industrial and Commercial Bank of China (ICBC) Inner Mongolia Branch is committed to implementing the central government's strategy for inclusive finance, focusing on enhancing service quality and efficiency to support the high-quality development of the regional economy [1] Group 1: Inclusive Finance Expansion - As of September 2025, the balance of inclusive loans exceeded 40 billion, with an increase of over 12 billion since the beginning of the year, leading the industry in the region [2] - The bank has effectively reduced financing costs through policy guidance and product innovation, addressing the high financing costs faced by small and micro enterprises [2] Group 2: Innovative Financing Products - The bank has launched over 40 specialized scene-based financing products tailored to the unique needs of regional industries, including "Science and Technology Innovation Loan," "Specialized and New Loan," and "Veterans Entrepreneurship Loan" [3] - These products have significantly improved financing accessibility for small businesses, individual entrepreneurs, and farmers, with a loan balance of nearly 8 billion supporting local economic development [3] Group 3: Streamlined Loan Processes - The bank has implemented the "no repayment renewal loan" policy to support small and micro enterprises, optimizing the renewal process to enhance customer satisfaction [4] - Over 6,000 small and micro customers have benefited from nearly 8 billion in no repayment renewal loans, demonstrating the bank's commitment to service [4] Group 4: Technology-Driven Support for Rural Revitalization - The bank has embraced financial technology by launching a direct connection platform for guarantee business, improving efficiency in agricultural financing [5] - Collaboration with guarantee institutions has increased the proportion of guarantee loans in inclusive financing, providing robust financial support for the rural revitalization strategy [5]

Core Viewpoint - The 20th Central Committee's Fourth Plenary Session has outlined a grand development blueprint for the "14th Five-Year Plan" period, emphasizing high-quality development and providing fundamental guidelines for various work areas [1] Group 1: Economic and Financial Development - During the "14th Five-Year Plan" period, China has achieved historic accomplishments in economic and social development, accelerating the pace of building a strong nation through Chinese-style modernization [1] - The inclusive finance sector has seen significant growth in loans to small and micro enterprises, expanding coverage and providing strong support for stabilizing employment, ensuring livelihoods, and promoting consumption [1] Group 2: Future Directions and Responsibilities - The inclusive finance sector is committed to embodying the political and people-oriented nature of financial work, aiming to provide essential services to the public [1] - The focus will be on online, intelligent, centralized, and ecological development, exploring high-quality development paths for inclusive finance [1] - The sector aims to enhance financial services to various business entities, supporting the construction of a modern industrial system and a robust domestic market [1]

北京商报讯（记者 孟凡霞 周义力）10月24日，工商银行发布公告称，经相关监管机构批准，该行2025 年总损失吸收能力非资本债券（第一期）（债券通）（以下简称"本期债券"）已于近日在全国银行间债 券市场发行完毕。本期债券发行规模为人民币100亿元，品种为4年期固定利率品种，在第3年末附有条 件的发行人赎回权，票面利率为2.02%。本期债券募集资金在扣除发行费用后，将依据适用法律和主管 部门的批准用于提升该行总损失吸收能力。 ...

Core Viewpoint - Industrial and Commercial Bank of China (ICBC) has successfully issued a total loss-absorbing capacity (TLAC) non-capital bond approved by regulatory authorities, aimed at enhancing its financial stability and resilience [1] Group 1: Bond Issuance Details - The bond issuance was completed in the interbank bond market with a total scale of RMB 10 billion [1] - The bond has a fixed interest rate of 2.02% and a maturity period of 4 years, with a conditional redemption option for the issuer at the end of the third year [1] - The funds raised from this bond issuance will be used to enhance the bank's total loss-absorbing capacity, subject to applicable laws and regulatory approvals after deducting issuance costs [1]

格隆汇10月24日丨工商银行(01398.HK)公告，经相关监管机构批准，中国工商银行股份有限公司2025年 总损失吸收能力非资本债券(第一期)(债券通)已于近日在全国银行间债券市场发行完毕。 本期债券募集资金在扣除发行费用后，将依据适用法律和主管部门的批准用于提升本行总损失吸收能 力。 本期债券发行规模为人民币100亿元，品种为4年期固定利率品种，在第3年末附有条件的发行人赎回 权，票面利率为2.02%。 ...

智通财经APP讯，工商银行(01398)发布公告，经相关监管机构批准，中国工商银行股份有限公司2025年 总损失吸收能力非资本债券(第一期)(债券通)已于近日在全国银行间债券市场发行完毕。 本期债券发行规模为人民币100亿元，品种为4年期固定利率品种，在第3年末附有条件的发行人赎回 权，票面利率为2.02%。 本期债券募集资金在扣除发行费用后，将依据适用法律和主管部门的批准用于提升本行总损失吸收能 力。 ...

证券代码：601398 证券简称：工商银行 公告编号：临 2025-039 号 经相关监管机构批准，中国工商银行股份有限公司（简称本行）2025 年总 损失吸收能力非资本债券（第一期）（债券通）（简称本期债券）已于近日在全国 银行间债券市场发行完毕。 本期债券发行规模为人民币 100 亿元，品种为 4 年期固定利率品种，在第 3 年末附有条件的发行人赎回权，票面利率为 2.02%。 本期债券募集资金在扣除发行费用后，将依据适用法律和主管部门的批准用 于提升本行总损失吸收能力。 特此公告。 中国工商银行股份有限公司董事会 二〇二五年十月二十四日 中国工商银行股份有限公司 关于 2025 年总损失吸收能力非资本债券 （第一期）（债券通）发行完毕的公告 中国工商银行股份有限公司董事会及全体董事保证本公告内容不存在任何虚 假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承担法 律责任。 ...

關 於 2025 年總損失吸收能力非資本債券 （ 第 一 期 ）（ 債 券 通 ）發 行 完 畢 的 公 告 經相關監管機構批准，中國工商銀行股份有限公司（「本行」）2025年總損失吸收能力非 資本債券（第一期）（債券通）（「本期債券」）已於近日在全國銀行間債券市場發行完畢。 本期債券發行規模為人民幣100億元，品種為4年期固定利率品種，在第3年末附有條件 的發行人贖回權，票面利率為2.02%。 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告之內容概不負責，對其準確性或完整性亦不發表 任何聲明，並明確表示，概不就因本公告全部或任何部份內容而產生或因倚賴該等內容而引致之任何損失承擔任 何責任。 中國工商銀行股份有限公司 INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED （於中華人民共和國註冊成立的股份有限公司） 股份代號：1398 特此公告。 中國工商銀行股份有限公司 董事會 中國，北京 2025年10月24日 於本公告刊發日期，董事會成員包括執行董事廖林先生、劉珺先生和王景武先生；非執行董事盧永真先生、 曹利群女士、董陽先生和鐘蔓桃女士；獨立非執行董事陳 ...

Core Points - The announcement from Industrial and Commercial Bank of China (ICBC) regarding system upgrades scheduled from October 25 to October 26, 2025, aims to enhance service quality [1] - During the upgrade, various banking services will be temporarily suspended, while others will remain operational [1] Summary by Category System Upgrade Details - The system upgrade will take place from October 25 to October 26, 2025, to improve service quality [1] - Online banking, mobile banking, self-service terminals, telephone banking, and corporate connectivity will continue to operate, but some specific services will be temporarily unavailable [1] Suspended Services - Personal mobile banking will suspend credit card issuance, limit adjustments, and installment services from October 25, 22:30 to 23:30 [1] - ICBC e-Life will halt asset diagnosis, rights exchange, personal risk assessment, and private banking client information queries from October 25, 23:00 to October 26, 01:00 [1] - Personal online banking will pause wish investment, automatic purchases, and other related services from October 25, 22:30 to 23:15 [1] - Corporate mobile banking will suspend various services including settlement package inquiries and fund aggregation from October 26, 04:00 to 06:00 [1] - Telephone banking for corporate clients will be unavailable for authentication and information queries from October 26, 04:00 to 06:00 [1] - Other services such as livelihood fund supervision and smart legal services will be suspended on October 25, 20:00 to 21:30 [1] - Maintenance of ICBC's service agreements across all channels will occur from October 26, 02:00 to 03:20 [1]

Core Viewpoint - The announcement highlights a partnership between Industrial and Commercial Bank of China (ICBC) and Everbright Wealth Management to enhance wealth management services for institutional investors [1] Group 1 - ICBC has signed a cooperation agreement with Everbright Wealth Management for the agency sales of wealth management products [1] - The collaboration aims to provide better financial services to a wide range of institutional investors [1]