Market Performance - The three major US stock indices opened higher but showed mixed performance, with the Dow Jones down by 0.19% while the Nasdaq and S&P 500 saw slight increases [1] - Chinese concept stocks collectively rose, with the Nasdaq China Golden Dragon Index increasing by over 2% at one point and closing up by 1.55% [2] Notable Stocks - Among the notable gainers, Pony.ai rose nearly 7%, while New Oriental, Xunlei, and Bilibili all increased by over 4% [2] - Specific stock performances include: - Nasdaq China Golden Dragon Index at 8662.95, up 1.55% [3] - Pony.ai at 22.570, up 6.61% [3] - New Oriental at 53.850, up 4.87% [3] - Bilibili at 27.140, up 4.02% [4] Commodity Prices - Crude oil prices fell approximately 3.65%, reaching a low of $63.30 per barrel [4] - Spot gold prices rose about 1.8%, hitting a new historical high of $3832.75 per ounce [5]

Core Viewpoint - China Ping An's recent team adjustment is not a withdrawal from Shanghai, but rather a compliance-driven restructuring to align its registered and operational locations as required by regulatory changes [1][2][6] Group 1: Team Adjustment and Compliance - The adjustment involves relocating some employees from Shanghai to Shenzhen to comply with the new Company Law and related regulations, which mandate that the registered office must match the operational office [1][2] - Ping An Life's registered office is in Shenzhen, while some business teams were previously based in Shanghai, necessitating this compliance adjustment [2][6] Group 2: Shanghai's Role and Importance - Shanghai remains a critical hub for China Ping An, serving as its second headquarters, with significant functions in asset management, support services, and healthcare [2][3] - The asset management center in Shanghai manages over 5.8 trillion yuan, making it a key player in the industry [2][5] - Shanghai is home to various core subsidiaries, including Ping An Asset Management, Ping An Pension Insurance, and Ping An Good Doctor, which are leaders in their respective fields [5][6] Group 3: Historical Context and Contributions - China Ping An has established a long-standing presence in Shanghai since 1994, with the second headquarters approved in 2005 [4][5] - Over the past decade, China Ping An has created 770,000 jobs in Shanghai, served 7.07 million customers, and contributed 104.6 billion yuan in taxes [5] Group 4: Strategic Advantages of Shanghai - Shanghai's selection as the second headquarters is attributed to favorable policies, market opportunities, and a rich talent pool [6][7] - The city’s development as an international financial center aligns with Ping An's strategic goals, enhancing its operational efficiency and service capabilities [7]

日期：2025年 簽署 （附註6） ： Lufax Holding Ltd 陸 金 所控股有限公司 （於開曼群島註冊成立的有限公司） （股份代碼：6623） （紐交所股票代碼：LU） 於2025年9月30日（星期二）舉行的股東特別大會適用的代表委任表格 本人╱吾等 （附註1） 地址為 （附註 1） 為陸金所控股有限公司（「本公司」）股本中 股 （附註2） 每股面值0.00001美元 的股份的登記持有人，茲委任 （附註3） 地址為 （附註1） 或如未能出席，則股東特別大會（「股東特別大會」）主席為本人╱吾等的代表，代表本人╱吾等出席謹訂於2025年 9月30日（星期二）下午二時正（香港時間）假座中華人民共和國上海市浦東新區陸家嘴環路1333號3601室舉行的股東 特別大會或其任何續會，於會上代表本人 ╱ 吾等行事並投票，以考慮及酌情通過（無論有否修訂）股東特別大會通 告載列的決議案，並於會上代表本人╱吾等根據本表格所作指示投票；如並無作出有關指示，則本人╱吾等的受委 代表可自行投票。本人╱吾等的受委代表亦將有權就於股東特別大會上正式提呈的任何事項按其認為合適的方式投 票。 | 普通決議案 | 贊成 | 反對 | ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本通告的內容概不負責，對 其準確性或完整性亦不發表任何聲明，並明確表示，概不對因本通告全部或任何部分 內容而產生或因倚賴該等內容而引致的任何損失承擔任何責任。 Lufax Holding Ltd 陸 金 所控股有限公司 茲通告陸金所控股有限公司（「本公司」）謹訂於2025年9月30日（星期二）下午二 時正（香港時間）假座中華人民共和國上海市浦東新區陸家嘴環路1333號3601室舉行股 東特別大會（「股東特別大會」），以考慮並酌情通過下列普通決議案。除另有指明外， 本通告所用詞彙與本公司日期為2025年9月4日的通函（「通函」）所界定者具有相同涵 義。 （於開曼群島註冊成立的有限公司） （股份代號：6623） （紐交所股票代碼：LU） 股東特別大會通告 1. 「動議謹此批准、追認及確認(i)2025年平安消費金融服務合作框架補充協議 及截至2025年12月31日止年度的建議經修訂年度上限，其進一步詳情載於 通函；及動議(ii)謹此授權任何一名董事代表本公司簽立（及倘有需要，加 蓋本公司印章）任何文件、文據或協議，及作出其認為必要、權宜或適當的 任何行動及事宜，以 ...

閣下如對本通函或應採取的行動有任何疑問，應諮詢 閣下的股票經紀或其他持牌證券交易商、銀行經 理、律師、專業會計師或其他專業顧問。 閣下如已將名下的陸金所控股有限公司（「本公司」）股份全部售出或轉讓，應立即將本通函連同隨附的代 表委任表格送交買主或承讓人或經手買賣或轉讓的銀行、持牌證券交易商或其他代理人，以便轉交買主或 承讓人。 香港交易及結算所有限公司和香港聯合交易所有限公司對本通函的內容概不負責，對其準確性或完整性亦 不發表任何聲明，並明確表示，概不對因本通函全部或任何部分內容而產生或因倚賴該等內容而引致的任 何損失承擔任何責任。 此乃要件 請即處理 Lufax Holding Ltd 陸 金 所控股有限公司 （於開曼群島註冊成立的有限公司） （股份代號：6623） （紐交所股票代碼：LU） (1) 修訂平安消費金融服務合作框架協議項下的年度上限 及 (2) 股東特別大會通告 獨立董事委員會及獨立股東之獨立財務顧問 本封面所用詞彙與本通函內所界定者具有相同涵義。 董事會函件載於本通函第5至14頁。獨立董事委員會致獨立股東之函件載於本通函第15至16頁。獨立財務 顧問函件（載有其對獨立董事委員會及獨立股東的意 ...

| | | 股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 致：香港交易及結算所有限公司 公司名稱: 陆金所控股有限公司 呈交日期: 2025年9月3日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | 不適用 | | | 於香港聯交所上市 (註1) | | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 06623 | 說明 | | | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | | 法定/註冊股本 | | | 上月底結存 | | | 10,000,000,000 | USD | | 0.00001 | USD | | 100,000 | | 增加 / 減少 (-) | | | | | | | USD | | | | 本月底結存 | | | 10,000,000,000 | USD | | 0.00001 | USD | | 100,000 | 本月底法定/註冊股本總額： USD 100,000 FF ...

Core Insights - Shenzhen, known as a "miracle city," has evolved its financial sector significantly over 45 years, providing numerous "Shenzhen models" for national financial reform [1] - Ping An Rongyi, a financing service brand under Ping An Group, has played a crucial role in supporting small and micro enterprises through innovative financial solutions [1][3] Group 1: Financial Support and Innovation - An innovative AI robotics company in Shenzhen faced funding bottlenecks during a critical production phase, but received 10 million yuan in financing from Ping An Rongyi, enabling it to successfully deliver its first order worth millions [2] - Ping An Rongyi's "宅e贷" (Home Loan) financing solution was tailored to meet the specific needs of the AI robotics company, demonstrating the company's ability to understand and address the growth challenges of hard-tech enterprises [2] - Since its inception in 2005, Ping An Rongyi has served approximately 709,000 small and micro enterprises nationwide, focusing on manufacturing and livelihood sectors [3] Group 2: Commitment to Inclusive Finance - Ping An Rongyi has embedded the "inclusive finance" ethos into its operations, having served 600,000 small micro enterprise clients in Shenzhen alone by July 2025 [3] - The company has developed a full-process protection system for consumer rights, utilizing AI technology to enhance information disclosure and client data security, achieving a resolution rate of over 86% for customer issues [5] - In 2024, Ping An Rongyi conducted over 20 financial consumer protection education activities, reaching more than 150,000 individuals, particularly focusing on vulnerable groups [5]

Core Insights - Shenzhen has evolved from a blank slate to a thriving financial hub, celebrating its 45th anniversary and serving as a model for national financial reform [2] - Ping An Rongyi, a financing service brand under Ping An Group, has been pivotal in supporting small and micro enterprises through innovative financial solutions [3] Group 1: Company Overview - Ping An Rongyi has been a pioneer in inclusive finance since 2005, focusing on small loans and supporting the growth of numerous small and micro enterprises [3][5] - The company has developed a unique service model combining technology and finance, offering products like "AI+O2O" services and various differentiated financing solutions [4][5] Group 2: Financial Impact - A case study highlights an AI robotics company that received 10 million yuan in funding from Ping An Rongyi, enabling it to overcome cash flow challenges and successfully deliver its first major order within three months [4] - As of July 2025, Ping An Rongyi has served 600,000 small and micro enterprise clients in Shenzhen, with a total of 7.09 million clients nationwide, primarily supporting the manufacturing and livelihood sectors [5] Group 3: Consumer Protection and Education - Ping An Rongyi has established a comprehensive consumer protection system, utilizing AI technology to enhance information disclosure and client data security, achieving a resolution rate of over 86% for customer issues [6] - The company actively engages in financial consumer education, particularly targeting vulnerable groups, and has conducted over 20 financial consumer protection events, reaching more than 150,000 individuals this year [6]

Core Viewpoint - The company, Lufax Holding (陆金所控股), has been recognized for its dual commitment to financial services and social responsibility, receiving accolades at the "2025 Asset Management Annual Conference" and achieving significant improvements in its ESG ratings [1][2][8]. Group 1: Financial Services and Innovation - Lufax is actively implementing the "Five Major Articles" of financial services, focusing on technology finance, green finance, inclusive finance, pension finance, and digital finance to support high-quality economic development [4][7]. - The company has developed a comprehensive financial innovation and service upgrade strategy, which has injected robust financial momentum into China's modernization efforts [2][8]. - Through its platform, Lufax has provided loans exceeding 300 billion yuan to nearly 7 million small and micro enterprises, with a focus on underserved markets [6]. Group 2: ESG Commitment and Ratings - Lufax has achieved a significant upgrade in its MSCI ESG rating from B to AA, reflecting its commitment to environmental, social, and governance principles [2][8][11]. - The company has integrated ESG principles into its governance structure and risk management, enhancing its operational standards and consumer protection measures [9][10]. - The rising ESG rating is expected to attract substantial investment from global institutions, highlighting the long-term investment value of companies with strong governance and compliance capabilities [11]. Group 3: Consumer Protection and Social Responsibility - Lufax has established a comprehensive consumer protection system through its platform, ensuring the safeguarding of consumer rights and promoting financial inclusion [10]. - The company has embedded social responsibility into its business model, contributing to rural revitalization and ensuring that financial resources benefit the community [10]. - The focus on consumer rights and social responsibility aligns with the company's foundational principle of "finance for the people," enhancing its reputation and operational resilience [10].

Group 1 - The Nasdaq China Golden Dragon Index rose over 3%, indicating a positive trend for Chinese concept stocks [1] - NIO saw a significant increase of 18.32%, leading the gains among the component stocks [2] - Other notable performers included VNET with a rise of 16.97% and MNSO with an increase of 16.44% [2] Group 2 - Tiger Securities (TIGR) increased by 13.49%, while Kingsoft Cloud (KC) rose by 8.99% [2] - Smaller gains were observed in companies like Xiaoying Technology (XYF) at 8.55% and RLX Technology at 7.14% [2] - Other companies such as Lufax (LU) and Zhongjin Ke Industrial (ZJK) also experienced gains of 6.72% and 6.44% respectively [2]