香港交易及結算所有限公司及香港聯合交易所有限公司對本聯合公告的內容概不負責，對其準 確性或完整性亦不發表任何聲明，並明確表示概不就因本聯合公告全部或任何部分內容而產生 或因倚賴該等內容而引致的任何損失承擔任何責任。 本聯合公告僅供參考，並不構成收購、購買或認購要約人與本公司證券的邀請或要約，亦非在 任何司法權區對任何投票或批准的招攬。本聯合公告亦不構成美國證券交易委員會規則及規定 下之任何招攬或推薦。 本聯合公告並非供在、向或從刊發、登載或分發全部或部分內容即構成違反有關司法權區適用 法律或法規的任何司法權區刊發、登載或分發。 OneConnect Financial Technology Co., Ltd. 壹賬通金融科技有限公司 （於開曼群島註冊成立的有限公司） （股份代號：6638） （紐交所股份代碼：OCFT） 聯合公告 無約束力支持函之最新情況 有關 (1)根據公司法第86條以協議安排方式 私有化壹賬通金融科技有限公司之建議 及 (2)建議撤銷壹賬通金融科技有限公司的上市地位 要約人的財務顧問 摩根士丹利亞洲有限公司 鉑煜有限公司 （於英屬維爾京群島註冊 成立的有限公司） 茲提述日期為2025年9月 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示概不就因本公告全部或任何部分內容而產生或因倚賴 該等內容而引致的任何損失承擔任何責任。 OneConnect Financial Technology Co., Ltd. 壹賬通金融科技有限公司 （於開曼群島註冊成立的有限公司） 1. 4,740股股份、9,900股股份及4,740股股份已分別於2025年9月24日、29日及 30日自受託人轉讓，以結算根據2017年股份激勵計劃所授出的平均行使價約 為1.91港元、1.93港元及1.93港元的4,740份購股權、9,900份購股權及4,740 份購股權之行使；及 2. 因本集團終止僱用若干僱員而有44,640份購股權、75,000個績效股份單位及 20,000個績效股份單位分別於2025年9月29日、30日及10月5日失效。 本公司已發行的所有類別相關證券（定義見收購守則規則22註釋4）的詳情及於本 公告日期已發行及尚未行使的該等證券之數目如下： （股份代號：6638） （紐交所股份代碼：OCFT） 根據收購守則規則3.8作出的公告 本公司乃 ...

Core Insights - PAObank and Financial One Account have developed an "Anti-Fraud Strategy Platform" that has been selected for the second phase of the GenA.I. sandbox launched by the Hong Kong Monetary Authority and Hong Kong Cyberport [1][2] - The GenA.I. sandbox, set to launch in 2024, focuses on risk management, anti-fraud measures, and customer experience innovation in the banking sector, with a new module specifically targeting "deepfake fraud" [1] - The platform utilizes advanced AI technology to enhance operational efficiency and provide a secure digital banking experience for customers [1] Company Developments - Financial One Account has introduced a "Smart Visual Anti-Fraud Strategy Platform," creating a comprehensive defense system that employs AI to combat AI [2] - The platform is capable of in-depth analysis of AI-generated images, accurately identifying complex attacks such as face-swapping and forged videos, achieving a detection and defense rate exceeding 99% [2] - This technology has already been implemented by multiple financial institutions in China, successfully intercepting over 20,000 black market attacks [2]

Group 1 - The Hong Kong Monetary Authority and Hong Kong Cyberport announced the second phase of the generative AI sandbox, with PAObank and OneConnect selected as participants [1] - The second phase focuses on enhancing AI governance, employing an "AI against AI" strategy for automated quality detection of AI-generated content [1] - PAObank and OneConnect are concentrating on the identification of deepfake technology, utilizing advanced AI facial recognition for real-time verification of user selfies to detect potential fraud [1] Group 2 - China Ping An is promoting AI models and big data across its group, accumulating over 32 trillion text records, 310,000 hours of annotated voice data, and over 7.5 billion images by June 2025 [2] - The company aims to deepen its dual strategy of "comprehensive finance + healthcare and elderly care," driving digital transformation across various operational aspects [2]

Core Insights - The Hong Kong Monetary Authority (HKMA) and Hong Kong Cyberport announced the second phase of the Generative AI (GenAI) sandbox, marking a shift from exploring AI possibilities to promoting safe and reliable AI applications [1] - A total of 27 proposals from 20 banks and 14 technology providers were selected from over 60 submissions, evaluated based on innovation, technical complexity, and potential industry value [1][2] Group 1: Participants and Proposals - The 20 participating banks include Ant Bank (Hong Kong), Bank of China (Hong Kong), and HSBC among others [1] - The 14 technology providers include AIFT, Alibaba Cloud, and EY, with applications covering risk management, anti-fraud measures, and customer experience [2] - Selected proposals include AI-driven credit portfolio management, smart trade financing, and AI-generated investment insights [2] Group 2: Focus on AI Governance - The second phase of the sandbox emphasizes strengthening AI governance, with several proposals employing "AI against AI" strategies for automated quality detection of AI-generated content [2] - The sandbox serves as a testing ground for innovative defense mechanisms against increasing deepfake fraud risks, with participants conducting simulated attack-defense tests [2] Group 3: Case Study - PAObank - PAObank, in collaboration with OneConnect, is developing an anti-fraud strategy platform focusing on deepfake technology recognition, utilizing advanced AI facial recognition for real-time user verification [3] - The platform boasts a defense rate exceeding 99% against AI-generated images, having already been implemented in multiple financial institutions in mainland China [3] - PAObank's customer deposits surpassed HKD 8 billion as of Q3 this year, reflecting strong growth in personal banking services [4]

Core Insights - PAObank, a subsidiary of Ping An Group, has developed an Anti-Fraud Strategy Platform in collaboration with Financial One Account, which has been selected for the Hong Kong Monetary Authority's GenA.I. sandbox, marking a significant advancement in AI application within the banking sector [2][3] - The GenA.I. sandbox, set to launch in 2024, focuses on risk management, anti-fraud measures, and customer experience innovation in the banking industry, particularly addressing deepfake fraud [2][3] Group 1 - The Anti-Fraud Strategy Platform aims to enhance the identification of deepfake technology through AI facial recognition, allowing real-time verification of user selfies to detect potential fraud [3] - PAObank's CTO highlighted the continuous enhancement of AI applications to improve operational efficiency and customer experience, with total customer deposits exceeding 8 billion HKD by Q3 2025 [3][4] - Financial One Account has launched an intelligent visual anti-fraud strategy platform, which has successfully intercepted over 20,000 black market attacks and is expected to cover over 70% of retail banking users in Hong Kong through partnerships with local banks [4]

Core Insights - PAObank, a digital bank under Ping An Group, has successfully launched an "Anti-Fraud Strategy Platform" in collaboration with OneConnect, marking a significant advancement in AI technology application within Hong Kong's banking sector [1][2] - The platform aims to combat deepfake fraud risks by utilizing AI to enhance fraud detection and risk management capabilities in the banking industry [1][3] Group 1: AI Technology and Fraud Prevention - The "Anti-Fraud Strategy Platform" is part of the GenA.I. sandbox launched by the Hong Kong Monetary Authority, focusing on risk management and fraud prevention in the banking sector [1][2] - The platform employs advanced AI facial recognition technology to verify user identities in real-time, helping to detect potential fraudulent activities [2][3] - The platform has a detection defense rate exceeding 99%, showcasing its effectiveness in identifying complex attacks such as face-swapping and forged videos [3] Group 2: Business Performance and Growth - As of Q3 2025, PAObank's total customer deposits have surpassed 8 billion HKD, indicating strong growth in personal banking services [2] - Ping An Group has developed a comprehensive database with over 3.2 trillion text data, 310,000 hours of annotated voice data, and over 7.5 billion image data, enhancing its AI capabilities across various business scenarios [4] - The implementation of AI has led to significant operational efficiencies, including a 94% instant underwriting rate for life insurance policies and a 64.4 billion CNY reduction in claims fraud for property insurance [4]

Core Insights - PAO Bank Limited and OneConnect Financial Technology have been selected for the second cohort of the HKMA's Generative AI Sandbox to develop an "Anti-Fraud Strategy Platform" that utilizes advanced AI for deepfake fraud detection [1][2] - The platform aims to enhance risk management and customer protection by employing AI-powered facial recognition to verify user identities in real time [1][2] - Ping An Group has established itself as a leader in AI development, serving approximately 247 million individual customers and over 4 million corporate clients, with significant data resources to support AI-driven innovations [3][4] Company Developments - PAObank is leveraging technological solutions from Ping An and OneConnect to enhance operational efficiency and productivity, focusing on combating deepfake fraud [2][5] - OneConnect's anti-fraud solution integrates over 25 digital modules, achieving a 99% success rate in defending against deepfake threats and serving 214 enterprises across 21 countries by mid-2025 [4][6] Technological Advancements - By June 2025, Ping An had amassed over 3.2 trillion textual data points and deployed large AI models in over 650 business scenarios, resulting in 818 million usage calls that improved service efficiency and risk mitigation [3][4] - The AI capabilities of OneConnect include advanced facial recognition and deepfake detection, which are fully aligned with the HKMA's e-banking security framework [4][5] Strategic Vision - Ping An is committed to a dual-driver strategy of "integrated finance + health and senior care," focusing on digital transformation through innovation [5][7] - PAObank aims to enhance AI applications in risk management and product development to provide a secure banking experience as a leading digital bank [5][9]

Core Insights - The Chinese government has prioritized "Artificial Intelligence+" as a key direction to enhance the financial technology sector, aiming to cultivate internationally competitive fintech companies to support Shenzhen's goal of becoming a global fintech hub [1] - Ping An Group has introduced the "AI in all" strategy to fully integrate AI into its financial operations, aligning with national policies [1] - Financial One Account aims to transform AI into practical financial productivity, serving as Ping An's external fintech output window [1] Policy Guidance and Market Demand - The core of financial services to the real economy lies in optimizing resource allocation, with technological innovation being crucial for improving service efficiency [2] - Despite a top-level framework for "technology empowering finance and finance serving the real economy," financial AI faces challenges in bridging technology and business [2] - Financial One Account integrates AI deeply into the entire financial process, utilizing its "All-in-One Agent" platform to enhance efficiency in insurance and banking sectors [2] Compliance and Inclusive Finance - The "14th Five-Year Plan" for digital economy development emphasizes "self-controllable innovation" and "enhancing inclusive finance" [3] - Financial One Account has completed over 100 domestic compatibility certifications and has been included in the national innovation directory [3] - The company has implemented a digital SME credit system that achieves full online processing through a "data credit" model [4] Ecosystem Co-construction - Financial One Account is building a collaborative ecosystem that integrates technology, industry, and finance, focusing on high-level openness and serving the real economy [6] - The company has developed six major solutions to meet the digitalization needs of financial institutions, employing a modular architecture and cross-scenario collaboration [6] - The overseas expansion strategy includes local teams and customized ecosystems, with partnerships in South Africa and the Philippines, and plans for collaboration in Vietnam [6][7] Strategic Alignment and Global Expansion - Financial One Account's practices reflect the trend of Chinese companies collaborating internationally to build synergistic barriers through comprehensive industry chain outputs [8] - The company is enhancing its product matrix across various sectors, including insurance, banking, and automotive ecosystems, while advancing multi-modal large model research [8] - As the only external fintech output window for Ping An Group, Financial One Account provides feasible pathways for financial institutions' transformation and demonstrates China's capability in empowering the real economy and participating in global governance [8]

股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2025年9月30日 狀態: 重新提交 致：香港交易及結算所有限公司 公司名稱: 壹账通金融科技有限公司 呈交日期: 2025年10月9日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | 不適用 | | | 於香港聯交所上市 (註1) | | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 06638 | 說明 | - | | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | | 法定/註冊股本 | | | 上月底結存 | | | 5,000,000,000 | USD | | 0.00001 | USD | | 50,000 | | 增加 / 減少 (-) | | | 0 | | | | USD | | 0 | | 本月底結存 | | | 5,000,000,000 | USD | | 0.00001 | USD | | 50,000 | 本月底 ...