Core Viewpoint - OppFi Inc. (OPFI) has experienced a significant stock price increase of 194.6% over the past six months, outperforming its industry and the S&P 500 Composite [1][7]. Group 1: Stock Performance - OPFI's stock is currently trading above its 50-day moving average, indicating a bullish sentiment among investors [4]. - Compared to close competitors, CompoSecure, Inc. (CMPO) and PAR Technology Corporation (PAR), which gained 38.4% and 25.5% respectively, OPFI's performance is notably superior [7]. Group 2: Market Opportunity - There is a rising demand for digital banks, particularly among underbanked customers, with nearly 60 million U.S. consumers identified as credit marginalized, presenting a substantial market opportunity for OppFi [8]. - OPFI can underwrite riskier loans at lower rates than traditional financial institutions, addressing the needs of customers living paycheck to paycheck [9]. Group 3: Valuation and Financial Metrics - OppFi shares are considered undervalued, trading at 13.1 times forward 12-month earnings per share, compared to the industry average of 25.8 times [10]. - The trailing 12-month EV-to-EBITDA ratio for OPFI is 10.1 times, below the industry's average of 14.8 times [10]. - In Q3 2024, OPFI's current ratio of 1.53 exceeds the industry average of 1.24, indicating a strong liquidity position [11]. Group 4: Revenue and Earnings Growth - The Zacks Consensus Estimate for OppFi's revenues in 2024 and 2025 is $520 million and $547.1 million, reflecting year-over-year growth of 2.2% and 5.2% respectively [13]. - The consensus estimate for OPFI's earnings per share for 2024 and 2025 stands at 86 cents and $1, suggesting increases of 68.6% and 16.3% year-over-year [13]. Group 5: Strategic Moves and Risks - OppFi's acquisition of a 35% equity interest in Bitty Advance aims to expand into small business financing, although challenges in scaling and market conditions may pose risks [16][17]. - The ability to underwrite riskier loans could lead to increased charge-offs if consumer creditworthiness declines, impacting the company's bottom line [15].

Group 1 - The article highlights the availability of high-quality analysis on Wall Street buying and selling ideas through a subscription service called Beyond the Wall Investing [1] - Daniel Sereda is identified as the chief investment analyst at a family office, emphasizing his role in navigating extensive information to extract critical investment ideas [1] - The investing group provides access to information prioritized by institutional market participants, indicating a focus on professional-grade analysis [1] Group 2 - The article mentions a free trial and a special discount of 10% for new subscribers, suggesting an incentive for potential investors to join the service [1] - It is noted that the analyst has a beneficial long position in OPFI shares, indicating a personal investment interest that may influence the analysis [1]

Company Overview - OppFi Inc. (NYSE: OPFI) is a specialty financial company focused on expanding credit access for underserved populations in the United States by offering products such as installment loans, payroll deduction secured loans, and credit cards [1] Analyst Insights - Daniel Sereda, a chief investment analyst at a family office, emphasizes the importance of filtering vast amounts of data to extract critical investment ideas, highlighting the need for high-quality analysis in the financial sector [1] Investment Group - The investing group "Beyond the Wall Investing" provides access to information prioritized by institutional market participants, indicating a focus on delivering valuable insights for investors [1]

Core Viewpoint - The article emphasizes the importance of confirming the sustainability of stock trends for profitable short-term investing, highlighting the use of a specific screening strategy to identify stocks with strong fundamentals and positive price momentum [1][2][3]. Group 1: Stock Screening Strategy - The "Recent Price Strength" screen is designed to identify stocks with sufficient fundamental strength to maintain their recent uptrend, focusing on those trading in the upper portion of their 52-week high-low range, indicating bullishness [3]. - OppFi Inc. (OPFI) is highlighted as a suitable candidate that passed through this screening process, showing a significant price increase of 110.1% over the past 12 weeks, reflecting investor confidence [4]. - OPFI has also demonstrated a price increase of 107.8% over the last four weeks, indicating that the upward trend is still intact, and it is currently trading at 99% of its 52-week high-low range, suggesting a potential breakout [5]. Group 2: Fundamental Strength - OPFI carries a Zacks Rank 1 (Strong Buy), placing it in the top 5% of over 4,000 ranked stocks based on earnings estimate revisions and EPS surprises, which are critical for near-term price movements [6]. - The Zacks Rank system has a strong historical performance, with Zacks Rank 1 stocks generating an average annual return of +25% since 1988, indicating the reliability of this ranking system [7]. - The Average Broker Recommendation for OPFI is also 1 (Strong Buy), reflecting high optimism from the brokerage community regarding the stock's near-term performance [7]. Group 3: Additional Insights - The article suggests that OPFI's price trend is unlikely to reverse soon, and there are other stocks that also meet the criteria of the "Recent Price Strength" screen, encouraging investors to explore these options [8]. - The article mentions the availability of over 45 Zacks Premium Screens tailored to different investing styles, which can assist in identifying potential winning stock picks [8].

OppFi Inc. (OPFI) shares soared 11.1% in the last trading session to close at $13.88. The move was backed by solid volume with far more shares changing hands than in a normal session. This compares to the stock's 65.2% gain over the past four weeks.The upside can be attributed to OppFi’s digitally native platform, powered by a scalable and modern technology stack. This platform integrates proprietary risk models and iterative data analytics, providing significant scalability, cost efficiency and customer ex ...

For several years, OppFi Inc. (NYSE: OPFI ) was an under-the-radar financial technology company that frequently traded below its $10 SPAC reference price. However, over the past year, the company has started to pick up some momentum, notably in the form of investor interest.Analyst’s Disclosure: I/we have no stock, option or similar derivative position in any of the companies mentioned, and no plans to initiate any such positions within the next 72 hours. I wrote this article myself, and it expresses my own ...

While "the trend is your friend" when it comes to short-term investing or trading, timing entries into the trend is a key determinant of success. And increasing the odds of success by making sure the sustainability of a trend isn't easy.The trend often reverses before exiting the trade, leading to a short-term capital loss for investors. So, for a profitable trade, one should confirm factors such as sound fundamentals, positive earnings estimate revisions, etc. that could keep the momentum in the stock aliv ...

Investment Group Features - The investment group Beyond the Wall Investing offers a fundamentals-based portfolio, weekly analysis of institutional investor insights, regular alerts for short-term trade ideas based on technical signals, ticker feedback by request, and community chat [1] Subscription Benefits - A subscription to Beyond the Wall Investing can save thousands of dollars annually on equity research reports from banks, providing access to the latest and highest-quality analysis [3] Stock Mention - OppFi Inc (NYSE: OPFI) was highlighted in Steven Cress's recent webinar and article as one of the top-10 stocks for 2025, bringing attention to the stock among Seeking Alpha subscribers [3]

Stock Performance - OppFi Inc (OPFI) shares surged 13% in the last trading session, closing at $9 29, supported by strong trading volume [1] - The stock has gained 23 4% over the past four weeks, marking its second consecutive day of gains [1] Earnings and Revenue Expectations - OppFi is expected to post quarterly earnings of $0 14 per share, representing a year-over-year increase of 40% [2] - Quarterly revenues are projected to be $129 76 million, a 2 4% decline from the same quarter last year [2] - The consensus EPS estimate for OppFi has remained unchanged over the last 30 days [3] Industry and Peer Comparison - OppFi operates in the Zacks Financial Transaction Services industry [3] - Fidelity National Information Services (FIS), a peer in the same industry, saw its stock decline 2 8% to $77 13 in the last trading session [3] - FIS has returned -6 6% over the past month, with its consensus EPS estimate for the upcoming report revised downward by 1 2% to $1 35, representing a 43 6% year-over-year increase [4] Company Strategy and Investor Confidence - OppFi's recent stock performance reflects investor confidence in its credit initiatives, product diversification, and technology integration, which are expected to enhance profits [1]

Have you been paying attention to shares of OppFi Inc. (OPFI) ? Shares have been on the move with the stock up 26.6% over the past month. The stock hit a new 52-week high of $9.48 in the previous session. OppFi Inc. has gained 21.3% since the start of the year compared to the 17.1% move for the Zacks Business Services sector and the 18.4% return for the Zacks Financial Transaction Services industry.What's Driving the Outperformance?The stock has a great record of positive earnings surprises, as it hasn't mi ...