Core Viewpoint - Pinterest Inc. is currently experiencing a stock price of $25.63, reflecting a slight increase of 0.47% in the current market session, but has seen a significant decline of 21.35% over the past month and 15.67% over the past year, raising questions about its valuation despite current performance [1] Group 1: Stock Performance - The current stock price of Pinterest is $25.63, with a recent increase of 0.47% [1] - Over the past month, Pinterest's stock has decreased by 21.35% [1] - In the past year, the stock has declined by 15.67% [1] Group 2: P/E Ratio Analysis - Pinterest has a lower P/E ratio compared to the aggregate P/E of 30.73 for the Interactive Media & Services industry, suggesting potential undervaluation [5][6] - A lower P/E ratio may indicate that shareholders do not expect the stock to perform better in the future, but it could also mean the stock is undervalued [6][9] - The P/E ratio should not be used in isolation; other factors such as industry trends and business cycles also influence stock prices [10]

Core Insights - The article emphasizes the importance of quantitative research, financial modeling, and risk management in equity valuation and market trends [1] - It highlights the experience of the analyst in leading teams for model validation, stress testing, and regulatory finance, showcasing a deep expertise in both fundamental and technical analysis [1] - The collaboration between the analyst and their research partner aims to deliver high-quality, data-driven insights, focusing on macroeconomic trends, corporate earnings, and financial statement analysis [1] Group 1 - The analyst has over 20 years of experience in the field, specializing in uncovering high-growth investment opportunities [1] - The approach combines rigorous risk management with a long-term perspective on value creation [1] - The focus is on providing actionable ideas for investors seeking to outperform the market [1]

Core Insights - The article emphasizes the importance of quantitative research, financial modeling, and risk management in equity valuation and market trends [1] - It highlights the experience of the analyst in leading teams for model validation and stress testing, showcasing a strong background in both fundamental and technical analysis [1] - The collaboration between the analyst and their research partner aims to provide high-quality, data-driven insights for investors [1] Group 1: Analyst Expertise - The analyst has over 20 years of experience in quantitative research and financial modeling [1] - Previous role as Vice President at Barclays involved leading teams in regulatory finance and stress testing [1] - The focus is on uncovering high-growth investment opportunities through rigorous analysis [1] Group 2: Research Approach - The research approach combines risk management with a long-term perspective on value creation [1] - There is a particular interest in macroeconomic trends, corporate earnings, and financial statement analysis [1] - The goal is to provide actionable ideas for investors to outperform the market [1]

Core Viewpoint - Zurich Insurance, Swiss Re, and Swiss Life are now required to develop resolution plans for potential insolvency as mandated by the G20's financial watchdog [1] Group 1 - The G20's financial watchdog has added Zurich Insurance, Swiss Re, and Swiss Life to a list of insurance firms needing resolution plans [1]

Core Insights - Pinterest Inc. is considered one of the most profitable large-cap stocks currently available for investment, despite recent price target adjustments by RBC Capital [1] - The company's Q3 2025 earnings report raised concerns regarding customer diversity and macroeconomic sensitivity, which may impact future performance [1] Financial Performance - Total revenue for Q3 reached $1.049 billion, reflecting a 17% year-over-year increase [2] - The platform achieved a record 600 million Monthly Active Users (MAUs), marking a 12% growth year-over-year and the ninth consecutive quarter of user growth [2] - Revenue from the Rest of World segment surged by 66% year-over-year to $70 million, while Europe revenue increased by 41% to $193 million [3] - In the US and Canada, revenue grew by 9% to $786 million [3] User Demographics - The Gen Z cohort has become the largest and fastest-growing segment, now comprising over 50% of the user base [2] - International users account for 83% of the user base but contribute only 25% of global revenue, indicating underdeveloped monetization strategies in these markets [3] Advertising Metrics - The company experienced a 54% increase in Ad Impressions growth, but faced a 24% decline in Ad Pricing due to a shift towards lower-priced international markets [3]

Core Insights - Celestica Inc. (CLS) and Pinterest, Inc. (PINS) are significant players in the technology sector, each with distinct expertise in electronics manufacturing services and visual recommendation platforms respectively [1][2] Celestica Overview - Celestica is a leading firm in the electronics manufacturing services (EMS) industry, providing a wide range of manufacturing and supply-chain solutions to various sectors including cloud services and original equipment manufacturers [1] - The company has over two decades of manufacturing experience and is focused on delivering cloud-optimized data storage and networking solutions, driven by the increasing demand for AI-based applications [4] - Celestica's product diversification and presence in high-value markets enhance its business resilience, reducing dependence on any single industry [5] - Despite its strengths, Celestica faces challenges with high operating expenses and stiff competition from major players like Foxconn and Flex, which have impacted its profit margins [6] Pinterest Overview - Pinterest offers a platform for users to save and organize visual recommendations, generating revenue through advertisements targeted at millennials and Gen Z [2][7] - The company is enhancing its advertising platform to provide unique value propositions for advertisers, including the Verified Merchants Program that allows brands to showcase shoppable products [7] - Pinterest is focusing on operational improvements and AI integration to enhance ad relevancy and personalization, which is expected to yield long-term benefits [8] - However, Pinterest anticipates a significant increase in operating expenses as it expands its operations and product offerings, facing competition from both larger and smaller firms [10] Financial Performance and Estimates - The Zacks Consensus Estimate for Celestica's 2025 sales and EPS indicates year-over-year growth of 26.3% and 52.1% respectively, with EPS estimates trending upward [11] - In contrast, Pinterest's 2025 sales are expected to grow by 16.1%, with EPS estimates showing a downward trend of 8.9% [12] - Over the past year, Celestica's stock has increased by 227.2%, outperforming the industry growth of 91.6%, while Pinterest's stock has declined by 18.2% [13] Valuation Comparison - Celestica appears more attractive from a valuation perspective, with a price/sales ratio of 2.06 compared to Pinterest's 3.54 [15] - Celestica holds a Zacks Rank of 1 (Strong Buy), while Pinterest has a Zacks Rank of 4 (Sell), indicating a more favorable investment outlook for Celestica [16] Conclusion - Both companies expect improvements in sales and earnings for 2025, but Celestica has demonstrated sharper revenue and EPS growth, making it a more appealing investment option compared to Pinterest [17]

Group 1 - The article highlights the importance of focusing on companies with consistent revenue gains in a challenging macroeconomic environment, particularly those with strong analyst support and solid fundamentals [3][4] - Pinterest Inc. has seen a resurgence in its user base, reaching 600 million monthly active users, marking the ninth consecutive quarter of record highs, driven largely by engagement from Gen Z users [4][5] - In the third quarter, Pinterest's revenue increased by 17% year-over-year, surpassing $1 billion, with management forecasting revenue to exceed $1.3 billion in the next quarter [5] Group 2 - Despite its growth, Pinterest faces challenges such as adapting to AI advancements and a significant decline in ad pricing, which fell nearly 25% year-over-year, although impressions increased [6][7] - The article notes that companies like Pinterest, Spotify, and Snowflake have reported substantial revenue gains and high customer engagement rates, even as consumers face inflation and economic concerns [6]

Core Viewpoint - Pinterest (PINS) is currently valued as a value stock despite its strong revenue and profit growth, maintaining a net cash balance sheet and actively repurchasing shares [1] Company Analysis - The company is underperforming compared to larger competitors but continues to show robust financial health [1] - Pinterest's strategy includes aggressive stock repurchase, indicating confidence in its valuation and future prospects [1] Analyst Insights - Julian Lin, a financial analyst, focuses on identifying undervalued companies with long-term growth potential, emphasizing strong balance sheets and management teams [1] - Lin leads the investing group Best Of Breed Growth Stocks, which aims to share high-conviction stock positions that have a significant chance of outperforming the S&P 500 [1] - The investment approach combines growth principles with strict valuation criteria to enhance the margin of safety [1]

Market Overview - The stock market has experienced unexpected volatility recently, indicating a potential start of a correction in the S&P 500 [1] - Many mid-cap stocks have been significant decliners during this period [1] Analyst Background - Gary Alexander has extensive experience covering technology companies on Wall Street and working in Silicon Valley [1] - He has served as an outside adviser to several seed-round startups, providing insights into current industry themes [1] - Alexander has been a contributor on Seeking Alpha since 2017 and has been quoted in various web publications [1]

Pinterest, Inc. (NYSE:PINS) is one of the stocks Jim Cramer put under the spotlight. A caller asked if they are wrong to start a position in the stock, given that the year of magical investing is over and tech is out of favor. In response, Cramer said: “No… you read my mind. I’ve been telling people that they have so much that’s great in Pinterest… by the way, that they could… I think these large language models should be just combing right through it. I think this is a tremendous level to start buying Pi ...