金融界7月29日消息，上证指数低开高走，中华交易服务中国香港内地指数 (中华香港内地指数， CESHKM)下跌0.48%，报6909.82点，成交额743.6亿元。 从中华交易服务中国香港内地指数持仓的市场板块来看，香港证券交易所占比100.00%。 从中华交易服务中国香港内地指数持仓样本的行业来看，可选消费占比31.43%、通信服务占比 22.17%、金融占比22.00%、信息技术占比10.93%、能源占比5.85%、医药卫生占比3.02%、房地产占比 2.41%、主要消费占比1.11%、工业占比0.61%、原材料占比0.48%。 本文源自：金融界 作者：行情君 数据统计显示，中华交易服务中国香港内地指数近一个月上涨4.00%，近三个月上涨11.88%，年至今上 涨23.44%。 据了解，中华交易服务中国跨境指数系列为一系列证券价格指数，由中华交易服务中国 120 指数(中华 120)、中华交易服务中国 A80 指数(中华 A80)、中华交易服务中国香港内地指数(中华香港内地指数)以 及中华交易服务中国 280 指数(中华 280)组成，以综合反映沪深港三地上市中国大、中盘证券的整体表 现。该指数以2004 ...

Group 1 - Ping An Insurance has appointed Mr. Ray Wang as the Chief Technology Officer and General Manager of Ping An Technology, aiming to enhance R&D and application capabilities in artificial intelligence [1] - The leadership of Ray Wang is expected to drive the integration of self-developed large language models and open-source big data platforms, establishing five key digital systems: digital business, digital operations, digital management, digital marketing, and digital services [1] - This strategic move supports Ping An's dual-driver strategy of "integrated finance + health and senior care," advancing its comprehensive digital transformation [1][3] Group 2 - Ray Wang has nearly 20 years of experience in the finance and technology sector, having held senior roles at companies like Google, Bloomberg, Baidu, and Ant Group, where he led innovations in digital finance and AI [2] - Ping An has built a "953" technology foundation, leveraging nine major databases, five laboratories, and three technology companies, creating a competitive advantage in AI [3] - As of March 31, 2025, Ping An has won 45 championships in AI competitions and filed 55,435 patent applications, leading among international financial institutions [3] Group 3 - Ping An is one of the largest financial services companies globally, with over RMB 12 trillion in total assets as of the end of December 2024 [4] - The company ranked 27th in the Forbes Global 2000 list and 47th in the Fortune Global 500 list in 2025, reflecting its significant market position [4]

Core Insights - The 2025 Fortune Global 500 list ranks Ping An at 47th globally with a revenue of $158.63 billion, marking a rise of 6 positions from the previous year and ranking 9th among global financial companies [1] - China has 130 companies on the list, the second highest globally, with a total revenue of approximately $10.7 trillion for 2024, averaging $82 billion per company [1] Group 1: Business Performance - Ping An's operating profit attributable to shareholders reached ¥121.86 billion in 2024, a year-on-year increase of 9.1%, while net profit surged by 47.8% to ¥126.61 billion [2] - The company's total revenue for 2024 was ¥1,028.93 billion, reflecting a 12.6% year-on-year growth, and total assets grew by 11.9% to ¥12.96 trillion [2] Group 2: Strategic Initiatives - The "Comprehensive Finance + Medical and Elderly Care" strategy has strengthened personal customer management, with 242 million personal customers and a retention rate of 98% [2] - AI technology has been integrated into financial operations, with 1.84 billion AI service interactions in 2024, covering 80% of customer service volume, and achieving 93% instant underwriting for life insurance policies [3] Group 3: Customer-Centric Services - The "Three Savings" service initiative aims to enhance customer experience by providing 82 convenient services for car insurance and expanding home care services to 75 cities [4] - Ping An has invested nearly ¥10.14 trillion in supporting the real economy and has a green investment scale of ¥124.71 billion, with green insurance premium income reaching ¥58.61 billion in 2024 [4] Group 4: Corporate Responsibility - The company emphasizes its commitment to social responsibility and aims to meet the growing financial, medical, and elderly care needs of society [5] - Ping An's MSCI ESG rating has improved to AA, ranking first in the Asia-Pacific region for three consecutive years in the "Comprehensive Insurance and Brokerage" category [4][5]

据了解，平安产险北京分公司已累计派遣救援队伍288人、救援车辆190辆赶赴受灾严重区域，协助当地 政府开展无差别施救，已完成51台社会车辆（含客户车辆）救援。开通绿色理赔、快速理赔通道。本轮 暴雨过后，为尽快帮助客户挽回损失，7月28日平安产险北京市密云支公司负责人带队，组织资深理赔 查勘团队快速奔赴灾区，对受灾农户逐一排查。面对密云区高岭镇某农户30亩"几乎绝收"的玉米地，理 赔团队现场核定预赔款，为农户送上"定心丸"。主动上门理赔、开展客户慰问。 中国平安表示，公司将持续密切关注各地洪涝自然灾害，快速调集各方资源确保各项应急救援、快速理 赔及客户关怀服务举措落实到位，帮助各地受灾群众避免损失、走出困境，为维护人民群众生命财产安 全持续贡献保险力量。 北京商报讯（记者 李秀梅）近期，北京发生极端强降雨，密云、怀柔、房山等多地发生山洪、道路垮 塌次生灾害。7月29日，据中国平安消息，大灾当前，中国平安发挥保险保障天职，在集团"暴雨洪涝灾 害应急处置小组"统筹下，旗下寿险、产险、养老险、健康险第一时间启动应急响应机制，通过实施24 小时无差别社会救援，设立灾区便民理赔服务点等方式快速推进抢险救灾、预赔快赔工作。 ...

Core Viewpoint - China Ping An has appointed Wang Xiaohang as Chief Technology Officer (CTO) to accelerate its digital transformation process [2][3] Group 1: Appointment and Background - Wang Xiaohang previously held senior positions at Ant Group and has extensive experience in digital finance and AI innovation [2][3] - His educational background includes a Master's degree in Computer Science from the National University of Singapore [3] Group 2: Digital Transformation Strategy - The appointment aims to enhance AI technology research and application, integrating self-developed large models with big data platforms [3] - China Ping An is focused on building five digital systems: digital operations, management, marketing, services, and business [3] Group 3: Technological Infrastructure - The company has established a "953" technology foundation, which includes nine major databases, five laboratories, and three technology companies to support tech development and application [4][5] - This infrastructure is designed to strengthen the company's competitive edge in the financial and healthcare sectors [5] Group 4: AI and Efficiency - The company emphasizes the value creation of AI through improved efficiency and data-driven decision-making [5] - The internal "953" model leverages vast data resources and advanced research capabilities to enhance operational efficiency [5] Group 5: Talent and Achievements - By the end of 2024, China Ping An is expected to have over 21,000 technology developers and more than 3,000 scientists [6] - The company has won 45 domestic and international AI competition championships and holds 55,435 patent applications, ranking among leading international financial institutions [6]

Core Insights - China Ping An has appointed Wang Xiaohang as Chief Technology Officer (CTO) to accelerate its digital transformation process [1][2] - The appointment aims to enhance AI technology research and application, integrating self-developed large models with open-source big data platforms [2][3] Group 1: Appointment and Background - Wang Xiaohang previously held senior positions at Ant Group and has extensive experience in digital finance and AI innovation [2][3] - His background includes roles at Google and Bloomberg, and he has been instrumental in developing AI financial products [2][3] Group 2: Strategic Focus - China Ping An emphasizes a customer-centric approach and aims to empower business scenarios through continuous R&D investment [3] - The company is building a comprehensive ecosystem combining "integrated finance + healthcare and elderly care" [3] Group 3: Technological Infrastructure - The company utilizes a "953" technology framework, which includes nine major databases and five leading laboratories to support its AI initiatives [4] - This framework is designed to create a competitive advantage in the financial and healthcare sectors by leveraging vast amounts of data [4] Group 4: Talent and Achievements - By the end of 2024, China Ping An is expected to have over 21,000 technology developers and more than 3,000 scientists [5] - The company has won 45 domestic and international AI competition championships and has filed 55,435 patent applications, positioning itself among leading international financial institutions [5]

一、同意中国平安人寿保险股份有限公司沧州中心支公司黄骅营销服务部将营业场所变更为：河北省沧 州市黄骅市红旗大街东侧京城花园门市101号。 2025年7月21日，国家金融监督管理总局沧州监管分局发布批复称，《中国平安人寿保险股份有限公司 河北分公司关于中国平安人寿保险股份有限公司沧州中心支公司黄骅营销服务部变更营业场所的请示》 （平保寿冀分发〔2025〕196号）收悉。经审核，现批复如下： 二、中国平安人寿保险股份有限公司应按照有关规定及时办理变更及许可证换领事宜。 ...

【#蚂蚁集团原副总裁王晓航任中国平安CTO#】今日，中国平安宣布，聘任王晓航出任集团首席技术官 （CTO）兼平安科技总经理。 王晓航深耕"金融+科技"领域近20年，2016年加盟蚂蚁集团，历任蚂蚁集团副总裁、财富及保险事业群 CTO等职务，负责领导数字金融和AI创新。2015年曾出任百度首席架构师，推动打造百度钱包和金融 业务。此前还曾在谷歌（美国）、彭博集团等国际知名企业担任高级技术经理。（证券时报） ...

Group 1 - The adjustment of pricing interest rates may signal the end of the golden era for traditional increasing amount whole life insurance (IWLP), which, despite being favored by consumers, poses high interest rate risks for insurance companies [1] - The attractiveness of participating products is increasing, benefiting from a projected return rate of 6% to 6.5% in the Hong Kong market and similar benefits in the mainland market [1] - UBS estimates that the actual internal rate of return (IRR) for policyholders under the traditional product's 2.0% pricing interest rate is only 1.6% to 1.9%, indicating limited appeal for long-term holding (e.g., over 10 years) [1] Group 2 - In the transition to participating products, AIA China (01299) holds an advantage due to strong investment capabilities, with an average comprehensive investment return rate of 4.8% from 2021 to 2024, surpassing the industry average of 4% [2] - AIA China's new business value from long-term savings through agent channels exceeded 80% in the first quarter of 2025 [2] - China Ping An (601318) and China Life (601628) also performed better than their peers in the transition to participating products [2] Group 3 - The China Insurance Industry Association recently lowered the pricing interest rate (PIR) benchmark by 14 basis points to 1.99%, which is 51 basis points lower than the current traditional product's 2.5% [3] - This adjustment aligns with market expectations and reflects a downward trend in market interest rates anticipated for the second quarter of 2025 [3] - Major insurance companies have reduced the pricing interest rates for traditional, participating, and universal products to 2.0%, 1.75%, and 1.0%, respectively, indicating a regulatory push towards participating products to mitigate interest spread risk [3]

Core Viewpoint - China Ping An has appointed Wang Xiaohang as the Chief Technology Officer (CTO) and General Manager of Ping An Technology, aiming to enhance AI technology research and application for a comprehensive digital transformation [1][2]. Group 1: Appointment of Wang Xiaohang - Wang Xiaohang previously served as Vice President and CTO of Ant Group, where he led digital finance and AI innovation [2]. - He has nearly 20 years of experience in the "finance + technology" sector, with a strong background in digital transformation and AI model development [2]. - His expertise is expected to significantly boost Ping An's AI technology capabilities and facilitate the integration of self-developed large models with big data platforms [2][3]. Group 2: Investment in Technology - China Ping An has consistently invested heavily in technology, focusing on a "comprehensive finance + healthcare and elderly care" strategy [3]. - By the end of 2024, the company will have over 21,000 technology developers and more than 3,000 scientists [3]. - The company has won 45 domestic and international AI competition championships and has filed a total of 55,435 patent applications [3]. Group 3: Data and AI Infrastructure - Ping An utilizes nine major databases and five laboratories to support its technology development, aiming to build an AI moat [3]. - The company processes over 1 billion data entries daily, leveraging a vast customer base for model training and technology advancement [3]. - As of June 2025, Ping An's large model has been called upon 818 million times, with over 650 diverse application scenarios [3].