Core Viewpoint - China Ping An (601318) reported a solid performance in the first half of 2025, with significant growth in various business segments, particularly in life and health insurance, showcasing its innovative service models and strong customer retention strategies [1][4][5]. Financial Performance - The company achieved operating revenue of 546.469 billion yuan, with operating profit attributable to shareholders at 77.732 billion yuan, a year-on-year increase of 3.7% [1]. - Net profit attributable to shareholders reached 68.047 billion yuan, with basic earnings per share at 3.87 yuan and an interim cash dividend of 0.95 yuan per share [1]. Service Model Innovation - Ping An introduced the "Tian Ping An" insurance and service solution, which includes home-based elderly care services, combining pension benefits with a three-in-one service model of "smart housekeeper, life housekeeper, and doctor housekeeper" [2]. - The company upgraded its global emergency rescue service, covering 233 countries and regions, with the ability to dispatch medical aircraft within 48 hours for urgent medical needs [2]. Customer Management and Retention - As of June 2025, the company had nearly 247 million individual customers, a 4.6% increase from June 2024, with an average of 2.94 contracts per customer [3]. - The retention rate for long-term customers (5 years and above) was 73.8%, and the overall customer retention rate stood at 94.6% [3]. Business Segment Performance - The new business value for life and health insurance reached 22.335 billion yuan, a significant increase of 39.8% year-on-year, with high policy continuation rates [4]. - Property insurance premium income was 171.857 billion yuan, up 7.1%, with a comprehensive cost ratio of 95.2%, showing improvement [5]. Healthcare and Elderly Care Strategy - The company integrated its insurance and healthcare services, with nearly 63% of its individual customers enjoying benefits from its healthcare and elderly care ecosystem [6]. - Health insurance premium income was close to 87 billion yuan, with medical insurance premium income exceeding 41 billion yuan, reflecting a 3.3% year-on-year growth [6]. AI and Technology Integration - Ping An has developed a leading AI capability, utilizing a vast database of 30 trillion bytes of data, enhancing service efficiency and customer experience [8]. - The company reported 8.18 billion calls to its AI models in the first half of 2025, with over 650 application scenarios [8][9].

每经AI快讯，8月26日，中国平安在港交所公告，2025年上半年归属于母公司股东的净利润680.47亿 元，同比减少8.8%；营业收入5464.69亿元。 ...

Core Insights - China Ping An (601318) reported a robust operating profit of 77.732 billion yuan for the first half of 2025, reflecting a year-on-year growth of 3.7% [1] - The net profit attributable to shareholders reached 68.047 billion yuan, with a stable increase in cash dividends, proposing an interim cash dividend of 0.95 yuan per share, up 2.2% year-on-year [1] - The new business value for life and health insurance reached 22.335 billion yuan, showing a strong year-on-year growth of 39.8% [1] Data and Technology Utilization - Ping An leverages vast data resources to build an AI moat, with a database that includes financial, medical, and operational data, totaling 30 trillion bytes, placing it among the world's leaders [1] - In the first half of 2025, the usage of Ping An's large models reached 818 million calls, with over 650 diverse application scenarios [1] Financial Services Empowered by Technology - In the first half of 2025, the proportion of life insurance flash claims reached 59% [1] - AI service interactions amounted to approximately 882 million, covering 80% of total customer service volume [1] - The intelligent fraud prevention in property insurance intercepted losses of 6.44 billion yuan, while AI-assisted sales generated 66.157 billion yuan [1]

Group 1 - The core viewpoint of the articles highlights China Ping An's stable growth in operational profit and net profit for the first half of 2025, with operational profit reaching 77.732 billion RMB, a year-on-year increase of 3.7%, and net profit at 68.047 billion RMB [1] - The company plans to distribute an interim cash dividend of 0.95 RMB per share, reflecting a year-on-year growth of 2.2% [1] - The medical and elderly care strategy is advancing, with nearly 70% of new life insurance business value coming from clients with access to medical and elderly care ecosystem services [1] Group 2 - Health insurance premium income reached nearly 87 billion RMB, with medical insurance premium income exceeding 41 billion RMB, showing a year-on-year growth of 3.3% [1] - The average number of contracts per client enjoying medical and elderly care ecosystem services is approximately 3.37, and the average AUM is about 61,400 RMB, which are 1.5 times and 4.1 times higher than those without such services, respectively [1] - Ping An Good Doctor achieved operating revenue of 2.502 billion RMB and a net profit of 134 million RMB in the first half of the year [2] Group 3 - Ping An Good Doctor launched a comprehensive AI medical product matrix, with AI doctors providing accurate diagnoses for over 10,000 diseases and achieving a diagnostic accuracy rate of 93% [2] - The Peking University Medical Group reported operating revenue exceeding 2.66 billion RMB, with Peking University International Hospital contributing nearly 1.26 billion RMB [2] - The company has established a cooperative network with approximately 50,000 internal and external doctors, achieving 100% coverage of top 100 hospitals and tertiary hospitals in China [2]

Core Viewpoint - China Ping An (601318) reported a strong performance in the first half of 2025, with operating profit reaching 77.732 billion yuan, a year-on-year increase of 3.7% [1] Financial Performance - The company announced a stable growth in cash dividends, with an interim cash dividend of 0.95 yuan per share, representing a year-on-year increase of 2.2% [1] - New business value in life and health insurance reached 22.335 billion yuan, showing a robust year-on-year growth of 39.8% [1] Business Development - The multi-channel high-quality development in life insurance has shown significant results, with new business value from the agent channel increasing by 17.0% year-on-year and per capita new business value rising by 21.6% [1] - The bancassurance channel experienced a substantial growth in new business value, increasing by 168.6% [1] - Bancassurance, community financial services, and other channels contributed 33.9% to the new business value of Ping An's life insurance [1] Policy Quality - The quality of business has steadily improved, with a high policy continuation rate; the 13-month policy continuation rate reached 96.9%, up by 0.3 percentage points year-on-year [1] Service Expansion - The "Insurance + Service" strategy has deepened, with Ping An's health management services reaching over 13 million customers in the first half of 2025 [1] - Home care services are now available in 85 cities nationwide, with nearly 210,000 customers qualifying for home care services [1] - The high-quality health and wellness community projects have been established in five cities, with some entering trial operation or construction phases, including a project in Shanghai that began trial operation in July [1]

中国平安上半年净利润680.5亿元人民币，同比减少8.8%。 ...

中国平安(02318.HK)将向股东派发中期股息每股现金0.95元。 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部份內容而產生或因倚 賴該等內容而引致的任何損失承擔任何責任。 （於中華人民共和國註冊成立之股份有限公司） 股份代號：2318（港幣櫃台）及82318（人民幣櫃台） （債券證券代號：5131） 截至2025年6月30日止6個月的未經審計業績公告 中國平安保險（集團）股份有限公司（「平安」或「本公司」）董事會（「董事會」）謹此 宣佈本公司及附屬公司截至2025年6月30日止6個月的未經審計業績公告。本公告 刊載本公司2025年中期報告全文，並符合香港聯合交易所有限公司證券上市規則 中有關中期業績初步公告附載的資料之要求。 本業績公告的中英文版本可在本公司網站( www.pingan.cn )和香港交易及結算所有 限公司（「香港交易所」）網站( www.hkexnews.hk )查閱，本業績公告乃根據國際財 務報告準則編製。本公司2025中期報告預計將於2025年9月下旬前發出予本公司 H股股東，並可於其時在香港交易所的網站( www.hkexnews.hk )及本公司 ...

一、同意中国平安人寿保险股份有限公司吉安中心支公司营业场所变更为：江西省吉安市吉州区吉州大 道40号景虹印象城公寓酒店写字楼7-01至7-07号。 2025年8月25日，国家金融监督管理总局吉安监管分局发布批复称，《中国平安（601318）人寿保险股 份有限公司江西分公司关于吉安中心支公司变更营业场所的请示》（平保寿赣分发〔2025〕109号）收 悉。经审核，现批复如下： 二、中国平安人寿保险股份有限公司应按照有关规定及时办理变更及许可证换领事宜。 ...

Core Insights - Shenzhen has evolved from a blank slate to a thriving financial hub, celebrating its 45th anniversary and serving as a model for national financial reform [2] - Ping An Rongyi, a financing service brand under Ping An Group, has been pivotal in supporting small and micro enterprises through innovative financial solutions [3] Group 1: Company Overview - Ping An Rongyi has been a pioneer in inclusive finance since 2005, focusing on small loans and supporting the growth of numerous small and micro enterprises [3][5] - The company has developed a unique service model combining technology and finance, offering products like "AI+O2O" services and various differentiated financing solutions [4][5] Group 2: Financial Impact - A case study highlights an AI robotics company that received 10 million yuan in funding from Ping An Rongyi, enabling it to overcome cash flow challenges and successfully deliver its first major order within three months [4] - As of July 2025, Ping An Rongyi has served 600,000 small and micro enterprise clients in Shenzhen, with a total of 7.09 million clients nationwide, primarily supporting the manufacturing and livelihood sectors [5] Group 3: Consumer Protection and Education - Ping An Rongyi has established a comprehensive consumer protection system, utilizing AI technology to enhance information disclosure and client data security, achieving a resolution rate of over 86% for customer issues [6] - The company actively engages in financial consumer education, particularly targeting vulnerable groups, and has conducted over 20 financial consumer protection events, reaching more than 150,000 individuals this year [6]