Core Insights - Analysts forecast that Paypal (PYPL) will report quarterly earnings of $1.15 per share, reflecting a year-over-year decline of 17.9%, with revenues expected to reach $7.83 billion, an increase of 1.6% compared to the previous year [1] Earnings Projections - Over the past 30 days, the consensus EPS estimate has been adjusted downward by 0.9%, indicating a reassessment of initial projections by covering analysts [2] - Changes in earnings projections are crucial for predicting investor reactions, as empirical studies show a strong correlation between earnings estimate trends and short-term stock price movements [3] Revenue and Key Metrics - Analysts estimate that 'Revenues from other value added services' will be $667.22 million, a change of +0.3% from the prior year [5] - 'Transaction revenues' are projected to reach $7.17 billion, indicating a year-over-year change of +1.9% [5] - 'Total Payment Volume (TPV)' is expected to arrive at $420.67 billion, up from $403.86 billion in the same quarter last year [6] - The 'Transaction margin' is predicted to be 46.5%, compared to 45% in the same quarter of the previous year [6] - Analysts forecast 'Active accounts' to reach 435, up from 427 a year ago [6] - The 'Number of payment transactions' is expected to be 6,676, compared to 6,505 in the previous year [7] Market Performance - Shares of Paypal have decreased by 10.7% in the past month, contrasting with a 5.1% decline in the Zacks S&P 500 composite [7] - With a Zacks Rank 3 (Hold), PYPL is anticipated to reflect overall market performance in the near future [7]

Core Insights - Coinbase is eliminating fees for purchasing PayPal's stablecoin, PayPal USD (PYUSD), to enhance its adoption and increase on-chain payment opportunities for users [1][2] - PYUSD has a market capitalization of approximately $730 million, representing less than 1% of the dollar-pegged stablecoin market, which is dominated by Tether's USDT and Circle's USDC with market shares of 66.5% and 28.3% respectively [2] - PayPal and Coinbase are collaborating on stablecoin-based solutions for global money management and commerce, aiming to drive further utility and adoption of digital currencies [3][4] Industry Context - The competition for payment stablecoins is intensifying, particularly with the anticipation of new crypto legislation focused on stablecoins in the third quarter [5] - Stablecoins are increasingly appealing to institutions for transferring value globally in a cost-effective manner outside traditional financial systems [5] - Circle has launched a payments and remittance network targeting financial institutions, posing a challenge to PayPal's business [6] Company Strategies - Coinbase aims to build a global economy based on cryptocurrency, diversifying its revenue streams beyond crypto trading, and has a revenue-sharing agreement with Circle for USDC [8] - The company is focused on integrating crypto payments across its product suite and establishing its Base network as a leading platform for Ethereum-compatible applications [9] - Coinbase is enhancing its platform by allowing users to redeem PYUSD for dollars directly, improving accessibility compared to previous redemption methods [10] Adoption Initiatives - PayPal has introduced a 3.7% annual rewards rate on PYUSD balances to incentivize adoption of the stablecoin [11]

Coinbase platforms to provide fee-free purchases and easy 1:1 redemption of PayPal USD while companies jointly explore new payment use cases SAN JOSE, Calif., April 24, 2025 /PRNewswire/ -- PayPal Holdings, Inc. (NASDAQ: PYPL) and Coinbase Global, Inc. (NASDAQ: COIN) today announced an expansion of their partnership to increase the adoption, distribution, and utilization of the PayPal USD (PYUSD) stablecoin. This collaboration will provide value for consumers, enterprises, and institutions as they continue ...

PayPal (PYPL) shares are trading cheap, as suggested by the Value Score of B.In terms of forward 12-month P/E, PYPL stock is trading at 11.86X compared with the Zacks Financial Transaction Services industry’s 22.34X. The stock is cheaper than competitors, including Visa (V) , Mastercard (MA) and Apple (AAPL) . Shares of Visa, Mastercard and Apple are currently trading at P/E of 27.39X, 31.51X and 26.46X, respectively.PYPL’s P/E Ratio (F12M) Image Source: Zacks Investment Research However, PayPal shares have ...

Users to receive 3.7% annually in PayPal USD (PYUSD) for holding the stablecoin on PayPal or VenmoSAN JOSE, Calif., April 23, 2025 /PRNewswire/ -- PayPal Holdings, Inc. (NASDAQ: PYPL) today introduced rewards for PYUSD1, a new loyalty offering that will provide US users the ability to earn 3.7%2 annually in rewards on holdings of PayPal USD (PYUSD) in their PayPal or Venmo wallets. Available in Summer 2025, PayPal and Venmo3 users will be able to earn rewards on their PYUSD balances, which they can use to p ...

Core Insights - The European Union is seeking to reduce its reliance on American payment systems like Visa, Mastercard, and PayPal due to geopolitical tensions and trade wars [1][2] Group 1: Market Dependence - The European Central Bank (ECB) warns that the dominance of American payment providers poses risks to Europe, with over 60% of card payments in the Eurozone processed through Visa and Mastercard [2] - Thirteen EU member states rely almost entirely on Visa and Mastercard for card payments, highlighting the vulnerability of the European payment system to external shocks [2] - Even in countries like Germany, where local systems like Girocard exist, the influence of American companies remains significant, as services like PayPal and Apple Pay still depend on Visa and Mastercard [2] Group 2: Initiatives for Independence - In response to the risks posed by American payment providers, the ECB is working on developing a digital euro, although it may take several years to implement [3] - The European Payment Initiative aims to create a new payment system called "Wero," which is expected to facilitate user-to-user payments and online transactions, with a potential launch in late 2025 [3] - Partnerships have been established with banks in Germany, Belgium, France, and the Netherlands to support the development of "Wero," and EU regulations may require merchants to offer at least one European payment option [3] Group 3: Challenges and Opportunities - The main challenge lies in creating a competitive payment system that consumers are willing to adopt, as previous attempts like Giropay have failed [4] - Retailers are increasingly dissatisfied with the high fees charged by Visa and Mastercard, which may create an opportunity for a more cost-effective alternative payment system [4] - If the financial industry can develop a cheaper and lower-cost system, it could significantly disrupt the current market dynamics dominated by American providers [4]

Core Insights - PayPal has launched a new advertising campaign featuring Will Ferrell, showcasing the flexibility of its payment options through a humorous rendition of Fleetwood Mac's "Go Your Own Way" [1][2][3] Group 1: Advertising Campaign - The new ad debuted nationally during basketball playoffs, highlighting various payment methods available through PayPal, including debit cards, credit cards, bank accounts, and the PayPal Buy Now Pay Later option [2][3] - Will Ferrell's comedic portrayal emphasizes the ease of using PayPal for diverse purchases, from hair curlers to plane tickets [2][3] - The campaign aims to reinforce PayPal's brand presence by utilizing humor and engaging storytelling [4] Group 2: Product Features - The campaign showcases recent enhancements to PayPal's services, such as biometric logins, faster page load times, and pre-qualified spending amounts for Pay in 4 purchases [3] - PayPal's Debit Mastercard allows customers to earn 5% cash back on up to $1,000 spent in selected categories each month, including a new category for rideshare and public transit [3] Group 3: Marketing Strategy - PayPal is implementing a broad marketing strategy that includes out-of-home, digital, streaming, radio, podcasts, influencer partnerships, and social media to engage consumers [4]

On Thursday, Seaport Global analyst Jeff Cantwell downgraded two companies — PayPal Holdings PYPL and Bill Holdings BILL — as he has lost confidence that either will eventually meet their previously stated guidance in this new paradigm.PayPal went from Neutral to Sell and Bill went from Buy to Neutral.What Happened: Cantwell adjusted his numbers and price targets lower across the board in Fintech ahead of earnings. This reflects how this new, emerging ‘tariff-heavy’ paradigm will eventually impact names und ...

Group 1: Viking Therapeutics - Viking Therapeutics is a clinical-stage biotech company focused on developing medicines for metabolic and endocrine disorders, with a notable candidate VK2735 for weight management therapy [2][6] - The market for anti-obesity drugs is rapidly growing, and Viking's VK2735 has shown strong mid-stage results compared to competitors [3][4] - The company is also developing VK2809 for metabolic dysfunction-associated steatohepatitis and VK0214 for X-linked adrenoleukodystrophy, showcasing a diverse pipeline [4][5] - Viking is exploring next-generation weight loss medicines that mimic the action of hormones amylin and calcitonin, indicating a proactive approach to innovation [5][6] - Despite recent struggles, clinical and regulatory progress could lead to substantial gains, making it an attractive investment for those willing to accept volatility [6] Group 2: PayPal - PayPal's shares have declined due to disappointing fourth-quarter results, particularly from its Braintree payment processing platform [7][8] - The company has strategically chosen to abandon unprofitable volume, which may lead to lower short-term sales but higher future profits and margins [8] - PayPal has made significant changes to its business, including the development of an advertising business that could enhance revenue by linking active accounts with businesses [9][8] - With 434 million active accounts at the end of 2024, PayPal maintains a strong brand presence and a vast network of businesses, enhancing its attractiveness to consumers [9][10] - The company's platform benefits from a network effect, which strengthens its competitive position in the fintech industry, suggesting long-term growth potential [10][11]

Group 1 - PayPal's stock has decreased nearly 20% since November 3, despite a strong rally in November-December [1] - The company is facing challenges in maintaining its previous bullish outlook as it experiences a significant decline in stock value in 2025 [1] Group 2 - The article reflects a shift in sentiment regarding PayPal's performance and future prospects, indicating potential concerns among investors [1]