Core Insights - PayPal Holdings has faced significant challenges, including increased competition and declining profits, resulting in a 77% drop from its peak stock price [1][4]. Company Developments - The new CEO, Alex Chriss, has initiated several changes aimed at turning the business around, with positive updates shared during a recent investor meeting [2][6]. - PayPal processes $1.7 trillion in total payment volume annually and has 434 million active accounts, maintaining a strong position in the digital payments market [3]. Competitive Landscape - The company is under pressure from competitors like Apple, Alphabet, and Block, which have introduced user-friendly digital payment solutions, making it difficult for PayPal to adapt its legacy systems [4]. Financial Performance - PayPal's growth has been primarily driven by its unbranded checkout business, Braintree, which has negatively impacted margins. However, improvements were noted in the 2024 fourth quarter [5]. - The company expects transaction margin dollars to increase by 4% to 5% in 2025, with adjusted earnings per share (EPS) projected to rise by 8% at the midpoint [8]. Future Outlook - Chriss provided an optimistic outlook, forecasting high single-digit growth in transaction margin dollars through 2027 and low-teens growth in adjusted EPS. Long-term projections include at least 10% growth in transaction margin dollars and 20% in adjusted EPS [9]. - Despite the ambitious plans, the market has not reacted positively to the updates, indicating skepticism about the execution of these strategies [10]. Strategic Initiatives - PayPal is launching a new commerce framework called PayPal Open, designed to integrate with merchant systems and provide a more personalized and dynamic platform, moving away from a static, one-size-fits-all model [7].

Market Overview - The recent market selloff has affected nearly all sectors, driven by fears related to trade wars, tariffs, and economic uncertainty, yet it may present investment opportunities for stocks near support levels or perceived discounts [1] MercadoLibre - MercadoLibre, Inc. is Latin America's largest e-commerce and fintech platform, operating in 18 countries and connecting millions of buyers and sellers [2] - Despite a strong Q4 2024 earnings report, MercadoLibre's stock has fallen over 11% from its 52-week highs, attributed to broader market weakness rather than company fundamentals [3] - Q4 2024 revenue reached $6.1 billion, a 37% year-over-year increase, surpassing Wall Street's estimate of $5.9 billion; net income surged to $639 million, exceeding the forecast of $402 million [4] - The gross merchandise volume hit $14.5 billion, up 56% when adjusted for currency fluctuations, while Mercado Pago processed $58.9 billion in payments, a 33% increase [4] - The stock is returning to a key support zone, suggesting a potential buying opportunity for investors [5] PayPal - PayPal Holdings is one of the largest fintech companies globally, but its stock has recently declined, down nearly 19% year-to-date [6][7] - The Q4 2024 earnings report showed revenue growth of 4% year-over-year to $8.37 billion, beating analyst estimates, with net income at $1.2 billion and adjusted EPS of $1.19 [8] - PayPal announced a $15 billion share buyback program, indicating confidence in its cash flow, which increased by 40% to $2.1 billion for the quarter [9] - Despite solid earnings, the stock dropped nearly 10% post-earnings due to concerns over slowing growth in branded checkout and lower transaction take rates [10] - Currently trading below its 200-day moving average and near a support zone around $65, PayPal may be an attractive buy-the-dip candidate for long-term investors [11] Conclusion - Both MercadoLibre and PayPal have demonstrated strong earnings yet are trading at potential discounts, making them worthy of consideration for investors seeking quality stocks with solid fundamentals and promising technical setups [12]

I've not touched on PayPal (NASDAQ: PYPL ) before, but it's a stock I've been really interested in and followed closely since the new management took over and have started taking the business seriously again.MMMT Wealth is run by Oliver, a CPA working in the financial services sector mainly in private equity, hedge funds, and asset management. MMMT Wealth began in 2023 when Oliver started writing online mainly on X and Substack about investment strategies and stocks. His main aim is to gather insights from ...

Want a good growth stock but don't want to pay a fortune for it? It may seem like top growth stocks are trading at excessive prices and are bad buys, but there are plenty of good examples out there of growing businesses that you can still buy at reasonable, even downright cheap earnings multiples.Three growth stocks trading at some incredibly appealing valuations right now are Carnival Corp. (CCL 1.96%), Baidu (BIDU 5.43%), and PayPal Holdings (PYPL 2.99%). Here's why these affordable titans could make for ...

Core Viewpoint - PayPal Holdings experienced a 20% drop in stock price in February, primarily due to negative market reactions to its fourth-quarter report, despite some positive developments [1] Group 1: Company Performance - PayPal has faced challenges in recent years due to increased competition and declining profitability, leading to the appointment of a new CEO, Alex Chriss, who is implementing significant changes [2] - The company has introduced new features to enhance the buying process, such as Fastlane, which allows for quicker payments, alongside operational changes focused on pricing strategies [3] - In the fourth quarter of 2024, total payment volume rose by 7% year over year, and revenue increased by 4%, with transaction margin dollars also up by 7%, indicating improvements in the unbranded checkout business [4] Group 2: Business Segments - Braintree, which has been a key growth driver for PayPal, operates with lower margins compared to the PayPal-branded business, and while efforts are being made to enhance its value, payment processing growth in this segment has slowed to 2% year over year [5] - Active accounts grew by 2% year over year to 434 million, with monthly active users also increasing by 2% to 223 million, reflecting the positive impact of new products and features [6] Group 3: Market Valuation - PayPal stock is currently trading at a forward one-year price-to-earnings (P/E) ratio of 12, indicating a low market valuation despite the company's ongoing progress and its status as an industry leader, suggesting potential for a rebound [7]

Here's how PayPal stock could rebound in 2025 and beyond.PayPal Holdings (PYPL -3.25%) has lost investor confidence in recent years. Its stock has plunged 77% from its 2021 peak, but the payments processor remains popular among its 434 million active users. The company has overhauled its leadership team in hopes of revitalizing growth and restoring confidence among shareholders.Any time a stock drops significantly from its highs, especially one of a company as profitable as PayPal, it's worth exploring to d ...

The world is moving toward a cashless future, and Apple Inc. (AAPL) is at the forefront of this transformation. With Apple Pay and Apple Card becoming integral parts of its ecosystem, digital transactions are accelerating at an unprecedented pace. This presents a golden opportunity for investors to capitalize on the growth of digital payments.Two companies that stand to benefit immensely from Apple’s digital push are Visa Inc. (V) and PayPal Holdings, Inc. (PYPL) . As Apple fuels the adoption of mobile wall ...

I've been managing my own as well as family members' portfolios for several years now. I love the investing process, getting to learn about a variety of new and interesting companies, learning about investing psychology, and all the myriad things that contribute to successful (and from time to time, not so successful) investing outcomes. A big component of my investing philosophy is to try to have my errors be largely skewed towards errors of omission rather than errors of commission, as the former are much ...

In this video, I will talk about PayPal (PYPL -0.06%), why I keep buying more shares, and its recent Investor Day. Watch the short video to learn more, consider subscribing, and click the special offer link below.*Stock prices used were from the trading day of Feb. 28, 2025. The video was published on March 1, 2025. ...

SYDNEY, March 03, 2025 (GLOBE NEWSWIRE) -- Bargain hunting Aussies can get ready to grab some fabulous discounts, with PayPal today announcing its biggest online sales event in Australia to date, PayPal Frenzy, with deals from more than 200 leading brands. PayPal, Australia’s most trusted way to pay onlinei, is partnering with Click Frenzy, to launch a seven-day online sale event, which will offer customers deals of up to 80% off, across leading fashion, beauty, home and tech brands. Deal hunters can dive i ...