Group 1 - Whirlpool's stock decreased by 1.39% to $93.15, underperforming the S&P 500's loss of 0.64% and the Dow's loss of 0.2%, while the Nasdaq fell by 1.15% [1] - Over the past month, Whirlpool's stock has increased by 13.75%, outperforming the Consumer Discretionary sector's gain of 3.17% and the S&P 500's gain of 1.91% [1] Group 2 - Whirlpool is expected to report earnings of $1.38 per share, reflecting a year-over-year decline of 59.77%, with projected revenue of $3.88 billion, indicating a 2.9% decrease compared to the same quarter last year [2] - For the entire year, Zacks Consensus Estimates forecast earnings of $6.32 per share and revenue of $15.41 billion, representing declines of 48.24% and 7.19% respectively compared to the previous year [3] Group 3 - Recent adjustments to analyst estimates for Whirlpool are crucial as they reflect short-term business trends, with positive revisions indicating analysts' confidence in the company's performance [4] - Empirical research shows a direct correlation between estimate revisions and stock price performance, leading to the development of the Zacks Rank system to capitalize on this phenomenon [5] Group 4 - The Zacks Rank system ranges from 1 (Strong Buy) to 5 (Strong Sell), with 1 stocks historically delivering an average annual return of +25% since 1988; currently, Whirlpool holds a Zacks Rank of 5 (Strong Sell) [6] - The current Forward P/E ratio for Whirlpool is 14.95, aligning with the industry average, indicating no significant deviation in valuation [7] Group 5 - The Household Appliances industry, part of the Consumer Discretionary sector, holds a Zacks Industry Rank of 235, placing it in the bottom 5% of over 250 industries [7] - The Zacks Industry Rank assesses industry strength by averaging the Zacks Rank of individual stocks, with top-rated industries outperforming the bottom half by a factor of 2 to 1 [8]

Group 1 - The article emphasizes that past performance does not guarantee future results, highlighting the inherent uncertainty in investment outcomes [2][3] - It clarifies that no specific investment recommendations or advice are provided, indicating a focus on educational content rather than direct financial guidance [2][3] - The authors express that their opinions may not reflect the views of the platform as a whole, suggesting a diversity of perspectives among contributors [3] Group 2 - The article notes that the analysts involved may not be licensed or certified, which could impact the credibility of the analysis presented [3]

Core Viewpoint - The potential for lower interest rates is seen as a positive development for Whirlpool, with shares rising by 6.5% following comments from Federal Reserve Chair Jerome Powell suggesting a possible rate cut [1][2]. Group 1: Impact of Lower Interest Rates on Whirlpool - Lower interest rates are expected to enhance the housing market, making it more affordable and likely leading to increased appliance sales [2]. - The reduction in rates would significantly benefit Whirlpool's higher-margin discretionary demand, encouraging consumers to purchase newer models or plan kitchen upgrades [3]. - Lower interest rates would facilitate the refinancing of Whirlpool's debt, improving the company's financial position [3]. Group 2: Investment Considerations - While Whirlpool is considered an attractive stock, its appeal is not solely dependent on lower interest rates; improvements in competitive positioning due to tariff actions are also significant [4]. - There is uncertainty regarding the timing of a Federal Reserve rate cut and its potential impact on market rates, including mortgage rates, especially if inflation data does not align [4]. - Despite the recent stock movement, Whirlpool's long-term growth prospects warrant attention from investors [6].

Group 1: Dividend Stocks Overview - Companies with robust dividend yields can significantly contribute to long-term investment returns, as dividends can form a substantial part of total returns [2] - Whirlpool, IBM, and Clorox are highlighted as top dividend stocks to consider for investment [2] Group 2: Whirlpool (WHR) - Whirlpool recently cut its dividend to an annualized $3.60 per share, resulting in a current yield of 4.2% [4] - The investment thesis for Whirlpool is based on the expectation that the new tariff landscape will favor U.S.-manufactured products, positioning the company to benefit [5][7] - Despite facing intense price competition from Asian competitors, Whirlpool's domestic manufacturing (80% of U.S. sales) may allow it to gain market share in the long term [6][8] Group 3: International Business Machines (IBM) - IBM offers a forward dividend yield of 3.5% and has a strong history of 29 consecutive years of dividend increases [9][10] - The company generated $12.7 billion in free cash flow in 2024, with a free-cash-flow margin of 20.2%, supporting its dividend sustainability [10][11] - IBM's investment in generative AI, with a book of business valued at $7.5 billion, enhances its growth prospects while providing a solid dividend opportunity [14] Group 4: Clorox (CLX) - Clorox's stock has declined 24.8% year-to-date, impacted by consumer spending pressures and cost inflation [15] - The company reported flat net sales and expects a decline in organic sales by 5% to 9% for fiscal 2026 due to an ERP transition [16][18] - Clorox maintains a 4.1% dividend yield and has raised its dividend for 48 consecutive years, with a long-term investment thesis centered on the benefits of the ERP transition [19][20]

Group 1 - Whirlpool Corporation appointed Mary Ellen Adcock to its board of directors, effective August 18, 2025 [1] - Adcock will serve on the corporate governance and nominating committee and the audit committee [1] - The chairman and CEO of Whirlpool, Marc Bitzer, highlighted Adcock's extensive leadership experience and understanding of consumer products as valuable for the company [1] Group 2 - Adcock has a strong background in retail operations, having held various positions at Kroger since joining in 1999 [1] - She was named executive vice president and chief merchant and marketing officer at Kroger in November 2024 [1] - Adcock's educational background includes a degree in business administration from Vanderbilt University and an MBA from the University of Colorado [2] Group 3 - Whirlpool Corporation is a leading home appliance company with approximately $17 billion in annual sales reported in 2024 [3] - The company is the only major U.S.-based manufacturer of kitchen and laundry appliances, with close to 90% of sales in the Americas [3] - Whirlpool employs around 44,000 people and operates 40 manufacturing and technology research centers [3]

Group 1: Company Overview - UPS and Whirlpool are currently experiencing significant declines in their stock prices, with both down over 60% from their all-time highs [2] - Both companies have a history of paying and increasing dividends, with their yields now exceeding 7% due to share price slumps [4] Group 2: Dividend Analysis - UPS is committed to maintaining a stable and growing dividend, with expected payouts of at least $5.5 billion this year, likely exceeding its free cash flow [5] - Whirlpool has cut its annual dividend from $7 to $3.50 per share, resulting in a more sustainable yield of 4% compared to UPS's 7.5% [6] Group 3: Impact of Tariffs - UPS faces risks from tariffs that may lead to decreased shipping volumes and negatively impact consumer spending, especially during the holiday season [8] - Conversely, Whirlpool may benefit from tariffs on foreign competitors, as it manufactures over 80% of its products in the U.S., giving it a pricing advantage [9] Group 4: Investment Outlook - Despite UPS's higher yield, its future prospects appear dim due to external economic factors, while Whirlpool offers a decent yield and compelling valuation even after its dividend cut [10]

Core Insights - Whirlpool (NYSE: WHR) is frequently identified as a bargain stock due to its high dividend yield and low valuation metrics [1] Company Analysis - The company has been highlighted for its attractive investment characteristics, particularly for value investors seeking undervalued opportunities with significant margins of safety [1] - Whirlpool's earnings track record is solid, and it is noted for trading at less than 8 times free cash flow, which is a key metric for value investors [1]

Core Viewpoint - Whirlpool Corp reported disappointing second-quarter earnings and significantly lowered its full-year guidance, leading to a sharp decline in its stock price [1][2]. Financial Performance - The company reported earnings per share (EPS) of $1.34, missing the previous estimate of $1.47, and adjusted EBIT of $200 million, which was approximately 8% below forecasts [2]. - Sales in the North American Major Domestic Appliances (MDA) segment dropped by 5% year over year, contributing to the overall underperformance [2]. Guidance and Projections - Whirlpool cut its full-year 2025 ongoing EPS guidance to a range of $6–$8, down from a prior estimate of $10 [3]. - The company now expects flat organic revenue growth for the year, with operating margins projected to remain constrained [3]. Challenges and Risks - Analysts highlighted several challenges, including elevated leverage, softening consumer demand, and limited benefits from U.S. import tariffs [4]. - Despite a domestic manufacturing footprint, foreign competitors are reportedly more willing to sacrifice near-term margins to maintain market share [4]. Dividend and Financial Health - Whirlpool reduced its annual dividend by nearly 50%, from $7 to $3.60, and lowered its free cash flow forecast to $400 million [5]. - The company's leverage is elevated at 5.4x net debt to EBITDA, and its credit rating has been downgraded to high yield [5]. Analyst Reactions - Bank of America downgraded Whirlpool from Neutral to Underperform and lowered its price objective for the shares to $70, citing reduced earnings forecasts and sustained financial risk [5]. - The firm cut its EPS estimates for 2025 and 2026 by 22% and 23%, respectively [5]. Market Reaction - Following the earnings report, Whirlpool shares closed down 13.43% at $84.76 [6].

Core Insights - Whirlpool Corporation (WHR) reported second-quarter fiscal 2025 results, with net sales of $3.77 billion, a decline of 5.4% year over year, and adjusted EPS of $1.34, down from $2.39 in the previous year, missing the Zacks Consensus Estimate of $1.54 [1][4][8] Financial Performance - The company experienced a significant drop in share price, falling 14.7% in pre-market trading due to disappointing financial results and a cautious outlook [2] - Whirlpool announced a reduced annual dividend payout of $3.60 per share, down from previous levels [2] - Quarterly gross profit was $610 million, a decrease of 2.6% from $626 million in the year-ago quarter, while gross margin expanded by 50 basis points to 16.2% [6] Segment Performance - Major Domestic Appliances (MDA) in North America saw net sales decline by 4.7% to $2.45 billion, with EBIT decreasing 11.7% to $144 million [10] - MDA Latin America reported a 10% decline in net sales to $806 million, with EBIT of $48 million, down 7.7% year over year [11] - MDA Asia experienced a 5.9% decline in net sales to $320 million, but EBIT increased by 11.2% to $23 million [12] - Small Domestic Appliances (SDA) Global segment grew by 7.5% in net sales to $201 million, with EBIT reflecting a 32.9% increase to $35 million [13] Financial Health - As of the end of the first quarter, Whirlpool had cash and cash equivalents of $1.07 billion and long-term debt of $6.2 billion [14] - The company reported negative free cash flow of $856 million for the second quarter of 2025, with capital expenditure of $154 million [14] 2025 Outlook - Whirlpool anticipates net sales of $15.8 billion for 2025, down from $16.6 billion in the previous year, with ongoing EBIT margin expected to rise to 5.7% [15] - The company projects GAAP EPS for 2025 to be between $5.00 and $7.00, with ongoing EPS expected to be between $6.00 and $8.00, down from $12.21 in 2024 [16]

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 WHIRLPOOL CORPORATION (Exact name of registrant as specified in its charter) For the quarterly period ended June 30, 2025 OR ________________________________________________________ FORM 10-Q ________________________________________________________ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission fil ...