炒股就看金麒麟分析师研报，权威，专业，及时，全面，助您挖掘潜力主题机会！ 记者丨张欣 8月17日，成都银行发布两则重要人事变动公告，涉及董事长及党委书记调整：因组织工作调动另有任 用，王晖辞去成都银行董事长等职务，黄建军接任相关职务。 成都银行58岁董事长辞职 任职超20年 公告称，成都银行董事会近日收到王晖提交的辞职报告，其因组织工作调动另有任用，辞去董事长、董 事、董事会战略发展委员会主任及委员、董事会授信审批特别授权委员会主任及委员职务，自2025年8 月17日起生效，辞任后不再担任公司任何职务。 同时，另一则公告显示，经中共成都市委决定，黄建军任中共成都银行股份有限公司委员会委员、书 记，免去王晖的党委书记、委员职务；市委同意提名黄建军任成都银行董事长，免去王晖董事长职务。 值得注意的是，公告对王晖在成都银行期间作出的成就给予了极高评价，明确称其"恪尽职守、勤勉尽 责、专注专业"，为"成都银行发展的创业者、见证者和领军人"。 | 2018/10 - 至今 | 成都银行股份有限公司 法定代表人 | | --- | --- | | 2018/10 - 至今 | 成都银行股份有限公司 董事长 | | 201 ...

Group 1 - The core point of the news is the leadership transition at Chengdu Bank, with Wang Hui resigning as Chairman and Huang Jianjun taking over the position, effective from August 17, 2025 [1][2] - Wang Hui's tenure is highlighted for significant achievements, including a substantial increase in the bank's total assets, deposits, and loans, which reached 1.25 trillion yuan, 880 billion yuan, and 740 billion yuan respectively by the end of 2024 [2] - Under Wang Hui's leadership, Chengdu Bank's asset quality and various operational indicators ranked among the top in the industry, with a weighted average return on equity of 17.81%, leading A-share listed banks for five consecutive years [2][3] Group 2 - Huang Jianjun, the new Chairman, has a rich professional background, including various leadership roles within Chengdu Bank and other financial institutions, and holds a doctoral degree in political economy [4] - Chengdu Bank, established in December 1996, is a state-controlled local joint-stock commercial bank and was the first listed bank in Sichuan Province, with total assets exceeding 1.25 trillion yuan and over 7,800 employees as of the end of 2024 [4]

Investment Rating - The industry investment rating is "Outperform the Market" which indicates that the industry index is expected to perform better than the market by more than 5% over the next six months [16]. Core Viewpoints - The report highlights a continuous internal differentiation within the banking sector, with an overall improvement in asset quality [3][5]. - The net profit growth rate for commercial banks in the first half of 2025 has turned negative at -1.2%, but the decline in profit has narrowed compared to the previous quarter [5]. - The net interest margin for commercial banks has decreased slightly to 1.42%, showing resilience despite the decline [5]. - The non-performing loan ratio has improved, decreasing to 1.49%, indicating a manageable risk level [5][3]. - The report suggests a strategic shift towards reallocation rather than trading, driven by changes in funding structures and stable inflows from passive indices [5]. Summary by Sections Regulatory Indicators - As of the end of Q2 2025, the total assets of banking institutions reached 403 trillion yuan, reflecting a year-on-year growth of 8.9% [3]. - The non-performing loan ratio decreased by 2 basis points from the previous quarter to 1.49%, with a provision coverage ratio of 212% [3]. Profitability Analysis - The net profit growth rate for large banks, joint-stock banks, and city commercial banks improved compared to Q1, while rural commercial banks saw a decline of 7.9% [5]. - The report notes that the profitability of large banks is stabilizing, while rural banks are facing increased credit costs due to ongoing reforms [5]. Asset Quality - The report indicates a continuous improvement in asset quality, with the non-performing loan ratio decreasing across various bank types [5]. - The provision coverage ratio has increased by 3.84 percentage points to 212%, indicating a stable risk mitigation capacity [5][3]. Investment Recommendations - The report recommends focusing on the A-share joint-stock bank sector and certain high-quality regional banks, while also considering Hong Kong-listed large banks for their dividend advantages [5].

【导读】成都银行公告王晖辞任董事长，前副行长黄建军"杀回马枪"接任 8月17日下午，成都银行（601838）发布公告称，公司董事会于近日收到王晖提交的辞职报告。因组织工作调动另有任用，王晖辞 去公司董事长、董事、董事会战略发展委员会主任及委员、董事会授信审批特别授权委员会主任及委员职务，自2025年8月17日起 生效。 王晖辞任后，不再担任成都银行任何职务。值得注意的是，王晖原定任期到2027年6月11日，如今提前了近两年离任。 从数据来看，截至2024年末，成都银行资产总额、存款总额、贷款总额分别站上12500亿元、8800亿元、7400亿元新台阶，分别为 上市前的2.8倍、2.8倍、5倍。资产质量等各类经营指标位列行业第一梯队，加权平均净资产收益率17.81%，连续五年位居A股上 市银行第一。 成都银行称，公司良好的经营业绩得到了资本市场与社会各界的充分肯定，总市值较上市当年（2018年）实现翻番，股价连续四 年位居A股上市银行前四，市净率连续两年位居A股上市银行前二；英国《银行家》排名自首次入围以来累计提升超700位，位 居"全球银行1000强"第170位；入围《财富》中国500强，排名第324位。 前 ...

【导读】成都银行公告王晖辞任董事长，前副行长黄建军"杀回马枪"接任 中国基金报记者 南深 8月17日下午， 成都银行 发布 公告称，公司 董事会于近日收到 王晖提交的辞职报告 。因组织工作调动另有任用，王晖辞去公司董事长、 董事、董事会战略发展委员会主任及委员、董事会授信审批特别授权委员会主任及委员职务，自2025年8月17日起生效。 王晖辞任后，不再担任 成都银行 任何职务。 值得注意的是，王晖原定任期到2027年6月11日，如今提前了近两年离任。 该行董事会还称， 在王晖的带领下，公司始终保持战略定力、稳步前行，全行经营质效显著提升，成长性、稳定性和可持续性全面增强， 差异化、专业化市场竞争特质及品牌影响力日益凸显，逐步构建起特质鲜明、风控稳健、管理精益的可持续发展格局 ，" 公司董事会向王 晖先生二十年来为公司高质量发展作出的杰出贡献致以诚挚的感谢和崇高的敬意 "。 从数据来看， 截至2024年末，成都银行资产总额、存款总额、贷款总额分别站上12500亿元、8800亿元、7400亿元新台阶，分别为上市 前的 2 .8倍、2.8倍、5倍。资产质量等各类经营指标位列行业第一梯队，加权平均净资产收益率17.8 ...

Core Viewpoint - The leadership changes at Chengdu Bank and Chengdu Rural Commercial Bank are part of a decision made by the Chengdu Municipal Committee of the Communist Party of China, indicating a significant shift in governance for both banks [1] Group 1: Leadership Changes - Huang Jianjun has been appointed as a member and secretary of the Party Committee of Chengdu Bank and is nominated to be the chairman of Chengdu Bank [1] - Wang Hui has been appointed as a member and secretary of the Party Committee of Chengdu Rural Commercial Bank and is nominated to be the chairman of Chengdu Rural Commercial Bank [1] - Both banks have received resignation reports from the outgoing leaders, indicating a formal transition of leadership [1]

Investment Rating - The report maintains an "Overweight" rating for the banking sector, indicating a positive outlook for the industry. Core Insights - The banking sector is experiencing a narrowing decline in profit growth, with a cumulative net profit of 1.24 trillion yuan in the first half of 2025, representing a year-on-year decrease of 1.2%, which is an improvement from the 2.3% decline in the first quarter [1][2] - The asset growth rate of commercial banks accelerated to 8.88% year-on-year in Q2 2025, up 1.7 percentage points from Q1 2025, driven by a low base effect from the previous year [1][2] - The report highlights a continuous optimization of credit structure, with significant increases in loans to technology, green, inclusive, and digital sectors, which now account for approximately 70% of new loans [7] Summary by Sections Banking Sector Performance - Profit growth decline narrowed to 1.2% in H1 2025, with non-interest income rising to 25.8% [1] - Asset growth rate reached 8.88% in Q2 2025, with state-owned banks showing a 10.4% growth [1][2] - Net interest margin slightly decreased to 1.42%, with state-owned banks at 1.31% [2] - Non-performing loan (NPL) ratio improved to 1.49%, with a notable decrease in rural commercial banks' NPL ratio to 2.77% [2] - Capital adequacy ratio increased to 15.58%, with all bank types showing improvements [2] Monetary Policy Execution - New loan interest rates decreased to 3.29% in June 2025, with significant drops in various loan categories [3] - The central bank's outlook on the macro economy has become more positive, indicating solid support for stable growth in the second half of 2025 [3] - The monetary policy remains moderately accommodative, focusing on maintaining stability and flexibility [3][6] Credit Structure Optimization - The report emphasizes the need for continuous optimization of credit structure, with a significant shift in loan distribution over the past decade [7] - Small and micro-enterprise loans have seen an annual growth rate of about 15%, increasing their share in corporate loans from 30.4% in 2014 to 38.2% in 2025 [7] - Technology loans reached a balance of 44.1 trillion yuan, growing by 12.5% year-on-year, with an average interest rate of 2.90% [7] Sector Outlook - The banking sector is expected to benefit from policy catalysts, with a focus on stocks that show positive fundamental changes and continuous improvement in financial statements [8] - Specific banks such as Ningbo Bank are recommended for their positive fundamental changes, while Jiangsu Bank and others are highlighted for their dividend strategies [8]

Core Viewpoint - Chengdu Bank announced the appointment of Huang Jianjun as the new Party Secretary and Chairman, following the resignation of Wang Hui due to organizational adjustments [1][2] Group 1: Leadership Changes - Huang Jianjun has been appointed as the Party Secretary and is nominated to be the Chairman of Chengdu Bank, replacing Wang Hui [1] - Wang Hui submitted his resignation as Chairman, Director, and various committee roles, effective from August 17, 2025, and will no longer hold any position at Chengdu Bank after his resignation [2] Group 2: Background of New Chairman - Huang Jianjun, born in November 1975, holds a doctorate in political economics from Sichuan University and is a senior economist [1] - His previous roles include various leadership positions within Chengdu Bank and its predecessor, Chengdu Commercial Bank, as well as a stint as Deputy Director of the Financial Bureau in Foshan, Guangdong [1]

证券代码：601838 证券简称：成都银行 公告编号：2025-047 成都银行股份有限公司 关于董事长离任的公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： 成都银行股份有限公司（以下简称"本公司"）董事会于近日收到 王晖先生提交的辞职报告。因组织工作调动另有任用，王晖先生辞去 本公司董事长、董事、董事会战略发展委员会主任及委员、董事会授 信审批特别授权委员会主任及委员职务，自 2025 年 8 月 17 日起生效。 王晖先生辞任后，不再担任本公司任何职务。 一、提前离任的基本情况 | 姓名 | 离任职务 | 离任时间 | | 原定任期 | | | 是否继续在上 | 是否存在 未履行完 | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | | | | | 到期日 | | 离任原因 | 市公司及其控 股子公司任职 | 毕的公开 承诺 | | 王晖 | 董事长、董事、董 | 2025 | 年 8 | 2027 年 | 6 | 组织工作 | 否 ...

证券代码：601838 证券简称：成都银行 公告编号：2025-046 成都银行股份有限公司 关于党委书记任免的公告 2025 年 8 月 18 日 1 附件： 黄建军同志简历 2 黄建军同志简历详见附件。 特此公告。 成都银行股份有限公司董事会 黄建军，男，1975 年 11 月出生，四川大学政治经济学专业毕业， 在职博士研究生，正高级经济师。现任本公司党委书记、董事长提名 人选。曾任成都市商业银行办公室秘书科科长、办公室副主任兼目标 督查办公室主任、董事会办公室主任、公司业务部总经理、中小企业 部总经理；成都银行高新支行行长，公司业务部总经理，西安分行党 委书记、行长；成都市商业银行董事会秘书，成都银行行长助理、党 委委员、副行长，其间挂职广东省佛山市金融局副局长；成都农商银 行党委副书记、代理董事长、董事、行长；成都农商银行党委书记、 董事长。曾兼任四川省金融学会第七届理事会理事、副会长；四川省 银行业协会第九届监事会监事。 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、 误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承 担法律责任。 中共成都市委决定，黄建军同志任中共成都银行股份 ...