青岛银行股份有限公司 （A 股证券代码：002948） 向不特定对象发行 A 股可转换公司债券 募集资金使用可行性报告 二零二五年八月 青岛银行股份有限公司（以下简称"本行"）拟向不特定对象发行 A 股可 转换公司债券（以下简称"可转债"或"本次发行"），募集资金总金额不超过 人民币 48 亿元（含本数）。根据中国证券监督管理委员会《上市公司证券发行 注册管理办法》规定，上市公司申请发行证券，董事会应当依法就本次募集资金 使用的可行性报告作出决议，并提请股东大会批准。 本次可转债募集资金使用的可行性报告如下： 一、本次可转债募集资金金额及用途安排 本次可转债募集资金不超过人民币 48 亿元（含本数）。本次可转债募集的 资金，扣除发行费用后将全部用于支持本行未来业务发展，在可转债持有人转股 后按照相关监管要求用于补充本行核心一级资本。 二、本次可转债的必要性分析 本行业务规模持续增长，资产总额稳步提升，保持良好发展态势。截至 2022 年末、2023 年末、2024 年末和 2025 年 6 月末，本行的资产总额分别为 5,296.14 亿元、6,079.85 亿元、6,899.63 亿元和 7,430.28 ...

青岛银行股份有限公司 前次募集资金使用情况的专项鉴证报告 截至2025年6月30日 青岛银行股份有限公司 目录 页 次 | | | 二、 青岛银行股份有限公司前次募集资金使用情况报告 3-5 前次募集资金使用情况的专项鉴证报告 安永华明（2025）专字第 70050236_A05 号 青岛银行股份有限公司 青岛银行股份有限公司董事会： 我们接受委托，对后附的青岛银行股份有限公司（以下简称"青岛银行"）截至 2025 年 6 月 30 日止的前次募集资金使用情况（以下简称"前次募集资金使用情况报告"或"本 报告"）进行了鉴证。 按照中国证券监督管理委员会印发的《监管规则适用指引——发行类第 7 号》编制上述前 次募集资金使用情况报告，并保证其内容真实、准确、完整，且不存在虚假记载、误导性陈述或 重大遗漏是青岛银行董事会的责任。我们的责任是在执行鉴证工作的基础上对前次募集资金使用 情况报告独立发表鉴证意见。 我们按照《中国注册会计师其他鉴证业务准则第 3101 号——历史财务信息审计或审阅以外 的鉴证业务》的规定执行了鉴证业务。该准则要求我们计划和执行鉴证工作，以对上述前次募集 资金使用情况报告是否不存在重大错报 ...

青岛银行股份有限公司 （A 股证券代码：002948） 2025 年半年度报告 二〇二五年八月 青岛银行股份有限公司 2025 年半年度报告 第一节 重要提示 1. 本行董事会、监事会及董事、监事、高级管理人员保证本半年度报告内 容的真实、准确、完整，不存在虚假记载、误导性陈述或重大遗漏，并承担个别 和连带的法律责任。 2. 本行第九届董事会第十七次会议于 2025 年 8 月 28 日召开，审议通过了 《关于青岛银行股份有限公司 2025 年半年度报告及摘要、业绩公告的议案》， 应出席董事 14 名，实际出席董事 14 名（其中，委托出席的董事 1 名。因工作原 因，谭丽霞女士委托周云杰先生出席会议并代为行使表决权）。 3. 本行董事长景在伦先生、行长吴显明先生、主管财务工作的副行长陈霜 女士、计划财务部总经理李振国先生声明：保证本半年度报告中财务报告的真实、 准确、完整。 4. 本公司按照中国企业会计准则和国际财务报告会计准则编制的 2025 年 上半年财务报告已经安永华明会计师事务所（特殊普通合伙）和安永会计师事务 所分别根据中国和国际审阅准则审阅。 5. 在有条件的情况下，本行董事会可以根据本行的经营 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告之內容概不負責，對其 準確性或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部份內容 而產生或因倚賴該等內容而引致之任何損失承擔任何責任。 Bank of Qingdao Co., Ltd.* * H 3866 公告 獨立非執行董事辭任 青島銀行股份有限公司（「本行」）董事會（「董事會」）收到本行獨立非執行董事范學軍先生 的辭職報告。因個人健康原因，范學軍先生辭去第九屆董事會獨立非執行董事，以及董 事會審計委員會主任委員、董事會薪酬委員會委員、董事會提名委員會委員和董事會關 聯交易控制委員會委員職務。范學軍先生的辭任將在新任獨立非執行董事任期起始之日 生效。辭任生效後，范學軍先生將不再擔任本行及本行控股子公司任何職務。 范學軍先生已確認其與董事會無意見分歧，亦無有關其辭任須提請本行股東及債權人注 意的其他事項。截至本公告之日，范學軍先生未持有本行股份，不存在未履行完畢的公 開承諾。 董事會對范學軍先生任職期間作出的貢獻表示感謝。 於本公告日期，董事會包括執行董事景在倫先生、吳顯明先生、陳霜女士及劉鵬先生； 非執行董事周雲傑先生、Rosari ...

Market Performance - The city commercial bank sector increased by 1.22% on August 28, with Chengdu Bank leading the gains [1] - The Shanghai Composite Index closed at 3843.6, up 1.14%, while the Shenzhen Component Index closed at 12571.37, up 2.25% [1] Individual Bank Performance - Chengdu Bank's closing price was 18.54, with a rise of 2.77% and a trading volume of 674,500 shares, amounting to a transaction value of 1.241 billion yuan [1] - Nanjing Bank closed at 11.28, up 1.99%, with a trading volume of 653,800 shares and a transaction value of 735 million yuan [1] - Jiangsu Bank closed at 11.02, up 1.94%, with a trading volume of 2.122 million shares and a transaction value of 2.324 billion yuan [1] - Other notable banks include Hangzhou Bank (closing price 16.08, up 1.39%), Ningbo Bank (closing price 28.29, up 1.11%), and Suzhou Bank (closing price 8.32, up 1.09%) [1] Capital Flow Analysis - The city commercial bank sector saw a net inflow of 470 million yuan from main funds, while retail funds experienced a net outflow of 383 million yuan [2] - The individual stock capital flow indicates that Jiangsu Bank had a net inflow of 111 million yuan from main funds, while it faced a net outflow of 10.2 million yuan from retail funds [3] - Hangzhou Bank also reported a net inflow of 108 million yuan from main funds, with a net outflow of 81.36 million yuan from retail funds [3]

Market Overview - On August 27, the city commercial bank sector fell by 1.48%, with Guiyang Bank leading the decline [1] - The Shanghai Composite Index closed at 3800.35, down 1.76%, while the Shenzhen Component Index closed at 12295.07, down 1.43% [1] Individual Stock Performance - Chengdu Bank closed at 18.04, up 1.01% with a trading volume of 527,700 shares and a transaction value of 958 million [1] - Guiyang Bank closed at 6.16, down 2.53% with a trading volume of 713,000 shares and a transaction value of 44.5 million [2] - Beijing Bank closed at 6.08, down 2.41% with a trading volume of 2,160,300 shares and a transaction value of 1.329 billion [2] - Jiangsu Bank had a closing price of 10.81, down 1.91% with a trading volume of 1,934,200 shares and a transaction value of 2.11 billion [2] Capital Flow Analysis - The city commercial bank sector experienced a net outflow of 911 million from institutional investors, while retail investors saw a net inflow of 502 million [2] - The table of capital flow indicates that Chongqing Bank had a net outflow of 36.1 million from institutional investors, while Chengdu Bank had a net inflow of 9.59 million [3] - The overall trend shows that institutional investors are withdrawing funds while retail investors are increasing their positions in certain banks [2][3]

Group 1 - Qingdao Bank's stock price decreased by 2.02% on August 27, trading at 4.84 CNY per share, with a total market capitalization of 28.171 billion CNY [1] - The bank's main business revenue composition includes corporate banking (45.84%), retail banking (27.61%), financial market business (21.58%), and other unallocated projects (4.97%) [1] - Year-to-date, Qingdao Bank's stock price has increased by 30.11%, but it has seen a decline of 2.62% over the last five trading days [1] Group 2 - As of March 31, the number of shareholders for Qingdao Bank was 50,900, a decrease of 1.77% from the previous period [2] - For the first quarter of 2025, Qingdao Bank reported a net profit attributable to shareholders of 1.258 billion CNY, representing a year-on-year growth of 16.42% [2] - Since its A-share listing, Qingdao Bank has distributed a total of 6.341 billion CNY in dividends, with 2.794 billion CNY distributed over the last three years [3]

Core Viewpoint - The A-share banking sector is experiencing a continuous decline, with notable drops in several major banks' stock prices, indicating a bearish trend in the market [1]. Group 1: Stock Performance - Postal Savings Bank of China (邮储银行) saw a decline of 3.67%, with a total market capitalization of 725.4 billion [2]. - China Everbright Bank (光大银行) decreased by 2.27%, with a market cap of 228.7 billion [2]. - Minsheng Bank (民生银行) fell by 2.11%, having a market value of 202.7 billion [2]. - Agricultural Bank of China (农业银行) dropped by 1.92%, with a significant market cap of 2,498.9 billion [2]. - Other banks such as Huaxia Bank (华夏银行) and Bank of Communications (交通银行) also experienced declines, with respective drops of 1.91% and 1.97% [2]. Group 2: Year-to-Date Performance - Despite the recent declines, Postal Savings Bank has a year-to-date increase of 11.56% [2]. - Minsheng Bank shows a year-to-date increase of 13.37% [2]. - Agricultural Bank of China has a substantial year-to-date increase of 39.72%, indicating strong performance earlier in the year [2].

Group 1: Non-ferrous Metals - Copper prices have rebounded, surpassing $9,000 due to rising expectations of overseas interest rate cuts, which could trigger a second price increase wave for CCL manufacturers as copper accounts for over 30% of their costs [1] - A $100 increase in copper prices could compress CCL gross margins by approximately 1.5-2 percentage points, incentivizing major manufacturers to issue price increase notices [1] - Tin production has been halted due to an accident at Hunan Xinlong Mining, which accounts for 10% of China's and 6% of global capacity; if the shutdown lasts over a month, it will exacerbate the global supply gap [1] Group 2: Artificial Intelligence - The release of the "Artificial Intelligence+" action plan aims for over 70% penetration of smart terminals/agents by 2027, exceeding 90% by 2030, and achieving a fully intelligent society by 2035 [2] - The key highlight of this policy compared to the 2015 "Internet+" initiative is the inclusion of penetration rates as quantifiable KPIs, indicating that fiscal policies, state-owned enterprise procurement, subsidies, and demonstration projects will focus on achieving these targets [2] Group 3: Livestock Industry - Since May, the policy focus has shifted from "stabilizing production and supply" to "reducing excess" in the pig industry, with a slight decrease in the breeding sow inventory ending an 18-month growth streak [3] - A 1% decrease in breeding sows could lead to a 5% long-term increase in pig prices, with projections suggesting that the price center could rise to 16-17 yuan/kg by 2026 [3] - Several insurance funds and FOFs have shifted their investments in the breeding sector from cyclical plays to high-dividend combinations, anticipating an increase in dividend rates from 40% to 60-70% under supportive policies and improved cash flow [3] Group 4: Chemical Industry - The phosphate fertilizer export policy has transitioned to a "dual-track system," effective from 2025, regulating exports through a combination of supply assurance and quota-based exports [4] - This new pricing mechanism aims to manage domestic price differences and capitalize on high overseas prices, with current FOB prices for diammonium phosphate at $803/ton and domestic ex-factory prices at 4,000 yuan/ton, yielding over 2,000 yuan profit per ton exported [4] Group 5: Financial Sector - China Ping An reported a 39.8% year-on-year increase in NBV, with the bancassurance channel growing by 16%, and CCL high-dividend stocks generating an additional 16.1 billion yuan [5] - The financial policy environment is stabilizing, with interest margins at a low point and non-performing loan ratios declining, suggesting that banks like Hangzhou Bank, Jiangsu Bank, and Qingdao Bank may see relative returns in Q3 due to their valuation bottoms and high dividends [5]

登录新浪财经APP 搜索【信披】查看更多考评等级 证券代码：002948 证券简称：青岛银行 公告编号：2025-025 青岛银行股份有限公司 青岛银行股份有限公司 董事会决议公告 本行及董事会全体成员保证公告内容的真实、准确和完整，没有虚假记载、误导性陈述或者重大遗漏。 青岛银行股份有限公司（以下简称"本行"）于2025年8月18日以电子邮件方式向董事发出关于召开第九 届董事会第十六次会议的通知，会议于2025年8月25日以通讯表决方式召开，应参与表决董事14名，实 际表决董事14名。本次会议召开符合《中华人民共和国公司法》《深圳证券交易所股票上市规则》和 《青岛银行股份有限公司章程》的规定。 会议审议通过了《青岛银行股份有限公司2025年半年度第三支柱信息披露报告》 本议案同意票14票，反对票0票，弃权票0票。 备查文件 经与会董事签字并加盖董事会印章的董事会决议； 特此公告。 董事会 2025年8月26日 ...