RT Bloomberg Opinion (@opinion)A serious threat to ChatGPT is rising in China. But it’s not getting nearly enough attention.@cathythorbecke explains the Kimi K2 chatbot 🎥 https://t.co/htk7zdbF0y ...

The em dash is the most human of punctuation marks. So why do so many think its presence in a sentence means it was written by ChatGPT? https://t.co/si3XviAt2m ...

The em dash is the most human of punctuation marks. So why do so many think its presence in a sentence means it was written by ChatGPT? https://t.co/ZGn6iebdmi ...

俄罗斯外交部发言人扎哈罗娃18日在莫斯科接受采访时表示，日本首相高市早苗日前的涉台言 论非常危险，日本应深刻反省历史、汲取二战教训。 今年是世界反法西斯战争胜利80周年。扎哈罗娃指出，世界各地一系列纪念活动都在提醒世人勿忘历史、汲取 教训。高市早苗必须牢记历史教训，尤其要正视本国历史中那些不光彩的部分。 扎哈罗娃表示，日本军国主义发动的侵略战争给亚洲和世界带来深重灾难，也让日本付出惨痛代价。高市早苗 等日本政界人士应深刻反省历史，警惕错误言行可能引发的严重后果。 来源：央视新闻 责编：李丹 证 券 时 报 新 媒 体 矩 阵 海 15 王崇 数据5 ULL l 35 数据宝 人民财讯 券商中国 e公司 全景财经 北证 新財富 CHDC Rustway 杂志 期货回报 资讯 创业资本汇 北证资讯 信托百佬汇 新财富 期货日报 识别二维码关注 点击下载app 证券时报微信公众号 屏幕下方点个赞， 天天抓牛股！ 点击关键字可查看 潜望系列深度报道丨 股事会专栏 丨 投资小红书 丨 e公司调查 丨 时报会客厅 丨 十大明星私募访谈 丨 14天12板！603122，明日复牌！ 丨 突传大消息！荷兰：暂停对安世半导体干预 ...

Core Insights - Target is implementing a billion-dollar renovation strategy to improve its performance after experiencing a challenging period, with the incoming CEO expressing dissatisfaction with current results and aiming for full operational potential [1][8] Financial Performance - In the third quarter, Target's comparable sales fell by 2.7%, which was worse than analysts' expectations of a decline of 2.06%. However, adjusted earnings per share were $1.78, surpassing the forecast of $1.73 [2] - The decline in sales was largely attributed to a significant drop in September, while August and October showed relatively flat performance [2] Strategic Initiatives - Target plans to increase its annual capital expenditures from $4 billion to $5 billion to invest in store remodeling and refreshing its merchandise assortment and floor plans, marking the most significant changes in years [3] - The company is focusing on enhancing the in-store experience to counteract declines in both transaction numbers and sizes [5] Consumer Behavior - Target shoppers are prioritizing essential holiday items, such as Halloween costumes and candy, over decorative items, indicating a shift in consumer spending habits [4] - Economic pressures, including inflation and layoffs, have led to Target lagging behind value-oriented competitors like Walmart and Costco, with Target's stock price dropping approximately 35% since the beginning of the year [6] Technological Integration - Target announced an integration with ChatGPT for its app, aiming to enhance the shopping experience by allowing multiple item purchases in a single transaction and offering fresh food products [7][8]

Summary of Frontdoor FY Conference Call (November 18, 2025) Company Overview - **Company**: Frontdoor (NasdaqGS:FTDR) - **Industry**: Home Warranty Services - **Business Model**: Frontdoor operates a recurring revenue model through home warranties, covering 29 systems and appliances with over 2 million members and 17,000 contractors. The service is initiated via a call or app, with a trade service fee charged for repairs or replacements [9][10]. Key Points Market Dynamics - **Total Addressable Market (TAM)**: The home services market is approximately $500 billion, with an addressable market for home warranties estimated at 15 million homes in the U.S. Currently, about 5 million home warranties are sold, with Frontdoor holding a 40% market share [11][12]. - **Impact of COVID-19**: The pandemic shifted the market dynamics, affecting the traditional real estate channel, which has seen a decline in transactions [11][12]. Real Estate Channel - **Current Trends**: Existing home sales are at a cyclical trough, with inventory increasing but still low. Frontdoor targets about 200,000-210,000 units this year, down from nearly 500,000 six years ago [13][15]. - **Growth Strategy**: The company is enhancing its sales force and introducing promotional pricing to attract real estate agents and customers [16][17]. Direct-to-Consumer (DTC) Channel - **Performance**: The DTC business has shown strong growth, particularly among millennials and Hispanic demographics. The advertising campaign has improved brand relevance and customer engagement [19][20]. - **Future Outlook**: The company anticipates positive growth in customer accounts by 2026, driven by both DTC and real estate channels [23][25]. Retention and Renewal Rates - **Improvement in Retention**: Retention rates have improved by 300 basis points due to better contractor performance and initiatives like autopay and auto-renewal [31][34]. - **Operational Execution**: Focus on member experience and operational discipline has been key to maintaining retention rates and managing cancellations [35][36]. Revenue Growth and Margins - **Revenue Projections**: The company expects 3% organic revenue growth this year, with further expansion anticipated in 2026 and 2027 [40][41]. - **Margin Management**: Frontdoor has achieved record margins through dynamic pricing strategies and strong contractor relationships, managing inflation effectively [65][66]. Non-Warranty Business Expansion - **New Offerings**: The company is expanding into non-warranty services, starting with HVAC and planning to include appliances, roofs, and water heaters by 2026. This strategy aims to increase share of wallet among existing members [45][50]. - **Contractor Relationships**: Strong relationships with contractors allow for competitive pricing and improved customer satisfaction [58][59]. Capital Allocation and M&A Strategy - **Focus on Growth**: The company aims to maintain a strong balance sheet while considering share repurchases and potential M&A opportunities, particularly focusing on integrating the recently acquired 2-10 business [83][89]. AI and Technology Integration - **AI Utilization**: Frontdoor is leveraging AI to enhance service request processing and sales interactions, improving efficiency and customer experience [95][106]. Additional Insights - **Market Recovery**: A recovery in the real estate market could positively impact revenue but may also introduce inflationary pressures [73][74]. - **Long-term Strategy**: The company is focused on sustainable growth through operational excellence, customer retention, and strategic pricing [72][71].

Market Overview - The A-share market experienced a decline today, with the Shanghai Composite Index falling by 0.81% to close at 3939.81 points, and the Shenzhen Component Index dropping by 0.92% to 13080.49 points. The ChiNext Index decreased by 1.16% to 3069.22 points. Overall, there were 1274 stocks that rose while 4103 stocks fell, with a total trading volume of 19261 billion yuan, an increase of 153 billion yuan compared to the previous trading day [1][10]. Industry Performance - Among the Shenwan first-level industries, the media, computer, and electronics sectors showed positive performance with increases of 1.60%, 0.93%, and 0.12% respectively. Conversely, the coal, electric equipment, steel, non-ferrous metals, and basic chemicals sectors faced declines, with decreases of 3.17%, 2.97%, 2.85%, 2.80%, and 2.67% respectively [1][10]. Concept Sector Performance - The concept sectors that performed well today included Pinduoduo partners, Xiaohongshu platform, WEB3.0, Kimi, Douyin Doubao, multimodal models, internet celebrity economy, operating systems, virtual humans, intelligent entities, ChatGPT, AIGC, medical payment reform, live streaming sales, and Chinese corpus. In contrast, the lithium battery positive electrode, lithium battery negative electrode, and lithium iron phosphate battery sectors experienced a pullback [2][12].

记者丨 吴桂兴 见习记者张嘉钰 编辑丨谭婷 11月17日，平潭发展再度一字涨停，报11.97元/股。自10月17日上涨启动，该股走出"21天13 板"行情，股价累计涨幅255.19%，总市值从65亿飙升至231亿。 出品丨21财经客户端 21世纪经济报道 宁德时代再锁长单，这一产业链迎重磅利好 阿里硬刚ChatGPT，野心不止于会聊天的AI 军工股大涨，江龙船艇等多股20cm涨停，锂电概念集体狂飙 SFC 21君荐读 11月17日晚间， 福建概念两只大牛股因股票交易异常波动停牌核查。 海峡创新 11月17日晚 发布公告称，公司股票自10月27日至11月17日价格涨幅为185.89%，期 间于2025年10月28日、11月4日、11月17日出现三次股价异常波动或严重异常波动，严重背离 公司基本面。 事实上，海峡创新自10月17日起股价就出现暴涨，10月17日至11月17日，一月内公司股价累 计涨幅高达275.31%。 11月17日，海峡创新股价大涨20%，最新市值为122亿元。 平潭发展 三季报显示，公司第三季度营收为1.22亿元，同比增长8.99%；净利润为620.44万 元，同比增长1082.14%。前三季 ...

Group 1 - The U.S. stock market experienced a significant decline, with the Nasdaq dropping 2.3% and the Dow Jones falling nearly 800 points, while Tesla's stock decreased by over 6% [3] - The European Union is reportedly accelerating efforts to tax small package imports from China, with plans to implement this by early next year [3] - The Federal Reserve's Daly stated that it is too early to definitively predict whether there will be a rate cut in December [3] Group 2 - China's social financing increased by 0.81 trillion yuan in October, with new RMB loans amounting to 0.22 trillion yuan, and the M2-M1 spread widening [3] - The National Energy Administration encourages qualified private capital to participate in the investment and construction of oil and gas reserves and LNG receiving stations [3] - The China Securities Regulatory Commission Chairman Wu Qing visited financial regulatory bodies in France and Brazil, engaging in discussions with international institutional investors [3] Group 3 - Tencent reported a 15% year-on-year increase in revenue for Q3, with adjusted net profit rising 18%, both exceeding expectations [3] - JD.com achieved Q3 revenue of 299.1 billion yuan, reflecting a growth of 14.9%, surpassing forecasts [3] - Bilibili's adjusted net profit for Q3 was 786 million yuan, marking a substantial year-on-year growth of 233% [3] Group 4 - Semiconductor manufacturer SMIC reported a net profit of 1.517 billion yuan for Q3, representing a year-on-year increase of 43.1% [3] - Alibaba has secretly launched the "Qianwen" project, aiming to compete directly with ChatGPT [3] - Tencent and Apple have reached a revenue-sharing agreement for WeChat games, with Apple's cut reduced to 15% [3]

ChatGPT and 2 indicators state Bitcoin and the crypto market will dump today and then rally. Also, chances of price appreciation. A-Aron Benett & ChatGPT - https://www.youtube.com/watch?v=XRUFxq4t6xg ●▬▬▬▬▬▬CRYPTO CRITICAL VIDEOS▬▬▬▬▬▬▬● 1. THE 5 RULES - https://youtu.be/iNBiZ5Bo__U 2. AVOID ALL SCAMS. SOURCE IT - https://youtube.com/live/m77Oxmh70Zc 3. DON'T FALL FOR A.I. SCAMS! - https://youtu.be/8m4M0lvP5-o 4. WHY STORAGE DIVERSIFICATION? - https://youtu.be/j3ORFfbnB6Q 5. DYNAMIC DCA'ing - https://www.yo ...