新京报贝壳财经讯 9月22日，在介绍"十四五"时期金融业发展成就时，中国人民银行行长潘功胜在国新 办新闻发布会上表示，"十四五"以来，我国金融服务实体经济质效大幅提升，坚持支持性的货币政策立 场，中国特色的现代货币政策框架逐步形成，政策传导更为有效。 ...

Core Viewpoint - The People's Bank of China (PBOC) is focusing on enhancing the dual-pillar framework of monetary policy and macroprudential policy during the 14th Five-Year Plan period, aiming to achieve both currency stability and financial stability while supporting high-quality economic development [1] Group 1: Monetary Policy - A scientific and robust monetary policy system is being constructed, with a modern monetary policy framework that is continuously improving, effectively promoting reasonable growth in the total financial volume, steadily reducing financing costs, and optimizing the credit structure to maintain currency stability [1] Group 2: Macroprudential Policy - The macroprudential policy framework and systemic financial risk prevention and disposal mechanisms are being improved [1] Group 3: Financial Market Infrastructure - The financial market and its infrastructure are being enhanced, including the launch of a "Technology Board" in the bond market, which contributes to the establishment of a multi-tiered bond market framework [1] Group 4: Global Financial Integration - The Chinese market is being orderly connected with global financial markets, with a steady increase in foreign capital participation [1] Group 5: Open Financial System - A higher-level open financial system is being constructed to support the overall financial development [1]

潘功胜表示，今天的新闻发布会的主题是介绍十四五时期金融业的发展情况，主要是从中长期的视角回 顾和总结"十四五"，不涉及短期政策的调整，关于"十五五"以及下一步金融改革的内容，将在中央统一 部署后给做进一步沟通。 潘功胜：目前我国金融体系总体稳健 潘功胜表示，目前我国金融体系总体稳健，金融机构总体健康，金融市场运行平稳。 潘功胜："十四五"时期科技型中小企业贷款、普惠小微贷款、绿色贷款年均增速超过20% 潘功胜表示，"十四五"时期，科技型中小企业贷款、普惠小微、绿色贷款年均增速超过20%。特别是 2024年9月中央政治局会议以来，人民银行按照中央部署，出台了一系列货币金融政策举措，有效稳定 市场预期、提振信心，推动经济持续回升向好和高质量发展。 国务院新闻办公室于2025年9月22日(星期一)下午3时举行"高质量完成'十四五'规划"系列主题新闻发布 会，中国人民银行行长潘功胜，金融监管总局局长李云泽，中国证监会主席吴清，中国人民银行副行 长、国家外汇局局长朱鹤新介绍"十四五"时期金融业发展成就，并答记者问。 潘功胜：今日发布会主要介绍十四五时期金融业发展情况，不涉及短期政策调整 潘功胜：中国特色现代货币政策框架 ...

Core Viewpoint - The People's Bank of China (PBOC) is focused on establishing a dual-pillar regulatory framework for monetary policy and macroprudential policy during the 14th Five-Year Plan, aiming for currency stability and financial stability to support high-quality economic development [1] Group 1: Monetary Policy - A scientific and robust monetary policy system is being constructed, with a modern monetary policy framework that is continuously improving, effectively promoting reasonable growth in total financial volume, steadily decreasing financing costs, and optimizing credit structure to maintain currency stability [1] Group 2: Macroprudential Policy - The macroprudential policy framework and systemic financial risk prevention and disposal mechanisms are being enhanced [1] Group 3: Financial Market Infrastructure - The financial market and its infrastructure are being improved, including the launch of a "Technology Board" in the bond market, which contributes to the establishment of a multi-tiered bond market framework [1] Group 4: Financial Openness - A higher-level open financial system is being constructed, with orderly connections between the Chinese market and global financial markets, and a steady increase in foreign capital participation [1]

Core Viewpoint - The press conference highlighted the achievements of China's financial industry during the "14th Five-Year Plan" period, emphasizing the effectiveness of monetary policy and the stability of the financial system [1][5]. Group 1: Financial Policy and Achievements - The People's Bank of China (PBOC) has established a modern monetary policy framework that effectively supports the real economy, with significant improvements in financial services quality and efficiency since the beginning of the "14th Five-Year Plan" [2][3]. - Loans to technology-based small and medium-sized enterprises, inclusive micro-loans, and green loans have seen an average annual growth rate exceeding 20% during the "14th Five-Year Plan" period [3]. - A series of monetary and financial policy measures have been implemented since the Central Political Bureau meeting in September 2024, which have effectively stabilized market expectations and boosted confidence, contributing to the ongoing recovery and high-quality development of the economy [3]. Group 2: Financial System Stability - The overall financial system in China is currently stable, with financial institutions being generally healthy and financial markets operating smoothly [4].