北京商报讯（记者 岳品瑜 董晗萱）12月4日，人民银行行长潘功胜在《人民日报》撰文指出，中央银行 以维护币值稳定和金融稳定为双目标，货币政策体系和宏观审慎管理体系是中央银行实施宏观管理的两 项基础性工具，是实现双目标的双支柱。构建科学稳健的货币政策体系和覆盖全面的宏观审慎管理体 系，有利于把维护币值稳定和金融稳定更好结合起来，对于支撑金融强国建设具有重要的意义。 潘功胜表示，准确把握覆盖全面的内涵和要求。我国较早引入宏观审慎理念，在信贷市场、资本市场、 外汇市场、房地产市场等领域探索建立了宏观审慎管理框架。近年来，我国经济金融的关联性、金融体 系的复杂性、国际国内金融市场溢出效应和联动性日益增强，需要不断完善宏观审慎管理框架、拓展覆 盖范围，提高金融体系韧性，提高应对冲击的能力。 一是更好覆盖宏观经济运行与金融风险的关联性。金融高质量发展的重要基础是经济高质量发展。需要 密切监测评估宏观经济运行态势，坚持推动经济高质量发展，为金融高质量发展奠定坚实基础。 二是更好覆盖金融市场和金融活动的重点领域。近年来，我国金融市场发展格局日益完善，金融创新日 趋活跃，科技与金融深度融合发展，各类金融业务、金融工具、金融行为 ...

北京商报讯（记者 岳品瑜 董晗萱）12月4日，人民银行行长潘功胜在《人民日报》撰文指出，中央银行 以维护币值稳定和金融稳定为双目标，货币政策体系和宏观审慎管理体系是中央银行实施宏观管理的两 项基础性工具，是实现双目标的双支柱。构建科学稳健的货币政策体系和覆盖全面的宏观审慎管理体 系，有利于把维护币值稳定和金融稳定更好结合起来，对于支撑金融强国建设具有重要的意义。 潘功胜表示，准确把握科学稳健的内涵和要求。要把握好货币政策的力度、时机和节奏，更加注重做好 跨周期和逆周期调节，保持货币条件与支持经济潜在增长和物价基本稳定的要求相匹配，提升金融支持 经济结构调整和高质量发展的适配性和精准性。 重点需要处理好三方面关系。一是短期与长期的关系。根据经济金融运行需要，综合运用各种货币政策 工具，加强逆周期调节，有力有效平滑经济波动。同时，关注跨周期平衡，避免政策大放大收，防止政 策过度导致效果衰减和长期副作用，更好支持重点领域和薄弱环节，在中长期促进经济转型和可持续增 长。 二是稳增长与防风险的关系。随着经济结构转型和信贷结构变化，实体经济需要的货币信贷增长也在发 生变化。对于支撑经济增长来说，提升存量资金使用效率、优化 ...

Core Viewpoint - The People's Bank of China (PBOC) is focusing on establishing a dual-pillar framework for monetary policy and macro-prudential policy during the 14th Five-Year Plan period, aiming to achieve both currency stability and financial stability, while supporting high-quality economic development [1] Group 1 - The PBOC is constructing a scientific and robust monetary policy system, with a modern monetary policy framework that is continuously improving, effectively promoting reasonable growth in total financial volume, steady decline in financing costs, and optimization of credit structure, thereby maintaining currency stability [1] - The PBOC is enhancing the macro-prudential policy framework and the systemic financial risk prevention and disposal mechanism [1] - The PBOC is improving the financial market and financial market infrastructure system, having launched a "Technology Board" in the bond market and essentially established a multi-tiered bond market framework [1] Group 2 - The Chinese market is being orderly connected with global financial markets, with a steady increase in foreign capital participation [1] - The PBOC is building a higher-level open financial new system [1]

Core Viewpoint - The People's Bank of China (PBOC) is focused on establishing a dual-pillar regulatory framework for monetary policy and macroprudential policy during the 14th Five-Year Plan, aiming for currency stability and financial stability to support high-quality economic development [1] Group 1: Monetary Policy - A scientific and robust monetary policy system is being constructed, with a modern monetary policy framework that is continuously improving, effectively promoting reasonable growth in total financial volume, steadily decreasing financing costs, and optimizing credit structure to maintain currency stability [1] Group 2: Macroprudential Policy - The macroprudential policy framework and systemic financial risk prevention and disposal mechanisms are being enhanced [1] Group 3: Financial Market Infrastructure - The financial market and its infrastructure are being improved, including the launch of a "Technology Board" in the bond market, which contributes to the establishment of a multi-tiered bond market framework [1] Group 4: Financial Openness - A higher-level open financial system is being constructed, with orderly connections between the Chinese market and global financial markets, and a steady increase in foreign capital participation [1]