本报讯 （记者李冰）9月16日，由中国支付清算协会举办的第十四届"中国支付清算论坛"在北京召开。 论坛上，中国人民银行副行长陆磊首次透露"跨境二维码统一网关"进展。为进一步提高跨境支付效率， 满足境外用户来华高效、便捷的移动支付需求，将支持境内外参与机构通过"跨境二维码统一网关"开展 跨境支付合作，加快推进跨境二维码支付互联互通，提升跨境支付体验。 腾讯公司副总裁、财付通总经理郑浩剑表示："我们全力参与'跨境二维码统一网关'建设，在近年来微 信支付持续升级'外卡内绑'、'外包内用'服务的基础上，通过'跨境二维码统一网关'接入更多境外钱包， 进一步提升跨境支付效率与体验。" 据介绍，"统一网关"是在中国人民银行指导下，由中国支付清算协会牵头建设，支持境内外机构通 过"一点对接"开展跨境二维码支付合作，为其提供统一技术接口、跨境交易信息转接分发、交易监测与 分析等服务的跨境支付基础设施。 微信支付方面表示，未来微信支付还将与更多境外钱包机构合作上线"外包内用"服务，既便利更多外籍 人员体验中国，也帮助中国商户打开更广阔的国际化市场。 论坛上，腾讯宣布将通过"跨境二维码统一网关"进一步开放微信支付"外包内用"服务， ...

Group 1 - CoGoLinks has obtained a payment business license in the UAE, becoming the first Chinese cross-border payment platform to do so [1] - The UAE's e-commerce market is projected to grow from 32.3 billion AED (approximately 8.8 billion USD) in 2024 to over 50.6 billion AED (approximately 13.8 billion USD) by 2029, with a compound annual growth rate of 56% [1] - The UAE's free trade zone policies, including zero corporate income tax and 100% foreign ownership, enhance its attractiveness for cross-border e-commerce and payment services [2] Group 2 - The UAE's Ministry of Economy has launched the "Free Zone Strategy 2030" and "Digital Economy Strategy 2025," further strengthening the region's appeal for cross-border payment services [2] - The process of obtaining payment licenses varies by country, with significant regulatory and cultural differences posing challenges for companies [2] - Several payment institutions, including Payoneer and PingPong, have announced obtaining overseas licenses this year, indicating a trend of Chinese payment companies expanding internationally [3]

Group 1 - The 25th China International Investment and Trade Fair (CIFIT) was held in Xiamen from September 8 to 11, attracting representatives from over 120 countries and regions, and 11 international organizations, making it a significant platform for showcasing cutting-edge technology and discussing industry trends [1] - Newland Technology Group showcased a series of innovative technology products and smart scene solutions in the Fujian Pavilion, highlighting its leading position in the digital commerce sector and its global layout, providing valuable "Chinese solutions" for the digital transformation of global commerce [3] - The company has obtained the Money Services Business (MSB) license in the United States and launched a one-stop cross-border payment solution, focusing on the needs of outbound merchants and supporting multiple trade scenarios, significantly improving fund circulation efficiency [3] Group 2 - Newland's subsidiary, Fujian Guotong Xingyi Network Technology Co., Ltd., is enhancing terminal product upgrades and innovations, with the T9 smart terminal achieving high-speed processing of mainstream foreign card transactions, addressing issues of frequent power outages [5] - The non-contact scanning box redefines the "Card Code PAY" payment method, improving user experience by enabling instant payment and reducing transaction complexity and wait times, thus helping merchants retain customers [5] - The company aims to leverage CIFIT to deepen its engagement in the digital commerce sector, expand its international vision and cooperation network, and inject new momentum into the rapid development of digital commerce and the digital transformation of global trade [7]

CoGoLinks结行国际相关负责人表示：在阿联酋获得支付业务许可是公司全球化战略布局的关键里程 碑，我们将以此为契机，进一步深化国际化服务能力，赋能中国企业以及阿联酋本土企业开拓国际市 场。未来，CoGoLinks结行国际将依托阿联酋牌照的辐射效应，构建覆盖中东地区的本地化支付服务体 系，重点解决货物贸易、服务贸易流程中的数字化结算痛点，为企业提供更加安全、便捷、低成本的跨 境收付款服务。 本报讯(记者李冰)日前，全球化跨境支付服务平台CoGoLinks结行国际宣布，其海外主体公司递交的验 收材料已通过迪拜金融服务管理局(DFSA)审核，正式在阿联酋获得金钱服务许可。该项资质允许 CoGoLinks结行国际在阿联酋境内开展支付账户运营、支付交易处理及支付工具发行等业务。 由于各国法律法规及金融环境均不相同，在各国申请支付牌照的监管标准及流程各异。支付平台从项目 筹备到申请展业往往需经过较为复杂的程序，且由于海外监管政策、风俗文化与中国存在极大差异，企 业在牌照申请阶段还面临着多重不确定性因素。因此，在海外核心地区申请支付牌照也是检验跨境支付 平台综合实力的"试金石"。 ...

Core Insights - The article highlights the preparations made by overseas merchants to welcome Chinese tourists during the upcoming "Golden Week" holiday, emphasizing the convenience of using Alipay+ for cross-border services [1][2]. Group 1: Alipay+ and Cross-Border Services - Alipay+ has partnered with Grab, Southeast Asia's largest ride-hailing platform, allowing users from Alipay, AlipayHK, and GCash to book rides directly through their home wallet apps in Southeast Asia [2]. - The service covers eight Southeast Asian countries, enabling Chinese tourists to book Grab rides in their native language and pay in RMB, along with exclusive discounts [2][4]. - Alipay's cross-border payment services are now available in over 70 countries and regions, providing tailored travel solutions and discounts for various destinations [4]. Group 2: Enhancements for Chinese Tourists - In Singapore, public transport services are now accessible to Chinese tourists through Alipay, allowing them to purchase NETS cards for seamless travel across the city [4]. - The Fairprice Group in Singapore has integrated Alipay+ across over 500 stores, enabling tourists from 12 countries to use their home wallets for payments [7]. - Cheers convenience stores in Singapore are preparing to launch a dedicated mini-program on Alipay, enhancing the shopping experience for Chinese visitors [5][8]. Group 3: Expanding Payment Options - Alipay+ connects with 36 e-wallets and national QR payment systems, reaching over 1.7 billion users and 100 million merchants, primarily small and medium-sized enterprises [10]. - The service addresses common pain points for tourists, such as cashless payments for public restrooms and vending machines in Europe, enhancing the overall travel experience [10]. - New features on Alipay's "overseas travel" section include booking services for popular attractions, allowing users to interact with a smart assistant for personalized travel recommendations [10].

Core Viewpoint - Lakala's stock has shown significant fluctuations, with a year-to-date increase of 50.40% and a recent decline over the past 20 and 60 days [1][2] Group 1: Stock Performance - On September 16, Lakala's stock rose by 2.09%, reaching 26.32 CNY per share, with a trading volume of 275 million CNY and a turnover rate of 1.44%, resulting in a total market capitalization of 20.742 billion CNY [1] - Year-to-date, Lakala's stock price has increased by 50.40%, with a 3.26% rise in the last five trading days, but a decline of 13.02% over the last 20 days and 13.14% over the last 60 days [1] Group 2: Financial Performance - For the first half of 2025, Lakala reported operating revenue of 2.652 billion CNY, a year-on-year decrease of 11.12%, and a net profit attributable to shareholders of 229 million CNY, down 45.33% year-on-year [2] - Since its A-share listing, Lakala has distributed a total of 2.458 billion CNY in dividends, with 878 million CNY distributed over the past three years [3] Group 3: Shareholder Information - As of June 30, 2025, Lakala had 141,200 shareholders, an increase of 114.48% from the previous period, with an average of 5,199 circulating shares per shareholder, a decrease of 53.37% [2] - The top ten circulating shareholders include Hong Kong Central Clearing Limited and Southern CSI 1000 ETF, both of which have increased their holdings compared to the previous period [3]

Core Viewpoint - Qingdao Kingwang has shown a significant increase in stock price and trading activity, indicating potential investor interest and market performance [1][2]. Company Overview - Qingdao Kingwang, established on March 3, 1997, and listed on December 15, 2006, is located in Laoshan District, Qingdao, Shandong Province. The company specializes in new material candles, cosmetics, and oil trading [1]. - The main revenue composition includes new material candles and craft products at 73.44%, cosmetics at 25.62%, and other businesses at 0.94% [1]. Financial Performance - For the first half of 2025, Qingdao Kingwang achieved operating revenue of 791 million yuan, representing a year-on-year growth of 3.40%. The net profit attributable to shareholders was 43.17 million yuan, with a year-on-year increase of 6.38% [2]. - As of June 30, the number of shareholders increased to 150,300, up by 38.95%, while the average circulating shares per person decreased by 28.03% to 4,595 shares [2]. Stock Performance - On September 16, Qingdao Kingwang's stock price rose by 2.16% to 8.53 yuan per share, with a trading volume of 77.02 million yuan and a turnover rate of 1.33%. The total market capitalization reached 5.893 billion yuan [1]. - Year-to-date, the stock price has increased by 55.09%, with a slight increase of 0.35% over the last five trading days, but a decline of 3.62% over the last 20 days and 0.81% over the last 60 days [1]. Shareholder Returns - Since its A-share listing, Qingdao Kingwang has distributed a total of 136 million yuan in dividends, with no dividends paid in the last three years [3].

Core Viewpoint - New Zhi Software's stock has shown significant volatility, with a year-to-date increase of 42.17%, but a recent decline over the past 20 days, indicating mixed investor sentiment and market performance [2]. Financial Performance - As of July 20, 2025, New Zhi Software reported a revenue of 897 million yuan for the first half of the year, a year-on-year decrease of 3.40%, while net profit attributable to shareholders was 30.35 million yuan, reflecting a growth of 42.84% [3]. - The company has cumulatively distributed dividends amounting to 98.88 million yuan since its A-share listing, with 29.71 million yuan distributed over the past three years [4]. Stock Market Activity - On September 16, 2025, New Zhi Software's stock price rose by 2.29% to 22.79 yuan per share, with a trading volume of 31.88 million yuan and a turnover rate of 0.54%, resulting in a total market capitalization of 5.991 billion yuan [1]. - The stock has appeared on the "Dragon and Tiger List" three times this year, with the most recent instance on March 6, where it recorded a net purchase of 57.74 million yuan [2]. Shareholder Information - As of July 20, 2025, the number of shareholders for New Zhi Software was 12,600, a decrease of 3.34% from the previous period, with an average of 20,899 circulating shares per shareholder, an increase of 3.45% [3]. - The top ten circulating shareholders include E Fund Supply-side Reform Mixed Fund, which holds 2.82 million shares, a decrease of 595,100 shares from the previous period [4]. Business Overview - New Zhi Software, established on June 4, 1994, and listed on December 7, 2020, primarily provides IT solutions and services to financial institutions and other industries, with its main revenue sources being IT solutions (84.23%), innovative business (6.73%), and IT product sales (5.37%) [2].

Core Viewpoint - Guangdian Yuntong's stock price has shown fluctuations with a year-to-date increase of 18.41%, while recent trading data indicates a net outflow of funds and a decline in net profit year-on-year [1][2]. Company Overview - Guangdian Yuntong Group Co., Ltd. is located in Guangzhou, Guangdong Province, established on July 8, 1999, and listed on August 13, 2007. The company focuses on providing operational services, big data solutions, and various intelligent terminal devices, positioning itself as a leading provider of AI solutions in China [2]. - The revenue composition of Guangdian Yuntong includes 48.34% from intelligent devices, 38.95% from operational services and others, and 12.71% from software development and services [2]. - The company belongs to the computer industry, specifically in the segment of computer equipment, and is associated with concepts such as cross-border payments, digital currency, Huawei Kunpeng, smart governance, and intelligent transportation [2]. Financial Performance - As of September 10, 2023, the number of shareholders for Guangdian Yuntong is 104,100, a decrease of 1.47% from the previous period, with an average of 23,849 circulating shares per shareholder, an increase of 1.49% [2]. - For the first half of 2025, Guangdian Yuntong reported a revenue of 5.275 billion yuan, a year-on-year increase of 12.07%, while the net profit attributable to shareholders decreased by 6.49% to 466 million yuan [2]. Shareholder Information - Since its A-share listing, Guangdian Yuntong has distributed a total of 4.886 billion yuan in dividends, with 1.49 billion yuan distributed over the last three years [3]. - As of June 30, 2025, the top ten circulating shareholders include Hong Kong Central Clearing Limited as the third-largest shareholder with 30.426 million shares, a decrease of 19.297 million shares from the previous period. Southern CSI 500 ETF ranks fourth with 18.5247 million shares, an increase of 2.5562 million shares [3].

Company Overview - Tianyang Technology Co., Ltd. is located in Chaoyang District, Beijing, and was established on July 9, 2003. The company was listed on August 24, 2020. Its main business includes technology development, technical services, consulting services, and system integration [1][2] - The revenue composition of Tianyang Technology is as follows: technology development 69.43%, technical services 28.56%, consulting services 1.40%, system integration 0.47%, and others 0.13% [1] Financial Performance - For the first half of 2025, Tianyang Technology achieved operating revenue of 999.7 million yuan, representing a year-on-year growth of 7.33%. However, the net profit attributable to the parent company was 51.04 million yuan, a decrease of 44.01% year-on-year [2] - Since its A-share listing, Tianyang Technology has distributed a total of 110 million yuan in dividends, with 42.78 million yuan distributed over the past three years [3] Stock Market Activity - As of September 15, Tianyang Technology's stock price was 23.61 yuan per share, with a market capitalization of 11.525 billion yuan. The stock has increased by 50.38% year-to-date, but has seen a decline of 1.58% over the last five trading days and 11.24% over the last 20 days [1] - The company has appeared on the "Dragon and Tiger List" three times this year, with the most recent appearance on June 16, where it recorded a net purchase of 231 million yuan [1] Shareholder Information - As of June 30, 2025, Tianyang Technology had 65,100 shareholders, an increase of 90.69% from the previous period. The average number of circulating shares per shareholder was 6,257, a decrease of 46.14% [2] - Among the top ten circulating shareholders, Huabao Zhongzheng Financial Technology Theme ETF is the seventh largest shareholder with 3.1997 million shares, marking a new entry. Hong Kong Central Clearing Limited has exited the top ten shareholders list [3] Industry Classification - Tianyang Technology belongs to the Shenwan industry classification of Computer - IT Services II - IT Services III. It is associated with concepts such as electronic payment, cross-border payment, Huawei Kunpeng, Alibaba Cloud, and data elements [2]