中期选举临近，住房负担能力已成为白宫日益重视的议题。 特朗普去年末计划推出50年期住房抵押贷款以降低贷款者月供压力，但此举迅速遭到市场质疑。住房经 济学家认为，购房者需要更长时间才能积累房屋净值，若住房供应未能增加，可能会导致房价上涨，抵 消潜在的节省。高盛分析师去年10月发布报告表示，美国需要比正常建设速度增加300万到400万套住 房，才能帮助缓解住宅房地产价格。 机构投资者要为高企房价背锅？ 当地时间1月7日，美国总统特朗普表示，他将采取措施阻止机构投资者在美国购买独栋住宅，并表示此 举将有助于降低美国人的住房成本。 特朗普当日在社交媒体上写道："我将立即采取措施，禁止大型机构投资者购买更多独栋住宅，并将呼 吁国会将其立法化，房子是给人住的，而不是给公司住的。" 上述消息一经公布，主要房屋租赁和管理公司的股价应声大跌。美国最大的独栋住宅租赁所有者 Invitation Homes公司的股价当日下跌6%，美国房屋租赁公司American Homes 4 Rent下跌超4%，建筑材 料提供商Builders FirstSource下跌5.6%。该领域重要投资者黑石集团的股价下跌近6%。 中期选举临近，解决住 ...

自第四季度开始以来，基础材料板块在我们的DALI行业排名中获得了22个信号，并在过去一周超越了 金融板块。基础材料板块目前在我们的DALI行业排名中位列第四，距离超配区间仅一步之遥。 想了解进入2026年主要市场的"证据权重"如何吗？欢迎参加我们专家团队于1月8日星期四美国东部时间 下午1:00举办的网络研讨会。期待您的参与！ 特别声明：以上内容仅代表作者本人的观点或立场，不代表新浪财经头条的观点或立场。如因作品内 容、版权或其他问题需要与新浪财经头条联系的，请于上述内容发布后的30天内进行。 来源：宏观对冲陈凯丰Kevin 尽管近年来住房负担能力恶化一直是热门话题，但2025年房屋销售和价格增长却表现平平。房屋建筑商 指数ITB目前的基金评级低于2.0，凸显了该行业的疲软。 ...

来源：澳洲财经见闻 01 原因是原本锁定高价城区的中高收入买家，被这些高不可攀的社区"挤"出来，只能把目光投向更远、更便宜的地 区。 有些买家干脆搬到自己买得起的远郊居住；也有人选择在这些郊区买投资房，同时在自己真正想住的地段租房住， 实现"买一处、住一处"的分离。 Cotality公司的《Best of the Best 2025》报告显示，今年前11个月，全国房价中位数上涨了7.7%。不过，不同城市和 不同区域之间的表现差异很大。 今年悉尼房价涨幅最大的是西南外圈、靠近Campbelltown的Menangle Park，房价上涨20.7%，中位数约121万澳元。 旁边的Gilead则上涨20%，中位数约106万澳元。 Cotality数据显示，在悉尼房价涨得最快的10个郊区中，有7个的中位房价仍然低于悉尼整体约160万澳元的独立屋 中位房价，说明涨得快的多是相对更"便宜"的区域。 墨尔本房价涨得最快的社区同样在城市外围。外郊Frankston North今年上涨21%，独立屋中位价约72.5万澳元，附近 的Frankston也上涨了15.1%。 在墨尔本涨幅前十的区域中，只有一个地区的房价高于该市约98 ...

另一方面，房地产咨询公司Cotality发布的住房价值指数报告显示，今年11月澳大利亚全国住房价值指 数（Home Value Index）连续第3个月保持1%及以上环比增长，实际涨幅为1%。报告指出，澳大利亚全 国房价涨幅下降是受到两个最大城市悉尼和墨尔本房价在11月只分别上涨0.5%和0.3%的影响。其他所 有首府城市当月房价均上涨至少1%，其中珀斯涨幅最大，达到2.4%。 新华财经悉尼12月2日电 澳大利亚统计局与房地产咨询公司近日发布的数据显示，10月澳大利亚新获批 的住房建设许可与11月全国住房价值指数增幅均有所下滑。分析人士认为，澳大利亚房地产市场已经出 现增长放缓的早期迹象。 澳统计局2日发布的数据显示，经季节性因素调整，2025年10月该国批准的住房建设许可环比减少约 6.4%，相比9月增长11.1%有较大幅度退步。按同比计算，10月澳大利亚批准的住房建设许可减少约 1.8%。 具体来说，10月所有住房中，私营领域房屋（private sector house）的建设许可环比减少约2.1%，同比 增加约1.3%，至9251套；私营领域其他住房的建设许可环比减少约13.1%，同比减少约3.3%， ...

智通财经APP获悉，据特朗普在"真实社交"平台发布的内容显示，他提议推出一项全新的50年期抵押贷 款计划，以此鼓励年轻人购置房产。这位美国总统提出了推行 50 年期房贷的设想，旨在帮助选民解决 他们最为关心的问题之一：住房负担能力问题。特朗普在周一播出的一次采访中表示："这其实只是意 味着你每月支付的费用会减少。" 特朗普政府致力于降低购房者的月度住房成本，这是在上周民主党一系列选举胜利之后采取的举措。在 这些选举中，候选人通过强调住房的可负担性和生活成本问题赢得了选民的支持。 然而，房地产行业的专家们对此观点予以否定，认为这是一种目光短浅的模式，几乎无法减轻成本负 担，而且从长远来看还会损害房主的利益。该计划可能会增加房主的利息支付额，减缓他们积累的房屋 净值速度，并引发需求激增，从而进一步推高供不应求市场中的房价。 美国公众住房压力增大 美国房地产经纪人协会的最新数据显示，1991年美国人首次购房的平均年龄为28岁，而到2024年这一年 龄已升至38岁。房产中介机构Redfin发布的最新数据显示，当前美国家庭用于偿还抵押贷款的支出占家 庭收入的比例达39%。这是因为偿还一套普通房产抵押贷款所需的收入，已远 ...

Core Insights - Despite various housing affordability policies being introduced, Australian housing prices are unexpectedly accelerating, particularly among the cheapest properties, rather than luxury homes [1][2] - This trend is likely to exacerbate the generational gap in home ownership, making it increasingly difficult for young people to afford homes [1][4] Housing Market Trends - Data from real estate platform Domain indicates that in the past three years, the largest price increases in most capital cities have occurred in the lowest-priced quarter of properties, contrary to traditional housing market cycles [2][10] - Nicola Powell, Chief Research and Economics Officer at Domain, notes that this reversal indicates a shrinking pool of affordable homes for ordinary buyers, leading to increased competition for limited options [2][11] Generational Disparities - Home ownership rates among Australians under 34 have seen a dramatic decline, with only 49.7% of those born between 1987 and 1991 owning a home by age 30-34, compared to 68% for those born between 1947 and 1951 [5][6][7] - The ability of subsequent generations to catch up in home ownership is diminishing, with only 36.1% of those born between 1992 and 1996 owning a home in their twenties [8] Impact of Government Policies - Eliza Owen, Research Director at Cotality, emphasizes that the rapid price increase of low-cost homes is a significant signal, with this segment leading the market since March 2024 [10] - Concerns are raised regarding the federal government's upcoming expansion of the First Home Guarantee policy, which may further inflate the prices of low-cost homes by removing income limits and broadening eligibility [12][13] - Forecasts suggest that this policy could increase housing prices by approximately 0.5% over the next six years, with some models predicting a 6.6% increase in the first year [16]

Core Viewpoint - The U.S. government, under President Trump, is considering declaring a national housing emergency to address rising housing costs and declining supply, with urgency emphasized by Treasury Secretary Scott Basset [1][2]. Group 1: Housing Market Challenges - The U.S. real estate market is experiencing stagnation due to rising home purchase costs and decreased supply, exacerbated by the Federal Reserve's tightening monetary policy and increased prices for construction materials [1]. - Since the 2008 financial crisis, the U.S. has not declared a national housing emergency, highlighting the severity of the current housing environment [2]. Group 2: Government Response and Actions - Trump has consistently criticized the Federal Reserve for high interest rates, which he claims increase government financing costs and harm the real estate market [3]. - The government is exploring ways to regulate local building and zoning codes and reduce transaction costs, with a focus on housing affordability as a key pillar for the Republican agenda in the 2026 midterm elections [4]. - The administration is also looking into simplifying approval processes and encouraging standardized construction methods to boost housing supply and lower costs [4]. Group 3: Market Outlook - Rental prices are currently declining, which is crucial for Americans without property, and a decrease in interest rates is expected to increase real estate transactions and home sales [4].

Group 1 - The increase in May is attributed to the resilience of the U.S. labor market, with wage growth outpacing home price increases [1] - Mortgage rate fluctuations are the primary driver of home buying decisions, significantly impacting housing affordability more than wage growth [1]

Group 1 - A residential property in St Marys, Sydney, sold for AUD 1.91 million, significantly exceeding the expected reserve price of AUD 300,000, indicating a strong demand in the area [1] - The property, which had not been sold for over 60 years, attracted 18 registered bidders on auction day, setting a new record for a 1,200 square meter lot in St Marys [1] - Historical context shows that property prices in the area have dramatically increased, with past sales around AUD 15,000 two decades ago, highlighting a substantial appreciation in real estate values [1] Group 2 - The property is located within walking distance of the soon-to-be-completed St Marys metro station, reflecting the strong demand for land in Sydney [3] - The new owner believes the price is justified due to future commercial developments and airport expansion plans in St Marys [3] - Sydney has been identified as the second least affordable city globally, following Hong Kong, according to the Demographia International Housing Affordability Report [3] - The Property Council's Western Sydney regional director noted a persistent gap between wages and housing costs due to insufficient housing construction to meet growing population demands [3] - It was emphasized that building more apartments could help make housing more affordable in the future, as apartments are generally cheaper than standalone houses due to higher density [3]