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如果30岁了还没有在澳洲买房,那么你有麻烦了...
Sou Hu Cai Jing· 2025-09-19 10:19
有麻烦 尽管各类住房可负担性政策陆续推出,澳洲房价却在一个出人意料的方向加速上涨: 涨得最快的不是豪宅,而是最便宜的那一批房子。 这一趋势恐将进一步拉大住房拥有率的代际差距,让越来越多年轻人望房兴叹。 房地产平台Domain的数据显示: 在过去三年里,大多数首府城市中, 房价涨幅最大的不是高端市场,而是最便宜的四分之一的房产。 Domain首席研究与经济学家Nicola Powell表示: 这颠覆了传统的房价周期逻辑。 Powell说: 通常是高端市场领涨房价周期,现在却反过来了。 这说明普通人真正"买得起" 的房子已经越来越少, 导致更多人集中竞争少数价格还能接受的房源。 这意味着本就买不起房的一群人,未来能选的房子会越来越少。 这反映出负担能力已经到了临界点。 普通人不仅要花很长时间攒首付,每月还款压力也越来越大。 现在在住房拥有方面已经出现明显的代际差异。 34岁以下澳洲人的住房拥有率断崖式下跌。 相比战后出生的人群,那些出生在1980年代末的人,拥有房产的可能性要低得多。 根据澳洲健康与福利研究所的统计: 1987至1991年出生的人中,30至34岁时有房可住的比例仅为49.7%。 而相比之下,194 ...
特朗普又要宣布紧急状态!这次针对全美住房
Guo Ji Jin Rong Bao· 2025-09-02 08:30
Core Viewpoint - The U.S. government, under President Trump, is considering declaring a national housing emergency to address rising housing costs and declining supply, with urgency emphasized by Treasury Secretary Scott Basset [1][2]. Group 1: Housing Market Challenges - The U.S. real estate market is experiencing stagnation due to rising home purchase costs and decreased supply, exacerbated by the Federal Reserve's tightening monetary policy and increased prices for construction materials [1]. - Since the 2008 financial crisis, the U.S. has not declared a national housing emergency, highlighting the severity of the current housing environment [2]. Group 2: Government Response and Actions - Trump has consistently criticized the Federal Reserve for high interest rates, which he claims increase government financing costs and harm the real estate market [3]. - The government is exploring ways to regulate local building and zoning codes and reduce transaction costs, with a focus on housing affordability as a key pillar for the Republican agenda in the 2026 midterm elections [4]. - The administration is also looking into simplifying approval processes and encouraging standardized construction methods to boost housing supply and lower costs [4]. Group 3: Market Outlook - Rental prices are currently declining, which is crucial for Americans without property, and a decrease in interest rates is expected to increase real estate transactions and home sales [4].
全美房地产经纪人协会(NAR)首席经济学家劳伦斯·云:将5月的上涨归因于美国劳动力市场的韧性,工资涨幅超过了房价上涨。然而,“抵押贷款利率波动是购房决策的主要驱动因素,对住房负担能力的影响大于工资增长”。
news flash· 2025-06-26 14:03
Group 1 - The increase in May is attributed to the resilience of the U.S. labor market, with wage growth outpacing home price increases [1] - Mortgage rate fluctuations are the primary driver of home buying decisions, significantly impacting housing affordability more than wage growth [1]
悉尼土地稀缺加剧住房负担,一房产高出底价$30万成交
Sou Hu Cai Jing· 2025-05-18 22:47
Group 1 - A residential property in St Marys, Sydney, sold for AUD 1.91 million, significantly exceeding the expected reserve price of AUD 300,000, indicating a strong demand in the area [1] - The property, which had not been sold for over 60 years, attracted 18 registered bidders on auction day, setting a new record for a 1,200 square meter lot in St Marys [1] - Historical context shows that property prices in the area have dramatically increased, with past sales around AUD 15,000 two decades ago, highlighting a substantial appreciation in real estate values [1] Group 2 - The property is located within walking distance of the soon-to-be-completed St Marys metro station, reflecting the strong demand for land in Sydney [3] - The new owner believes the price is justified due to future commercial developments and airport expansion plans in St Marys [3] - Sydney has been identified as the second least affordable city globally, following Hong Kong, according to the Demographia International Housing Affordability Report [3] - The Property Council's Western Sydney regional director noted a persistent gap between wages and housing costs due to insufficient housing construction to meet growing population demands [3] - It was emphasized that building more apartments could help make housing more affordable in the future, as apartments are generally cheaper than standalone houses due to higher density [3]